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Retirement Management Systems Inc. — 13F Holdings & Portfolio

CIK 2110516 · latest 13F-HR filed 2026-07-21

Backtest portfolio

Retirement Management Systems Inc. manages $488.5M in 13F-reported U.S. long-equity assets across 55 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are SPYG (7.63%), HFSI (5.99%), EVTR (5.55%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 6 new positions and exited 2; 40 existing positions rose in reported value and 3 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$488.5M

Long-equity book

Holdings
55

Distinct positions

Period
2026-06-30

Filed 2026-07-21

Q/Q Activity
+6 / −2 / ↑40 / ↓3

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
SPYG7.6% · -1%HFSI6.0% · +15%EVTR5.6% · +14%BIV5.4% · +16%IDMO5.4% · +7%IDEV5.3% · +8%FMDE4.7% · +6%PVAL4.6% · +7%SPY4.4% · +6%RECS4.4% · +7%MGV4.0% · +6%JMEE3.6% · +6%IOO3.5% · +5%EMXC2.8% · -8%QQQM2.8% · -2%QINT2.7% · +9%SMH2.3% · -29%VO2.2% · +324%FRDM2.1% · -7%AVDV1.9% · newNLR1.9% · +28%SPYV1.9% · +6%VB1.8% · +6%PICK1.5% · +6%JAAA1.5% · +6%SCHP1.3% · +7%TFLR1.0% · +8%WELL1.0% · +14%VTR1.0% · +20%IVV0.9% · +2%IWF0.8% · +310%IGV0.7% · +16%ZROZ0.6% · +13%FBND0.6% · +3%NVDA0.4% · 0%AVEM0.3% · +2%QQQ0.2% · +1%GLD0.2% · +3%TLH0.2% · -2%CW0.1% · +62%IDU0.1% · +3%IUSV0.1% · -10%SPYM0.1% · +3%ONEQ0.1% · 0%BRK.B0.1% · 0%IAU0.1% · -3%AAPL0.1% · -4%TBUX0.1% · +17%AMD0.1% · newIQLT0.1% · -8%SPMO0.0% · newSPTM0.0% · newGE0.0% · newBUFR0.0% · -25%VOO0.0% · new

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

3 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 53.3%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated May 18, 2026.

Assets Under Management
$1.89B
Discretionary
$1.89B
Employees
11
Accounts
4,472
Address
41615 PARK AVENUE
SUITE 115
LEONARDTOWN, MD 20650
Phone
(301) 327-5312
Website
Mailing Address
721 MAIN STREET SUITE 100, STEVENSVILLE, MD, 21666
Name Title / Status Ownership Type
BLAMPHIN, JOHN, MARTIN ControlDIRECTOR OF OPERATIONS
since Aug 2009
5–10%Individual
SCARBOROUGH, JOSEPH, MICHAEL ControlCEO, CCO, DIRECTOR
since Feb 2008
75% or moreIndividual
Ownership & leadership changes · 7 filings with changes since Mar 28, 2012

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Feb 26, 2026 filing
  • ChangedSCARBOROUGH, JOSEPH, MICHAEL · ownership 50–75% → 75% or more
Nov 18, 2025 filing
  • No longer listedKEENUM, JOHN, M · SHAREHOLDER · 5–10% · listed since Jan 2016
  • No longer listedOSTROWSKI, GREGORY, SIGISMUND · SHAREHOLDER · 5–10% · listed since Aug 2011
  • ChangedBLAMPHIN, JOHN, MARTIN · ownership 10–25% → 5–10%
Mar 12, 2018 filing
  • ChangedBLAMPHIN, JOHN, MARTIN · title MANAGING DIRECTOR → DIRECTOR OF OPERATIONS
Dec 7, 2016 filing
  • AddedKEENUM, JOHN, M · SHAREHOLDER · 5–10%
  • ChangedBLAMPHIN, JOHN, MARTIN · title CHIEF OPERATING OFFICER, CHIEF COMPLIANCE OFFICER → MANAGING DIRECTOR; ownership 5–10% → 10–25%
  • ChangedOSTROWSKI, GREGORY, SIGISMUND · title MEMBER → SHAREHOLDER
  • ChangedSCARBOROUGH, JOSEPH, MICHAEL · title OWNER → CEO, CCO, DIRECTOR
Feb 16, 2015 filing
  • ChangedOSTROWSKI, GREGORY, SIGISMUND · title SECRETARY AND TREASURER → MEMBER
Jan 31, 2014 filing
  • No longer listedLERRO, JAMES, EDWARD · CHIEF COMPLIANCE OFFICER · Less than 5% · control person · listed since Mar 2013
  • ChangedBLAMPHIN, JOHN, MARTIN · title CHIEF OPERATING OFFICER → CHIEF OPERATING OFFICER, CHIEF COMPLIANCE OFFICER; ownership Less than 5% → 5–10%
  • ChangedSCARBOROUGH, JOSEPH, MICHAEL · ownership 75% or more → 50–75%
Mar 28, 2013 filing
  • AddedLERRO, JAMES, EDWARD · CHIEF COMPLIANCE OFFICER · Less than 5% · control person
  • ChangedBLAMPHIN, JOHN, MARTIN · title CHIEF OPERATING OFFICER, CHIEF COMPLIANCE OFFICER → CHIEF OPERATING OFFICER
Mar 28, 2012 filing (earliest on record)
  • ListedBLAMPHIN, JOHN, MARTIN · CHIEF OPERATING OFFICER, CHIEF COMPLIANCE OFFICER · Less than 5% · control person
  • ListedOSTROWSKI, GREGORY, SIGISMUND · SECRETARY AND TREASURER · 5–10%
  • ListedSCARBOROUGH, JOSEPH, MICHAEL · OWNER · 75% or more · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Retirement Management Systems Inc. Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 SPDR SERIES TRUST SPYG 78464A409 $37.3M 7.63% 313,160 SH
2 HARTFORD FDS EXCHANGE TRADED HFSI 41653L875 $29.3M 5.99% 832,783 SH
3 MORGAN STANLEY ETF TRUST EVTR 61774R841 $27.1M 5.55% 534,941 SH
4 VANGUARD BD INDEX FDS BIV 921937819 $26.6M 5.45% 347,018 SH
5 INVESCO EXCH TRADED FD TR II IDMO 46138E222 $26.3M 5.38% 435,488 SH
6 ISHARES TR IDEV 46435G326 $25.8M 5.29% 290,113 SH
7 FIDELITY COVINGTON TRUST FMDE 31609A503 $22.8M 4.68% 562,734 SH
8 PUTNAM ETF TRUST PVAL 746729300 $22.3M 4.57% 438,579 SH
9 STATE STR SPDR S&P 500 ETF T SPY 78462F103 $21.4M 4.38% 28,642 SH
10 COLUMBIA ETF TR I RECS 19761L706 $21.3M 4.37% 493,262 SH
11 VANGUARD WORLD FD MGV 921910840 $19.7M 4.03% 120,323 SH
12 J P MORGAN EXCHANGE TRADED F JMEE 46641Q118 $17.8M 3.65% 228,395 SH
13 ISHARES TR IOO 464287572 $16.9M 3.46% 123,827 SH
14 ISHARES INC EMXC 46434G764 $13.8M 2.83% 135,011 SH
15 INVESCO EXCH TRADED FD TR II QQQM 46138G649 $13.5M 2.77% 44,612 SH
16 AMERICAN CENTY ETF TR QINT 025072406 $13.2M 2.71% 190,401 SH
17 VANECK ETF TRUST SMH 92189F676 $11.3M 2.31% 17,236 SH
18 VANGUARD INDEX FDS VO 922908629 $10.5M 2.16% 130,732 SH
19 EA SERIES TRUST FRDM 02072L607 $10.2M 2.08% 139,632 SH
20 AMERICAN CENTY ETF TR AVDV 025072802 $9.3M 1.91% 90,488 SH
21 VANECK ETF TRUST NLR 92189F601 $9.2M 1.87% 78,894 SH
22 SPDR SERIES TRUST SPYV 78464A508 $9.1M 1.86% 149,405 SH
23 VANGUARD INDEX FDS VB 922908751 $8.9M 1.82% 29,290 SH
24 ISHARES INC PICK 46434G848 $7.2M 1.47% 123,859 SH
25 JANUS DETROIT STR TR JAAA 47103U845 $7.1M 1.46% 141,487 SH
26 SCHWAB STRATEGIC TR SCHP 808524870 $6.5M 1.32% 243,577 SH
27 T ROWE PRICE EXCHANGE-TRADED TFLR 87283Q883 $4.9M 1.01% 98,088 SH
28 WELLTOWER INC WELL 95040Q104 $4.7M 0.96% 20,729 SH
29 VENTAS INC VTR 92276F100 $4.7M 0.96% 52,718 SH
30 ISHARES TR IVV 464287200 $4.6M 0.94% 6,106 SH
31 ISHARES TR IWF 464287614 $3.9M 0.79% 31,155 SH
32 ISHARES TR IGV 464287515 $3.6M 0.73% 39,582 SH
33 PIMCO ETF TR ZROZ 72201R882 $3.0M 0.61% 46,622 SH
34 FIDELITY MERRIMACK STR TR FBND 316188309 $2.7M 0.56% 59,799 SH
35 NVIDIA CORPORATION NVDA 67066G104 $1.8M 0.38% 9,184 SH
36 AMERICAN CENTY ETF TR AVEM 025072604 $1.3M 0.26% 13,214 SH
37 INVESCO QQQ TR QQQ 46090E103 $880.7K 0.18% 1,196 SH
38 SPDR GOLD TR GLD 78463V107 $827.0K 0.17% 2,245 SH
39 ISHARES TR TLH 464288653 $788.1K 0.16% 7,854 SH
40 CURTISS WRIGHT CORP CW 231561101 $730.5K 0.15% 964 SH
41 ISHARES TR IDU 464287697 $634.7K 0.13% 5,537 SH
42 ISHARES TR IUSV 464287663 $566.7K 0.12% 5,144 SH
43 SPDR SERIES TRUST SPYM 78464A854 $555.7K 0.11% 6,323 SH
44 FIDELITY COMWLTH TR ONEQ 315912808 $516.1K 0.11% 5,000 SH
45 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $491.4K 0.10% 982 SH
46 ISHARES GOLD TR IAU 464285204 $390.8K 0.08% 5,176 SH
47 APPLE INC AAPL 037833100 $381.7K 0.08% 1,319 SH
48 T ROWE PRICE EXCHANGE-TRADED TBUX 87283Q701 $375.3K 0.08% 7,541 SH
49 ADVANCED MICRO DEVICES INC AMD 007903107 $354.4K 0.07% 610 SH
50 ISHARES TR IQLT 46434V456 $259.5K 0.05% 5,236 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-21 $488.5M 55 0002085853-26-000787
2026-03-31 2026-04-14 $414.9M 51 0002085853-26-000372
2025-12-31 2026-02-12 $390.7M 54 0002085853-26-000261
Filer Information
Address
41615 PARK AVENUE
LEONARDTOWN, MD 20650
Phone
(301) 327-5312
Filing Manager
Retirement Management Systems Inc.
STEVENSVILLE, MD
Signatory
Joseph Michael Scarborough
Chief Compliance Officer