RETIREMENT FINANCIAL SOLUTIONS, LLC — 13F Holdings & Portfolio
CIK 1962532 · latest 13F-HR filed 2026-07-30
RETIREMENT FINANCIAL SOLUTIONS, LLC manages $406.8M in 13F-reported U.S. long-equity assets across 53 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are AVUS (11.12%), AVSC (7.07%), AVUV (6.87%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 4 new positions, exited 4, added to 33, and trimmed 4.
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
SUITE 101
KNOXVILLE, TN 37932
$406.8M
Long-equity book
53
Distinct positions
2026-06-30
Filed 2026-07-30
+4 / −4 / ↑33 / ↓4
vs 2026-03-31
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- AMERICAN CENTY ETF TR$12.3M +105.8%
- VANGUARD WORLD FD$9.9M +225.2%
- AMERICAN CENTY ETF TR$7.9M +21.1%
- AMERICAN CENTY ETF TR$5.3M +22.4%
- INVESCO EXCH TRADED FD TR II$5.0M +30.3%
Top Trims
- ISHARES TR-$10.4M -87.5%
- BLUEROCK PVT REAL ESTATE FD-$232.2K -28.2%
- GRAYSCALE BITCOIN MINI TR ET-$106.2K -9.9%
- ABRDN SILVER ETF TRUST-$53.0K -13.4%
New Positions
- USCF ETF TR$1.9M
- DEFINIUM THERAPEUTICS INC$282.2K
- APPLE INC$211.8K
- JPMORGAN CHASE & CO$209.8K
Exited Positions
- ABRDN ETFS$10.9M
- EXXON MOBIL CORP$313.8K
- INTERNATIONAL BUSINESS MACHS$298.6K
- BP PLC$219.9K
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | AMERICAN CENTY ETF TR | AVUS | 025072885 | $45.2M | 11.12% | 353,155 | SH |
| 2 | AMERICAN CENTY ETF TR | AVSC | 025072323 | $28.7M | 7.07% | 391,883 | SH |
| 3 | AMERICAN CENTY ETF TR | AVUV | 025072877 | $27.9M | 6.87% | 223,968 | SH |
| 4 | SPDR SERIES TRUST | SPYM | 78464A854 | $24.8M | 6.11% | 282,726 | SH |
| 5 | AMERICAN CENTY ETF TR | AVEM | 025072604 | $24.0M | 5.89% | 248,491 | SH |
| 6 | INVESCO EXCH TRADED FD TR II | QQQJ | 46138G631 | $21.5M | 5.29% | 473,142 | SH |
| 7 | VANGUARD SCOTTSDALE FDS | VGLT | 92206C847 | $20.3M | 4.98% | 367,012 | SH |
| 8 | VANGUARD INTL EQUITY INDEX F | VWO | 922042858 | $18.8M | 4.62% | 314,873 | SH |
| 9 | SCHWAB STRATEGIC TR | SCHD | 808524797 | $14.9M | 3.67% | 470,729 | SH |
| 10 | VANGUARD WORLD FD | EDV | 921910709 | $14.4M | 3.53% | 220,523 | SH |
| 11 | TIDAL TRUST I | GRNY | 886364231 | $13.9M | 3.42% | 503,102 | SH |
| 12 | VANGUARD WORLD FD | MGC | 921910873 | $13.8M | 3.39% | 50,416 | SH |
| 13 | SPDR SERIES TRUST | SPMD | 78464A847 | $13.7M | 3.36% | 202,058 | SH |
| 14 | STATE STR SPDR DOW JONES IND | DIA | 78467X109 | $13.6M | 3.33% | 25,945 | SH |
| 15 | INVESCO EXCHANGE TRADED FD T | RSP | 46137V357 | $13.5M | 3.32% | 63,448 | SH |
| 16 | VANGUARD INTL EQUITY INDEX F | VEU | 922042775 | $13.0M | 3.18% | 154,686 | SH |
| 17 | VANECK ETF TRUST | MOO | 92189F700 | $11.6M | 2.86% | 146,946 | SH |
| 18 | INVESCO ACTIVELY MANAGED EXC | RSPA | 46090A697 | $10.4M | 2.56% | 195,187 | SH |
| 19 | INVESCO EXCH TRADED FD TR II | QQQM | 46138G649 | $8.3M | 2.04% | 27,380 | SH |
| 20 | SPDR SERIES TRUST | SPYG | 78464A409 | $7.2M | 1.78% | 60,801 | SH |
| 21 | INVESCO EXCH TRADED FD TR II | RWL | 46138G698 | $6.9M | 1.70% | 54,283 | SH |
| 22 | SPDR SERIES TRUST | SPYV | 78464A508 | $6.7M | 1.65% | 110,181 | SH |
| 23 | SCHWAB STRATEGIC TR | SCHP | 808524870 | $6.4M | 1.58% | 242,636 | SH |
| 24 | VANGUARD SCOTTSDALE FDS | VGSH | 92206C102 | $5.4M | 1.34% | 93,359 | SH |
| 25 | VANGUARD INDEX FDS | VOO | 922908363 | $2.3M | 0.56% | 3,294 | SH |
| 26 | USCF ETF TR | SDCI | 90290T809 | $1.9M | 0.47% | 72,918 | SH |
| 27 | ISHARES TR | IEF | 464287440 | $1.5M | 0.37% | 15,818 | SH |
| 28 | VANGUARD INDEX FDS | VNQ | 922908553 | $1.5M | 0.36% | 15,263 | SH |
| 29 | VANGUARD STAR FDS | VXUS | 921909768 | $1.4M | 0.34% | 16,196 | SH |
| 30 | ISHARES GOLD TRUST MICRO | IAUM | 46436F103 | $1.3M | 0.31% | 31,752 | SH |
| 31 | VANGUARD INDEX FDS | VOE | 922908512 | $1.0M | 0.26% | 5,269 | SH |
| 32 | GRAYSCALE BITCOIN MINI TR ET | BTC | 389930207 | $963.1K | 0.24% | 37,115 | SH |
| 33 | VANGUARD SCOTTSDALE FDS | VONE | 92206C730 | $844.5K | 0.21% | 2,493 | SH |
| 34 | VANGUARD SCOTTSDALE FDS | VCIT | 92206C870 | $789.1K | 0.19% | 9,548 | SH |
| 35 | LITMAN GREGORY FDS TR | DBMF | 53700T827 | $768.2K | 0.19% | 25,096 | SH |
| 36 | NVIDIA CORPORATION | NVDA | 67066G104 | $753.1K | 0.19% | 3,764 | SH |
| 37 | ALPS ETF TR | AMLP | 00162Q452 | $743.6K | 0.18% | 14,342 | SH |
| 38 | GRAYSCALE ETHEREUM STAKING | ETH | 38964R203 | $710.3K | 0.17% | 47,258 | SH |
| 39 | VANGUARD INDEX FDS | VTI | 922908769 | $689.8K | 0.17% | 1,864 | SH |
| 40 | BLUEROCK PVT REAL ESTATE FD | BPRE | 09631P102 | $590.2K | 0.15% | 45,366 | SH |
| 41 | VANGUARD INDEX FDS | VO | 922908629 | $532.9K | 0.13% | 6,614 | SH |
| 42 | VANGUARD INDEX FDS | VBR | 922908611 | $491.3K | 0.12% | 2,022 | SH |
| 43 | SPDR SERIES TRUST | SPSM | 78468R853 | $402.8K | 0.10% | 6,984 | SH |
| 44 | INVESCO ACTIVELY MANAGED EXC | QQA | 46090A689 | $391.2K | 0.10% | 6,788 | SH |
| 45 | ABRDN SILVER ETF TRUST | SIVR | 003264108 | $341.1K | 0.08% | 6,067 | SH |
| 46 | TEXAS INSTRS INC | TXN | 882508104 | $310.9K | 0.08% | 1,043 | SH |
| 47 | DEFINIUM THERAPEUTICS INC | DFTX | 24477V105 | $282.2K | 0.07% | 6,000 | SH |
| 48 | WISDOMTREE TR | HEDJ | 97717X701 | $252.9K | 0.06% | 4,437 | SH |
| 49 | TESLA INC | TSLA | 88160R101 | $244.8K | 0.06% | 582 | SH |
| 50 | APPLE INC | AAPL | 037833100 | $211.8K | 0.05% | 732 | SH |
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-06-30 | 2026-07-30 | $406.8M | 53 | 0001962532-26-000006 |
| 2026-03-31 | 2026-04-28 | $349.8M | 53 | 0001962532-26-000005 |
| 2025-09-30 | 2026-03-10 | $319.5M | 45 | 0001962532-26-000004 |