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Lutz Financial Services LLC — 13F Holdings & Portfolio

CIK 1737112 · latest 13F-HR filed 2026-08-05

Backtest portfolio

Lutz Financial Services LLC manages $1.64B in 13F-reported U.S. long-equity assets across 112 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are VOO (10.72%), SPYV (9.24%), IJH (7.59%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 12 new positions and exited 0; 74 existing positions rose in reported value and 3 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$1.64B

Long-equity book

Holdings
112

Distinct positions

Period
2026-06-30

Filed 2026-08-05

Q/Q Activity
+12 / −0 / ↑74 / ↓3

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
VOO10.7% · +2%SPYV9.2% · +3%IJH7.6% · +1%BND6.6% · +3%VTEB5.1% · +6%MDYV4.8% · +3%VCSH4.3% · +5%SCHP3.9% · +4%MBB3.8% · +4%SPY3.0% · -0%DFAC2.5% · +1%MUB2.3% · +1%DFIC1.9% · +5%IJR1.8% · +2%SCHX1.6% · +1%DUHP1.5% · +5%IGSB1.5% · +1%SCHM1.5% · -1%IVE1.4% · -1%BSV1.3% · +4%AGG1.3% · -0%DFAS1.2% · -0%VTV1.1% · 0%QUAL1.1% · -0%IVV1.1% · -1%VOE1.1% · -1%IJJ1.1% · -0%VOOV1.0% · -1%AVUV0.9% · +4%SLYV0.9% · -2%TIP0.9% · -1%SCHA0.9% · -2%IVOV0.8% · -1%AVDE0.8% · -2%MDY0.8% · -0%IUSV0.7% · -1%DFAT0.6% · -1%DFEM0.6% · +4%STIP0.6% · +2%DFUV0.5% · -2%IEMG0.4% · -1%SUB0.4% · -4%VBR0.4% · -0%IJS0.4% · +1%IWV0.3% · 0%VWO0.3% · +0%ISTB0.3% · +1%STPZ0.2% · 0%VTIP0.2% · -4%IWB0.2% · -4%NVDA0.1% · +8%VEA0.1% · 0%VMBS0.1% · -5%AAPL0.1% · +2%FNDF0.1% · -1%VNQ0.1% · 0%DFIV0.1% · -0%VTI0.1% · +2%IWM0.1% · 0%VV0.1% · -1%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

3 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 59.1%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Jul 7, 2026.

Assets Under Management
$3.19B
Discretionary
$2.83B
Employees
23
Accounts
2,689
Address
13616 CALIFORNIA STREET
SUITE 300
OMAHA, NE 68154-5336
Phone
(402) 827-2300
Website
Name Title / Status Ownership Type
BOULAY, JAMES, PAUL ControlMANAGING MEMBER & CHIEF COMPLIANCE OFFICER
since Mar 2001
10–25%Individual
ECTART, LLC ControlMEMBER
since Aug 2001
50–75%Domestic Entity
JENKINS, JOSHUA, RCHIEF INVESTMENT OFFICER AND PRINCIPAL
since May 2022
Less than 5%Individual
VOSSEN, JUSTIN, BRADLEYMEMBER
since Jan 2012
5–10%Individual
Cook, Ryan, Mitchell Control
Indirect owner via ECTART, LLC
ELECTED MANAGER
since May 2025
General partner, trustee or managerIndividual
Ownership & leadership changes · 8 filings with changes since Mar 24, 2012

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Aug 18, 2025 filing
  • No longer listedDUREN, MARK · ELECTED MANAGER · General partner, trustee or manager · indirect via ECTART, LLC · control person · listed since Aug 2001
  • AddedCook, Ryan, Mitchell · ELECTED MANAGER · General partner, trustee or manager · indirect via ECTART, LLC · control person
Mar 21, 2023 filing
  • ChangedJENKINS, JOSHUA, R · title CHIEF INVESTMENT OFFICER → CHIEF INVESTMENT OFFICER AND PRINCIPAL
Mar 31, 2021 filing
  • AddedJENKINS, JOSHUA, R · CHIEF INVESTMENT OFFICER · Less than 5%
Aug 17, 2020 filing
  • ChangedVOSSEN, JUSTIN, BRADLEY · ownership Less than 5% → 5–10%
Aug 13, 2020 filing
  • AddedDUREN, MARK · ELECTED MANAGER · General partner, trustee or manager · indirect via ECTART, LLC · control person
Mar 8, 2016 filing
  • No longer listedCERONE, ANTHONY, L · MEMBER · Less than 5% · listed since Jan 2012
  • No longer listedPATTERSON, STEPHEN, ROSMAN · MEMBER · Less than 5% · listed since Jan 2013
Mar 12, 2014 filing
  • ChangedECTART, LLC · ownership 75% or more → 50–75%
Mar 8, 2013 filing
  • AddedPATTERSON, STEPHEN, ROSMAN · MEMBER · Less than 5%
Mar 24, 2012 filing (earliest on record)
  • ListedBOULAY, JAMES, PAUL · MANAGING MEMBER & CHIEF COMPLIANCE OFFICER · 10–25% · control person
  • ListedCERONE, ANTHONY, L · MEMBER · Less than 5%
  • ListedECTART, LLC · MEMBER · 75% or more · control person
  • ListedVOSSEN, JUSTIN, BRADLEY · MEMBER · Less than 5%

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Top Adds (vs prior quarter)

Show all 74 →

Top Trims

Show all 3 →

New Positions

Show all 12 →

Exited Positions

  • No exits this quarter.
Show all 0 →

Lutz Financial Services LLC Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD INDEX FDS VOO 922908363 $176.0M 10.72% 256,299 SH
2 SPDR SERIES TRUST SPYV 78464A508 $151.8M 9.24% 2,496,836 SH
3 ISHARES TR IJH 464287507 $124.6M 7.59% 1,615,391 SH
4 VANGUARD BD INDEX FDS BND 921937835 $108.5M 6.61% 1,478,462 SH
5 VANGUARD MUN BD FDS VTEB 922907746 $84.2M 5.13% 1,663,916 SH
6 SPDR SERIES TRUST MDYV 78464A839 $78.7M 4.79% 829,586 SH
7 VANGUARD SCOTTSDALE FDS VCSH 92206C409 $71.3M 4.34% 901,823 SH
8 SCHWAB STRATEGIC TR SCHP 808524870 $64.8M 3.95% 2,445,014 SH
9 ISHARES TR MBB 464288588 $62.2M 3.79% 658,034 SH
10 STATE STR SPDR S&P 500 ETF T SPY 78462F103 $49.2M 3.00% 65,867 SH
11 DIMENSIONAL ETF TRUST DFAC 25434V708 $41.2M 2.51% 928,322 SH
12 ISHARES TR MUB 464288414 $38.5M 2.34% 357,361 SH
13 DIMENSIONAL ETF TRUST DFIC 25434V799 $31.0M 1.89% 833,294 SH
14 ISHARES TR IJR 464287804 $28.9M 1.76% 194,808 SH
15 SCHWAB STRATEGIC TR SCHX 808524201 $26.6M 1.62% 902,154 SH
16 DIMENSIONAL ETF TRUST DUHP 25434V831 $25.4M 1.55% 609,075 SH
17 ISHARES TR IGSB 464288646 $25.1M 1.53% 478,615 SH
18 SCHWAB STRATEGIC TR SCHM 808524508 $24.8M 1.51% 672,364 SH
19 ISHARES TR IVE 464287408 $23.7M 1.44% 104,312 SH
20 VANGUARD BD INDEX FDS BSV 921937827 $21.4M 1.30% 274,930 SH
21 ISHARES TR AGG 464287226 $20.7M 1.26% 208,958 SH
22 DIMENSIONAL ETF TRUST DFAS 25434V500 $19.6M 1.20% 238,326 SH
23 VANGUARD INDEX FDS VTV 922908744 $18.5M 1.13% 84,845 SH
24 ISHARES TR QUAL 46432F339 $17.7M 1.08% 80,645 SH
25 ISHARES TR IVV 464287200 $17.6M 1.07% 23,501 SH
26 VANGUARD INDEX FDS VOE 922908512 $17.6M 1.07% 88,896 SH
27 ISHARES TR IJJ 464287705 $17.5M 1.06% 118,338 SH
28 VANGUARD ADMIRAL FDS INC VOOV 921932703 $15.7M 0.96% 71,734 SH
29 AMERICAN CENTY ETF TR AVUV 025072877 $15.3M 0.93% 122,961 SH
30 SPDR SERIES TRUST SLYV 78464A300 $14.9M 0.91% 136,271 SH
31 ISHARES TR TIP 464287176 $14.2M 0.86% 129,565 SH
32 SCHWAB STRATEGIC TR SCHA 808524607 $14.1M 0.86% 390,473 SH
33 VANGUARD ADMIRAL FDS INC IVOV 921932844 $13.0M 0.79% 114,034 SH
34 AMERICAN CENTY ETF TR AVDE 025072703 $12.9M 0.79% 144,861 SH
35 STATE STR SPDR S&P MIDCAP 40 MDY 78467Y107 $12.8M 0.78% 18,176 SH
36 ISHARES TR IUSV 464287663 $12.1M 0.74% 110,245 SH
37 DIMENSIONAL ETF TRUST DFAT 25434V609 $10.4M 0.63% 148,452 SH
38 DIMENSIONAL ETF TRUST DFEM 25434V732 $10.3M 0.63% 254,366 SH
39 ISHARES TR STIP 46429B747 $9.3M 0.57% 91,521 SH
40 DIMENSIONAL ETF TRUST DFUV 25434V724 $8.2M 0.50% 148,278 SH
41 ISHARES INC IEMG 46434G103 $7.3M 0.45% 88,309 SH
42 ISHARES TR SUB 464288158 $5.9M 0.36% 55,231 SH
43 VANGUARD INDEX FDS VBR 922908611 $5.8M 0.35% 23,984 SH
44 ISHARES TR IJS 464287879 $5.8M 0.35% 42,637 SH
45 ISHARES TR IWV 464287689 $5.1M 0.31% 11,854 SH
46 VANGUARD INTL EQUITY INDEX F VWO 922042858 $4.6M 0.28% 77,894 SH
47 ISHARES TR ISTB 46432F859 $4.6M 0.28% 96,229 SH
48 PIMCO ETF TR STPZ 72201R205 $4.1M 0.25% 76,584 SH
49 VANGUARD MALVERN FDS VTIP 922020805 $3.6M 0.22% 72,601 SH
50 ISHARES TR IWB 464287622 $2.8M 0.17% 6,880 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-08-05 $1.64B 112 0001737112-26-000005
2026-03-31 2026-05-04 $1.49B 100 0001737112-26-000003
2025-12-31 2026-02-06 $1.47B 102 0001737112-26-000002
Filer Information
Address
13616 CALIFORNIA ST
SUITE 200
OMAHA, NE 68154
Phone
(402) 827-2300
Filing Manager
Lutz Financial Services LLC
OMAHA, NE
Signatory
James P. Boulay
Chief Compliance Officer