BAC Bank of America Corporation

XNYS 50.90 +0.43% Pre-market
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Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

BAC $50.90 ▲ +0.43%

What changed

Recent filings, trades and moves
Key stats
$50.68
Pre-market $50.90 +0.43%
52-Week Range
$46.12 – $65.22
YTD
-9.42%
IV Rank (30D)
63.74
Straddle Price
$3.06
P/C Vol Ratio
1.09
Market Cap
$348.8B
Open
$50.88
Day Range
$50.44 – $51.07
Volume
22,773,927
Prev Close
$50.55
Fair Value
MODEL: LONG

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)4.86%
Beta vs SPY1.07
Cost of Equity (CAPM)10.67% (VRP-adj)
WACC8.15%
Volatility Risk Premium+11.9pp (IV − HV30), ERP adj +45bps
Effective Tax Rate20.7%
Rev. Growth (YoY, DCF input)+2.6%
DCF Horizon10 years explicit + fade
Forward Tilt (NTM/TTM)×1.03 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$41.4B
Return on Equity (TTM)10.3%
Book / Price80.0% — banking bias active (P/B is primary)
Bank Quality Adj×0.71 (target ROE vs peer median)
Gross Margin (TTM)60.3%
FCF Margin (TTM)21.5%
Debt / Equity1.08
Quality Score2/6 — normal (10y DCF)
Market-Implied Growth+0.7% (reverse-DCF on current price)
SMA 50$54.78 (Market Anchor value)
SMA 20 / Bollinger Mid$50.61
Bollinger Width / SMA205.1% (drives anchor stability)
Net Debt$298.8B
Market Cap$376B
Peers used for multiples: C, COF, GS, JPM, MS, SCHW, USB, WFC
60-Day Conviction
38%
20-Day Fair Value
≈ by Dec 10, 2026
$50.80
α +0.2% rank 2%
conviction
20%
40-Day Fair Value
≈ by Jan 8, 2027
$51.49
α +1.6% rank 1%
conviction
53%
60-Day Fair Value
≈ by Feb 8, 2027
$51.38
α +1.4% rank 1%
conviction
38%
MethodImplied PriceWeightDetail
DCF $61.62 10%
DDM (Gordon) $18.86 15%
Peer P/E $35.72 6% median 12.3× · 8 peers
Peer EV/EBITDA n/a 0% median 16.4× · 8 peers
Peer P/B $71.95 9% median 1.8× · 8 peers
Peer P/S $38.86 3% median 2.1× · 8 peers
Market Anchor (SMA50) $54.78 38% stability 100% (BB-width)
Options Expected (B-L 30d) $50.93 19% 25 strikes · skew -1.00
As of 2026-11-11 · updated
About
Industry (SIC)
NATIONAL COMMERCIAL BANKS (6021) · industry map
Exchange
XNYS
Market Cap
$348.8B
Employees
213,000
List Date
1973-01-02
CIK
0000070858
Last Earnings
Oct 14 before open · −4.8% vs ±3.4% expected
Next Earnings
~Jan 13, 2027 (estimated)
Headquarters
Charlotte, NC
Homepage
https://www.bankofamerica.com

Bank of America is a formidable financial titan with a $3.43 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth …

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'21'22'23'24'25'26Avg
Jan-1.27%-0.09%5.88%0.32%4.54%-4.92%0.74%
Feb15.85%-5.84%-4.51%2.89%-0.24%-7.77%0.06%
Mar8.10%-2.94%-16.23%10.39%-8.41%-2.13%-1.87%
Apr2.63%-12.76%2.41%-1.36%-3.88%8.50%-0.74%
May4.51%2.93%-4.30%8.23%9.86%-3.08%3.02%
Jun-3.94%-15.11%3.28%-0.28%7.35%10.62%0.32%
Jul-7.66%7.13%9.59%0.75%-1.83%6.06%2.34%
Aug9.98%-0.30%-9.33%3.16%11.13%-0.86%2.30%
Sep3.06%-9.77%-5.52%-2.51%2.32%-12.20%-4.10%
Oct10.91%15.92%-1.35%6.63%5.47%-6.92%5.11%
Nov-7.06%4.56%15.49%13.77%0.17%2.24%*4.86%
Dec1.48%-9.38%8.75%-6.57%3.31%---0.48%
Total39.47%-26.32%-0.28%39.31%31.92%-12.29%11.97%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $50.61
SMA 50: $54.78
SMA 200: $54.88
Current: $50.68
EMA 12: $50.53
EMA 26: $51.74
MACD: -1.2038 | Signal: 0.2731
BEARISH
ADX (14): 33.73
TREND
+DI: 24.53
−DI: 24.52

Momentum Oscillators

RSI (14): 43.07
NEUTRAL
Stoch %K: 27.15
Stoch %D: 25.75
Williams %R: -60.83

Volume & Volatility

BB Upper: $51.91
BB Lower: $49.32
NEUTRAL
OBV: 1,345,103,933
Vol SMA 20: 43,583,491
Vol ROC: -7.64%
ATR: $1.30
True Range: $0.63
HV 20: 30.1%
HV 30: 25.6%
HV 60: 24.4%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-11-12T00:00:00 – 2026-11-10T00:00:00
AI Analysis

BANK OF AMERICA (BAC) - COMPREHENSIVE STOCK ANALYSIS

Executive Summary

Assessment: BEARISH | Confidence Level: 7/10

Bank of America is currently experiencing a sharp selloff driven by macro headwinds, with technical indicators flashing severe oversold conditions that create a tactical tension between short-term mean reversion opportunity and medium-term downtrend momentum. The stock has declined significantly below its 50-day and 200-day moving averages on elevated volume, coinciding with today's (Oct 14) hotter-than-expected CPI print that has sent financial sector equities lower.

Investment Thesis: BAC faces a near-term macro headwind (elevated inflation expectations pushing yields higher, typically pressuring bank valuations on duration concerns), but the RSI at 22.55 and Williams %R at -72.01 suggest capitulation selling that could create a tactical bounce. However, the strong bearish trend (ADX 47.97, -DI 51.22 vs +DI 10.90) indicates downward momentum remains dominant; any recovery is likely to face resistance at the $55+ zone.

Recent News Sentiment Impact: Negative macro catalysts (hotter CPI on Oct 14) are directly responsible for today's weakness. The upcoming Q3 earnings announcement (today, Oct 14) adds uncertainty, though the timing suggests the market may have already priced in concerns ahead of the report.

Technical Analysis

Trend Direction

| Timeframe | Assessment | Justification | |-----------|------------|---| | Short-term (1-4 weeks) | BEARISH | Price at $51.35 vs SMA20 $55.03 (-6.7% below); trading below both 50-day ($59.52) and 200-day ($55.23) moving averages; EMA12 ($54.14) above price indicating downward pressure | | Medium-term (1-3 months) | BEARISH | Price significantly below SMA50 and SMA200; despite SMA20/SMA200 relatively close ($55.03 vs $55.23), the price trajectory is decisively lower | | Long-term (3-12 months) | NEUTRAL/BEARISH | 200-day MA at $55.23 suggests the stock has been in a mild downtrend; current price $51.35 is 7% below the 200-day support, approaching critical support |

Support/Resistance Levels

| Level | Type | Justification | Proximity | |-------|------|---|---| | $51.64 | Support | Bollinger Bands lower band; also near-term floor from recent sell-off | Current price $51.35 below this level | | $51.35 | Current | Intraday low/current price | N/A | | $55.03 | Resistance | SMA20; psychological midpoint | +7.1% above current | | $55.23 | Resistance | SMA200; key long-term average | +7.6% above current | | $59.52 | Resistance | SMA50; significant overhead | +15.9% above current | | $58.42 | Resistance | Bollinger Bands upper band | +13.8% above current |

Critical Observation: Price has broken below the lower Bollinger Band ($51.64), indicating extreme weakness and oversold conditions on a standard deviation basis.

Momentum Signals

RSI (14): 22.55 — SEVERELY OVERSOLD

  • RSI below 30 is textbook oversold territory, typically associated with capitulation selling or panic liquidation
  • This extreme reading suggests BAC has suffered acute selling pressure intraday
  • Historically, RSI <20 often precedes at least a technical bounce (mean reversion), but does NOT guarantee reversal of primary trend
  • Caution: Oversold RSI in a strong downtrend (high ADX) can persist as the market reprices lower; relief bounces may be brief

MACD: -1.83 (MACD line) vs -0.02 (Signal line) | Histogram: -1.81 — BEARISH

  • MACD is significantly negative and below its signal line, indicating bearish momentum dominance
  • The large negative histogram (-1.81) shows accelerating downward momentum
  • No bullish crossover signal visible; momentum remains decidedly lower
  • Implication: Selling pressure remains structural, not just tactical

Williams %R: -72.01 — EXTREME OVERSOLD

  • Williams %R below -80 is considered oversold; at -72, BAC is in the severe oversold zone
  • This corroborates RSI and confirms that the selling has pushed the stock to extremes
  • Mean reversion is statistically likely, but timing is uncertain

Bollinger Bands: Position OVERSOLD

  • Price at $51.35 has moved below the lower band at $51.64
  • Width of 12.32 is moderate but not at historical extremes
  • Price below the lower band typically signals one of two scenarios:
    1. Capitulation extreme → likely followed by a snap-back to the middle band ($55.03)
    2. Breakdown of support → if macro conditions worsen further, the band could continue to widen downward

Stochastic %K: 39.37 / %D: 39.30 — OVERSOLD

  • Both K and D lines are below 50, indicating downward momentum
  • The convergence of K and D at similar levels suggests momentum may be stabilizing (a setup for mean reversion)
  • Crossing above 50 would be a bullish short-term signal

Volume Analysis

Volume SMA 20: 40.66M shares/day | Volume Rate of Change: +194.56%

  • Critical Signal: Volume is up 194.56% vs. the 20-day average, indicating the selling on this Oct 14 session is heavily elevated and institutional in nature
  • This surge in volume on a down day suggests large capitulation selling or systematic fund rebalancing
  • On-Balance Volume (OBV): 1,313,760,153.42 (cumulative metric; directional trend down recent days likely)

Institutional Interest Implications:

  • The 194.56% volume surge is consistent with sector-wide financial stock selloff following CPI data
  • Options volume flow shows 5,723 calls vs 1,394 puts (4:1 ratio), but this is call volume, not call buying necessarily—this could reflect call selling (bearish) or call buying (bullish). The context of heavy volume suggests institutional protection selling.

News & Sentiment Analysis

Recent Headlines Summary (Oct 13-14)

| Date | Headline | Sentiment | Relevance to BAC | |------|----------|-----------|---| | Oct 14 | Hot Inflation Weighs on Markets, CoreWeave Plummets 15% | NEGATIVE | Macro headwind—directly impacts financials | | Oct 14 | Hotter CPI Sends Futures Lower as Yields Jump | NEGATIVE | Macro headwind—rising yields compress bank NII valuations | | Oct 14 | CPI Jumps Back to Spring Levels, Pre-Markets Fall | NEGATIVE | Immediate catalyst for today's selloff | | Oct 13 | BAC vs. PNC: Which Bank Stock Is a Better Bet Ahead of Q3 Earnings? | NEGATIVE | Comparative weakness signal; earnings uncertainty | | Oct 14 | Genesis Global Wins Best AI Solution (unrelated) | NEUTRAL | No relevance to BAC | | Oct 14 | Valero Energy Stock Triumphed (energy sector) | NEUTRAL | No direct relevance |

Sentiment Assessment

Aggregate Sentiment: NEGATIVE (75% bearish, 25% neutral)

  • Three of four relevant headlines explicitly cite inflationary concerns and macro headwinds
  • CPI data released Oct 14 is the direct catalyst for today's $4.70 intraday range and heavy selling volume
  • The timing of Q3 earnings announcement (today, Oct 14) coinciding with negative macro data creates compounded selling pressure
  • No positive news catalysts present in the recent headline flow

Catalyst Identification

| Catalyst | Type | Timeline | Impact | |----------|------|----------|--------| | Q3 2026 Earnings | Earnings | TODAY (Oct 14) | IMMEDIATE — Company report could contain forward guidance on NII margins, provision for credit losses, and capital return plans. High uncertainty given macro backdrop. | | Fed Policy Trajectory |

Generated
News
All BAC news →
Showing 1–10 of 50
Page 1 of 5
Earnings History
15 of 22 under expected move
Avg Expected Move
3.88%
Avg Actual Move
2.62%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2021-04-15 Pre-Market 2.88% 2.86% 0.99x Within
2021-07-14 Pre-Market 3.06% 2.51% 0.82x Within
2021-10-14 Pre-Market 2.97% 4.47% 1.51x Exceeded
2022-01-19 Pre-Market 4.00% 0.39% 0.10x Within
2022-07-18 Pre-Market 5.77% 0.03% 0.01x Within
2022-10-17 Pre-Market 5.36% 6.06% 1.13x Exceeded
2023-01-13 Pre-Market 3.86% 2.20% 0.57x Within
2023-04-18 Pre-Market 4.74% 0.63% 0.13x Within
2023-07-18 Pre-Market 4.05% 4.42% 1.09x Exceeded
2023-10-17 Pre-Market 4.41% 2.33% 0.53x Within
2024-01-08 Pre-Market 3.83% 0.78% 0.20x Within
2024-04-16 Pre-Market 3.87% 3.53% 0.91x Within
2024-07-16 Pre-Market 3.60% 5.35% 1.49x Exceeded
2024-10-15 Pre-Market 3.88% 0.55% 0.14x Within
2025-01-16 Pre-Market 3.46% 0.98% 0.28x Within
2025-04-15 Pre-Market 4.72% 3.60% 0.76x Within
2025-07-16 Pre-Market 3.62% 0.26% 0.07x Within
2025-10-15 Pre-Market 3.93% 4.37% 1.11x Exceeded
2026-01-14 Pre-Market 3.28% 3.78% 1.15x Exceeded
2026-04-15 Pre-Market 3.16% 1.82% 0.58x Within
2026-07-14 Pre-Market 3.49% 1.88% 0.54x Within
2026-10-14 Pre-Market 3.39% 4.76% 1.40x Exceeded

Earnings calendar: this week’s reports with expected vs actual moves →

BAC Options Activity & IV Rank

BAC IV rank history, 52-week IV rank and IV percentile →

Volatility Metrics

Current IV: 25.7%
7-DTE IV: 26.4%
Expected Move: $3.06
7-DTE Move: $1.76
Days to Exp: 31 (2026-12-11)

Options Flow · All expiries

Call Volume: 41,266
Put Volume: 45,071
P/C Volume: 1.092
NEUTRAL
Call OI: 1,190,117
Put OI: 1,356,072
P/C OI: 1.139
Total OI: 2,546,189

ATM Options Pricing

ATM Call: $1.32
ATM Put: $1.74
Call %: 2.6%
Put %: 3.4%

Chain Summary

Chain Volume: 86,337
Chain OI: 2,546,189
Last Updated: 11/10/2026
Spread Scanner
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Calendars: the long leg is valued at the short leg’s expiration (Black-Scholes at its current IV) across the range of prices the short leg’s IV implies, giving the best-case profit (R/R = that over the debit) and P(profit).

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Scanning bull put, bear call, iron condor and calendar spreads…

Dealer Positioning
LOW γ vs HISTORY

Estimated net dealer gamma is at the 12th percentile of this name's own daily history, near the low end of its range. This describes current positioning; it is not a forecast or a trading signal.

Gamma percentile
12%
vs own history
GEX tilt
-0.06
OI-weighted, today
Vanna tilt
+0.34
δ-sensitivity to IV
Charm tilt
-0.60
δ-decay vs time
Vanna tilt +0.34: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.60: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.

Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.

Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.

Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.

This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.

· 187 ATM contracts, 890k total OI
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d 86%
+7.8 pts EXTREME
as of Nov 10 · ATM 24.0% / Wing 31.9%
30 DTE / 10d 45%
+5.3 pts EXTREME
as of Nov 10 · ATM 25.7% / Wing 31.0%

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Loading the implied volatility surface…

Volatility Smile

Loading the implied volatility smile…

IV Rank (7 DTE)47.2MediumNov 10
IV Rank (30 DTE)63.7MediumNov 10

Embed BAC IV rank

BAC's 30-day IV rank (90 sessions) with its 52-week rank, at-the-money IV and a 90-session trend. Updates after each close. Paste the code into any web page or blog post. Email newsletters drop iframes, so link to the page there.

Theme
Preview
Straddle Price (30 DTE)$3.06Nov 10
Beta Analysis

Risk Metrics

Beta: 0.8141
Alpha: -11.34%
Correlation: 0.4947
R-Squared: 24.5%
Stock Volatility: 22.5%
Market Volatility: 13.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Moderate volatility - stock generally follows market
Beta & Alpha Over Time
Notable investors who own BAC
6 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Berkshire Hathaway Holding company
Warren Buffett, Greg Abel
$27.54B
8.91%
#5 of 31-5.9%13F + Form 4 · 10% owner
Citadel Hedge fund
Ken Griffin
$199.7M
0.11%
#193 of 6285+85.9%13F
Point72 Hedge fund
Steve Cohen
$179.1M
0.27%
#79 of 1945-14.7%13F
Millennium Management Hedge fund
Izzy Englander
$157.0M
0.11%
#194 of 3716-80.7%13F
Rockefeller Capital Management Family office
Rockefeller family
$90.7M
0.14%
#138 of 4729-14.2%13F
Bridgewater Associates Hedge fund
Ray Dalio
$58.2M
0.24%
#67 of 997-2.1%13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

BAC Institutional Ownership (13F)

Filings for 2026-09-30
Diluted shares outstanding: 7,594,275,000 (as of 2026-03-31)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

3,626 filers5,369,245,281 shares$302.73B value70.70% of float
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 545,683,702 $31.09B 10.27% 7.19% 2026-06-30
2 Berkshire Hathaway Inc 483,394,015 $27.54B 9.10% 6.37% 2026-06-30
3 Vanguard Capital Management LLC 421,828,996 $24.04B 7.94% 5.55% 2026-06-30
4 State Street Corp 299,782,707 $17.08B 5.64% 3.95% 2026-06-30
5 FMR LLC Custodian 189,182,396 $10.78B 3.56% 2.49% 2026-06-30
6 Vanguard Portfolio Management LLC 172,341,501 $9.82B 3.24% 2.27% 2026-06-30
7 Geode Capital Management, LLC Custodian 157,936,815 $8.56B 2.83% 2.08% 2026-09-30
8 JPMorgan Chase & Co Custodian 131,583,164 $7.62B 2.52% 1.73% 2026-06-30
9 Capital World Investors 115,849,982 $6.60B 2.18% 1.53% 2026-06-30
10 Morgan Stanley Custodian 114,601,311 $6.53B 2.16% 1.51% 2026-06-30
11 T. Rowe Price Associates, Inc. 87,461,776 $4.98B 1.65% 1.15% 2026-06-30
12 Norges Bank 83,794,863 $4.77B 1.58% 1.10% 2026-06-30
13 Franklin Resources, Inc. Custodian 72,246,144 $4.12B 1.36% 0.95% 2026-06-30
14 Northern Trust Corp Custodian 62,473,308 $3.56B 1.18% 0.82% 2026-06-30
15 Invesco Ltd. Custodian 58,326,004 $3.32B 1.10% 0.77% 2026-06-30
16 Fisher Asset Management, LLC 60,605,657 $3.30B 1.09% 0.80% 2026-09-30
17 Ameriprise Financial, Inc. Custodian 57,025,847 $3.25B 1.07% 0.75% 2026-06-30
18 Goldman Sachs Group Inc Custodian 56,929,747 $3.24B 1.07% 0.75% 2026-06-30
19 Capital International Investors 48,225,217 $2.75B 0.91% 0.64% 2026-06-30
20 Royal Bank of Canada Custodian 45,390,319 $2.59B 0.85% 0.60% 2026-06-30
21 Legal & General Group Plc Custodian 45,122,147 $2.57B 0.85% 0.59% 2026-06-30
22 Sanders Capital, LLC 46,250,149 $2.52B 0.83% 0.61% 2026-09-30
23 Wellington Management Group LLP Custodian 44,077,493 $2.51B 0.83% 0.58% 2026-06-30
24 Charles Schwab Investment Management, Inc. 43,967,038 $2.51B 0.83% 0.58% 2026-06-30
25 UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC Custodian 43,727,148 $2.49B 0.82% 0.58% 2026-06-30
67 filers$4.08B notional
# Filer Notional Value % of Total Period
1 Susquehanna International Group, LLP Custodian $814.66M 19.96% 2026-06-30
2 Citadel Advisors LLC Custodian $586.70M 14.38% 2026-06-30
3 Jane Street Group, LLC Custodian $560.83M 13.74% 2026-06-30
4 UBS Group AG Custodian $283.47M 6.95% 2026-06-30
5 Citigroup Inc. Custodian $257.69M 6.31% 2026-09-30
6 Barclays PLC Custodian $187.59M 4.60% 2026-09-30
7 D. E. Shaw & Co., Inc. Custodian $185.91M 4.56% 2026-06-30
8 BNP Paribas Financial Markets Custodian $144.43M 3.54% 2026-06-30
9 Walleye Trading LLC $110.09M 2.70% 2026-06-30
10 Royal Bank of Canada Custodian $96.87M 2.37% 2026-06-30
11 Point72 Asset Management, L.P. $82.49M 2.02% 2026-06-30
12 Goldman Sachs Group Inc Custodian $80.96M 1.98% 2026-06-30
13 Millennium Management LLC Custodian $61.38M 1.50% 2026-06-30
14 CTC LLC $53.19M 1.30% 2026-06-30
15 PEAK6 LLC $48.24M 1.18% 2026-06-30
16 Tidal Investments LLC $44.56M 1.09% 2026-06-30
17 Balyasny Asset Management L.P. $43.51M 1.07% 2026-06-30
18 Walleye Capital LLC $35.02M 0.86% 2026-06-30
19 Parallax Volatility Advisers, L.P. $34.31M 0.84% 2026-06-30
20 CAPSTONE INVESTMENT ADVISORS, LLC $30.44M 0.75% 2026-06-30
21 TUDOR INVESTMENT CORP ET AL $30.28M 0.74% 2026-06-30
22 TORONTO DOMINION BANK $28.49M 0.70% 2026-06-30
23 HSBC Holdings plc Custodian $27.71M 0.68% 2026-06-30
24 Allianz Asset Management GmbH $26.01M 0.64% 2026-06-30
25 Squarepoint Ops LLC $24.36M 0.60% 2026-06-30
66 filers$4.56B notional
# Filer Notional Value % of Total Period
1 Susquehanna International Group, LLP Custodian $740.23M 16.23% 2026-06-30
2 Jane Street Group, LLC Custodian $580.08M 12.72% 2026-06-30
3 UBS Group AG Custodian $452.82M 9.93% 2026-06-30
4 BNP Paribas Financial Markets Custodian $424.45M 9.31% 2026-06-30
5 Citigroup Inc. Custodian $340.90M 7.48% 2026-09-30
6 Goldman Sachs Group Inc Custodian $275.23M 6.04% 2026-06-30
7 Citadel Advisors LLC Custodian $221.70M 4.86% 2026-06-30
8 Millennium Management LLC Custodian $206.03M 4.52% 2026-06-30
9 Barclays PLC Custodian $136.71M 3.00% 2026-09-30
10 Balyasny Asset Management L.P. $101.78M 2.23% 2026-06-30
11 CTC LLC $89.99M 1.97% 2026-06-30
12 Walleye Trading LLC $84.74M 1.86% 2026-06-30
13 Parallax Volatility Advisers, L.P. $79.44M 1.74% 2026-06-30
14 CAPSTONE INVESTMENT ADVISORS, LLC $76.51M 1.68% 2026-06-30
15 Point72 Asset Management, L.P. $71.24M 1.56% 2026-06-30
16 Wells Fargo & Company Custodian $69.24M 1.52% 2026-06-30
17 HSBC Holdings plc Custodian $60.19M 1.32% 2026-06-30
18 PEAK6 LLC $49.01M 1.07% 2026-06-30
19 CREDIT AGRICOLE S A $42.17M 0.92% 2026-06-30
20 Brevan Howard Capital Management LP $38.36M 0.84% 2026-06-30
21 Allianz Asset Management GmbH $37.44M 0.82% 2026-06-30
22 ADAPT Investment Managers SA $28.49M 0.62% 2026-06-30
23 Qube Research & Technologies Ltd $26.61M 0.58% 2026-06-30
24 CAPITAL FUND MANAGEMENT S.A. $24.95M 0.55% 2026-06-30
25 Two Sigma Investments, LP Custodian $22.48M 0.49% 2026-06-30

BAC Insider Trading (Form 4)

Latest: 2026-11-05
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-11-05 Brian T Moynihan Chair and CEO Gift (G) −38,600 — EDGAR
2026-10-23 James R Fitterling Director Grant (A) +2,930 RSU — EDGAR
2026-10-23 William B. Thomas Director Mixed
Grant +2,930 · Tax −1,170
 +1,760 $50.78 -$59.4K EDGAR
2026-10-19 Brian T Moynihan Chair and CEO Mixed
Exer +18,083 · Disp −18,083
 — $51.70 -$934.9K EDGAR
2026-09-17 Brian T Moynihan Chair and CEO Mixed
Exer +18,082 · Disp −18,082
 — $59.52 -$1.08M EDGAR
2026-09-04 Johnbull Okpara Chief Accounting Officer Other (J) −50 $1000.00 -$50.0K EDGAR
2026-08-18 Brian T Moynihan Chair and CEO Mixed
Disp −18,083 · Exer +18,083
 — $64.49 -$1.17M EDGAR
2026-07-17 Brian T Moynihan Chair and CEO Mixed
Exer +18,083 · Disp −18,083
 — $61.59 -$1.11M EDGAR
2026-06-17 Brian T Moynihan Chair and CEO Mixed
Exer +18,083 · Disp −18,083
 — $55.87 -$1.01M EDGAR
2026-05-19 Brian T Moynihan Chair and CEO Mixed
Exer +18,083 · Disp −18,083
 — $49.77 -$900.0K EDGAR
2026-05-07 Geoffrey S Greener Chief Risk Officer Sell (S) −126,756 $53.01 -$6.72M EDGAR
2026-05-06 Sharon L. Allen Director Award (A) — — EDGAR
2026-05-06 Jose E Almeida Director Award (A) +5,365 — EDGAR
2026-05-06 Arnold W Donald Director Award (A) +5,365 — EDGAR
2026-05-06 Monica C Lozano Director Award (A) — — EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.

BAC Insider Holdings

33 insiders · @ $50.68
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 Brian T Moynihan Chair and CEO 2,673,060 $135.47M $0 206 2026-11-05
2 Geoffrey S Greener Chief Risk Officer 2,360,565 $119.63M -$6.72M 41 2026-05-07
3 Bruce R. Thompson Vice Chair, Head Ent Credit 1,129,061 $57.22M $0 28 2026-03-03
4 Matthew M Koder Pres, Gl Corp & Invest Banking 794,825 $40.28M -$11.31M 21 2025-02-19
5 Lauren A Mogensen Global General Counsel 575,925 $29.19M $0 14 2026-03-03
6 Dean C Athanasia Co-President 558,541 $28.31M -$18.13M 41 2026-03-05
7 Rudolf A. Bless Chief Accounting Officer 454,604 $23.04M -$5.13M 36 2025-02-19
8 Alastair M Borthwick Executive Vice President & CFO 406,944 $20.62M -$3.42M 17 2026-03-03
9 Kathleen A. Knox President, The Private Bank 373,191 $18.91M -$1.21M 21 2025-06-06
10 Sheri B. Bronstein Chief People Officer 335,690 $17.01M -$2.99M 27 2026-03-06
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.

BAC Board & Officers

As of SEC filings through Nov 5, 2026

Directors 15

Officers 16

10% owners 2

Changes in the last 10 years (49)
Oct 21, 2026William B. Thomas became a director
Oct 21, 2026James R Fitterling became a director
May 4, 2026Banc of America Preferred Funding Corp first on file as a 10% owner
Feb 13, 2026James P DeMare listed as Co-President (previously President, Global Markets) in SEC filings
Feb 13, 2026Alastair M Borthwick listed as Executive Vice President & CFO (previously Chief Financial Officer) in SEC filings
Nov 14, 2025Dean C Athanasia listed as Co-President (previously President, Regional Banking) in SEC filings
Oct 24, 2025Sheri B. Bronstein listed as Chief People Officer (previously Chief Human Resources Officer) in SEC filings
Aug 13, 2025Hari Gopalkrishnan became Chief Tech & Info Officer
Mar 1, 2025Johnbull Okpara became Chief Accounting Officer
Feb 25, 2025The company announced the departure of Rudolf A. Bless as Chief Accounting Officer in an SEC filing
Jan 29, 2025Maria Martinez became a director
Oct 17, 2024Warren E Buffett reported in an SEC filing no longer being a 10% owner
Oct 17, 2024Warren E Buffett first listed as a 10% owner in an SEC filing
Oct 17, 2024Berkshire Hathaway Inc reported in an SEC filing no longer being a 10% owner
Oct 17, 2024Berkshire Hathaway Inc first listed as a 10% owner in an SEC filing
Oct 10, 2024Warren E Buffett reported in an SEC filing no longer being a 10% owner
Oct 10, 2024Berkshire Hathaway Inc reported in an SEC filing no longer being a 10% owner
Apr 26, 2023Lindsay D. Hans became Pres, Merrill Wealth Mgmt
Apr 26, 2023Eric A. Schimpf became Pres, Merrill Wealth Mgmt
Sep 14, 2022Jose E Almeida became a director
Not reported recently (14)
  • Linda P Hudson · Last reported as a director in an SEC filing dated Apr 24, 2025
  • Matthew M Koder · Last reported as Pres, Gl Corp & Invest Banking in an SEC filing dated Feb 19, 2025
  • Aditya Bhasin · Last reported as Chief Tech & Info Officer in an SEC filing dated Feb 19, 2025
  • Darrin Steve Boland · Last reported as Chief Administrative Officer in an SEC filing dated Feb 19, 2025
  • Paul M Donofrio · Last reported as Vice Chair in an SEC filing dated Mar 5, 2024
  • Frank P Bramble · Last reported as a director in an SEC filing dated Apr 27, 2023
  • Andrew M. Sieg · Last reported as Pres, Merrill Wealth Mgmt in an SEC filing dated Mar 3, 2023
  • R David Yost · Last reported as a director in an SEC filing dated Apr 28, 2022
  • Andrea B Smith · Last reported as Chief Administrative Officer in an SEC filing dated Jan 27, 2022
  • Catherine P Bessant · Last reported as Chief Ops & Tech Officer in an SEC filing dated Jan 27, 2022
  • Thomas J May · Last reported as a director in an SEC filing dated Apr 22, 2021
  • Thomas K. Montag · Last reported as Co-chief Operating Officer in an SEC filing dated Mar 3, 2021
  • David G Leitch · Last reported as Global General Counsel in an SEC filing dated Mar 3, 2021
  • Jack O Bovender Jr · Last reported as a director in an SEC filing dated Apr 24, 2020
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.

BAC Proposed Insider Sales (Form 144)

Latest: 2026-06-22
Last 30d: 0 filings  ·  Last 90d: 0 filings

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2026-06-22 Pierre de Weck Director 100,322 $5.67M 2026-06-22 Piper Sandler — EDGAR
2026-05-05 Geoffrey Greener Officer 126,756 $6.72M 2026-05-05 MERRILL LYNCH — EDGAR
2026-03-12 BERNARD A MENSAH OFFICER 94,000 $4.41M 2026-03-12 MERRILL LYNCH — EDGAR
2026-03-05 Thomas Scrivener Officer 50,000 $2.49M 2026-03-05 Merrill Lynch — EDGAR
2026-03-05 Sheri Bronstein Officer 60,000 $3.00M 2026-03-05 Piper Sandler & Co Inc — EDGAR
2026-03-04 James DeMare Officer 83,832 $4.20M 2026-03-04 Mitchell Winter — EDGAR
2026-03-03 Dean Athanasia officer 136,558 $6.79M 2026-03-03 Merrill Lynch — EDGAR
2026-02-27 Alastair Borthwick Officer 68,000 $3.42M 2026-02-27 Jeff Jacobs — EDGAR
2025-08-01 DeMare James P Officer 148,391 $7.02M 2025-08-01 MERRILL LYNCH — EDGAR
2025-05-07 Boland Darrin Steve Officer 42,207 $1.72M 2025-05-07 Merrill Lynch — EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
Recent SEC Filings
Latest: 2026-10-30
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
Filing Date Event Link
2026-10-23 Shareholder rights change · Bylaws or fiscal year change · Other events EDGAR
2026-10-21 Director or officer change EDGAR
2026-10-14 Earnings results · Regulation FD disclosure EDGAR
2026-07-24 Other events EDGAR
2026-07-14 Earnings results · Regulation FD disclosure EDGAR
2026-05-06 Shareholder vote results EDGAR
2026-04-15 Earnings results · Regulation FD disclosure EDGAR
2026-02-13 Other events EDGAR
2026-01-14 Earnings results · Regulation FD disclosure EDGAR
2026-01-06 Regulation FD disclosure EDGAR
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
Filing Date Accession Link
2026-02-25 0000070858-26-000157 EDGAR
Quarterly report — unaudited financials and MD&A. Filed 40–45 days after each of the first three fiscal quarters.
Filing Date Accession Link
2026-10-30 0000070858-26-000548 EDGAR
2026-07-31 0000070858-26-000394 EDGAR
2026-05-01 0000070858-26-000249 EDGAR
2025-10-31 0000070858-25-000405 EDGAR
2025-07-31 0000070858-25-000268 EDGAR
ETF Holders
426 ETFs hold BAC
25 shown · $46.37B total exposure · 0.68% AUM-weighted avg weight
# ETF Provider Weight $ Exposure ETF AUM As Of
1 VTI Vanguard Morningstar Total Stock Market ETF Vanguard 0.49% $11.5B — 2026-09-30
2 VOO Vanguard S&P 500 ETF Vanguard 0.54% $9.3B — 2026-09-30
3 IVV iShares Core S&P 500 ETF iShares (BlackRock) 0.51% $4.4B $871.7B 2026-11-09
4 SPY State Street® SPDR® S&P 500® ETF Trust SPDR (State Street) 0.50% $4.0B $791.9B 2026-11-09
5 VTV Vanguard Morningstar Value ETF Vanguard 1.37% $3.4B — 2026-09-30
6 XLF State Street® Financial Select Sector SPDR® ETF SPDR (State Street) 4.03% $2.2B $53.6B 2026-11-09
7 VIG Vanguard Dividend Appreciation ETF Vanguard 1.57% $2.0B — 2026-09-30
8 VYM Vanguard High Dividend Yield ETF Vanguard 1.50% $1.4B — 2026-09-30
9 SPYM State Street® SPDR® Portfolio S&P 500® ETF SPDR (State Street) 0.50% $924.8M $183.2B 2026-11-09
10 DYNF iShares U.S. Equity Factor Rotation Active ETF iShares (BlackRock) 1.91% $795.8M $41.6B 2026-11-09
11 IWD iShares Russell 1000 Value ETF iShares (BlackRock) 0.79% $672.7M $84.7B 2026-11-09
12 VFH Vanguard Financials ETF Vanguard 4.20% $583.7M — 2026-09-30
13 DGRO iShares Core Dividend Growth ETF iShares (BlackRock) 1.26% $575.7M $45.7B 2026-11-09
14 IVE iShares S&P 500 Value ETF iShares (BlackRock) 1.07% $550.7M $51.3B 2026-11-09
15 KBWB Invesco KBW Bank ETF Invesco 6.92% $460.4M — 2026-11-09
16 RDVY First Trust Rising Dividend Achievers ETF First Trust 1.78% $456.4M $25.6B 2026-11-09
17 SCHX Schwab U.S. Large-Cap ETF Nport 0.58% $431.7M — 2026-08-31
18 ITOT iShares Core S&P Total U.S. Stock Market ETF iShares (BlackRock) 0.45% $429.3M $95.3B 2026-11-09
19 VV Vanguard Morningstar Large-Cap ETF Vanguard 0.56% $425.9M — 2026-09-30
20 SPYV State Street® SPDR® Portfolio S&P 500® Value ETF SPDR (State Street) 1.08% $415.9M $38.7B 2026-11-09
21 VT Vanguard Total World Stock ETF Vanguard 0.30% $306.0M — 2026-09-30
22 DFAC Dimensional US Core Equity 2 ETF Dimensional 0.35% $303.0M — 2026-11-09
23 IUSV iShares Core S&P U.S. Value ETF iShares (BlackRock) 1.02% $291.8M $28.7B 2026-11-09
24 FNDX Schwab Fundamental U.S. Large Company ETF Nport 1.01% $279.4M — 2026-08-31
25 SCHB Schwab U.S. Broad Market ETF Nport 0.54% $243.0M — 2026-08-31
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

Trailing P/E
—
TTM Diluted EPS
$4.02
TTM Revenue
$192.46B
TTM Net Income
$30.22B
TTM Op. Cash Flow
$56.57B
Quarterly figures (12 quarters)
QuarterPeriod EndRevenueNet IncomeDiluted EPSOp. Cash Flow
Q1 '262026-03-31$47.89B$8.15B$1.11$41.77B
Q4 '252025-12-31$49.69B$7.20B$0.96$-22.95B
Q3 '252025-09-30$48.22B$8.04B$1.06$46.87B
Q2 '252025-06-30$46.67B$6.83B$0.89$-9.13B
Q1 '252025-03-31$47.87B$6.95B$0.89$-2.18B
Q4 '242024-12-31$50.93B$6.24B$0.79$25.91B
Q3 '242024-09-30$48.87B$6.38B$0.81$-37.28B
Q2 '242024-06-30$48.53B$6.58B$0.83$18.10B
Q1 '242024-03-31$48.07B$6.14B$0.76$-15.54B
Q4 '232023-12-31$43.64B$2.84B$0.36$32.72B
Q3 '232023-09-30$44.41B$7.27B$0.90$11.77B
Q2 '232023-06-30$43.39B$7.10B$0.88$11.79B
Q1 2026 • period ending 2026-03-31 • filed 2026-05-01
Valuation

Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.

Price Multiples
  • P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
  • P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
  • P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
  • EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
  • EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
  • ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
  • ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
  • Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
  • FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
  • Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
  • Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
  • Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
  • Multiples expanding while earnings are flat = sentiment-driven rally.
  • Multiples compressing while earnings grow = value coming from fundamentals.
P/E
12.61
P/B
1.28
P/S
2.00
EV/EBITDA
17.10
EV/Sales
3.55
ROE
10.1%
ROA
0.9%
Div Yield
2.85%
FCF Yield
14.70%
Debt/Equity
1.08
Current Ratio
—
Market Cap
$384.88B
as of 2026-11-10

BAC vs Peers

Related companies, largest first
Company Market cap P/E Revenue growth YTD IV rank
JPM JPMorgan Chase & Co. $908.4B 16.4 +1.3% +5.1% 56
BAC Bank of America Corporation $348.8B 12.6 −1.9% −9.4% 64
MS Morgan Stanley $292.4B 17.0 +12.3% +3.1% 44
GS Goldman Sachs Group Inc. $261.4B 13.1 +11.2% −0.5% 59
WFC Wells Fargo & Co. $256.6B 12.1 +6.2% −9.9% 52
C Citigroup Inc. $201.9B 15.1 +2.1% +3.0% 40
SCHW The Charles Schwab Corporation $160.1B 20.0 +6.4% −8.4% 55
COF Capital One Financial $119.5B 11.7 +37.3% −21.0% 62
USB U.S. Bancorp $95.0B 12.7 +1.7% +12.6% 60
Peer median $229.3B 14.1 +6.3% +1.3% 55

P/E uses the latest reported trailing-12-month diluted EPS; "—" means no positive earnings or no data.

Short Interest & Float

Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.

Metric definitions
  • Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
  • SI % of Float — short interest / free float. The key crowding metric.
  • Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
  • Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
  • Free Float — shares available for public trading (total shares minus insider / restricted).
  • Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
  • SI % of Float < 5% — typical, no particular signal.
  • 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
  • 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
  • >30% — extreme; borrow is likely expensive and squeeze risk is material.
  • Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
  • Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
  • A sudden drop in SI after a rally may indicate a squeeze in progress.

Short interest is reported mid-month and end-of-month; short volume is daily.

Short Interest
88.76M
SI % of Float
1.27%
Days to Cover
1.92
Short Vol Ratio
28.6%
Free Float
6.98B
Float %
99.9%
Short interest 2026-10-15 • Short volume 2026-11-10 • Float 2026-08-07