Lutz Financial Services LLC — 13F Holdings & Portfolio
CIK 1737112 · latest 13F-HR filed 2026-05-04
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
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AUM
$1.49B
Long-equity book
Holdings
100
Distinct positions
Period
2026-03-31
Filed 2026-05-04
Q/Q Activity
+0 / −2 / ↑14 / ↓23
vs 2025-12-31
Firm Profile & Key People
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- SCHWAB STRATEGIC TR$3.9M +6.6%
- SCHWAB STRATEGIC TR$3.2M +16.5%
- ISHARES TR$3.1M +5.4%
- AMERICAN CENTY ETF TR$1.4M +12.0%
- VANGUARD INDEX FDS$1.0M +6.5%
Top Trims
- VANGUARD INDEX FDS-$8.4M -5.3%
- STATE STR SPDR S&P 500 ETF T-$2.5M -5.6%
- BERKSHIRE HATHAWAY INC DEL-$1.7M -72.4%
- ISHARES TR-$1.2M -5.5%
- ISHARES TR-$885.8K -5.4%
All Holdings
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | VOO | 922908363 | $150.6M | 10.12% | 252,037 | SH |
| 2 | SPDR SERIES TRUST | SPYV | 78464A508 | $137.8M | 9.26% | 2,434,676 | SH |
| 3 | ISHARES TR | IJH | 464287507 | $107.9M | 7.25% | 1,598,474 | SH |
| 4 | VANGUARD BD INDEX FDS | BND | 921937835 | $105.4M | 7.08% | 1,431,140 | SH |
| 5 | VANGUARD MUN BD FDS | VTEB | 922907746 | $78.3M | 5.26% | 1,569,663 | SH |
| 6 | SPDR SERIES TRUST | MDYV | 78464A839 | $68.6M | 4.61% | 805,859 | SH |
| 7 | VANGUARD SCOTTSDALE FDS | VCSH | 92206C409 | $68.3M | 4.59% | 861,445 | SH |
| 8 | SCHWAB STRATEGIC TR | SCHP | 808524870 | $62.3M | 4.19% | 2,341,905 | SH |
| 9 | ISHARES TR | MBB | 464288588 | $60.0M | 4.03% | 631,850 | SH |
| 10 | STATE STR SPDR S&P 500 ETF T | SPY | 78462F103 | $43.1M | 2.89% | 66,202 | SH |
| 11 | ISHARES TR | MUB | 464288414 | $37.5M | 2.52% | 353,163 | SH |
| 12 | DIMENSIONAL ETF TRUST | DFAC | 25434V708 | $35.7M | 2.40% | 919,611 | SH |
| 13 | DIMENSIONAL ETF TRUST | DFIC | 25434V799 | $28.1M | 1.89% | 790,627 | SH |
| 14 | ISHARES TR | IGSB | 464288646 | $25.0M | 1.68% | 475,169 | SH |
| 15 | ISHARES TR | IJR | 464287804 | $23.8M | 1.60% | 191,849 | SH |
| 16 | SCHWAB STRATEGIC TR | SCHX | 808524201 | $22.8M | 1.54% | 890,800 | SH |
| 17 | ISHARES TR | IVE | 464287408 | $22.3M | 1.50% | 105,481 | SH |
| 18 | DIMENSIONAL ETF TRUST | DUHP | 25434V831 | $21.3M | 1.43% | 578,161 | SH |
| 19 | SCHWAB STRATEGIC TR | SCHM | 808524508 | $21.0M | 1.41% | 678,368 | SH |
| 20 | ISHARES TR | AGG | 464287226 | $20.8M | 1.40% | 209,147 | SH |
| 21 | VANGUARD BD INDEX FDS | BSV | 921937827 | $20.7M | 1.39% | 264,007 | SH |
| 22 | DIMENSIONAL ETF TRUST | DFAS | 25434V500 | $17.0M | 1.14% | 238,821 | SH |
| 23 | VANGUARD INDEX FDS | VTV | 922908744 | $16.6M | 1.12% | 84,821 | SH |
| 24 | VANGUARD INDEX FDS | VOE | 922908512 | $16.5M | 1.11% | 89,711 | SH |
| 25 | ISHARES TR | IJJ | 464287705 | $15.7M | 1.06% | 118,830 | SH |
| 26 | ISHARES TR | IVV | 464287200 | $15.5M | 1.04% | 23,774 | SH |
| 27 | ISHARES TR | QUAL | 46432F339 | $15.5M | 1.04% | 80,906 | SH |
| 28 | VANGUARD ADMIRAL FDS INC | VOOV | 921932703 | $14.7M | 0.99% | 72,295 | SH |
| 29 | ISHARES TR | TIP | 464287176 | $14.4M | 0.97% | 130,532 | SH |
| 30 | SPDR SERIES TRUST | SLYV | 78464A300 | $13.1M | 0.88% | 138,450 | SH |
| 31 | AMERICAN CENTY ETF TR | AVUV | 025072877 | $13.1M | 0.88% | 118,445 | SH |
| 32 | AMERICAN CENTY ETF TR | AVDE | 025072703 | $12.5M | 0.84% | 147,685 | SH |
| 33 | VANGUARD ADMIRAL FDS INC | IVOV | 921932844 | $11.7M | 0.79% | 114,826 | SH |
| 34 | SCHWAB STRATEGIC TR | SCHA | 808524607 | $11.5M | 0.77% | 396,280 | SH |
| 35 | ISHARES TR | IUSV | 464287663 | $11.4M | 0.77% | 111,571 | SH |
| 36 | STATE STR SPDR S&P MIDCAP 40 | MDY | 78467Y107 | $11.2M | 0.75% | 18,190 | SH |
| 37 | DIMENSIONAL ETF TRUST | DFAT | 25434V609 | $9.3M | 0.63% | 149,514 | SH |
| 38 | ISHARES TR | STIP | 46429B747 | $9.2M | 0.62% | 89,402 | SH |
| 39 | DIMENSIONAL ETF TRUST | DFEM | 25434V732 | $8.5M | 0.57% | 245,676 | SH |
| 40 | DIMENSIONAL ETF TRUST | DFUV | 25434V724 | $7.3M | 0.49% | 150,558 | SH |
| 41 | ISHARES INC | IEMG | 46434G103 | $6.2M | 0.42% | 88,939 | SH |
| 42 | ISHARES TR | SUB | 464288158 | $6.1M | 0.41% | 57,341 | SH |
| 43 | VANGUARD INDEX FDS | VBR | 922908611 | $5.2M | 0.35% | 24,033 | SH |
| 44 | ISHARES TR | IJS | 464287879 | $5.0M | 0.34% | 42,331 | SH |
| 45 | ISHARES TR | ISTB | 46432F859 | $4.6M | 0.31% | 94,905 | SH |
| 46 | ISHARES TR | IWV | 464287689 | $4.4M | 0.30% | 11,854 | SH |
| 47 | VANGUARD INTL EQUITY INDEX F | VWO | 922042858 | $4.2M | 0.28% | 77,830 | SH |
| 48 | PIMCO ETF TR | STPZ | 72201R205 | $4.1M | 0.28% | 76,584 | SH |
| 49 | VANGUARD MALVERN FDS | VTIP | 922020805 | $3.8M | 0.25% | 75,620 | SH |
| 50 | ISHARES TR | IWB | 464287622 | $2.6M | 0.17% | 7,156 | SH |
Filing History
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-03-31 | 2026-05-04 | $1.49B | 100 | 0001737112-26-000003 |
| 2025-12-31 | 2026-02-06 | $1.47B | 102 | 0001737112-26-000002 |