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Clarity Retirement & Wealth, LLC — 13F Holdings & Portfolio

CIK 2103352 · latest 13F-HR filed 2026-04-28

Backtest portfolio

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Loading holdings…
AUM

$124.0M

Long-equity book

Holdings

27

Distinct positions

Period

2026-03-31

Filed 2026-04-28

Q/Q Activity

+5 / −12 / ↑12 / ↓8

vs 2025-12-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • CAPITAL GROUP DIVIDEND VALUE$3.9M +25.7%
  • FIDELITY COVINGTON TRUST$2.6M +13.3%
  • FIDELITY COVINGTON TRUST$2.5M +23.1%
  • FIDELITY COVINGTON TRUST$1.5M +24.0%
  • VANGUARD INDEX FDS$1.2M +464.5%
Show all 12 →

Top Trims

  • FIDELITY MERRIMACK STR TR-$1.6M -15.9%
  • SPDR SERIES TRUST-$1.4M -11.4%
  • SSGA ACTIVE TR-$1.3M -55.7%
  • ISHARES TR-$683.7K -11.8%
  • SPDR SERIES TRUST-$431.9K -31.6%
Show all 8 →

New Positions

  • FIDELITY MERRIMACK STR TR$3.4M
  • VANGUARD INDEX FDS$1.3M
  • FRANKLIN TEMPLETON ETF TR$1.1M
  • DBX ETF TR$885.0K
  • J P MORGAN EXCHANGE TRADED F$585.3K
Show all 5 →

Exited Positions

  • SSGA ACTIVE TR$1.3M
  • SSGA ACTIVE TR$1.1M
  • SCHWAB STRATEGIC TR$918.0K
  • INVESCO EXCHANGE TRADED FD T$582.4K
  • HARBOR ETF TRUST$533.1K
Show all 12 →
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 FIDELITY COVINGTON TRUST FBCG 316092352 $22.5M 18.14% 448,744 SH
2 CAPITAL GROUP DIVIDEND VALUE CGDV 14020W106 $19.2M 15.47% 450,941 SH
3 FIDELITY COVINGTON TRUST FENI 31609A404 $13.2M 10.64% 354,530 SH
4 SPDR SERIES TRUST SPYM 78464A854 $10.6M 8.55% 138,511 SH
5 FIDELITY MERRIMACK STR TR FIGB 316188606 $9.0M 7.26% 209,172 SH
6 FIDELITY MERRIMACK STR TR FBND 316188309 $8.6M 6.94% 188,592 SH
7 FIDELITY COVINGTON TRUST FDEM 316092543 $7.7M 6.24% 244,935 SH
8 ISHARES TR HEFA 46434V803 $5.1M 4.10% 119,745 SH
9 T ROWE PRICE ETF INC TFLR 87283Q883 $3.8M 3.05% 75,012 SH
10 FIDELITY COVINGTON TRUST FFSM 316092295 $3.5M 2.83% 110,020 SH
11 FIDELITY MERRIMACK STR TR FMUB 316188853 $3.4M 2.73% 66,904 SH
12 J P MORGAN EXCHANGE TRADED F HELO 46654Q724 $3.1M 2.51% 48,737 SH
13 PGIM ETF TR PHYL 69344A206 $2.4M 1.90% 68,012 SH
14 ISHARES TR IVV 464287200 $1.8M 1.47% 2,787 SH
15 VANGUARD INDEX FDS VOO 922908363 $1.5M 1.22% 2,524 SH
16 ISHARES TR AGG 464287226 $1.4M 1.17% 14,570 SH
17 VANGUARD INDEX FDS VTV 922908744 $1.3M 1.08% 6,830 SH
18 FRANKLIN TEMPLETON ETF TR FLMI 35473P868 $1.1M 0.91% 45,327 SH
19 SSGA ACTIVE TR ALLW 78470P630 $1.1M 0.86% 37,027 SH
20 SPDR SERIES TRUST SPTL 78464A664 $936.6K 0.76% 35,611 SH
21 DBX ETF TR RVNU 233051705 $885.0K 0.71% 35,926 SH
22 J P MORGAN EXCHANGE TRADED F JMUB 46641Q647 $585.3K 0.47% 11,709 SH
23 SELECT SECTOR SPDR TR XLK 81369Y803 $470.2K 0.38% 3,538 SH
24 INVESCO QQQ TR QQQ 46090E103 $221.6K 0.18% 384 SH
25 VANGUARD SCOTTSDALE FDS VTHR 92206C599 $201.3K 0.16% 700 SH
26 STATE STR SPDR S&P 500 ETF T SPY 78462F103 $199.7K 0.16% 307 SH
27 STATE STR SPDR S&P 500 ETF T SPY 78462F103 $154.1K 0.12% 237 SH
Filing History
Period Filed AUM Holdings Accession
2026-03-31 2026-04-28 $124.0M 27 0002103352-26-000004
2025-12-31 2026-02-11 $113.6M 33 0002103352-26-000003