Retirement Management Systems Inc. — 13F Holdings & Portfolio
CIK 2110516 · latest 13F-HR filed 2026-07-21
Retirement Management Systems Inc. manages $488.5M in 13F-reported U.S. long-equity assets across 55 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are SPYG (7.63%), HFSI (5.99%), EVTR (5.55%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 6 new positions, exited 2, added to 40, and trimmed 3.
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
LEONARDTOWN, MD 20650
$488.5M
Long-equity book
55
Distinct positions
2026-06-30
Filed 2026-07-21
+6 / −2 / ↑40 / ↓3
vs 2026-03-31
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- SPDR SERIES TRUST$6.2M +20.1%
- HARTFORD FDS EXCHANGE TRADED$4.2M +16.6%
- INVESCO EXCH TRADED FD TR II$4.0M +18.1%
- FIDELITY COVINGTON TRUST$3.8M +19.9%
- STATE STR SPDR S&P 500 ETF T$3.8M +21.4%
Top Trims
- SPDR GOLD TR-$114.0K -12.1%
- ISHARES GOLD TR-$80.2K -17.0%
- FIRST TR EXCHNG TRADED FD VI-$47.1K -18.8%
New Positions
- AMERICAN CENTY ETF TR$9.3M
- ADVANCED MICRO DEVICES INC$354.4K
- INVESCO EXCH TRADED FD TR II$222.9K
- SPDR SERIES TRUST$210.5K
- GE AEROSPACE$206.7K
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | SPDR SERIES TRUST | SPYG | 78464A409 | $37.3M | 7.63% | 313,160 | SH |
| 2 | HARTFORD FDS EXCHANGE TRADED | HFSI | 41653L875 | $29.3M | 5.99% | 832,783 | SH |
| 3 | MORGAN STANLEY ETF TRUST | EVTR | 61774R841 | $27.1M | 5.55% | 534,941 | SH |
| 4 | VANGUARD BD INDEX FDS | BIV | 921937819 | $26.6M | 5.45% | 347,018 | SH |
| 5 | INVESCO EXCH TRADED FD TR II | IDMO | 46138E222 | $26.3M | 5.38% | 435,488 | SH |
| 6 | ISHARES TR | IDEV | 46435G326 | $25.8M | 5.29% | 290,113 | SH |
| 7 | FIDELITY COVINGTON TRUST | FMDE | 31609A503 | $22.8M | 4.68% | 562,734 | SH |
| 8 | PUTNAM ETF TRUST | PVAL | 746729300 | $22.3M | 4.57% | 438,579 | SH |
| 9 | STATE STR SPDR S&P 500 ETF T | SPY | 78462F103 | $21.4M | 4.38% | 28,642 | SH |
| 10 | COLUMBIA ETF TR I | RECS | 19761L706 | $21.3M | 4.37% | 493,262 | SH |
| 11 | VANGUARD WORLD FD | MGV | 921910840 | $19.7M | 4.03% | 120,323 | SH |
| 12 | J P MORGAN EXCHANGE TRADED F | JMEE | 46641Q118 | $17.8M | 3.65% | 228,395 | SH |
| 13 | ISHARES TR | IOO | 464287572 | $16.9M | 3.46% | 123,827 | SH |
| 14 | ISHARES INC | EMXC | 46434G764 | $13.8M | 2.83% | 135,011 | SH |
| 15 | INVESCO EXCH TRADED FD TR II | QQQM | 46138G649 | $13.5M | 2.77% | 44,612 | SH |
| 16 | AMERICAN CENTY ETF TR | QINT | 025072406 | $13.2M | 2.71% | 190,401 | SH |
| 17 | VANECK ETF TRUST | SMH | 92189F676 | $11.3M | 2.31% | 17,236 | SH |
| 18 | VANGUARD INDEX FDS | VO | 922908629 | $10.5M | 2.16% | 130,732 | SH |
| 19 | EA SERIES TRUST | FRDM | 02072L607 | $10.2M | 2.08% | 139,632 | SH |
| 20 | AMERICAN CENTY ETF TR | AVDV | 025072802 | $9.3M | 1.91% | 90,488 | SH |
| 21 | VANECK ETF TRUST | NLR | 92189F601 | $9.2M | 1.87% | 78,894 | SH |
| 22 | SPDR SERIES TRUST | SPYV | 78464A508 | $9.1M | 1.86% | 149,405 | SH |
| 23 | VANGUARD INDEX FDS | VB | 922908751 | $8.9M | 1.82% | 29,290 | SH |
| 24 | ISHARES INC | PICK | 46434G848 | $7.2M | 1.47% | 123,859 | SH |
| 25 | JANUS DETROIT STR TR | JAAA | 47103U845 | $7.1M | 1.46% | 141,487 | SH |
| 26 | SCHWAB STRATEGIC TR | SCHP | 808524870 | $6.5M | 1.32% | 243,577 | SH |
| 27 | T ROWE PRICE EXCHANGE-TRADED | TFLR | 87283Q883 | $4.9M | 1.01% | 98,088 | SH |
| 28 | WELLTOWER INC | WELL | 95040Q104 | $4.7M | 0.96% | 20,729 | SH |
| 29 | VENTAS INC | VTR | 92276F100 | $4.7M | 0.96% | 52,718 | SH |
| 30 | ISHARES TR | IVV | 464287200 | $4.6M | 0.94% | 6,106 | SH |
| 31 | ISHARES TR | IWF | 464287614 | $3.9M | 0.79% | 31,155 | SH |
| 32 | ISHARES TR | IGV | 464287515 | $3.6M | 0.73% | 39,582 | SH |
| 33 | PIMCO ETF TR | ZROZ | 72201R882 | $3.0M | 0.61% | 46,622 | SH |
| 34 | FIDELITY MERRIMACK STR TR | FBND | 316188309 | $2.7M | 0.56% | 59,799 | SH |
| 35 | NVIDIA CORPORATION | NVDA | 67066G104 | $1.8M | 0.38% | 9,184 | SH |
| 36 | AMERICAN CENTY ETF TR | AVEM | 025072604 | $1.3M | 0.26% | 13,214 | SH |
| 37 | INVESCO QQQ TR | QQQ | 46090E103 | $880.7K | 0.18% | 1,196 | SH |
| 38 | SPDR GOLD TR | GLD | 78463V107 | $827.0K | 0.17% | 2,245 | SH |
| 39 | ISHARES TR | TLH | 464288653 | $788.1K | 0.16% | 7,854 | SH |
| 40 | CURTISS WRIGHT CORP | CW | 231561101 | $730.5K | 0.15% | 964 | SH |
| 41 | ISHARES TR | IDU | 464287697 | $634.7K | 0.13% | 5,537 | SH |
| 42 | ISHARES TR | IUSV | 464287663 | $566.7K | 0.12% | 5,144 | SH |
| 43 | SPDR SERIES TRUST | SPYM | 78464A854 | $555.7K | 0.11% | 6,323 | SH |
| 44 | FIDELITY COMWLTH TR | ONEQ | 315912808 | $516.1K | 0.11% | 5,000 | SH |
| 45 | BERKSHIRE HATHAWAY INC DEL | BRK.B | 084670702 | $491.4K | 0.10% | 982 | SH |
| 46 | ISHARES GOLD TR | IAU | 464285204 | $390.8K | 0.08% | 5,176 | SH |
| 47 | APPLE INC | AAPL | 037833100 | $381.7K | 0.08% | 1,319 | SH |
| 48 | T ROWE PRICE EXCHANGE-TRADED | TBUX | 87283Q701 | $375.3K | 0.08% | 7,541 | SH |
| 49 | ADVANCED MICRO DEVICES INC | AMD | 007903107 | $354.4K | 0.07% | 610 | SH |
| 50 | ISHARES TR | IQLT | 46434V456 | $259.5K | 0.05% | 5,236 | SH |
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-06-30 | 2026-07-21 | $488.5M | 55 | 0002085853-26-000787 |
| 2026-03-31 | 2026-04-14 | $414.9M | 51 | 0002085853-26-000372 |
| 2025-12-31 | 2026-02-12 | $390.7M | 54 | 0002085853-26-000261 |