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RTD Financial Advisors, Inc. — 13F Holdings & Portfolio

CIK 1810555 · latest 13F-HR filed 2026-10-09

Backtest portfolio

RTD Financial Advisors, Inc. manages $914.0M in 13F-reported U.S. long-equity assets across 124 reported positions as of its 2026-09-30 13F-HR filing. Its largest disclosed positions are IVV (12.82%), IJH (5.06%), IWF (4.92%). Quarter over quarter (versus its 2026-06-30 filing) the fund opened 10 new positions and exited 6; 15 existing positions rose in reported value and 50 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$914.0M

Long-equity book

Holdings
124

Distinct positions

Period
2026-09-30

Filed 2026-10-09

Q/Q Activity
+10 / −6 / ↑15 / ↓50

vs 2026-06-30

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q3 26
IVV12.8% · +1%IJH5.1% · +0%IWF4.9% · -1%GTO4.4% · +5%IWB4.2% · -0%IJR4.0% · -2%IWX3.5% · +4%IWP3.0% · +1%IWY2.8% · +7%IWS2.5% · -1%EFG2.4% · -2%IWD2.1% · -2%VO2.1% · -5%IVE1.8% · -1%MUB1.7% · -6%IWM1.7% · -2%VWO1.7% · -0%TIP1.6% · +1%SCZ1.6% · -0%IWO1.5% · -2%IJT1.5% · -4%SGOV1.5% · newVOE1.4% · -3%VYMI1.4% · -2%EFV1.4% · -1%DFUV1.3% · -1%VOT1.2% · -1%SCHX1.1% · -1%IWN1.1% · -1%VIGI1.1% · -0%VSS1.1% · -1%MMIN1.1% · -16%PXF1.1% · -1%IJS1.0% · -4%VBR0.9% · -3%EEM0.8% · -2%BND0.8% · +6%VTEB0.8% · -11%DFIV0.6% · +45%VB0.6% · -4%GWX0.6% · -3%SCHG0.6% · -2%DFAT0.5% · -2%IVW0.5% · -0%VBK0.5% · -2%MDYV0.5% · -7%DFEM0.5% · +48%HMOP0.4% · +46%VEA0.4% · -2%SCHB0.4% · -2%AOA0.4% · +27%EAGG0.4% · +4%DISV0.3% · +56%ESGD0.3% · -1%SPY0.3% · -3%VTV0.3% · 0%SPEM0.3% · -1%VUG0.3% · 0%AAPL0.2% · -7%VV0.2% · 0%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q2 26 → Q3 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 47.2%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Feb 26, 2026.

Assets Under Management
$2.72B
Discretionary
$2.70B
Employees
39
Accounts
3,093
Address
30 S. 17TH STREET
STE 1620
PHILADELPHIA, PA 19103
Phone
(215) 557-3800
Website
Name Title / Status Ownership Type
CREMI, KEVIN, JOHN ControlCHIEF COMPLIANCE OFFICER/CHIEF OPERATING OFFICER
since Jul 2022
Less than 5%Individual
DURSO, RICHARD, JOHN ControlPRESIDENT/CHIEF FINANCIAL OFFICER/SENIOR WEALTH ADVISOR
since Jul 2013
10–25%Individual
LABADIE, MARC, CHARLES ControlEXECUTIVE VICE PRESIDENT
since Jan 2015
10–25%Individual
METZ, MITCHELL, JEFFREY ControlSENIOR VICE PRESIDENT
since Mar 2016
10–25%Individual
WEIAND, JEFFREY, ALAN ControlCHAIRMAN & CHIEF EXECUTIVE OFFICER
since Jul 2022
10–25%Individual
YOUNG, GREGORY, JOHN ControlCHIEF INVESTMENT OFFICER
since Jan 2021
Less than 5%Individual
Hahn, Man-HyungDIRECTOR OF TAX PLANNING/SHAREHOLDER;
since Apr 2024
Less than 5%Individual
LOVE, WILLIAM, GEORGESENIOR FINANCIAL PLANNER
since Apr 2023
Less than 5%Individual
MORAN, RACHEL, FIEWEGERVICE PRESIDENT OF PERSONAL WEALTH MANAGEMENT
since Apr 2018
5–10%Individual
OFFERMAN, NICOLE, MARIEVICE PRESIDENT OF EMPLOYER RETIREMENT PLAN SERVICES
since Apr 2023
Less than 5%Individual
VASSALLO, CHRISTOPHER, NONEVICE PRESIDENT OF CLIENT DEVELOPMENT
since Mar 2017
5–10%Individual
ZACOK, BRENT, JACOBDIRECTOR OF FINANCIAL PLANNING STANDARDS/SENIOR FINANCIAL PLANNER
since Apr 2025
Less than 5%Individual
Ownership & leadership changes · 16 filings with changes since Mar 27, 2012

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Feb 26, 2026 filing
  • ChangedCREMI, KEVIN, JOHN · now a control person
  • ChangedMETZ, MITCHELL, JEFFREY · now a control person
Aug 4, 2025 filing
  • AddedZACOK, BRENT, JACOB · DIRECTOR OF FINANCIAL PLANNING STANDARDS/SENIOR FINANCIAL PLANNER · Less than 5%
Mar 11, 2025 filing
  • No longer listedDAVIES, ELIZABETH, ANN · PRESIDENT · Less than 5% · control person · listed since Mar 2017
  • ChangedCREMI, KEVIN, JOHN · title CHIEF COMPLIANCE OFFICER/DIRECTOR OF OPERATIONS → CHIEF COMPLIANCE OFFICER/CHIEF OPERATING OFFICER
  • ChangedDURSO, RICHARD, JOHN · title CHIEF FINANCIAL OFFICER → PRESIDENT/CHIEF FINANCIAL OFFICER/SENIOR WEALTH ADVISOR
Jul 11, 2024 filing
  • AddedHahn, Man-Hyung · DIRECTOR OF TAX PLANNING/SHAREHOLDER; · Less than 5%
Mar 5, 2024 filing
  • No longer listedBUSILLO, RICHARD, JOSEPH · CHAIRMAN · 10–25% · control person · listed since Jan 2015
  • ChangedCREMI, KEVIN, JOHN · title CHIEF COMPLIANCE OFFICER/OPERATIONS ANALYST → CHIEF COMPLIANCE OFFICER/DIRECTOR OF OPERATIONS
  • ChangedOFFERMAN, NICOLE, MARIE · title DIRECTOR OF RETIREMENT PLAN SERVICES → VICE PRESIDENT OF EMPLOYER RETIREMENT PLAN SERVICES
Apr 10, 2023 filing
  • AddedLOVE, WILLIAM, GEORGE · SENIOR FINANCIAL PLANNER · Less than 5%
  • AddedOFFERMAN, NICOLE, MARIE · DIRECTOR OF RETIREMENT PLAN SERVICES · Less than 5%
  • ChangedMORAN, RACHEL, FIEWEGER · title DIRECTOR OF FINANCIAL PLANNING → VICE PRESIDENT OF PERSONAL WEALTH MANAGEMENT
  • ChangedVASSALLO, CHRISTOPHER, NONE · title DIRECTOR, STRATEGIC PARTNERSHIPS → VICE PRESIDENT OF CLIENT DEVELOPMENT
  • ChangedWEIAND, JEFFREY, ALAN · title CHIEF EXECUTIVE OFFICER → CHAIRMAN & CHIEF EXECUTIVE OFFICER
Jul 7, 2022 filing
  • AddedCREMI, KEVIN, JOHN · CHIEF COMPLIANCE OFFICER/OPERATIONS ANALYST · Less than 5%
  • ChangedWEIAND, JEFFREY, ALAN · title CHIEF EXECUTIVE OFFICER/CHIEF COMPLIANCE OFFICER → CHIEF EXECUTIVE OFFICER
Mar 28, 2022 filing
  • No longer listedSMITH, MICHAEL, JAMES · SENIOR VICE PRESIDENT · 10–25% · listed since Jan 2015
  • ChangedBUSILLO, RICHARD, JOSEPH · title CHAIRMAN AND CEO → CHAIRMAN
  • ChangedDAVIES, ELIZABETH, ANN · title VICE PRESIDENT → PRESIDENT; now a control person
  • ChangedDURSO, RICHARD, JOHN · title DIRECTOR OF FINANCIAL PLANNING → CHIEF FINANCIAL OFFICER; ownership 5–10% → 10–25%; now a control person
  • ChangedLABADIE, MARC, CHARLES · title CHIEF INVESTMENT OFFICER → EXECUTIVE VICE PRESIDENT
  • ChangedMORAN, RACHEL, FIEWEGER · title SENIOR FINANCIAL PLANNER → DIRECTOR OF FINANCIAL PLANNING; ownership Less than 5% → 5–10%
  • ChangedVASSALLO, CHRISTOPHER, NONE · title DIRECTOR OF BUSINESS DEVELOPMENT → DIRECTOR, STRATEGIC PARTNERSHIPS; ownership Less than 5% → 5–10%
  • ChangedWEIAND, JEFFREY, ALAN · title PRESIDENT AND CHIEF COMPLIANCE OFFICER → CHIEF EXECUTIVE OFFICER/CHIEF COMPLIANCE OFFICER
Mar 31, 2021 filing
  • AddedYOUNG, GREGORY, JOHN · CHIEF INVESTMENT OFFICER · Less than 5% · control person
Mar 30, 2019 filing
  • No longer listedHOCHSCHWENDER, JOHN, FRANK · EXECUTIVE VICE PRESIDENT · 10–25% · control person · listed since Jan 2015
Older changes (7 more filings)
Mar 29, 2018 filing
  • AddedMORAN, RACHEL, FIEWEGER · SENIOR FINANCIAL PLANNER · Less than 5%
Mar 31, 2017 filing
  • AddedDAVIES, ELIZABETH, ANN · VICE PRESIDENT · Less than 5%
  • AddedVASSALLO, CHRISTOPHER, NONE · DIRECTOR OF BUSINESS DEVELOPMENT · Less than 5%
  • ChangedDURSO, RICHARD, JOHN · ownership Less than 5% → 5–10%
Mar 30, 2016 filing
  • AddedMETZ, MITCHELL, JEFFREY · SENIOR VICE PRESIDENT · 10–25%
  • ChangedBUSILLO, RICHARD, JOSEPH · ownership 25–50% → 10–25%
  • ChangedDURSO, RICHARD, JOHN · ownership 5–10% → Less than 5%
  • ChangedWEIAND, JEFFREY, ALAN · ownership 25–50% → 10–25%
Jan 15, 2016 filing
  • No longer listedDILIBERTO, ROY, THOMAS · FOUNDER · 50–75% · control person · listed since Jan 2015
  • ChangedLABADIE, MARC, CHARLES · ownership 5–10% → 10–25%
  • ChangedSMITH, MICHAEL, JAMES · ownership 5–10% → 10–25%
Mar 23, 2015 filing
  • AddedDURSO, RICHARD, JOHN · DIRECTOR OF FINANCIAL PLANNING · 5–10%
  • AddedLABADIE, MARC, CHARLES · CHIEF INVESTMENT OFFICER · 5–10% · control person
  • AddedSMITH, MICHAEL, JAMES · SENIOR VICE PRESIDENT · 5–10%
  • ChangedBUSILLO, RICHARD, JOSEPH · title PRESIDENT → CHAIRMAN AND CEO; ownership 10–25% → 25–50%
  • ChangedDILIBERTO, ROY, THOMAS · title CHAIRMAN → FOUNDER
  • ChangedHOCHSCHWENDER, JOHN, FRANK · title SENIOR VICE PRESIDENT → EXECUTIVE VICE PRESIDENT; ownership 5–10% → 10–25%
  • ChangedWEIAND, JEFFREY, ALAN · title EXECUTIVE VICE PRESIDENT AND CHIEF COMPLIANCE OFFICER → PRESIDENT AND CHIEF COMPLIANCE OFFICER; ownership 10–25% → 25–50%
Mar 7, 2014 filing
  • ChangedDILIBERTO, ROY, THOMAS · ownership 25–50% → 50–75%
Mar 27, 2012 filing (earliest on record)
  • ListedBUSILLO, RICHARD, JOSEPH · PRESIDENT · 10–25% · control person
  • ListedDILIBERTO, ROY, THOMAS · CHAIRMAN · 25–50% · control person
  • ListedHOCHSCHWENDER, JOHN, FRANK · SENIOR VICE PRESIDENT · 5–10% · control person
  • ListedWEIAND, JEFFREY, ALAN · EXECUTIVE VICE PRESIDENT AND CHIEF COMPLIANCE OFFICER · 10–25% · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

RTD Financial Advisors, Inc. Holdings (2026-09-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 ISHARES TR IVV 464287200 $117.2M 12.82% 153,036 SH
2 ISHARES TR IJH 464287507 $46.2M 5.06% 642,209 SH
3 ISHARES TR IWF 464287614 $44.9M 4.92% 358,785 SH
4 INVESCO ACTIVELY MANAGED EXC GTO 46090A804 $40.5M 4.44% 909,335 SH
5 ISHARES TR IWB 464287622 $38.7M 4.24% 93,063 SH
6 ISHARES TR IJR 464287804 $36.3M 3.97% 267,047 SH
7 ISHARES TR IWX 464289420 $31.7M 3.47% 289,542 SH
8 ISHARES TR IWP 464287481 $27.1M 2.97% 196,875 SH
9 ISHARES TR IWY 464289438 $25.4M 2.78% 86,137 SH
10 ISHARES TR IWS 464287473 $22.8M 2.49% 141,776 SH
11 ISHARES TR EFG 464288885 $21.5M 2.35% 179,564 SH
12 ISHARES TR IWD 464287598 $19.3M 2.11% 77,821 SH
13 VANGUARD INDEX FDS VO 922908629 $19.2M 2.10% 244,829 SH
14 ISHARES TR IVE 464287408 $16.9M 1.84% 73,850 SH
15 ISHARES TR MUB 464288414 $15.7M 1.72% 155,559 SH
16 ISHARES TR IWM 464287655 $15.7M 1.71% 56,384 SH
17 VANGUARD INTL EQUITY INDEX F VWO 922042858 $15.5M 1.69% 261,193 SH
18 ISHARES TR TIP 464287176 $14.9M 1.63% 143,239 SH
19 ISHARES TR SCZ 464288273 $14.3M 1.56% 169,009 SH
20 ISHARES TR IWO 464287648 $13.8M 1.51% 38,791 SH
21 ISHARES TR IJT 464287887 $13.7M 1.50% 85,494 SH
22 ISHARES TR SGOV 46436E718 $13.3M 1.45% 131,939 SH
23 VANGUARD INDEX FDS VOE 922908512 $13.2M 1.45% 67,672 SH
24 VANGUARD WHITEHALL FDS VYMI 921946794 $12.8M 1.40% 126,968 SH
25 ISHARES TR EFV 464288877 $12.4M 1.35% 156,174 SH
26 DIMENSIONAL ETF TRUST DFUV 25434V724 $11.9M 1.30% 216,414 SH
27 VANGUARD INDEX FDS VOT 922908538 $10.6M 1.15% 36,126 SH
28 SCHWAB STRATEGIC TR SCHX 808524201 $10.5M 1.14% 348,460 SH
29 ISHARES TR IWN 464287630 $10.3M 1.12% 49,047 SH
30 VANGUARD WHITEHALL FDS VIGI 921946810 $10.1M 1.10% 106,542 SH
31 VANGUARD INTL EQUITY INDEX F VSS 922042718 $9.9M 1.08% 63,872 SH
32 NYLIM ACTIVE ETF TR MMIN 45409F843 $9.8M 1.07% 441,046 SH
33 INVESCO EXCH TRADED FD TR II PXF 46138E743 $9.6M 1.05% 126,061 SH
34 ISHARES TR IJS 464287879 $9.5M 1.04% 74,269 SH
35 VANGUARD INDEX FDS VBR 922908611 $8.1M 0.88% 34,888 SH
36 ISHARES TR EEM 464287234 $7.6M 0.83% 114,149 SH
37 VANGUARD BD INDEX FDS BND 921937835 $7.6M 0.83% 108,153 SH
38 VANGUARD MUN BD FDS VTEB 922907746 $7.4M 0.81% 155,857 SH
39 DIMENSIONAL ETF TRUST DFIV 25434V807 $5.8M 0.64% 104,297 SH
40 VANGUARD INDEX FDS VB 922908751 $5.6M 0.62% 19,812 SH
41 SPDR INDEX SHS FDS GWX 78463X871 $5.5M 0.60% 120,797 SH
42 SCHWAB STRATEGIC TR SCHG 808524300 $5.4M 0.59% 149,487 SH
43 DIMENSIONAL ETF TRUST DFAT 25434V609 $4.9M 0.54% 74,049 SH
44 ISHARES TR IVW 464287309 $4.8M 0.52% 33,683 SH
45 VANGUARD INDEX FDS VBK 922908595 $4.5M 0.50% 13,418 SH
46 SPDR SERIES TRUST MDYV 78464A839 $4.3M 0.47% 48,988 SH
47 DIMENSIONAL ETF TRUST DFEM 25434V732 $4.1M 0.45% 103,857 SH
48 HARTFORD FDS EXCHANGE TRADED HMOP 41653L503 $3.8M 0.42% 103,705 SH
49 VANGUARD TAX-MANAGED FDS VEA 921943858 $3.6M 0.40% 51,222 SH
50 SCHWAB STRATEGIC TR SCHB 808524102 $3.4M 0.37% 116,111 SH
Filing History
Period Filed AUM Holdings Accession
2026-09-30 2026-10-09 $914.0M 124 0002085853-26-001132
2026-06-30 2026-07-13 $916.9M 120 0002085853-26-000702
2026-03-31 2026-04-13 $813.7M 114 0002085853-26-000354
2025-12-31 2026-01-27 $819.5M 113 0002085853-26-000107
Filer Information
Address
30 S. 17TH STREET, SUITE 1620
PHILADELPHIA, PA 19103
Phone
(215) 557-3800
Filing Manager
RTD Financial Advisors, Inc.
Philadelphia, PA
Signatory
Kevin J. Cremi
CCO