Top Institutional Investors

BetterWealth, LLC — 13F Holdings & Portfolio

CIK 1911702 · latest 13F-HR filed 2026-10-15

Backtest portfolio

BetterWealth, LLC manages $590.9M in 13F-reported U.S. long-equity assets across 86 reported positions as of its 2026-09-30 13F-HR filing. Its largest disclosed positions are DFAC (21.40%), VBIL (13.91%), DFAX (11.42%). Quarter over quarter (versus its 2026-06-30 filing) the fund opened 4 new positions and exited 4; 15 existing positions rose in reported value and 19 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Loading holdings…
AUM
$590.9M

Long-equity book

Holdings
86

Distinct positions

Period
2026-09-30

Filed 2026-10-15

Q/Q Activity
+4 / −4 / ↑15 / ↓19

vs 2026-06-30

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q3 26
DFAC21.4% · +0%VBIL13.9% · +59%DFAX11.4% · +1%AAPL8.8% · -5%BIV6.7% · +4%EBI6.4% · -0%BSV4.0% · +1%CGXU3.5% · +4%AVUV3.3% · +1%AVRE2.7% · +2%CGDV2.1% · +1%CGGR1.8% · +2%AVEM1.7% · +1%DISV1.2% · -1%DIHP0.9% · -1%DFEM0.8% · -1%VCIT0.8% · +2%GOOG0.7% · -19%SHOP0.5% · +9%DFSU0.5% · +4%NVDA0.4% · -15%JNJ0.4% · -6%VOO0.4% · +0%DFSD0.3% · +22%TSLA0.3% · -3%VCEB0.2% · -6%DFSI0.2% · +8%DFAT0.2% · 0%DFUV0.2% · 0%MSFT0.2% · +0%BRK.B0.2% · 0%VEA0.1% · 0%DFSB0.1% · +0%QQQ0.1% · +0%AMZN0.1% · -13%VV0.1% · 0%LLY0.1% · 0%AMD0.1% · 0%AMAT0.1% · 0%CVX0.1% · -7%VTI0.1% · 0%DFSE0.1% · +3%ES0.1% · 0%ADI0.1% · -2%DFCA0.1% · newGOOGL0.1% · 0%KLAC0.1% · 0%ZYME0.1% · 0%MAGS0.1% · 0%CSCO0.1% · -9%XOM0.1% · 0%FNDE0.1% · -13%VTV0.1% · 0%LRCX0.1% · 0%WMT0.1% · 0%SCHF0.1% · -1%VB0.1% · 0%META0.1% · 0%VXUS0.1% · 0%VIG0.1% · 0%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q2 26 → Q3 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 82.2%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Sep 15, 2026.

Assets Under Management
$659.9M
Discretionary
$647.6M
Employees
6
Accounts
1,349
Address
1475 SARATOGA AVENUE
SUITE 200
SAN JOSE, CA 95129
Phone
(408) 659-2390
Website
Name Title / Status Ownership Type
COX, SUZANNE, H ControlCHIEF COMPLIANCE OFFICER
since Jan 2020
Less than 5%Individual
Howard, Andrew, Lane ControlMANAGING MEMBER
since Jan 2018
25–50%Individual
Lownsbury, Jesse, Orin ControlMANAGING MEMBER
since Jul 2025
10–25%Individual
STAUFFER, WINFIELD, SCOTT ControlMANAGING MEMBER
since May 2015
50–75%Individual
Ownership & leadership changes · 9 filings with changes since May 13, 2015

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Mar 18, 2026 filing
  • AddedLownsbury, Jesse, Orin · MANAGING MEMBER · 10–25% · control person
Jun 4, 2025 filing
  • ChangedSTAUFFER, WINFIELD, SCOTT · ownership 75% or more → 50–75%
Mar 18, 2024 filing
  • ChangedHoward, Andrew, Lane · title PRINCIPAL → MANAGING MEMBER
  • ChangedSTAUFFER, WINFIELD, SCOTT · title PRINCIPAL → MANAGING MEMBER
Mar 11, 2020 filing
  • ChangedCOX, SUZANNE, H · title CHIEF OPERATING OFFICER & CHIEF COMPLIANCE OFFICER → CHIEF COMPLIANCE OFFICER
Dec 23, 2019 filing
  • ChangedCOX, SUZANNE, H · title CHIEF OPERATING OFFICER → CHIEF OPERATING OFFICER & CHIEF COMPLIANCE OFFICER
  • ChangedSTAUFFER, WINFIELD, SCOTT · title PRINCIPAL & CHIEF COMPLIANCE OFFICER → PRINCIPAL
Mar 20, 2018 filing
  • AddedHoward, Andrew, Lane · PRINCIPAL · 25–50% · control person
  • ChangedSTAUFFER, WINFIELD, SCOTT · title MANAGING MEMBER/CEO/CHIEF COMPLIANCE OFFICER → PRINCIPAL & CHIEF COMPLIANCE OFFICER
Feb 7, 2017 filing
  • ChangedCOX, SUZANNE, H · title CHIEF OPERATING OFFCIER → CHIEF OPERATING OFFICER
Feb 29, 2016 filing
  • AddedCOX, SUZANNE, H · CHIEF OPERATING OFFCIER · Less than 5% · control person
May 21, 2015 filing
  • ChangedSTAUFFER, WINFIELD, SCOTT · title MANAGING PARTNER/CEO/CHIEF COMPLIANCE OFFICER → MANAGING MEMBER/CEO/CHIEF COMPLIANCE OFFICER
May 13, 2015 filing (earliest on record)
  • ListedSTAUFFER, WINFIELD, SCOTT · MANAGING PARTNER/CEO/CHIEF COMPLIANCE OFFICER · 75% or more · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Top Adds (vs prior quarter)

Show all 15 →

Top Trims

Show all 19 →

New Positions

Show all 4 →

Exited Positions

Show all 4 →

BetterWealth, LLC Holdings (2026-09-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 DIMENSIONAL ETF TRUST DFAC 25434V708 $126.5M 21.40% 2,845,172 SH
2 VANGUARD INSTL INDEX FD VBIL 922040845 $82.2M 13.91% 1,085,581 SH
3 DIMENSIONAL ETF TRUST DFAX 25434V880 $67.5M 11.42% 1,823,321 SH
4 APPLE INC AAPL 037833100 $52.1M 8.81% 156,307 SH
5 VANGUARD BD INDEX FDS BIV 921937819 $39.7M 6.72% 544,736 SH
6 RBB FUND TRUST EBI 75526L852 $38.0M 6.44% 581,424 SH
7 VANGUARD BD INDEX FDS BSV 921937827 $23.5M 3.97% 307,279 SH
8 CAPITAL GROUP INTL FOCUS EQT CGXU 14019W109 $20.9M 3.53% 608,575 SH
9 AMERICAN CENTY ETF TR AVUV 025072877 $19.5M 3.31% 165,890 SH
10 AMERICAN CENTY ETF TR AVRE 025072356 $15.7M 2.66% 354,130 SH
11 CAPITAL GROUP DIVIDEND VALUE CGDV 14020W106 $12.3M 2.07% 250,838 SH
12 CAPITAL GROUP GROWTH ETF CGGR 14020G101 $10.6M 1.80% 223,855 SH
13 AMERICAN CENTY ETF TR AVEM 025072604 $10.0M 1.69% 106,052 SH
14 DIMENSIONAL ETF TRUST DISV 25434V781 $7.1M 1.20% 164,439 SH
15 DIMENSIONAL ETF TRUST DIHP 25434V765 $5.5M 0.93% 162,760 SH
16 DIMENSIONAL ETF TRUST DFEM 25434V732 $5.0M 0.85% 125,715 SH
17 VANGUARD SCOTTSDALE FDS VCIT 92206C870 $5.0M 0.84% 63,516 SH
18 ALPHABET INC GOOG 02079K107 $4.4M 0.75% 12,954 SH
19 SHOPIFY INC SHOP 82509L107 $3.0M 0.50% 19,947 SH
20 DIMENSIONAL ETF TRUST DFSU 25434V716 $2.8M 0.48% 59,834 SH
21 NVIDIA CORPORATION NVDA 67066G104 $2.2M 0.37% 9,699 SH
22 JOHNSON & JOHNSON JNJ 478160104 $2.1M 0.35% 7,913 SH
23 VANGUARD INDEX FDS VOO 922908363 $2.1M 0.35% 2,980 SH
24 DIMENSIONAL ETF TRUST DFSD 25434V864 $1.9M 0.32% 40,257 SH
25 TESLA INC TSLA 88160R101 $1.6M 0.27% 4,419 SH
26 VANGUARD WORLD FD VCEB 921910691 $1.5M 0.25% 24,754 SH
27 DIMENSIONAL ETF TRUST DFSI 25434V690 $1.3M 0.22% 29,011 SH
28 DIMENSIONAL ETF TRUST DFAT 25434V609 $1.2M 0.20% 17,488 SH
29 DIMENSIONAL ETF TRUST DFUV 25434V724 $1.0M 0.17% 18,261 SH
30 MICROSOFT CORP MSFT 594918104 $936.6K 0.16% 1,826 SH
31 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $909.3K 0.15% 1,826 SH
32 VANGUARD TAX-MANAGED FDS VEA 921943858 $888.2K 0.15% 12,579 SH
33 DIMENSIONAL ETF TRUST DFSB 25434V674 $849.0K 0.14% 17,134 SH
34 INVESCO QQQ TR QQQ 46090E103 $843.5K 0.14% 1,140 SH
35 AMAZON COM INC AMZN 023135106 $822.7K 0.14% 3,302 SH
36 VANGUARD INDEX FDS VV 922908637 $776.8K 0.13% 2,208 SH
37 ELI LILLY & CO LLY 532457108 $756.5K 0.13% 654 SH
38 ADVANCED MICRO DEVICES INC AMD 007903107 $731.1K 0.12% 1,195 SH
39 APPLIED MATLS INC AMAT 038222105 $727.8K 0.12% 1,423 SH
40 CHEVRON CORPORATION CVX 166764100 $694.1K 0.12% 3,399 SH
41 VANGUARD INDEX FDS VTI 922908769 $674.3K 0.11% 1,802 SH
42 DIMENSIONAL ETF TRUST DFSE 25434V682 $652.3K 0.11% 13,490 SH
43 EVERSOURCE ENERGY ES 30040W108 $609.6K 0.10% 9,502 SH
44 ANALOG DEVICES INC ADI 032654105 $580.8K 0.10% 1,464 SH
45 DIMENSIONAL ETF TRUST DFCA 25434V633 $544.0K 0.09% 11,412 SH
46 ALPHABET INC GOOGL 02079K305 $525.9K 0.09% 1,528 SH
47 KLA CORP KLAC 482480100 $523.7K 0.09% 2,687 SH
48 ZYMEWORKS INC ZYME 98985Y108 $493.3K 0.08% 18,622 SH
49 LISTED FDS TR MAGS 53656G498 $417.6K 0.07% 5,825 SH
50 CISCO SYS INC CSCO 17275R102 $416.8K 0.07% 3,872 SH
Filing History
Period Filed AUM Holdings Accession
2026-09-30 2026-10-15 $590.9M 86 0002085853-26-001202
2026-06-30 2026-07-22 $565.3M 86 0002085853-26-000799
2026-03-31 2026-04-24 $509.8M 85 0002085853-26-000492
2025-12-31 2026-01-15 $438.6M 70 0001911702-26-000001
Filer Information
Address
1475 SARATOGA AVENUE
SUITE 200
SAN JOSE, CA 95129
Phone
(866) 659-2522
Filing Manager
BetterWealth, LLC
SAN JOSE, CA
Signatory
Sue Cox
Chief Compliance Officer