Divergent Planning, LLC — 13F Holdings & Portfolio
CIK 1730787 · latest 13F-HR filed 2026-01-12
Divergent Planning, LLC manages $391.5M in 13F-reported U.S. long-equity assets across 36 reported positions as of its 2025-12-31 13F-HR filing. Its largest disclosed positions are IVV (26.08%), AVDV (12.83%), MDY (11.90%). Quarter over quarter (versus its 2025-09-30 filing) the fund opened 2 new positions and exited 1; 8 existing positions rose in reported value and 7 fell.
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
Long-equity book
Distinct positions
Filed 2026-01-12
vs 2025-09-30
Portfolio charts
Latest quarter's book, what changed, and how the portfolio has evolved across filings.
Portfolio map
Q4 25Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.
Sector mix
% of 13F valueSectors from each company's SIC code; funds and ETFs grouped separately.
Biggest buys and sells
Q3 25 → Q4 25Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.
13F assets and positions
2 quartersTotal reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.
Top positions over time
reported valueThe eight largest current positions, valued at each quarter end.
Concentration
top 10 = 90.4%Cumulative share of the portfolio held in the largest N positions.
As of the firm’s regulatory filing dated Jan 10, 2026.
SUITE 300
BETHESDA, MD 20817
| Name | Title / Status | Ownership | Type |
|---|---|---|---|
| ABRAHAMIAN, ARA, PATRICK Control | MANAGING MEMBER since Jan 2017 | 50–75% | Individual |
| BROCK, MATTHEW, BARNES Control | MANAGING MEMBER & CHIEF COMPLIANCE OFFICER since Jan 2017 | 50–75% | Individual |
Quarter-over-quarter changes
Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.
Top Adds (vs prior quarter)
- JANUS DETROIT STR TR$1.2M +6.1%
- RBB FD INC$977.0K +9.4%
- AMERICAN CENTY ETF TR$521.9K +6.1%
- MARRIOTT INTL INC NEW$85.6K +10.0%
- ALPHABET INC$79.1K +27.9%
Top Trims
- MICROSOFT CORP-$154.6K -17.8%
- VANGUARD INTL EQUITY INDEX F-$66.2K -6.3%
- VANGUARD INDEX FDS-$58.2K -8.3%
- NVIDIA CORPORATION-$39.8K -15.4%
- VANGUARD INDEX FDS-$30.9K -7.4%
Divergent Planning, LLC Holdings (2025-12-31)
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | ISHARES TR | IVV | 464287200 | $102.1M | 26.08% | 148,837 | SH |
| 2 | AMERICAN CENTY ETF TR | AVDV | 025072802 | $50.2M | 12.83% | 529,894 | SH |
| 3 | SPDR S&P MIDCAP 400 ETF TR | MDY | 78467Y107 | $46.6M | 11.90% | 76,242 | SH |
| 4 | JANUS DETROIT STR TR | JMBS | 47103U852 | $41.8M | 10.69% | 918,067 | SH |
| 5 | AMERICAN CENTY ETF TR | AVUS | 025072885 | $27.3M | 6.96% | 242,241 | SH |
| 6 | DIMENSIONAL ETF TRUST | DFAS | 25434V500 | $25.4M | 6.49% | 361,021 | SH |
| 7 | JANUS DETROIT STR TR | JAAA | 47103U845 | $21.1M | 5.39% | 417,349 | SH |
| 8 | VANGUARD MUN BD FDS | VTEB | 922907746 | $14.7M | 3.76% | 292,191 | SH |
| 9 | DIMENSIONAL ETF TRUST | DFCF | 25434V872 | $13.4M | 3.42% | 314,352 | SH |
| 10 | RBB FD INC | TBIL | 74933W452 | $11.3M | 2.90% | 227,379 | SH |
| 11 | VANGUARD SCOTTSDALE FDS | VCIT | 92206C870 | $9.6M | 2.46% | 115,213 | SH |
| 12 | AMERICAN CENTY ETF TR | AVDE | 025072703 | $9.1M | 2.33% | 109,710 | SH |
| 13 | SCHWAB STRATEGIC TR | SCHC | 808524888 | $6.3M | 1.61% | 137,675 | SH |
| 14 | APPLE INC | AAPL | 037833100 | $2.3M | 0.59% | 8,584 | SH |
| 15 | VANGUARD INTL EQUITY INDEX F | VT | 922042742 | $989.6K | 0.25% | 6,964 | SH |
| 16 | MARRIOTT INTL INC NEW | MAR | 571903202 | $945.6K | 0.24% | 3,017 | SH |
| 17 | MORGAN STANLEY | MS | 617446448 | $762.7K | 0.19% | 4,193 | SH |
| 18 | MICROSOFT CORP | MSFT | 594918104 | $715.4K | 0.18% | 1,513 | SH |
| 19 | VANGUARD INDEX FDS | VO | 922908629 | $646.4K | 0.17% | 2,209 | SH |
| 20 | INVESCO QQQ TR | QQQ | 46090E103 | $635.3K | 0.16% | 1,036 | SH |
| 21 | AMAZON COM INC | AMZN | 023135106 | $579.8K | 0.15% | 2,560 | SH |
| 22 | VISA INC | V | 92826C839 | $555.8K | 0.14% | 1,604 | SH |
| 23 | LOCKHEED MARTIN CORP | LMT | 539830109 | $501.5K | 0.13% | 1,009 | SH |
| 24 | ISHARES TR | AOA | 464289859 | $454.5K | 0.12% | 5,047 | SH |
| 25 | ISHARES TR | AOR | 464289867 | $408.8K | 0.10% | 6,262 | SH |
| 26 | VANGUARD INDEX FDS | VUG | 922908736 | $384.1K | 0.10% | 790 | SH |
| 27 | ALPHABET INC | GOOG | 02079K107 | $362.0K | 0.09% | 1,148 | SH |
| 28 | INVESCO EXCH TRADED FD TR II | SPLV | 46138E354 | $337.6K | 0.09% | 4,741 | SH |
| 29 | VANGUARD INDEX FDS | VTI | 922908769 | $322.8K | 0.08% | 960 | SH |
| 30 | SPDR GOLD TR | GLD | 78463V107 | $308.7K | 0.08% | 775 | SH |
| 31 | ACCENTURE PLC IRELAND | ACN | G1151C101 | $302.1K | 0.08% | 1,162 | SH |
| 32 | VANGUARD INDEX FDS | VOO | 922908363 | $294.7K | 0.08% | 469 | SH |
| 33 | ISHARES TR | AOK | 464289883 | $242.0K | 0.06% | 6,001 | SH |
| 34 | NVIDIA CORPORATION | NVDA | 67066G104 | $219.6K | 0.06% | 1,163 | SH |
| 35 | FS CREDIT OPPORTUNITIES CORP | FSCO | 30290Y101 | $64.4K | 0.02% | 10,146 | SH |
| 36 | HEALTH CATALYST INC | HCAT | 42225T107 | $25.1K | 0.01% | 10,998 | SH |
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2025-12-31 | 2026-01-12 | $391.5M | 36 | 0001730787-26-000002 |
| 2025-09-30 | 2025-10-27 | $376.2M | 35 | 0001730787-25-000004 |