Divergent Planning, LLC — 13F Holdings & Portfolio
CIK 1730787 · latest 13F-HR filed 2026-01-12
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
$391.5M
Long-equity book
36
Distinct positions
2025-12-31
Filed 2026-01-12
+2 / −1 / ↑8 / ↓7
vs 2025-09-30
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- JANUS DETROIT STR TR$1.2M +6.1%
- RBB FD INC$977.0K +9.4%
- AMERICAN CENTY ETF TR$521.9K +6.1%
- MARRIOTT INTL INC NEW$85.6K +10.0%
- ALPHABET INC$79.1K +27.9%
Top Trims
- MICROSOFT CORP-$154.6K -17.8%
- VANGUARD INTL EQUITY INDEX F-$66.2K -6.3%
- VANGUARD INDEX FDS-$58.2K -8.3%
- NVIDIA CORPORATION-$39.8K -15.4%
- VANGUARD INDEX FDS-$30.9K -7.4%
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | ISHARES TR | IVV | 464287200 | $102.1M | 26.08% | 148,837 | SH |
| 2 | AMERICAN CENTY ETF TR | AVDV | 025072802 | $50.2M | 12.83% | 529,894 | SH |
| 3 | SPDR S&P MIDCAP 400 ETF TR | MDY | 78467Y107 | $46.6M | 11.90% | 76,242 | SH |
| 4 | JANUS DETROIT STR TR | JMBS | 47103U852 | $41.8M | 10.69% | 918,067 | SH |
| 5 | AMERICAN CENTY ETF TR | AVUS | 025072885 | $27.3M | 6.96% | 242,241 | SH |
| 6 | DIMENSIONAL ETF TRUST | DFAS | 25434V500 | $25.4M | 6.49% | 361,021 | SH |
| 7 | JANUS DETROIT STR TR | JAAA | 47103U845 | $21.1M | 5.39% | 417,349 | SH |
| 8 | VANGUARD MUN BD FDS | VTEB | 922907746 | $14.7M | 3.76% | 292,191 | SH |
| 9 | DIMENSIONAL ETF TRUST | DFCF | 25434V872 | $13.4M | 3.42% | 314,352 | SH |
| 10 | RBB FD INC | TBIL | 74933W452 | $11.3M | 2.90% | 227,379 | SH |
| 11 | VANGUARD SCOTTSDALE FDS | VCIT | 92206C870 | $9.6M | 2.46% | 115,213 | SH |
| 12 | AMERICAN CENTY ETF TR | AVDE | 025072703 | $9.1M | 2.33% | 109,710 | SH |
| 13 | SCHWAB STRATEGIC TR | SCHC | 808524888 | $6.3M | 1.61% | 137,675 | SH |
| 14 | APPLE INC | AAPL | 037833100 | $2.3M | 0.59% | 8,584 | SH |
| 15 | VANGUARD INTL EQUITY INDEX F | VT | 922042742 | $989.6K | 0.25% | 6,964 | SH |
| 16 | MARRIOTT INTL INC NEW | MAR | 571903202 | $945.6K | 0.24% | 3,017 | SH |
| 17 | MORGAN STANLEY | MS | 617446448 | $762.7K | 0.19% | 4,193 | SH |
| 18 | MICROSOFT CORP | MSFT | 594918104 | $715.4K | 0.18% | 1,513 | SH |
| 19 | VANGUARD INDEX FDS | VO | 922908629 | $646.4K | 0.17% | 2,209 | SH |
| 20 | INVESCO QQQ TR | QQQ | 46090E103 | $635.3K | 0.16% | 1,036 | SH |
| 21 | AMAZON COM INC | AMZN | 023135106 | $579.8K | 0.15% | 2,560 | SH |
| 22 | VISA INC | V | 92826C839 | $555.8K | 0.14% | 1,604 | SH |
| 23 | LOCKHEED MARTIN CORP | LMT | 539830109 | $501.5K | 0.13% | 1,009 | SH |
| 24 | ISHARES TR | AOA | 464289859 | $454.5K | 0.12% | 5,047 | SH |
| 25 | ISHARES TR | AOR | 464289867 | $408.8K | 0.10% | 6,262 | SH |
| 26 | VANGUARD INDEX FDS | VUG | 922908736 | $384.1K | 0.10% | 790 | SH |
| 27 | ALPHABET INC | GOOG | 02079K107 | $362.0K | 0.09% | 1,148 | SH |
| 28 | INVESCO EXCH TRADED FD TR II | SPLV | 46138E354 | $337.6K | 0.09% | 4,741 | SH |
| 29 | VANGUARD INDEX FDS | VTI | 922908769 | $322.8K | 0.08% | 960 | SH |
| 30 | SPDR GOLD TR | GLD | 78463V107 | $308.7K | 0.08% | 775 | SH |
| 31 | ACCENTURE PLC IRELAND | ACN | G1151C101 | $302.1K | 0.08% | 1,162 | SH |
| 32 | VANGUARD INDEX FDS | VOO | 922908363 | $294.7K | 0.08% | 469 | SH |
| 33 | ISHARES TR | AOK | 464289883 | $242.0K | 0.06% | 6,001 | SH |
| 34 | NVIDIA CORPORATION | NVDA | 67066G104 | $219.6K | 0.06% | 1,163 | SH |
| 35 | FS CREDIT OPPORTUNITIES CORP | FSCO | 30290Y101 | $64.4K | 0.02% | 10,146 | SH |
| 36 | HEALTH CATALYST INC | HCAT | 42225T107 | $25.1K | 0.01% | 10,998 | SH |
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2025-12-31 | 2026-01-12 | $391.5M | 36 | 0001730787-26-000002 |
| 2025-09-30 | 2025-10-27 | $376.2M | 35 | 0001730787-25-000004 |