UNITEDHEALTH GROUP INCORPORATED (Delaware)(UNH)
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership.
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
UNH
$431.44
—
Snapshot
$431.44
- 52-Week Range
- $234.60 – $461.62
- YTD
- +28.25%
- IV Rank (30D)
- 36.41
- Straddle Price
- $28.98
- P/C Vol Ratio
- 0.65
- Market Cap
- $384.5B
Fair Value
MODEL: SHORT
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.58% |
| Beta vs SPY | 1.00 |
| Cost of Equity (CAPM) | 10.08% (VRP-adj) |
| WACC | 9.19% |
| Volatility Risk Premium | +26.8pp (IV − HV30), ERP adj +50bps |
| Effective Tax Rate | 12.0% |
| Rev. Growth (YoY, DCF input) | -0.9% |
| DCF Horizon | 5 years explicit + fade |
| Free Cash Flow (TTM) | $19.7B |
| Return on Equity (TTM) | 12.3% |
| Book / Price | 27.0% |
| Gross Margin (TTM) | 30.0% |
| FCF Margin (TTM) | 4.4% |
| Debt / Equity | 0.75 |
| Quality Score | 1/6 — cyclical/struggling (5y DCF) |
| Market-Implied Growth | +11.2% (reverse-DCF on current price) |
| SMA 50 | $401.66 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $418.92 |
| Bollinger Width / SMA20 | 2.2% (drives anchor stability) |
| Net Debt | $49.9B |
| Market Cap | $385B |
Peers used for multiples: ABBV, ABT, AMGN, BMY, JNJ, LLY, MMM, MRK
Model Conviction
40%
20-Day Fair Value
≈ by Aug 17, 2026
$423.75
α -0.5%
rank 63%
40-Day Fair Value
≈ by Sep 15, 2026
$413.59
α -2.9%
rank 63%
60-Day Fair Value
≈ by Oct 14, 2026
$403.76
α -5.2%
rank 63%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $230.61 | 17% | |
| DDM (Gordon) | $80.62 | 13% | |
| Peer P/E | $386.24 | 5% | median 29.1× · 8 peers |
| Peer EV/EBITDA | $357.94 | 5% | median 17.0× · 8 peers |
| Peer P/B | $835.96 | 5% | median 7.3× · 7 peers |
| Peer P/S | $2425.97 | 5% | median 4.9× · 8 peers |
| Market Anchor (SMA50) | $401.66 | 33% | stability 100% (BB-width) |
| Options Expected (B-L 30d) | $398.50 | 17% | 64 strikes · skew +1.38 |
As of 2026-07-17 · updated
Info
- Industry (SIC)
- HOSPITAL & MEDICAL SERVICE PLANS (6324)
- Exchange
- XNYS
- Market Cap
- $384.5B
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | Avg Return | Years of Data |
|---|---|---|
| Jan | -0.35% | 23 |
| Feb | -2.10% | 23 |
| Mar | +1.78% | 23 |
| Apr | +1.14% | 23 |
| May | -1.49% | 23 |
| Jun | +0.27% | 23 |
| Jul | +1.92% | 23 |
| Aug | +1.02% | 22 |
| Sep | -0.11% | 23 |
| Oct | +2.50% | 23 |
| Nov | +4.17% | 23 |
| Dec | +2.09% | 23 |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $420.25
SMA 50: $402.90
SMA 200: $341.42
Current: $426.09
EMA 12: $423.08
EMA 26: $415.65
MACD: 7.4386 | Signal: -1.4611
BULLISH
ADX (14): 38.60
TREND
+DI: 33.81
−DI: 10.80
Momentum Oscillators
RSI (14): 57.75
NEUTRAL
Stoch %K: 30.14
Stoch %D: 47.66
Williams %R: -73.45
Volume & Volatility
BB Upper: $437.36
BB Lower: $403.13
NEUTRAL
OBV: -141,860,237
Vol SMA 20: 6,574,293
Vol ROC: 167.90%
ATR: $12.43
True Range: $14.09
HV 20: 25.4%
HV 30: 27.2%
HV 60: 25.0%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-07-19T00:00:00 – 2026-07-17T00:00:00
AI Analysis
Choose Frenzy-Fast™ for quick analysis or Frenzy-Pro™ for comprehensive analysis.
Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.
News
CEO Hemsley reports 55% operating earnings growth and raises full-year guidance.
Earnings History
4 of 8 under expected move
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2024-10-15 | Pre-Market | 4.71% | 8.12% | 1.72x | Exceeded |
| 2025-01-16 | Pre-Market | 4.35% | 6.06% | 1.39x | Exceeded |
| 2025-04-17 | unknown | 0.25% | 0.05% | 0.20x | Within |
| 2025-07-29 | Pre-Market | 8.02% | 7.20% | 0.90x | Within |
| 2025-10-28 | Pre-Market | 6.13% | 0.57% | 0.09x | Within |
| 2026-01-27 | Pre-Market | 6.18% | 19.51% | 3.16x | Exceeded |
| 2026-04-21 | Pre-Market | 5.94% | 6.75% | 1.14x | Exceeded |
| 2026-07-16 | Pre-Market | 6.12% | 3.07% | 0.50x | Within |
Options Activity
- IV Rank (30D)
- 36.41
- IV Rank (7D)
- 100
- Avg IV
- 54.0%
- Straddle (30D)
- $28.98
- Straddle (7D)
- $15.93
- P/C Volume
- 0.65
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
ATM — / Wing —
30 DTE / 10d
—
—
pts
EXTREME
ATM — / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
- Beta (1Y vs SPY)
- 0.52
- Correlation (SPY)
- 16.6%
- R²
- 0.03
- Ann. Volatility
- 39.6%
- SPY Volatility
- 12.6%
Low volatility - stock moves less than market
Beta & Alpha Over Time
Institutional Ownership (13F)
Latest filings — 2026-06-30
? 13F Guide
Diluted shares outstanding: 909,750,000 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
107 filers$16.13B notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | SUSQUEHANNA INTERNATIONAL GROUP, LLP Custodian | $4.31B | 26.71% | 2026-03-31 |
| 2 | CITADEL ADVISORS LLC Custodian | $2.38B | 14.74% | 2026-03-31 |
| 3 | JANE STREET GROUP, LLC Custodian | $1.79B | 11.11% | 2026-03-31 |
| 4 | IMC-Chicago, LLC Custodian | $1.47B | 9.09% | 2026-03-31 |
| 5 | WOLVERINE TRADING, LLC Custodian | $815.45M | 5.06% | 2025-09-30 |
| 6 | Pentwater Capital Management LP | $768.48M | 4.76% | 2026-03-31 |
| 7 | GROUP ONE TRADING LLC Custodian | $723.69M | 4.49% | 2026-03-31 |
| 8 | Walleye Trading LLC | $581.39M | 3.60% | 2026-03-31 |
| 9 | SIMPLEX TRADING, LLC Custodian | $519.26M | 3.22% | 2026-03-31 |
| 10 | JPMORGAN CHASE & CO Custodian | $239.46M | 1.48% | 2026-03-31 |
| 11 | CITIGROUP INC Custodian | $230.54M | 1.43% | 2026-03-31 |
| 12 | D. E. Shaw & Co., Inc. Custodian | $229.51M | 1.42% | 2026-03-31 |
| 13 | Qube Research & Technologies Ltd | $208.33M | 1.29% | 2026-03-31 |
| 14 | MILLENNIUM MANAGEMENT LLC Custodian | $184.30M | 1.14% | 2026-03-31 |
| 15 | GOLDMAN SACHS GROUP INC Custodian | $120.60M | 0.75% | 2026-03-31 |
| 16 | Squarepoint Ops LLC | $117.63M | 0.73% | 2026-03-31 |
| 17 | LMR Partners LLP | $111.81M | 0.69% | 2026-03-31 |
| 18 | 1832 Asset Management L.P. | $90.65M | 0.56% | 2026-03-31 |
| 19 | PEAK6 LLC | $82.94M | 0.51% | 2026-03-31 |
| 20 | Cubist Systematic Strategies, LLC | $81.87M | 0.51% | 2025-09-30 |
| 21 | BNP PARIBAS FINANCIAL MARKETS Custodian | $79.07M | 0.49% | 2026-03-31 |
| 22 | BARCLAYS PLC Custodian | $77.04M | 0.48% | 2026-03-31 |
| 23 | Caption Management, LLC | $70.62M | 0.44% | 2026-03-31 |
| 24 | Spear Holdings RSC Ltd | $67.65M | 0.42% | 2026-03-31 |
| 25 | Marex Group plc | $67.65M | 0.42% | 2026-03-31 |
70 filers$13.10B notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | SUSQUEHANNA INTERNATIONAL GROUP, LLP Custodian | $2.87B | 21.86% | 2026-03-31 |
| 2 | CITADEL ADVISORS LLC Custodian | $2.01B | 15.36% | 2026-03-31 |
| 3 | JANE STREET GROUP, LLC Custodian | $1.30B | 9.94% | 2026-03-31 |
| 4 | HSBC HOLDINGS PLC Custodian | $1.04B | 7.91% | 2026-03-31 |
| 5 | Walleye Trading LLC | $732.76M | 5.59% | 2026-03-31 |
| 6 | BNP PARIBAS FINANCIAL MARKETS Custodian | $612.35M | 4.67% | 2026-03-31 |
| 7 | WOLVERINE TRADING, LLC Custodian | $512.80M | 3.91% | 2025-09-30 |
| 8 | MILLENNIUM MANAGEMENT LLC Custodian | $346.33M | 2.64% | 2026-03-31 |
| 9 | D. E. Shaw & Co., Inc. Custodian | $320.00M | 2.44% | 2026-03-31 |
| 10 | TORONTO DOMINION BANK | $299.68M | 2.29% | 2026-03-31 |
| 11 | Marex Group plc | $243.53M | 1.86% | 2026-03-31 |
| 12 | Squarepoint Ops LLC | $212.30M | 1.62% | 2026-03-31 |
| 13 | GOLDMAN SACHS GROUP INC Custodian | $206.49M | 1.58% | 2026-03-31 |
| 14 | BARCLAYS PLC Custodian | $200.34M | 1.53% | 2026-03-31 |
| 15 | CITIGROUP INC Custodian | $195.12M | 1.49% | 2026-03-31 |
| 16 | Hudson Bay Capital Management LP | $189.41M | 1.45% | 2026-03-31 |
| 17 | Pentwater Capital Management LP | $174.53M | 1.33% | 2026-03-31 |
| 18 | TUDOR INVESTMENT CORP ET AL | $167.60M | 1.28% | 2026-03-31 |
| 19 | PEAK6 LLC | $158.78M | 1.21% | 2026-03-31 |
| 20 | Qube Research & Technologies Ltd | $131.18M | 1.00% | 2026-03-31 |
| 21 | Eisler Capital Management Ltd. | $124.13M | 0.95% | 2025-09-30 |
| 22 | CREDIT AGRICOLE S A | $118.92M | 0.91% | 2026-03-31 |
| 23 | Cubist Systematic Strategies, LLC | $116.37M | 0.89% | 2025-09-30 |
| 24 | Caption Management, LLC | $113.05M | 0.86% | 2026-03-31 |
| 25 | Centiva Capital, LP | $94.81M | 0.72% | 2026-03-31 |
Insider Activity
Latest: 2026-07-06
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-07-06 | FREDERICK WILLIAM III MCNABB | Director | Award (A) | +250 | — | EDGAR | |
| 2026-07-06 | Kristen Gil | Director | Award (A) | +206 | — | EDGAR | |
| 2026-07-06 | John H Noseworthy | Director | Award (A) | +206 | — | EDGAR | |
| 2026-07-06 | Scott Gottlieb | Director | Award (A) | +210 | — | EDGAR | |
| 2026-07-06 | Charles D. Baker | Director | Award (A) | +220 | — | EDGAR | |
| 2026-07-06 | RICE VALERIE MD MONTGOMERY | Director | Award (A) | +220 | — | EDGAR | |
| 2026-07-06 | PAUL R GARCIA | Director | Award (A) | +220 | — | EDGAR | |
| 2026-07-06 | TIMOTHY PATRICK FLYNN | Director | Award (A) | +225 | — | EDGAR | |
| 2026-06-25 | Charles D. Baker | Director | Award (A) | +13 | — | EDGAR | |
| 2026-06-25 | Scott Gottlieb | Director | Award (A) | +3 | — | EDGAR | |
| 2026-06-25 | Timothy John Noel | Chief Executive Officer, UHC | Award (A) | +76 | — | EDGAR | |
| 2026-06-25 | Erin McSweeney | EVP & Chief People Officer | Award (A) | +48 | — | EDGAR | |
| 2026-06-25 | FREDERICK WILLIAM III MCNABB | Director | Award (A) | +50 | — | EDGAR | |
| 2026-06-25 | Christopher R Zaetta | EVP & Chief Legal Officer | Award (A) | +60 | — | EDGAR | |
| 2026-06-25 | Wayne S DeVeydt | Chief Financial Officer | Award (A) | +111 | — | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
Insider Holdings
54 insiders · @ $426.09
Officers, directors, and 10%+ owners ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Edson de Godoy Bueno | Director | 8,813,027 | $3.76B | $470.00M | 8 | 2017-02-10 |
| 2 | RICHARD T BURKE | Director | 1,365,487 | $581.82M | -$253.30M | 235 | 2022-05-23 |
| 3 | STEPHEN J HEMSLEY | CEO, UHG | 1,054,929 | $449.50M | -$515.80M | 162 | 2026-06-25 |
| 4 | DAVID S WICHMANN | Chief Executive Officer | 968,580 | $412.70M | -$80.15M | 91 | 2020-12-17 |
| 5 | DOUGLAS W LEATHERDALE | Director | 929,644 | $396.11M | -$14.35M | 87 | 2015-04-03 |
| 6 | WILLIAM A MUNSELL | EVP, UnitedHealth Group | 268,458 | $114.39M | -$9.40M | 21 | 2012-06-07 |
| 7 | JOHN F REX | President & CFO | 210,689 | $89.77M | -$15.34M | 78 | 2025-06-26 |
| 8 | George Lawrence III Mikan | EVP UHG & CEO, Optum | 209,421 | $89.23M | -$13.62M | 16 | 2011-06-07 |
| 9 | GAIL BOUDREAUX | EVP & CEO, UnitedHealthcare | 184,731 | $78.71M | -$24.88M | 39 | 2014-09-25 |
| 10 | LARRY C RENFRO | Vice Chmn, UHG and CEO, Optum | 153,789 | $65.53M | -$42.71M | 62 | 2018-06-28 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
Notice of Proposed Sale (Form 144)
Latest: 2026-04-23
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
1 filing
· $284K notice value
· 1 unique filer
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. Amendments (Form 144/A) and post-cancellation refilings can inflate this if you sum naively; the rollup above excludes filings with zero stated value.
Source & freshness: Parsed directly from EDGAR primary-doc XML. Daily refresh; new filings typically appear here the morning after they hit EDGAR.
Top 90-day filers:
Conway Patrick Hugh (1, $284K)
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-04-23 | Conway Patrick Hugh | Officer | 800 | $284.0K | 2026-04-23 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2025-09-11 | James P Schadt Trust FBO Lauren C S Baker UAD 12-16-15 | Affiliate | 27 | $9.4K | 2025-09-11 | J.P. Morgan Securities LLC | — | EDGAR |
| 2025-06-10 | Conway Patrick Hugh | Officer | 589 | $179.6K | 2025-06-10 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2024-11-12 | McSweeney Erin | Officer | 701 | $439.0K | 2024-11-11 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2024-07-18 | McSweeney Erin | Officer | 1,500 | $868.5K | 2024-07-18 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2024-07-17 | ROOS THOMAS E | Officer | 2,851 | $1.62M | 2024-07-17 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2024-03-08 | McSweeney Erin | Officer | 1,237 | $597.6K | 2024-03-08 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2024-02-23 | ROOS THOMAS E | Officer | 858 | $451.1K | 2024-02-23 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2024-02-16 | THOMPSON BRIAN R | Officer | 28,943 | $15.08M | 2024-02-16 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2023-12-05 | HEMSLEY STEPHEN J | Director | 66,081 | $36.37M | 2023-12-05 | Fidelity Brokerage Services LLC | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed.
Recent SEC Filings
Latest: 2026-06-05
Current reports — material events the company must disclose within 4 business days (earnings releases, M&A, executive changes, etc.).
| Filing Date | Accession | Link |
|---|---|---|
| 2026-06-05 | 0000731766-26-000138 | EDGAR |
| 2026-05-11 | 0000731766-26-000129 | EDGAR |
| 2026-04-21 | 0000731766-26-000121 | EDGAR |
| 2026-03-09 | 0000731766-26-000067 | EDGAR |
| 2026-03-02 | 0000731766-26-000064 | EDGAR |
| 2026-02-25 | 0000731766-26-000046 | EDGAR |
| 2026-01-27 | 0000731766-26-000025 | EDGAR |
| 2026-01-12 | 0000731766-26-000020 | EDGAR |
| 2025-11-21 | 0000731766-25-000314 | EDGAR |
| 2025-11-13 | 0000731766-25-000310 | EDGAR |
Annual report — audited financial statements, MD&A, risk factors. Filed 60–90 days after fiscal year-end.
Quarterly report — unaudited financials and MD&A. Filed 40–45 days after each of the first three fiscal quarters.
| Filing Date | Accession | Link |
|---|---|---|
| 2026-05-05 | 0000731766-26-000127 | EDGAR |
| 2025-10-28 | 0000731766-25-000305 | EDGAR |
| 2025-08-11 | 0000731766-25-000236 | EDGAR |
| 2025-05-07 | 0000731766-25-000131 | EDGAR |
| 2024-11-04 | 0000731766-24-000323 | EDGAR |
| 2024-08-09 | 0000731766-24-000262 | EDGAR |
| 2024-05-09 | 0000731766-24-000155 | EDGAR |
| 2023-11-06 | 0000731766-23-000064 | EDGAR |
| 2023-08-02 | 0000731766-23-000053 | EDGAR |
| 2023-05-03 | 0000731766-23-000029 | EDGAR |
ETF Holders
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
| P/E Ratio | 32.6 |
| P/B Ratio | 3.9 |
| P/S Ratio | 0.9 |
| EV/EBITDA | 19.7 |
| TTM Revenue | $448.6B |
| TTM Net Income | $12.0B |
| TTM EPS | $13.25 |
| ROE | 12.3% |
| Dividend Yield | 2.08% |
| Debt/Equity | 0.80 |