SHFS SHF Holdings, Inc. Class A Common Stock

XNAS
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Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Fibonacci levels Insider trading

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SHFS — —
Key stats
About
Industry (SIC)
FINANCE SERVICES (6199) · industry map
Exchange
XNAS
Market Cap
$0.0B
Employees
40
List Date
2022-09-29
CIK
0001854963
Next Earnings
2026-11-11
Headquarters
Golden, CO
Homepage
https://www.shfinancial.org

SHF Holdings Inc is a financial services provider to cannabis-related businesses. It offers reliable access to banking solutions for cannabis, hemp, CBD, and ancillary operators, making communities safer, driving growth in local economies, and fostering long-term partnerships. The company provides compliance and loan origination services to financial institutions that wish to offer business banking, private banking, and commercial banking services to clients operating in or adjacent to the state-legal cannabis industry. Its core service offerings include: Regulatory compliance consulting and t…

Summary
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composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
'22'23'24'25'26Avg
Jan---30.61%-24.26%18.41%8.65%-6.95%
Feb---21.74%-10.10%-30.41%-10.23%-18.12%
Mar---26.10%6.04%-32.97%1.34%-12.92%
Apr--9.66%-8.62%-13.13%-1.22%-3.33%
May---10.35%-8.75%-18.59%-37.34%-18.76%
Jun--4.43%-24.60%-19.33%-48.94%-22.11%
Jul--3.58%20.17%28.44%-24.36%6.96%
Aug---21.40%-5.85%-10.97%-17.41%-13.91%
Sep-20.02%83.72%-10.61%96.16%-19.62%25.93%
Oct-52.37%-14.08%-20.40%-65.72%-88.88%*-48.29%
Nov62.84%3.99%12.44%-40.56%--9.68%
Dec-54.37%89.33%-2.11%-22.06%--2.70%
Total-71.69%4.25%-59.78%-88.77%-98.26%-62.85%
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $0.59
SMA 50: $1.40
SMA 200: $6.11
Current: $0.15
EMA 12: $0.35
EMA 26: $0.75
MACD: -0.4079 | Signal: 0.0094
BEARISH
ADX (14): 49.28
STRONG TREND
+DI: 21.68
−DI: 34.31

Momentum Oscillators

RSI (14): 26.94
OVERSOLD
Stoch %K: 13.38
Stoch %D: 8.98
Williams %R: -90.76

Volume & Volatility

BB Upper: $1.55
BB Lower: $-0.37
NEUTRAL
OBV: 1,136,034,871
Vol SMA 20: 97,060,671
Vol ROC: 13850.79%
ATR: $0.17
True Range: $0.20
HV 20: 549.8%
HV 30: 459.9%
HV 60: 330.6%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-10-24T00:00:00 – 2026-10-22T00:00:00
AI Analysis

Click Frenzy-Pro™ for an AI analysis of this ticker.

Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.

SHFS Options Activity & IV Rank

Loading options activity...
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
ATM — / Wing —
30 DTE / 10d —
— pts EXTREME
ATM — / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis

Risk Metrics

Beta: 0.6531
Alpha: -376.28%
Correlation: 0.0409
R-Squared: 0.2%
Stock Volatility: 203.3%
Market Volatility: 12.7%

Analysis Details

Benchmark: SPY
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own SHFS
1 of 37 tracked investors
InvestorValueShare of their portfolioRankQ/Q sharesSource
Citadel Hedge fund
Ken Griffin
$9K
0.00%
#6239 of 6285new13F

Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions

SHFS Institutional Ownership (13F)

Latest filings — 2026-06-30

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

14 filers1,023,157 shares$262.59K value
# Filer Shares Value % of Total % of Float Period
1 M3F, Inc. 308,000 $74.00K 28.18% — 2026-06-30
2 HRT FINANCIAL LP 175,043 $42.00K 15.99% — 2026-06-30
3 Virtu Financial LLC 170,146 $41.00K 15.61% — 2026-06-30
4 Jane Street Group, LLC Custodian 110,487 $26.52K 10.10% — 2026-06-30
5 Vanguard Group Inc Custodian 20,486 $21.72K 8.27% — 2025-12-31
6 Blue Owl Capital Holdings LP 75,897 $18.21K 6.94% — 2026-06-30
7 Geode Capital Management, LLC Custodian 38,165 $9.16K 3.49% — 2026-06-30
8 Citadel Advisors LLC Custodian 36,176 $8.68K 3.31% — 2026-06-30
9 Checchi Capital Advisers, LLC 31,741 $7.62K 2.90% — 2026-06-30
10 Susquehanna International Group, LLP Custodian 27,794 $6.67K 2.54% — 2026-06-30
11 SJS Investment Consulting Inc. 11,313 $2.72K 1.03% — 2026-06-30
12 XTX Topco Ltd 10,314 $2.48K 0.94% — 2026-06-30
13 Vanguard Capital Management LLC 7,593 $1.82K 0.69% — 2026-06-30
14 SBI Securities Co., Ltd. 2 $0 0.00% — 2026-06-30
# Filer Notional Value % of Total Period
# Filer Notional Value % of Total Period

SHFS Board & Officers

As of SEC filings through May 8, 2026

Directors 7

Officers 4

Changes in the last 10 years (42)
Apr 20, 2026The company announced the departure of Sundie Seefried from the board in an SEC filing
Sep 24, 2025Michael Regan became Chief Inv. & Strat. Officer
Sep 24, 2025Jeffrey R. Kay became Chief Marketing Officer
Sep 24, 2025Douglas Beck became PAO SVP of Finance Controller
Sep 17, 2025Terrance Elliot Mendez first listed as a director in an SEC filing
Sep 17, 2025III Francis A Braun first on file as a director
May 22, 2025The company announced the departure of Donald Emmi as Chief Legal Officer in an SEC filing
May 2, 2025The company announced the departure of Karl Racine from the board in an SEC filing
Apr 28, 2025Sundie Seefried first listed as a director in an SEC filing
Mar 3, 2025The company announced the departure of Tyler Beuerlein as Chief Business Develop Officer in an SEC filing
Jan 28, 2025The company announced the departure of Sundie Seefried as Chief Executive Officer in an SEC filing
Jan 21, 2025Terrance Elliot Mendez became Co-Chief Executive Officer
Apr 9, 2024The company announced the departure of John Darwin from the board in an SEC filing
Jun 12, 2023Dan Roda first on file as EVP / Chief Operating Officer
May 24, 2023Doug Fagan first on file as a director
Apr 1, 2023The company announced the departure of Joshua Mann from the board in an SEC filing
Oct 24, 2022James H Dennedy became Chief Financial Officer
Oct 12, 2022The company announced the departure of Chris Fameree as Chief Financial Officer in an SEC filing
Sep 30, 2022John Darwin no longer listed as Co-Chief Executive Officer in SEC filings
Sep 30, 2022Chris Fameree first listed as a director in an SEC filing
Not reported recently (11)
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
ETF Holders
1 ETF hold SHFS
1 shown · $930.00 total exposure
# ETF Provider Weight $ Exposure ETF AUM As Of
1 VXF Vanguard Extended Market ETF Vanguard 0.00% $930 — 2026-09-30
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.