M3F, Inc. — 13F Holdings & Portfolio
CIK 1511291 · latest 13F-HR filed 2026-08-13
M3F, Inc. manages $422.2K in 13F-reported U.S. long-equity assets across 22 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are WLFC (35.88%), PDLB (8.02%), PBFS (7.37%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 2 new positions, exited 8, added to 9, and trimmed 6.
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
SUITE 250
SALT LAKE CITY, UT 84109
$422.2K
Long-equity book
22
Distinct positions
2026-06-30
Filed 2026-08-13
+2 / −8 / ↑9 / ↓6
vs 2026-03-31
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- Willis Lease Finance Corp$36.2K +31.4%
- Green Dot Corp$8.0K +95.3%
- AERSALE CORP$3.3K +13.2%
- NI HOLDINGS INC$3.1K +14.5%
- ALERUS FINANCIAL CORP$3.1K +31.2%
Top Trims
- RHINEBECK BANCORP INC-$6.0K -38.7%
- Washington Trust Bancorp Inc-$4.9K -87.4%
- AERCAP HOLDINGS NV SHS-$3.2K -9.8%
- PROVIDENT FINL HLDGS INC COM-$476 -10.4%
- BOGOTA FINANCIAL CORP-$372 -8.9%
Exited Positions
- SWK HLDGS CORP COM$16.9K
- BRIGHTHOUSE FINANCIAL INC$16.8K
- Air Lease Corp$2.5K
- FIRST BUS FINL SVCS INC WIS COM$1.6K
- WINCHESTER BANCORP INC$312
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | Willis Lease Finance Corp | WLFC | 970646105 | $151.5K | 35.88% | 661,998 | SH |
| 2 | PONCE FINANCIAL GROUP INC | PDLB | 732344106 | $33.9K | 8.02% | 1,698,960 | SH |
| 3 | PIONEER BANCORP INC/NY | PBFS | 723561106 | $31.1K | 7.37% | 1,821,973 | SH |
| 4 | AERCAP HOLDINGS NV SHS | AER | N00985106 | $29.4K | 6.98% | 202,000 | SH |
| 5 | AERSALE CORP | ASLE | 00810F106 | $28.1K | 6.65% | 4,439,008 | SH |
| 6 | NI HOLDINGS INC | NODK | 65342T106 | $24.4K | 5.78% | 1,552,020 | SH |
| 7 | SECURITY NATL FINL CORP CL A NEW | SNFCA | 814785309 | $20.4K | 4.84% | 2,108,648 | SH |
| 8 | Green Dot Corp | GDOT | 39304D102 | $16.4K | 3.89% | 1,214,680 | SH |
| 9 | ALERUS FINANCIAL CORP | ALRS | 01446U103 | $13.0K | 3.07% | 417,108 | SH |
| 10 | NORTHFIELD BANCORP INC DEL COM | NFBK | 66611T108 | $12.8K | 3.03% | 869,575 | SH |
| 11 | RHINEBECK BANCORP INC | RBKB | 762093102 | $9.6K | 2.26% | 552,076 | SH |
| 12 | PARKE BANCORP INC | PKBK | 700885106 | $9.4K | 2.22% | 282,593 | SH |
| 13 | OPPFI INC | OPFI | 68386H103 | $7.6K | 1.80% | 764,445 | SH |
| 14 | CB FINL SVCS INC COM | CBFV | 12479G101 | $6.5K | 1.54% | 171,696 | SH |
| 15 | BROADWAY FINANCIAL CORP/DE | BYFC | 111444709 | $5.3K | 1.25% | 547,529 | SH |
| 16 | MAGYAR BANCORP INC COM | MGYR | 55977T208 | $5.0K | 1.18% | 286,394 | SH |
| 17 | SUMMIT STATE BANK | SSBI | 866264203 | $4.8K | 1.14% | 354,229 | SH |
| 18 | FIRST NORTHERN COMMUNITY BAN | FNRN | 335925103 | $4.4K | 1.04% | 244,872 | SH |
| 19 | PROVIDENT FINL HLDGS INC COM | PROV | 743868101 | $4.1K | 0.97% | 239,094 | SH |
| 20 | BOGOTA FINANCIAL CORP | BSBK | 097235105 | $3.8K | 0.91% | 423,562 | SH |
| 21 | Washington Trust Bancorp Inc | WASH | 940610108 | $700 | 0.17% | 19,199 | SH |
| 22 | SHF HOLDINGS INC | SHFS | 824430300 | $74 | 0.02% | 308,000 | SH |
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-06-30 | 2026-08-13 | $422.2K | 22 | 0001511291-26-000003 |
| 2026-03-31 | 2026-04-28 | $403.5K | 28 | 0001511291-26-000002 |
| 2025-12-31 | 2026-02-13 | $364.1K | 25 | 0001511291-26-000001 |