Top Institutional Investors

Partners in Financial Planning — 13F Holdings & Portfolio

CIK 2054264 · latest 13F-HR filed 2026-08-10

Backtest portfolio

Partners in Financial Planning manages $659.5M in 13F-reported U.S. long-equity assets across 131 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are BND (11.83%), VUG (10.77%), VTV (9.90%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 11 new positions and exited 2; 83 existing positions rose in reported value and 13 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$659.5M

Long-equity book

Holdings
131

Distinct positions

Period
2026-06-30

Filed 2026-08-10

Q/Q Activity
+11 / −2 / ↑83 / ↓13

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
BND11.8% · +2%VUG10.8% · +505%VTV9.9% · -2%BNDX9.5% · +4%VEA8.3% · -2%BSV5.8% · +2%VBK3.7% · -1%VBR3.7% · -2%VWO2.7% · -1%VSS2.5% · -0%VNQ2.4% · +2%SPDW2.2% · +0%VTEB2.0% · +11%VTI2.0% · +2%SUB1.8% · +8%VCIT1.3% · +4%VOO1.1% · +0%MUB1.0% · -1%SPYG0.7% · -3%VO0.7% · +301%SPYV0.7% · +1%SCZ0.6% · +3%VXF0.6% · -2%SPEM0.6% · +0%SLYV0.5% · 0%VFMF0.5% · -0%IAGG0.5% · +6%VV0.5% · +0%NSC0.4% · 0%SPAB0.4% · +1%SPY0.3% · +228%SLYG0.3% · -3%VEU0.3% · -6%VB0.3% · +0%XOM0.3% · 0%AAPL0.3% · -4%IWF0.2% · +300%STX0.2% · 0%STLD0.2% · -3%VXUS0.2% · -7%LRGF0.2% · +0%AMZN0.2% · -1%VNQI0.2% · -1%TSLA0.2% · 0%DFAT0.2% · -5%CVX0.2% · 0%BIV0.2% · -11%FERG0.2% · 0%SPTS0.2% · -20%GEV0.2% · -1%IVV0.2% · 0%EW0.2% · 0%EFA0.2% · -12%GE0.2% · -1%IWD0.2% · +0%MSFT0.1% · 0%GOOG0.1% · 0%TPL0.1% · 0%DFAX0.1% · +1%DFNM0.1% · +20%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 68.6%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Mar 23, 2026.

Assets Under Management
$913.6M
Discretionary
$913.6M
Employees
14
Accounts
2,774
Address
421 SOUTH COLLEGE AVENUE
SALEM, VA 24153
Phone
(540) 444-2930
Website
Mailing Address
421 SOUTH COLLEGE AVENUE, SALEM, VA, 24153
Name Title / Status Ownership Type
BAIN, STEPHEN, CHRISTOPHER ControlMEMBER AND CHIEF COMPLIANCE OFFICER
since Jan 2021
10–25%Individual
BRYAN, RICHARD, KEITH ControlMEMBER AND CHIEF INVESTMENT OFFICER
since Jan 2015
25–50%Individual
Bishop, Christopher, William ControlMEMBER AND CHIEF OPERATIONS OFFICER
since Jan 2021
10–25%Individual
PEARMAN, JAMES, ELWOOD ControlMANAGING MEMBER
since Oct 2009
25–50%Individual
POLDIAK, PAMELA, DOLVIN ControlMEMBER
since Oct 2009
25–50%Individual
Ownership & leadership changes · 4 filings with changes since Jan 12, 2012

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Mar 23, 2026 filing
  • ChangedBAIN, STEPHEN, CHRISTOPHER · now a control person
  • ChangedBishop, Christopher, William · now a control person
Feb 17, 2023 filing
  • ChangedBAIN, STEPHEN, CHRISTOPHER · title MEMBER → MEMBER AND CHIEF COMPLIANCE OFFICER
  • ChangedBishop, Christopher, William · title MEMBER → MEMBER AND CHIEF OPERATIONS OFFICER
  • ChangedPOLDIAK, PAMELA, DOLVIN · title MEMBER AND CHIEF COMPLIANCE OFFICER → MEMBER
Mar 23, 2021 filing
  • AddedBAIN, STEPHEN, CHRISTOPHER · MEMBER · 10–25%
  • AddedBishop, Christopher, William · MEMBER · 10–25%
Mar 11, 2015 filing
  • AddedBRYAN, RICHARD, KEITH · MEMBER AND CHIEF INVESTMENT OFFICER · 25–50% · control person
  • ChangedPEARMAN, JAMES, ELWOOD · ownership 50–75% → 25–50%
Jan 12, 2012 filing (earliest on record)
  • ListedPEARMAN, JAMES, ELWOOD · MANAGING MEMBER · 50–75% · control person
  • ListedPOLDIAK, PAMELA, DOLVIN · MEMBER AND CHIEF COMPLIANCE OFFICER · 25–50% · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Partners in Financial Planning Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD TOTAL BOND MARKET ETF BND 921937835 $78.0M 11.83% 1,063,064 SH
2 VANGUARD GROWTH ETF VUG 922908736 $71.1M 10.77% 824,863 SH
3 VANGUARD VALUE ETF VTV 922908744 $65.3M 9.90% 299,573 SH
4 VANGUARD TOTAL INTERNATIONAL BOND ETF BNDX 92203J407 $62.4M 9.46% 1,288,435 SH
5 VANGUARD FTSE DEVELOPED MARKETS ETF VEA 921943858 $55.0M 8.34% 771,756 SH
6 VANGUARD SHORT-TERM BOND ETF BSV 921937827 $38.1M 5.78% 488,983 SH
7 VANGUARD SMALL-CAP GROWTH ETF VBK 922908595 $24.2M 3.67% 66,268 SH
8 VANGUARD SMALL CAP VALUE ETF VBR 922908611 $24.2M 3.67% 99,603 SH
9 VANGUARD FTSE EMERGING MARKETS ETF VWO 922042858 $18.1M 2.74% 302,899 SH
10 VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF VSS 922042718 $16.2M 2.46% 105,235 SH
11 VANGUARD REAL ESTATE ETF VNQ 922908553 $15.6M 2.36% 161,235 SH
12 STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF SPDW 78463X889 $14.7M 2.22% 291,107 SH
13 VANGUARD TAX-EXEMPT BOND ETF VTEB 922907746 $13.3M 2.01% 262,359 SH
14 VANGUARD TOTAL STOCK MARKET ETF VTI 922908769 $13.2M 2.00% 35,649 SH
15 ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SUB 464288158 $11.7M 1.78% 110,184 SH
16 VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF VCIT 92206C870 $8.3M 1.26% 100,930 SH
17 VANGUARD S&P 500 ETF VOO 922908363 $7.5M 1.14% 10,928 SH
18 ISHARES NATIONAL MUNI BOND ETF MUB 464288414 $6.9M 1.04% 63,857 SH
19 STATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF SPYG 78464A409 $4.9M 0.75% 41,432 SH
20 VANGUARD MID-CAP ETF VO 922908629 $4.5M 0.69% 56,442 SH
21 STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF SPYV 78464A508 $4.3M 0.65% 70,630 SH
22 ISHARES MSCI EAFE SMALL-CAP ETF SCZ 464288273 $4.2M 0.64% 51,454 SH
23 VANGUARD EXTENDED MARKET ETF VXF 922908652 $3.8M 0.58% 15,612 SH
24 STATE STREET SPDR PORTFOLIO EMERGING MARKETS ETF SPEM 78463X509 $3.7M 0.56% 71,590 SH
25 STATE STREET SPDR S&P 600 SMALL CAP VALUE ETF SLYV 78464A300 $3.5M 0.52% 31,729 SH
26 VANGUARD U.S. MULTIFACTOR ETF VFMF 921935607 $3.4M 0.52% 19,325 SH
27 ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF IAGG 46435G672 $3.3M 0.50% 65,618 SH
28 VANGUARD LARGE-CAP ETF VV 922908637 $3.0M 0.45% 8,718 SH
29 NORFOLK SOUTHN CORP COM NSC 655844108 $2.9M 0.45% 9,376 SH
30 STATE STREET SPDR PORTFOLIO AGGREGATE BOND ETF SPAB 78464A649 $2.7M 0.41% 106,260 SH
31 STATE STREET SPDR S&P 500 ETF SPY 78462F103 $2.3M 0.34% 3,026 SH
32 STATE STREET SPDR S&P 600 SMALL CAP GROWTH ETF SLYG 78464A201 $2.2M 0.33% 18,158 SH
33 VANGUARD FTSE ALL-WORLD EX-US INDEX FUND VEU 922042775 $2.1M 0.32% 25,217 SH
34 VANGUARD SMALL-CAP ETF VB 922908751 $2.0M 0.31% 6,723 SH
35 EXXONMOBIL HOLDINGS CORP COM SHS XOM 30231G102 $1.7M 0.26% 12,623 SH
36 APPLE INC COM AAPL 037833100 $1.7M 0.26% 5,921 SH
37 ISHARES RUSSELL 1000 GROWTH ETF IWF 464287614 $1.6M 0.25% 13,252 SH
38 SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS STX G7997R103 $1.5M 0.23% 1,600 SH
39 STEEL DYNAMICS INC COM STLD 858119100 $1.5M 0.22% 6,412 SH
40 VANGUARD TOTAL INTERNATIONAL STOCK ETF VXUS 921909768 $1.5M 0.22% 17,158 SH
41 ISHARES U.S. EQUITY FACTOR ETF LRGF 46434V282 $1.4M 0.22% 18,948 SH
42 AMAZON COM INC COM AMZN 023135106 $1.4M 0.21% 5,675 SH
43 VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF VNQI 922042676 $1.3M 0.20% 29,335 SH
44 TESLA INC COM TSLA 88160R101 $1.3M 0.20% 3,066 SH
45 DIMENSIONAL U.S. TARGETED VALUE ETF DFAT 25434V609 $1.3M 0.19% 18,138 SH
46 CHEVRON CORPORATION COM CVX 166764100 $1.3M 0.19% 7,634 SH
47 VANGUARD INTERMEDIATE-TERM BOND ETF BIV 921937819 $1.2M 0.19% 16,186 SH
48 FERGUSON ENTERPRISES INC COMMON STOCK NEW FERG 31488V107 $1.2M 0.18% 5,033 SH
49 STATE STREET SPDR PORTFOLIO SHORT TERM TREASURY ETF SPTS 78468R101 $1.2M 0.18% 40,176 SH
50 GE VERNOVA INC COM GEV 36828A101 $1.2M 0.18% 985 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-08-10 $659.5M 131 0002054264-26-000004
2026-03-31 2026-05-11 $602.9M 122 0002054264-26-000002
2025-12-31 2026-02-02 $590.6M 115 0002054264-26-000001
2025-09-30 2025-11-10 $578.5M 115 0002054264-25-000023
Filer Information
Address
421 SOUTH COLLEGE AVENUE
SALEM, VA 24153
Phone
(540) 444-2930
Filing Manager
Partners in Financial Planning
SALEM, VA
Signatory
Stephen C. Bain
CCO