Partners in Financial Planning — 13F Holdings & Portfolio

CIK 2054264 · latest 13F-HR filed 2026-02-02

Partners in Financial Planning manages $590.6M in 13F-reported U.S. long-equity assets across 115 reported positions as of its 2025-12-31 13F-HR filing. Its largest disclosed positions are BND (12.34%), VUG (11.07%), VTV (9.86%). Quarter over quarter (versus its 2025-09-30 filing) the fund opened 4 new positions, exited 4, added to 26, and trimmed 14.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Loading holdings…
AUM

$590.6M

Long-equity book

Holdings

115

Distinct positions

Period

2025-12-31

Filed 2026-02-02

Q/Q Activity

+4 / −4 / ↑26 / ↓14

vs 2025-09-30

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • VANGUARD CHARLOTTE FDS$3.0M +5.6%
  • SPDR INDEX SHS FDS$636.5K +5.2%
  • ISHARES TR$602.1K +11.2%
  • VANGUARD SCOTTSDALE FDS$377.3K +5.0%
  • VANGUARD INSTL INDEX FD$264.9K +98.6%
Show all 26

Top Trims

  • SPDR SER TR-$349.3K -8.1%
  • ISHARES TR-$231.6K -12.9%
  • MICROSOFT CORP-$76.6K -5.8%
  • TEXAS PACIFIC LAND CORPORATION-$51.4K -7.7%
  • NIKE INC-$48.0K -8.6%
Show all 14

New Positions

  • VANGUARD MALVERN FDS$376.3K
  • ISHARES SILVER TR$240.8K
  • VANGUARD SCOTTSDALE FDS$211.3K
  • VANGUARD WORLD FD$200.2K
Show all 4

Exited Positions

  • VANGUARD INDEX FDS$236.2K
  • ALTRIA GROUP INC$224.6K
  • MONDELEZ INTL INC$222.1K
  • DOMINION ENERGY INC$200.2K
Show all 4
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD BD INDEX FDS BND 921937835 $72.9M 12.34% 984,315 SH
2 VANGUARD INDEX FDS VUG 922908736 $65.4M 11.07% 134,018 SH
3 VANGUARD INDEX FDS VTV 922908744 $58.2M 9.86% 304,877 SH
4 VANGUARD CHARLOTTE FDS BNDX 92203J407 $56.2M 9.52% 1,163,482 SH
5 VANGUARD TAX-MANAGED FDS VEA 921943858 $48.6M 8.22% 777,465 SH
6 VANGUARD BD INDEX FDS BSV 921937827 $36.7M 6.21% 465,429 SH
7 VANGUARD INDEX FDS VBR 922908611 $21.5M 3.64% 101,609 SH
8 VANGUARD INDEX FDS VBK 922908595 $20.0M 3.38% 66,046 SH
9 VANGUARD INTL EQUITY INDEX F VWO 922042858 $16.5M 2.80% 307,263 SH
10 VANGUARD INTL EQUITY INDEX F VSS 922042718 $15.3M 2.59% 106,656 SH
11 VANGUARD INDEX FDS VNQ 922908553 $13.8M 2.33% 155,736 SH
12 SPDR INDEX SHS FDS SPDW 78463X889 $12.9M 2.18% 290,406 SH
13 VANGUARD INDEX FDS VTI 922908769 $11.9M 2.02% 35,535 SH
14 VANGUARD MUN BD FDS VTEB 922907746 $11.6M 1.96% 230,186 SH
15 ISHARES TR SUB 464288158 $10.7M 1.81% 100,240 SH
16 VANGUARD SCOTTSDALE FDS VCIT 92206C870 $7.9M 1.33% 93,834 SH
17 VANGUARD INDEX FDS VOO 922908363 $6.6M 1.12% 10,575 SH
18 ISHARES TR MUB 464288414 $6.0M 1.01% 55,813 SH
19 SPDR SER TR SPYG 78464A409 $4.6M 0.78% 42,929 SH
20 VANGUARD INDEX FDS VO 922908629 $4.1M 0.70% 14,162 SH
21 SPDR SER TR SPYV 78464A508 $4.0M 0.67% 69,965 SH
22 ISHARES TR SCZ 464288273 $3.9M 0.66% 50,388 SH
23 VANGUARD INDEX FDS VXF 922908652 $3.3M 0.56% 15,915 SH
24 SPDR INDEX SHS FDS SPEM 78463X509 $3.2M 0.54% 68,367 SH
25 ISHARES TR IAGG 46435G672 $3.0M 0.50% 59,439 SH
26 VANGUARD WELLINGTON FD VFMF 921935607 $3.0M 0.50% 19,646 SH
27 SPDR SER TR SLYV 78464A300 $2.9M 0.48% 31,389 SH
28 VANGUARD INDEX FDS VV 922908637 $2.7M 0.46% 8,673 SH
29 NORFOLK SOUTHN CORP NSC 655844108 $2.7M 0.46% 9,376 SH
30 SPDR SER TR SPAB 78464A649 $2.6M 0.45% 102,333 SH
31 VANGUARD INTL EQUITY INDEX F VEU 922042775 $2.0M 0.34% 27,125 SH
32 APPLE INC AAPL 037833100 $1.8M 0.30% 6,541 SH
33 SPDR SER TR SLYG 78464A201 $1.8M 0.30% 18,671 SH
34 VANGUARD INDEX FDS VB 922908751 $1.7M 0.29% 6,702 SH
35 ISHARES TR IWF 464287614 $1.6M 0.27% 3,312 SH
36 EXXON MOBIL CORP XOM 30231G102 $1.5M 0.26% 12,623 SH
37 SPDR SER TR SPTS 78468R101 $1.5M 0.25% 50,653 SH
38 VANGUARD BD INDEX FDS BIV 921937819 $1.4M 0.24% 18,101 SH
39 VANGUARD STAR FDS VXUS 921909768 $1.4M 0.24% 18,517 SH
40 TESLA INC TSLA 88160R101 $1.4M 0.23% 3,061 SH
41 VANGUARD INTL EQUITY INDEX F VNQI 922042676 $1.4M 0.23% 29,976 SH
42 AMAZON COM INC AMZN 023135106 $1.4M 0.23% 5,911 SH
43 ISHARES TR LRGF 46434V282 $1.3M 0.23% 19,180 SH
44 MICROSOFT CORP MSFT 594918104 $1.3M 0.21% 2,593 SH
45 STEEL DYNAMICS INC STLD 858119100 $1.2M 0.20% 6,970 SH
46 CHEVRON CORP CVX 166764100 $1.2M 0.20% 7,633 SH
47 DIMENSIONAL ETF TRUST DFAT 25434V609 $1.1M 0.19% 19,107 SH
48 FERGUSON ENTERPRISES INC FERG 31488V107 $1.1M 0.19% 5,033 SH
49 ISHARES TR EFA 464287465 $1.1M 0.19% 11,659 SH
50 EDWARDS LIFESCIENCES CORP EW 28176E108 $987.5K 0.17% 11,584 SH
Filing History
Period Filed AUM Holdings Accession
2025-12-31 2026-02-02 $590.6M 115 0002054264-26-000001
2025-09-30 2025-11-10 $578.5M 115 0002054264-25-000023