ZynergyRetirementPlanningLLC — 13F Holdings & Portfolio

CIK 2031137 · latest 13F-HR filed 2026-07-17

ZynergyRetirementPlanningLLC manages $184.4M in 13F-reported U.S. long-equity assets across 26 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are IVV (24.18%), SCHZ (17.63%), SCHF (13.92%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 0 new positions, exited 0, added to 20, and trimmed 1.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
10 ROUTE 35
3RD FLOOR
RED BANK, NJ 07701
Phone
(732) 784-2380
Filing Manager
ZynergyRetirementPlanningLLC
RED BANK, NJ
Signatory
Michela Zacharczyk
CCO
Loading holdings…
AUM

$184.4M

Long-equity book

Holdings

26

Distinct positions

Period

2026-06-30

Filed 2026-07-17

Q/Q Activity

+0 / −0 / ↑20 / ↓1

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • ISHARES TR$5.7M +14.7%
  • SCHWAB STRATEGIC TR$3.8M +23.0%
  • SCHWAB STRATEGIC TR$2.7M +11.6%
  • SCHWAB STRATEGIC TR$2.1M +12.2%
  • SCHWAB STRATEGIC TR$1.7M +5.6%
Show all 20

Top Trims

  • SPDR GOLD TR-$58.4K -15.3%
Show all 1

New Positions

  • No new positions this quarter.
Show all 0

Exited Positions

  • No exits this quarter.
Show all 0
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 ISHARES TR IVV 464287200 $44.6M 24.18% 59,539 SH
2 SCHWAB STRATEGIC TR SCHZ 808524839 $32.5M 17.63% 1,405,679 SH
3 SCHWAB STRATEGIC TR SCHF 808524805 $25.7M 13.92% 926,996 SH
4 SCHWAB STRATEGIC TR SCHA 808524607 $20.4M 11.08% 565,809 SH
5 SCHWAB STRATEGIC TR SCHH 808524847 $19.4M 10.54% 820,717 SH
6 SCHWAB STRATEGIC TR SCHP 808524870 $12.6M 6.81% 473,970 SH
7 SCHWAB STRATEGIC TR SCHO 808524862 $10.8M 5.88% 449,104 SH
8 SCHWAB STRATEGIC TR SCHE 808524706 $4.2M 2.26% 114,762 SH
9 SCHWAB STRATEGIC TR SCHV 808524409 $3.4M 1.84% 97,589 SH
10 NVIDIA CORPORATION NVDA 67066G104 $1.9M 1.05% 9,648 SH
11 APPLE INC AAPL 037833100 $1.4M 0.76% 4,874 SH
12 INVESCO QQQ TR QQQ 46090E103 $1.1M 0.57% 1,438 SH
13 SCHWAB STRATEGIC TR SCHC 808524888 $963.7K 0.52% 20,028 SH
14 VANGUARD WORLD FD VFH 92204A405 $647.3K 0.35% 4,919 SH
15 VANGUARD INDEX FDS VTV 922908744 $576.0K 0.31% 2,643 SH
16 VANGUARD INTL EQUITY INDEX F VEU 922042775 $574.0K 0.31% 6,854 SH
17 HOME DEPOT INC HD 437076102 $528.7K 0.29% 1,499 SH
18 SCHWAB STRATEGIC TR SCHG 808524300 $522.6K 0.28% 15,444 SH
19 SCHWAB STRATEGIC TR SCHD 808524797 $436.9K 0.24% 13,779 SH
20 VANGUARD INDEX FDS VB 922908751 $410.4K 0.22% 1,354 SH
21 SCHWAB STRATEGIC TR SCHB 808524102 $399.1K 0.22% 13,781 SH
22 SPDR GOLD TR GLD 78463V107 $324.2K 0.18% 880 SH
23 VANGUARD WORLD FD VPU 92204A876 $284.2K 0.15% 1,452 SH
24 VANGUARD WHITEHALL FDS VYM 921946406 $266.3K 0.14% 1,685 SH
25 NEW JERSEY RES CORP NJR 646025106 $254.5K 0.14% 4,542 SH
26 ISHARES TR ITA 464288760 $227.9K 0.12% 940 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-17 $184.4M 26 0002031137-26-000001
2026-03-31 2026-04-17 $165.4M 26 0002085853-26-000404
2025-12-31 2026-01-09 $162.5M 27 0002085853-26-000023