BenzingaT3·27d ago
Donegal Group Inc (DGICB) Stock Quote & Options Analysis | Frenzy Capital
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
Snapshot
Info
- Industry (SIC)
- FIRE, MARINE & CASUALTY INSURANCE (6331)
- Exchange
- XNAS
- Market Cap
- $0.7B
Donegal Group Inc is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern, and Southwestern states. It includes three segments: Investments Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The majority of revenue is from the commercial Lines segment. The commercial Lines segment consists mainly of commercial automobile, commercial multi-peril, and workers' compensation policies.
Price History
Seasonality
| Month | Avg Return | Years of Data |
|---|---|---|
| Jan | +2.36% | 6 |
| Feb | -1.88% | 6 |
| Mar | +2.89% | 6 |
| Apr | +2.30% | 6 |
| May | +0.60% | 6 |
| Jun | -1.78% | 5 |
| Jul | +1.00% | 5 |
| Aug | -1.37% | 5 |
| Sep | -3.96% | 5 |
| Oct | +2.92% | 5 |
| Nov | -2.13% | 5 |
| Dec | +2.18% | 5 |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $18.86
SMA 50: $17.57
SMA 200: $16.43
Current: $17.59
EMA 12: $18.76
EMA 26: $18.44
MACD: 0.3109 | Signal: -0.1778
BULLISH
ADX (14): 20.95
WEAK TREND
+DI: 33.05
−DI: 42.24
Momentum Oscillators
RSI (14): 44.70
NEUTRAL
Stoch %K: 44.58
Stoch %D: 55.72
Williams %R: -89.28
Volume & Volatility
BB Upper: $20.18
BB Lower: $17.54
NEUTRAL
OBV: 78,424
Vol SMA 20: 1,269
Vol ROC: 163.18%
ATR: $0.88
True Range: $1.57
HV 20: 60.5%
HV 30: 74.7%
HV 60: 75.2%
Data Summary
Data Points: 500
Last Updated: 2026-05-13T21:15:15.394000
Date Range: 2023-02-17T00:00:00 – 2026-05-13T00:00:00
AI Analysis
LLM Stock Analysis Report: DGICB
Executive Summary
Overall Assessment: NEUTRAL (6/10)
Key Drivers and Primary Risks:
- Technical indicators suggest a weak uptrend, with RSI indicating neutral sentiment
- Positive news headlines may provide support for the stock price
- High historical volatility and negative beta suggest potential for increased market fluctuations
Investment Thesis: DGICB's recent price action is characterized by a weak uptrend, which may be influenced by positive dividend announcements. The stock's high historical volatility and negative beta indicate that it may be more sensitive to market changes than other stocks.
Recent News Sentiment Impact: Positive news headlines from the last 10 articles have had a moderate impact on the stock price.
Technical Analysis
Trend Direction: Short-term: Uptrend, Medium-term: Neutral, Long-term: Neutral
Support/Resistance Levels:
- SMA 20: $18.86 (resistance)
- Middle Bollinger Band: $18.86 (support)
Momentum Signals:
- RSI interpretation: Neutral (44.70)
- MACD signal: Bullish (0.31 / Signal: -0.18 / Histogram: 0.49)
- Bollinger Bands position: Neutral
Volume Analysis:
- Volume SMA 20: 1269.84
- On-Balance Volume (OBV): 78424.42
- Volume Rate of Change: 163.18%
News & Sentiment Analysis
Recent Headlines Summary: Positive dividend announcements have dominated recent news headlines.
Sentiment Assessment: Aggregate sentiment is positive, with a slight majority of positive headlines.
Catalyst Identification: Upcoming quarterly results and potential earnings surprises may provide additional support for the stock price.
Market Narrative: The technical signals are currently neutral, while the positive news headlines suggest that the stock may continue to trend upwards. However, the high historical volatility and negative beta indicate that there is a risk of increased market fluctuations.
Risk & Volatility Assessment
Beta Interpretation: -0.09 (negative beta, suggesting inverse correlation with SPY)
Volatility Regime: High historical volatility (74.7% HV30) suggests potential for increased market fluctuations.
Options Market Signals: No options data available
Downside Protection: Support levels include the middle Bollinger Band ($18.86) and SMA 20 ($18.86).
Market Context & Positioning
Sector Performance: Not applicable (DGICB is a standalone stock)
Institutional Activity: Moderate volume and OBV suggest institutional interest.
Correlation Analysis: -0.02 (inverse correlation with SPY, suggesting potential for increased market fluctuations)
Relative Valuation: DGICB's price is relatively neutral compared to its historical range.
Key Levels & Action Items
Critical Price Levels:
- SMA 20: $18.86 (resistance)
- Middle Bollinger Band: $18.86 (support)
Breakout/Breakdown Levels:
- Upper Bollinger Band: $20.18 (breakout level)
- Lower Bollinger Band: $17.54 (breakdown level)
Time-Sensitive Catalysts: Upcoming quarterly results and potential earnings surprises.
Risk Management: Monitor volume and OBV to gauge institutional interest, and consider stop-loss levels around the SMA 20 ($18.86) and middle Bollinger Band ($18.86).
Generated 2026-05-13 17:46 UTC
News
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GlobeNewswire Inc.T3·22mo ago
GlobeNewswire Inc.T3·24mo ago
GlobeNewswire Inc.T3·25mo ago
Options Activity
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Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR25 and BF25 from the live options chain. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Volatility Surface
Enter a ticker to render the implied volatility surface.
IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
- Beta (1Y vs SPY)
- -0.09
- Correlation (SPY)
- -1.6%
- R²
- 0.00
- Ann. Volatility
- 74.3%
- SPY Volatility
- 12.4%
Negative beta - stock moves opposite to market
Beta & Alpha Over Time
Institutional Ownership (13F)
Latest filings — 2026-03-31
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
| # | Filer | Notional Value | % of Total | Period |
|---|
1 filers$2.39M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | LOGAN CAPITAL MANAGEMENT INC | $2.39M | 100.00% | 2026-03-31 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.