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Innovative Wealth Building LLC — 13F Holdings & Portfolio

CIK 2062596 · latest 13F-HR filed 2026-10-14

Backtest portfolio

Innovative Wealth Building LLC manages $180.7M in 13F-reported U.S. long-equity assets across 86 reported positions as of its 2026-09-30 13F-HR filing. Its largest disclosed positions are VOO (34.89%), IVV (5.30%), PULS (4.50%). Quarter over quarter (versus its 2026-06-30 filing) the fund opened 9 new positions and exited 7; 34 existing positions rose in reported value and 24 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$180.7M

Long-equity book

Holdings
86

Distinct positions

Period
2026-09-30

Filed 2026-10-14

Q/Q Activity
+9 / −7 / ↑34 / ↓24

vs 2026-06-30

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q3 26
VOO34.9% · +1%IVV5.3% · +5%PULS4.5% · +1%VGT3.8% · -6%QQQ3.6% · +8%DFUS3.3% · -9%VTI2.9% · +53%BKIE2.3% · +199%DGRO2.2% · -8%VO2.1% · -11%JEPI1.8% · +7%AGG1.8% · -4%AAPL1.6% · +69%IJR1.5% · -8%VUG1.4% · +28%GSLC1.3% · -3%VXUS1.3% · +78%BND1.2% · +69%SPYD1.2% · -3%USHY1.0% · +1%VEA0.9% · +51%SCHO0.9% · -3%MSFT0.8% · +1%IEFA0.8% · -19%VB0.8% · +35%IUSG0.8% · +1%ARP0.7% · +28%VTIP0.6% · -1%D0.6% · +2%IJH0.6% · -7%NVDA0.6% · +12%VTV0.6% · +134%INCM0.6% · +7%IWR0.5% · +3%IJJ0.5% · -7%VLUE0.5% · -5%IUSV0.5% · -1%JEPQ0.4% · +3%VIG0.4% · +13%SPMO0.4% · -6%SCHD0.4% · +112%SPYG0.4% · +9%BNDX0.3% · +79%BIV0.3% · +64%T0.3% · +6%SHV0.3% · +18%JNJ0.3% · +10%VOOG0.2% · +58%AMZN0.2% · +11%MCD0.2% · +0%MU0.2% · +35%SPY0.2% · -52%SCHF0.2% · newBRK.B0.2% · +1%CAT0.2% · 0%VHT0.2% · +0%PNC0.2% · -12%JPM0.2% · +0%VYM0.2% · -44%QLD0.2% · -16%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q2 26 → Q3 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 64.9%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Aug 24, 2026.

Assets Under Management
$657.2M
Discretionary
$650.0M
Employees
17
Accounts
4,646
Address
23567 OAK VIEW DRIVE
SUITE A
CALIFORNIA, MD 20619
Phone
(240) 237-8086
Website
Name Title / Status Ownership Type
Brooks, Warren, P ControlPRESIDENT & MANAGING PARTNER
since Jul 2021
50–75%Individual
Cousino, Annemarie ControlCHIEF COMPLIANCE OFFICER
since Aug 2026
Less than 5%Individual
Hill, Jennifer, Brooks ControlCHIEF EXECUTIVE OFFICER & MANAGING PARTNER
since Jul 2021
25–50%Individual
Ownership & leadership changes · 5 filings with changes since May 19, 2021

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Aug 24, 2026 filing
  • No longer listedPARHAM, TERRY, EVERETT · MANAGING MEMBER & CHIEF COMPLIANCE OFFICER · 25–50% · control person · listed since Mar 2021
  • AddedCousino, Annemarie · CHIEF COMPLIANCE OFFICER · Less than 5% · control person
  • ChangedBrooks, Warren, P · title PRESIDENT & CEO → PRESIDENT & MANAGING PARTNER; ownership 25–50% → 50–75%
  • ChangedHill, Jennifer, Brooks · title MANAGING PARTNER → CHIEF EXECUTIVE OFFICER & MANAGING PARTNER
Jun 2, 2026 filing
  • ChangedBrooks, Warren, P · ownership 50–75% → 25–50%
  • ChangedHill, Jennifer, Brooks · ownership 10–25% → 25–50%
  • ChangedPARHAM, TERRY, EVERETT · ownership 10–25% → 25–50%
Oct 7, 2025 filing
  • No longer listedParham, Kennah, G · MANAGING PARTNER · 25–50% · control person · listed since Jul 2021
  • ChangedBrooks, Warren, P · ownership 25–50% → 50–75%
  • ChangedHill, Jennifer, Brooks · ownership 25–50% → 10–25%
  • ChangedPARHAM, TERRY, EVERETT · ownership 25–50% → 10–25%
Jul 13, 2021 filing
  • AddedBrooks, Warren, P · PRESIDENT & CEO · 25–50% · control person
  • AddedHill, Jennifer, Brooks · MANAGING PARTNER · 25–50% · control person
  • ChangedPARHAM, TERRY, EVERETT · ownership 75% or more → 25–50%
Jul 8, 2021 filing
  • AddedParham, Kennah, G · MANAGING PARTNER · 25–50% · control person
May 19, 2021 filing (earliest on record)
  • ListedPARHAM, TERRY, EVERETT · MANAGING MEMBER & CHIEF COMPLIANCE OFFICER · 75% or more · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Innovative Wealth Building LLC Holdings (2026-09-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD INDEX FDS VOO 922908363 $63.0M 34.89% 89,955 SH
2 ISHARES TR IVV 464287200 $9.6M 5.30% 12,515 SH
3 PGIM ETF TR PULS 69344A107 $8.1M 4.50% 164,484 SH
4 VANGUARD WORLD FD VGT 92204A702 $6.9M 3.83% 55,028 SH
5 INVESCO QQQ TR QQQ 46090E103 $6.6M 3.63% 8,857 SH
6 DIMENSIONAL ETF TRUST DFUS 25434V401 $6.0M 3.31% 72,119 SH
7 VANGUARD INDEX FDS VTI 922908769 $5.2M 2.86% 13,817 SH
8 BNY MELLON ETF TRUST BKIE 09661T404 $4.2M 2.31% 125,030 SH
9 ISHARES TR DGRO 46434V621 $3.9M 2.16% 51,737 SH
10 VANGUARD INDEX FDS VO 922908629 $3.9M 2.13% 49,190 SH
11 J P MORGAN EXCHANGE TRADED F JEPI 46641Q332 $3.3M 1.85% 59,378 SH
12 ISHARES TR AGG 464287226 $3.2M 1.77% 33,873 SH
13 APPLE INC AAPL 037833100 $2.9M 1.62% 8,767 SH
14 ISHARES TR IJR 464287804 $2.8M 1.54% 20,440 SH
15 VANGUARD INDEX FDS VUG 922908736 $2.5M 1.37% 27,488 SH
16 GOLDMAN SACHS ETF TR GSLC 381430503 $2.3M 1.30% 16,186 SH
17 VANGUARD STAR FDS VXUS 921909768 $2.3M 1.30% 27,609 SH
18 VANGUARD BD INDEX FDS BND 921937835 $2.2M 1.24% 32,059 SH
19 SPDR SERIES TRUST SPYD 78468R788 $2.2M 1.23% 48,889 SH
20 ISHARES TR USHY 46435U853 $1.8M 0.99% 49,932 SH
21 VANGUARD TAX-MANAGED FDS VEA 921943858 $1.6M 0.91% 23,221 SH
22 SCHWAB STRATEGIC TR SCHO 808524862 $1.6M 0.90% 67,796 SH
23 MICROSOFT CORP MSFT 594918104 $1.5M 0.84% 2,961 SH
24 ISHARES TR IEFA 46432F842 $1.5M 0.82% 15,336 SH
25 VANGUARD INDEX FDS VB 922908751 $1.5M 0.82% 5,211 SH
26 ISHARES TR IUSG 464287671 $1.5M 0.81% 7,525 SH
27 ADVISORS INNER CIRCLE FD II ARP 00791R301 $1.2M 0.68% 36,099 SH
28 VANGUARD MALVERN FDS VTIP 922020805 $1.1M 0.61% 22,294 SH
29 DOMINION ENERGY INC D 25746U109 $1.0M 0.57% 17,057 SH
30 ISHARES TR IJH 464287507 $1.0M 0.55% 13,920 SH
31 NVIDIA CORPORATION NVDA 67066G104 $997.5K 0.55% 4,368 SH
32 VANGUARD INDEX FDS VTV 922908744 $997.2K 0.55% 4,615 SH
33 FRANKLIN TEMPLETON ETF TR INCM 35473P439 $995.2K 0.55% 34,969 SH
34 ISHARES TR IWR 464287499 $967.3K 0.54% 9,064 SH
35 ISHARES TR IJJ 464287705 $878.6K 0.49% 6,380 SH
36 ISHARES TR VLUE 46432F388 $869.6K 0.48% 4,392 SH
37 ISHARES TR IUSV 464287663 $842.7K 0.47% 7,641 SH
38 J P MORGAN EXCHANGE TRADED F JEPQ 46654Q203 $747.8K 0.41% 12,206 SH
39 VANGUARD SPECIALIZED FUNDS VIG 921908844 $745.7K 0.41% 3,248 SH
40 INVESCO EXCH TRADED FD TR II SPMO 46138E339 $739.3K 0.41% 4,877 SH
41 SCHWAB STRATEGIC TR SCHD 808524797 $736.6K 0.41% 22,643 SH
42 SPDR SERIES TRUST SPYG 78464A409 $726.6K 0.40% 5,904 SH
43 VANGUARD CHARLOTTE FDS BNDX 92203J407 $607.3K 0.34% 12,957 SH
44 VANGUARD BD INDEX FDS BIV 921937819 $573.5K 0.32% 7,833 SH
45 AT&T INC T 00206R102 $497.0K 0.28% 20,371 SH
46 ISHARES TR SHV 464288679 $470.4K 0.26% 4,264 SH
47 JOHNSON & JOHNSON JNJ 478160104 $461.2K 0.26% 1,742 SH
48 VANGUARD ADMIRAL FDS INC VOOG 921932505 $452.1K 0.25% 5,289 SH
49 AMAZON COM INC AMZN 023135106 $423.8K 0.23% 1,701 SH
50 MCDONALDS CORP MCD 580135101 $418.8K 0.23% 1,813 SH
Filing History
Period Filed AUM Holdings Accession
2026-09-30 2026-10-14 $180.7M 86 0002085853-26-001177
2026-06-30 2026-07-23 $172.1M 84 0002085853-26-000838
2026-03-31 2026-05-04 $142.2M 70 0002085853-26-000554
2025-12-31 2026-02-17 $137.2M 61 0002085853-26-000268
Filer Information
Address
23567 OAK VIEW DRIVE
SUITE A
CALIFORNIA, MD 20619
Phone
(240) 237-8086
Filing Manager
Innovative Wealth Building LLC
California, MD
Signatory
TERRY EVERETT PARHAM JR
MANAGING MEMBER AND CCO