TWFG, Inc. Common Stock (TWFG) Stock Quote & Options Analysis | Frenzy Capital

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

Snapshot
Info
Industry (SIC)
INSURANCE AGENTS, BROKERS & SERVICE (6411)
Exchange
XNAS
Market Cap
$0.2B

TWFG Inc is an independent distribution platform for personal and commercial insurance in the United States. It offers all lines of insurance, multiple distribution contract options, M&A services, proprietary virtual assistants, proprietary technology, proprietary premium financing, unlimited continuing education, recognition programs, co-op funding, marketing support and overall lower costs to operate.

Price History
Seasonality
MonthAvg ReturnYears of Data
Jan -9.41% 2
Feb -4.91% 2
Mar -4.29% 2
Apr +2.87% 2
May +0.15% 2
Jun -0.28% 1
Jul -3.67% 2
Aug +4.23% 2
Sep -0.79% 2
Oct +3.31% 2
Nov +13.60% 2
Dec -8.17% 2
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators
SMA 20: $19.23
SMA 50: $19.03
SMA 200: $24.34
Current: $17.69
EMA 12: $18.90
EMA 26: $19.03
MACD: -0.1280 | Signal: -0.0960
BEARISH
ADX (14): 14.22
RANGE
+DI: 16.72
−DI: 20.95
Momentum Oscillators
RSI (14): 36.84
NEUTRAL
Stoch %K: 28.48
Stoch %D: 37.67
Williams %R: -93.11
Volume & Volatility
BB Upper: $20.42
BB Lower: $18.03
OVERSOLD
OBV: 8,523,400
Vol SMA 20: 277,032
Vol ROC: -28.99%
ATR: $1.11
True Range: $1.79
HV 20: 40.0%
HV 30: 40.8%
HV 60: 48.4%
Data Summary
Data Points: 458
Last Updated: 2026-05-14T21:15:16.571000
Date Range: 2024-07-18T00:00:00 – 2026-05-14T00:00:00
AI Analysis

Choose Frenzy-Fast™ for quick analysis or Frenzy-Pro™ for comprehensive analysis.

Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.

Options Activity
Loading options activity...
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR25 and BF25 from the live options chain. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Volatility Surface

Enter a ticker to render the implied volatility surface.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
Beta (1Y vs SPY)
0.05
Correlation (SPY)
1.5%
R²
0.00
Ann. Volatility
42.5%
SPY Volatility
12.1%

Low volatility - stock moves less than market

Beta & Alpha Over Time
Institutional Ownership (13F)
Latest filings — 2026-03-31

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

73 filers12,885,373 shares$250.55M value
# Filer Shares Value % of Total % of Float Period
1 ALLIANCEBERNSTEIN L.P. 1,081,383 $31.11M 12.42% — 2025-12-31
2 FMR LLC Custodian 1,065,105 $30.64M 12.23% — 2025-12-31
3 Capital International Investors 958,490 $27.58M 11.01% — 2025-12-31
4 BAMCO INC /NY/ 954,463 $27.46M 10.96% — 2025-12-31
5 VANGUARD GROUP INC Custodian 654,631 $18.83M 7.52% — 2025-12-31
6 VANGUARD CAPITAL MANAGEMENT LLC 570,537 $10.49M 4.19% — 2026-03-31
7 RIVERBRIDGE PARTNERS LLC 549,614 $10.11M 4.03% — 2026-03-31
8 Giverny Capital Inc. 331,511 $9.54M 3.81% — 2025-12-31
9 CENTRAL SECURITIES CORP 500,000 $9.20M 3.67% — 2026-03-31
10 Nuveen, LLC Custodian 495,092 $9.10M 3.63% — 2026-03-31
11 GILDER GAGNON HOWE & CO LLC 238,520 $6.86M 2.74% — 2025-12-31
12 GEODE CAPITAL MANAGEMENT, LLC Custodian 236,160 $6.80M 2.71% — 2025-12-31
13 Alyeska Investment Group, L.P. 215,778 $6.21M 2.48% — 2025-12-31
14 BlackRock, Inc. Custodian 187,337 $5.39M 2.15% — 2025-12-31
15 BRASADA CAPITAL MANAGEMENT, LP 160,787 $4.50M 1.80% — 2025-12-31
16 Grandeur Peak Global Advisors, LLC 116,348 $3.35M 1.34% — 2025-12-31
17 Ascent Group, LLC 102,402 $2.95M 1.18% — 2025-12-31
18 VICTORY CAPITAL MANAGEMENT INC 80,340 $2.31M 0.92% — 2025-12-31
19 TD ASSET MANAGEMENT INC 67,704 $1.95M 0.78% — 2025-12-31
20 STATE STREET CORP 64,366 $1.85M 0.74% — 2025-12-31
21 NORTHERN TRUST CORP Custodian 61,661 $1.77M 0.71% — 2025-12-31
22 ROYCE & ASSOCIATES LP 57,019 $1.64M 0.65% — 2025-12-31
23 GOLDMAN SACHS GROUP INC Custodian 53,303 $1.53M 0.61% — 2025-12-31
24 UBS Group AG Custodian 82,185 $1.51M 0.60% — 2026-03-31
25 VANGUARD FIDUCIARY TRUST CO 81,983 $1.51M 0.60% — 2026-03-31
# Filer Notional Value % of Total Period
# Filer Notional Value % of Total Period
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.