It crushed analyst estimates for third-quarter profitability.
WASH Washington Trust Bancorp Inc
XNAS
39.12
Delayed
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
WASH
$39.12
—
Key stats
$39.12
- 52-Week Range
- $26.52 – $40.54
- YTD
- +35.64%
- IV Rank (30D)
- 43.97
- Straddle Price
- $3.45
- P/C Vol Ratio
- 0.53
- Market Cap
- $0.7B
- Open
- $38.84
- Day Range
- $38.59 – $39.47
- Volume
- 26,804
- Prev Close
- $39.23
Fair Value
MODEL: LONG
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 5.12% |
| Beta vs SPY | 0.84 |
| Cost of Equity (CAPM) | 9.34% (VRP-adj) |
| WACC | 9.25% |
| Volatility Risk Premium | +49.6pp (IV − HV30) |
| Effective Tax Rate | 22.3% |
| Rev. Growth (YoY, DCF input) | -3.8% |
| DCF Horizon | 12 years explicit + fade |
| Free Cash Flow (TTM) | $0.1B |
| Return on Equity (TTM) | 10.0% |
| Book / Price | 72.3% — banking bias active (P/B is primary) |
| Bank Quality Adj | ×0.83 (target ROE vs peer median) |
| Gross Margin (TTM) | 59.3% |
| FCF Margin (TTM) | 25.0% |
| Debt / Equity | 0.04 |
| Quality Score | 4/6 — high quality (12y DCF) |
| Market-Implied Growth | -8.0% (reverse-DCF on current price) |
| SMA 50 | $38.84 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $37.77 |
| Bollinger Width / SMA20 | 20.1% (drives anchor stability) |
| Net Debt | $-0.0B |
| Market Cap | $1B |
Peers used for multiples: ADAM, AGNC, ARR, DX, IVR, MFA, ORC, PMT
60-Day Conviction
54%
20-Day Fair Value
≈ by Nov 23, 2026
$38.70
α -0.7%
rank 6%
conviction
46%
40-Day Fair Value
≈ by Dec 22, 2026
$39.37
α +1.0%
rank 24%
conviction
31%
60-Day Fair Value
≈ by Jan 20, 2027
$39.58
α +1.5%
rank 20%
conviction
54%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $50.92 | 26% | |
| DDM (Gordon) | $16.41 | 21% | |
| Peer P/E | $11.04 | 8% | median 4.9× · 8 peers |
| Peer EV/EBITDA | n/a | 0% | |
| Peer P/B | $18.02 | 12% | median 0.6× · 8 peers |
| Peer P/S | n/a | 0% | |
| Market Anchor (SMA50) | $38.84 | 34% | stability 65% (BB-width) |
| Options Expected (B-L 30d) | $40.44 | 0% | 6 strikes · skew -0.74 |
As of 2026-10-23 · updated
Related
About
- Industry (SIC)
- STATE COMMERCIAL BANKS (6022) · industry map
- Exchange
- XNAS
- Market Cap
- $0.7B
- Employees
- 642
- List Date
- 1987-06-08
- CIK
- 0000737468
- Headquarters
- Westerly, RI
- Homepage
- https://www.washtrust.com
Washington Trust Bancorp Inc through its subsidiaries, offers banking and financial services to individuals and businesses. It offers a full range of financial services, including commercial banking, mortgage banking, personal banking, wealth management, and trust services, through its offices located in Rhode Island, Connecticut, and Massachusetts. It operates in two segments. The Commercial Banking segment includes lending activities, commercial loans, residential real estate loan deposit activities, and others. The Wealth Management Services segment consists of investment management, financ…
Summary
—
composite
—
No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | -1.96% | 0.00% | -9.62% | -13.34% | 9.02% | 19.17% | 0.55% |
| Feb | 8.61% | -5.73% | -2.55% | -5.92% | -0.22% | -4.45% | -1.71% |
| Mar | 5.86% | 0.75% | -17.69% | 4.39% | -3.38% | -2.65% | -2.12% |
| Apr | -1.81% | -10.21% | -18.31% | -3.21% | -7.57% | -5.98% | -7.85% |
| May | 5.75% | 6.31% | -6.94% | 0.19% | -1.07% | 1.97% | 1.03% |
| Jun | -7.59% | -3.84% | 3.23% | 6.74% | 3.25% | 13.40% | 2.53% |
| Jul | -6.52% | 11.50% | 19.01% | 21.30% | -6.20% | 6.71% | 7.63% |
| Aug | 9.52% | -6.36% | -11.53% | 8.00% | 14.76% | -1.21% | 2.20% |
| Sep | 0.08% | -7.94% | -8.42% | -1.01% | -4.40% | -1.48% | -3.86% |
| Oct | 0.85% | 2.73% | -10.46% | 11.79% | -3.68% | 3.18%* | 0.73% |
| Nov | -3.45% | 3.30% | 14.42% | 8.76% | 3.84% | -- | 5.37% |
| Dec | 5.96% | -4.65% | 12.20% | -15.02% | 2.78% | -- | 0.25% |
| Total | 14.34% | -15.21% | -36.94% | 18.04% | 4.98% | 29.14% | 2.39% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $37.77
SMA 50: $38.81
SMA 200: $35.39
Current: $38.99
EMA 12: $38.02
EMA 26: $38.12
MACD: -0.0994 | Signal: 0.2536
BEARISH
ADX (14): 23.74
WEAK TREND
+DI: 31.17
−DI: 21.53
Momentum Oscillators
RSI (14): 57.95
NEUTRAL
Stoch %K: 85.56
Stoch %D: 71.54
Williams %R: -15.24
Volume & Volatility
BB Upper: $39.23
BB Lower: $36.32
NEUTRAL
OBV: 184,811
Vol SMA 20: 127,826
Vol ROC: -81.68%
ATR: $0.90
True Range: $0.88
HV 20: 22.4%
HV 30: 20.6%
HV 60: 19.1%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-24T00:00:00 – 2026-10-22T00:00:00
AI Analysis
Click Frenzy-Pro™ for an AI analysis of this ticker.
Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.
News
All WASH news →
Record deposits and expanding margins drove profitability higher in third quarter.
Earnings History
15 of 18 under expected move
Avg Expected Move
10.56%
Avg Actual Move
5.22%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2021-01-27 | After-Close | 7.13% | 2.32% | 0.33x | Within |
| 2021-10-25 | After-Close | 6.41% | 0.88% | 0.14x | Within |
| 2022-07-25 | After-Close | 2.49% | 4.44% | 1.78x | Exceeded |
| 2023-04-24 | After-Close | 10.84% | 4.37% | 0.40x | Within |
| 2023-07-24 | After-Close | 6.93% | 3.17% | 0.46x | Within |
| 2023-10-23 | After-Close | 9.82% | 9.58% | 0.98x | Within |
| 2024-01-24 | After-Close | 8.54% | 5.17% | 0.61x | Within |
| 2024-04-22 | After-Close | 10.99% | 2.76% | 0.25x | Within |
| 2024-07-22 | After-Close | 14.21% | 5.62% | 0.40x | Within |
| 2024-10-21 | After-Close | 11.92% | 8.06% | 0.68x | Within |
| 2025-01-29 | After-Close | 15.55% | 0.77% | 0.05x | Within |
| 2025-04-21 | After-Close | 15.15% | 2.90% | 0.19x | Within |
| 2025-07-21 | After-Close | 10.23% | 2.34% | 0.23x | Within |
| 2025-10-20 | After-Close | 13.60% | 2.65% | 0.19x | Within |
| 2026-01-28 | After-Close | 11.43% | 12.69% | 1.11x | Exceeded |
| 2026-04-20 | After-Close | 5.47% | 16.90% | 3.09x | Exceeded |
| 2026-07-20 | After-Close | 14.39% | 8.15% | 0.57x | Within |
| 2026-10-19 | Pre-Market | 15.04% | 1.27% | 0.08x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
WASH Options Activity & IV Rank
WASH IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 37.6%
7-DTE IV: —
Expected Move: $3.45
7-DTE Move: $3.45
Days to Exp: 28 (2026-11-20)
Options Flow
Call Volume: 58
Put Volume: 31
P/C Volume: 0.534
BULLISH
Call OI: 365
Put OI: 36
P/C OI: 0.099
Total OI: 401
ATM Options Pricing
ATM Call: $0.78
ATM Put: $2.67
Call %: 2.0%
Put %: 6.8%
Chain Summary
Chain Volume: 128
Chain OI: 577
Last Updated: 10/23/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Dealer Positioning
HIGH γ vs HISTORY
Estimated net dealer gamma is at the 89th percentile of this name's own daily history, near the high end of its range. This describes current positioning; it is not a forecast or a trading signal.
Gamma percentile
89%
vs own history
GEX tilt
+0.88
OI-weighted, today
Vanna tilt
+0.81
δ-sensitivity to IV
Charm tilt
-0.82
δ-decay vs time
Vanna tilt +0.81: the estimated dealer exposure leans positive, so the modeled hedge would shift noticeably if implied volatility changed.
Charm tilt -0.82: the estimated dealer exposure leans negative, so the modeled hedge would shift noticeably as time passes and options approach expiry.
? What is this?
· 5 ATM contracts, 0k total OI
Net dealer gamma is an estimate of the aggregate gamma held by options market makers across this name's option chain, weighted by open interest. Dealer positions aren't public, so it uses a standard simplifying assumption: dealers are treated as long the calls and short the puts that are open. Actual dealer books can differ.
Gamma percentile ranks today's estimate against this name's own daily history, from 0% (the lowest reading on record) to 100% (the highest). Raw gamma scales with how much open interest a chain carries, so it isn't comparable across names; the percentile is. The badge marks the bottom 20% as low and the top 20% as high.
Tilts run from −1 to +1 and show how lopsided the estimated dealer exposure is. GEX tilt compares call gamma with put gamma. Vanna tilt describes how the hedge would shift if implied volatility changed, and charm tilt how it would shift with the passage of time.
This card describes estimated positioning and where it sits historically. It is not a forecast of price direction or volatility and not a trading signal. Market-wide view: Dealer positioning screener.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
No data
30 DTE / 10d
—
—
pts
EXTREME
ATM 38.1% / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)44.0MediumOct 23
Straddle Price (30 DTE)$3.45Oct 23
Beta Analysis
Risk Metrics
Beta: 0.6212
Alpha: 32.06%
Correlation: 0.2375
R-Squared: 5.6%
Stock Volatility: 33.3%
Market Volatility: 12.7%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own WASH
3 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Citadel Hedge fund Ken Griffin | $6.1M | #1943 of 6285 | +3.7% | 13F | |
| Millennium Management Hedge fund Izzy Englander | $5.5M | #2000 of 3716 | new | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $99K | #2997 of 4729 | 0.0% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
WASH Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 19,267,750 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
4 filers$868.22K notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Susquehanna International Group, LLP Custodian | $291.84K | 33.61% | 2026-06-30 |
| 2 | Citadel Advisors LLC Custodian | $284.54K | 32.77% | 2026-06-30 |
| 3 | Jane Street Group, LLC Custodian | $277.25K | 31.93% | 2026-06-30 |
| 4 | Simplex Trading, LLC Custodian | $14.59K | 1.68% | 2026-06-30 |
1 filers$10.94K notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | Simplex Trading, LLC Custodian | $10.94K | 100.00% | 2026-06-30 |
WASH Insider Trading (Form 4)
Latest: 2026-07-28Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-07-28 | Edward O. Handy III | Chairman and CEO | Sell (S) | −0 | $38.94 | -$35 | EDGAR |
| 2026-05-04 | Rolando A Lora | EVP Ch Ret Len Off Dir Com Len | Sell (S) | −885 | $31.55 | -$27.9K | EDGAR |
| 2026-04-28 | Edward O. Handy III | Chairman and CEO | Buy (P) | +3,195 | $31.32 | $100.1K | EDGAR |
| 2026-04-28 | Ronald S. Ohsberg | SEVP, CFO and Treasurer | Buy (P) | +1,606 | $31.00 | $49.8K | EDGAR |
| 2026-04-28 | Rolando A Lora | EVP Ch Ret Len Off Dir Com Len | Tax (F) | −735 | $30.81 | -$22.6K | EDGAR |
| 2026-04-27 | James Cannon Brown | SEVP, Chief Comm'l Banking Off | Buy (P) | +32,000 | $31.17 | $997.6K | EDGAR |
| 2026-04-08 | William K. Wray Sr. | SEVP and Chief Risk Officer | Mixed | +1,225 | $34.16 | -$34.7K | EDGAR |
| 2026-04-08 | Maria N Janes | EVP, CAO and Controller | Mixed | +888 | $34.16 | -$25.0K | EDGAR |
| 2026-04-08 | Mary E. Noons | President and COO | Mixed | +1,665 | $34.16 | -$47.2K | EDGAR |
| 2026-04-08 | Ronald S. Ohsberg | SEVP, CFO and Treasurer | Mixed | +1,386 | $34.16 | -$39.2K | EDGAR |
| 2026-04-08 | Edward O. Handy III | Chairman and CEO | Mixed | +3,744 | $34.16 | -$106.0K | EDGAR |
| 2026-04-08 | Dennis L Algiere | EVP Ch Comp Off/Dir Com Affair | Mixed | +887 | $34.16 | -$25.0K | EDGAR |
| 2026-04-08 | Kathleen A Ryan | EVP and Chief Wealth Mgmt | Mixed | +1,225 | $34.16 | -$34.7K | EDGAR |
| 2026-04-08 | Kristen L DiSanto | SEVP, CHRO and Corp Secr | Mixed | +1,225 | $34.16 | -$34.7K | EDGAR |
| 2026-01-28 | Rolando A Lora | EVP Ch Ret Len Off Dir Com Len | Mixed | +3,385 | $30.17 | -$1.6K | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
WASH Insider Holdings
22 insiders · @ $38.99
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Edward O. Handy III | Chairman and CEO | 53,091 | $2.07M | $100.0K | 19 | 2026-07-28 |
| 2 | Mark K W Gim | President and COO | 38,122 | $1.49M | -$509.7K | 25 | 2025-06-16 |
| 3 | James Cannon Brown | SEVP, Chief Comm'l Banking Off | 37,280 | $1.45M | $997.6K | 3 | 2026-04-27 |
| 4 | Mary E. Noons | President and COO | 32,483 | $1.27M | -$195.5K | 25 | 2026-04-08 |
| 5 | Kristen L DiSanto | SEVP, CHRO and Corp Secr | 31,713 | $1.24M | -$304.7K | 35 | 2026-04-08 |
| 6 | Ronald S. Ohsberg | SEVP, CFO and Treasurer | 29,704 | $1.16M | $149.5K | 15 | 2026-04-28 |
| 7 | Robert A DiMuccio | Director | 23,345 | $910.3K | $89.1K | 15 | 2025-08-27 |
| 8 | Kathleen A Ryan | EVP and Chief Wealth Mgmt | 22,504 | $877.4K | -$29.2K | 12 | 2026-04-08 |
| 9 | William K. Wray Sr. | SEVP and Chief Risk Officer | 20,036 | $781.2K | -$165.8K | 15 | 2026-04-08 |
| 10 | Dennis L Algiere | EVP Ch Comp Off/Dir Com Affair | 19,750 | $770.1K | -$999.1K | 49 | 2026-04-08 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
WASH Board & Officers
As of SEC filings through Jul 28, 2026Directors 12
- Robert A DiMuccio · since Sep 1, 2010
- Edwin J Santos · since Apr 24, 2012
- Edward O. Handy III · listed since Apr 2018
- Constance A Howes · since Apr 24, 2018
- John T Ruggieri · since Apr 23, 2019
- Sandra Parrillo · since Apr 28, 2020
- Lisa M. Stanton · since Apr 27, 2021
- Joseph P. Gencarella · since Mar 1, 2022
- Mark K W Gim · listed since Apr 2023
- Angel Taveras · since Mar 1, 2024
- Debra M. Paul · since Mar 1, 2024
- Jeffrey Mark Wilhelm · since Apr 28, 2026
Officers 11
- Edward O. Handy III · Chairman and CEO · listed since Apr 2018
- Mary E. Noons · President and COO · listed since Sep 2023
- Ronald S. Ohsberg · SEVP, CFO and Treasurer · listed since Mar 2021
- William K. Wray Sr. · SEVP and Chief Risk Officer · listed since Apr 2019
- Kathleen A Ryan · EVP and Chief Wealth Mgmt · listed since Apr 2023
- Michelle L Kile · EVP and Chief Retail Banking · since Nov 12, 2024
- James Cannon Brown · SEVP, Chief Comm'l Banking Off · since Sep 15, 2025
- Dennis L Algiere · EVP Ch Comp Off/Dir Com Affair · listed since Oct 2019
- Maria N Janes · EVP, CAO and Controller · listed since Mar 2021
- Rolando A Lora · EVP Ch Ret Len Off Dir Com Len · listed since Jan 2024
- Kristen L DiSanto · SEVP, CHRO and Corp Secr · listed since Apr 2023
Changes in the last 10 years (41)
| Apr 28, 2026 | Jeffrey Mark Wilhelm became a director |
| Sep 15, 2025 | James Cannon Brown became SEVP, Chief Comm'l Banking Off |
| Nov 12, 2024 | Michelle L Kile became EVP and Chief Retail Banking |
| Jul 1, 2024 | Anthony A Botelho became EVP and Chief Lending Officer |
| Apr 23, 2024 | The company announced the departure of Steven J Crandall from the board in an SEC filing |
| Apr 23, 2024 | The company announced the departure of Joseph J MarcAurele from the board in an SEC filing |
| Apr 23, 2024 | The company announced the departure of John J Bowen from the board in an SEC filing |
| Mar 1, 2024 | Debra M. Paul became a director |
| Mar 1, 2024 | Angel Taveras became a director |
| Jan 25, 2024 | Rolando A Lora listed as EVP Ch Ret Len Off Dir Com Len (previously EVP and Chief Retail Lend Off) in SEC filings |
| Sep 13, 2023 | Mary E. Noons listed as President and COO (previously EVP & Chief Retail Lending Off) in SEC filings |
| Apr 26, 2023 | Mark K W Gim first listed as a director in an SEC filing |
| Apr 26, 2023 | Kristen L DiSanto listed as SEVP, CHRO and Corp Secr (previously SEVP, CHRO & Corp Secretary) in SEC filings |
| Apr 26, 2023 | Kathleen A Ryan listed as EVP and Chief Wealth Mgmt (previously EVP & Chief Wealth Mgmt Off) in SEC filings |
| Apr 26, 2023 | Debra A. Gormley listed as EVP and Chief Retail Banking (previously EVP & Chief Retail Banking Off) in SEC filings |
| Apr 25, 2023 | The company announced the departure of Kathleen E McKeough from the board in an SEC filing |
| Apr 24, 2023 | Rolando A Lora became EVP and Chief Retail Lend Off |
| Feb 8, 2023 | The company announced the departure of Alimamy Dauda Jabbie Jr. from the board in an SEC filing |
| Dec 15, 2022 | The company announced the departure of Mark K W Gim as President & COO in an SEC filing |
| Mar 1, 2022 | Joseph P. Gencarella became a director |
| Mar 1, 2022 | Alimamy Dauda Jabbie Jr. became a director |
| Apr 27, 2021 | Lisa M. Stanton became a director |
| Mar 31, 2021 | Ronald S. Ohsberg listed as SEVP, CFO and Treasurer (previously EVP and Treasurer) in SEC filings |
| Mar 31, 2021 | Maria N Janes listed as EVP, CAO and Controller (previously EVP and Controller) in SEC filings |
| Mar 31, 2021 | Kathleen A Ryan listed as EVP & Chief Wealth Mgmt Off (previously EVP, WM Client Services) in SEC filings |
| Apr 28, 2020 | Sandra Parrillo became a director |
| Oct 21, 2019 | Dennis L Algiere listed as EVP Ch Comp Off/Dir Com Affair (previously SVP Ch Comp Off/Dir Com Affair) in SEC filings |
| Apr 23, 2019 | John T Ruggieri became a director |
| Apr 2, 2019 | William K. Wray Sr. listed as SEVP and Chief Risk Officer (previously SVP Risk Management) in SEC filings |
| Apr 2, 2019 | Mary E. Noons listed as EVP & Chief Retail Lending Off (previously EVP Retail Lending) in SEC filings |
| Apr 2, 2019 | Debra A. Gormley listed as EVP & Chief Retail Banking Off (previously EVP, Retail Banking) in SEC filings |
| Apr 24, 2018 | Constance A Howes became a director |
| Apr 3, 2018 | Mark K W Gim listed as President & COO (previously Senior EVP WM and Treasurer) in SEC filings |
| Apr 3, 2018 | Kristen L DiSanto listed as SEVP, CHRO & Corp Secretary (previously EVP Human Resources) in SEC filings |
| Apr 3, 2018 | Joseph J MarcAurele no longer listed as Chairman and CEO in SEC filings |
| Apr 3, 2018 | Edward O. Handy III listed as Chairman and CEO (previously President and COO) in SEC filings |
| Apr 3, 2018 | Edward O. Handy III first listed as a director in an SEC filing |
| Mar 2, 2018 | Kathleen A Ryan became EVP, WM Client Services |
| Feb 13, 2018 | David V Devault reported in an SEC filing no longer being Vice Chair, Secretary and CFO |
| Dec 24, 2017 | Jean M. Wallace became a 10% owner |
| Jun 1, 2017 | Ronald S. Ohsberg became EVP and Treasurer |
Not reported recently (10)
- Anthony A Botelho · Last reported as EVP and Chief Lending Officer in an SEC filing dated Oct 25, 2024
- Debra A. Gormley · Last reported as EVP and Chief Retail Banking in an SEC filing dated Apr 23, 2024
- James M Hagerty · Last reported as EVP & Chief Lending Officer in an SEC filing dated Apr 13, 2022
- Katherine W Hoxsie · Last reported as a director in an SEC filing dated Apr 29, 2020
- John F Treanor · Last reported as a director in an SEC filing dated Apr 25, 2019
- H Douglas Randall III · Last reported as a director in an SEC filing dated Apr 25, 2019
- Victor J Orsinger II · Last reported as a director in an SEC filing dated May 29, 2018
- Jean M. Wallace · Last reported as a 10% owner in an SEC filing dated Feb 13, 2018
- Barry G Hittner · Last reported as a director in an SEC filing dated Apr 27, 2017
- Elizabeth B Eckel · Last reported as SVP Marketing in an SEC filing dated Feb 14, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
WASH Proposed Insider Sales (Form 144)
Latest: 2026-04-30
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
0 filings
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-04-30 | Lora Rolando A | Officer | 885 | $27.9K | 2026-04-30 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2025-06-06 | RYAN KATHLEEN A | Officer | 544 | $15.0K | 2025-06-06 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2024-05-02 | RYAN KATHLEEN A | Officer | 535 | $14.2K | 2024-05-02 | Fidelity Brokerage Services LLC | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
59 ETFs hold WASH
25 shown · $139.90M total exposure · 0.03% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $23.1M | — | 2026-09-30 |
| 2 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.03% | $19.6M | $74.2B | 2026-10-21 |
| 3 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.04% | $13.7M | $31.5B | 2026-10-21 |
| 4 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.04% | $10.4M | — | 2026-10-21 |
| 5 | KRE State Street® SPDR® S&P® Regional Banking ETF | SPDR (State Street) | 0.21% | $8.8M | $4.2B | 2026-10-21 |
| 6 | VXF Vanguard Extended Market ETF | Vanguard | 0.01% | $8.2M | — | 2026-09-30 |
| 7 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.05% | $7.1M | $13.9B | 2026-10-21 |
| 8 | KBWD Invesco KBW High Dividend Yield Financial ETF | Invesco | 1.80% | $5.9M | — | 2026-10-21 |
| 9 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.02% | $5.7M | — | 2026-10-21 |
| 10 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.02% | $4.3M | — | 2026-09-30 |
| 11 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.00% | $3.2M | — | 2026-10-21 |
| 12 | FDM First Trust Dow Jones Select MicroCap Index Fund | First Trust | 1.21% | $3.2M | $264.3M | 2026-10-21 |
| 13 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.13% | $3.0M | — | 2026-06-30 |
| 14 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.01% | $3.0M | — | 2026-05-31 |
| 15 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.01% | $2.9M | — | 2026-10-21 |
| 16 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.04% | $2.7M | — | 2026-10-21 |
| 17 | DES WisdomTree U.S. SmallCap Dividend Fund | Nport | 0.11% | $2.5M | — | 2026-06-30 |
| 18 | FESM Fidelity Enhanced Small Cap Core ETF | Fidelity | 0.04% | $2.4M | $6.6B | 2026-10-21 |
| 19 | IWC iShares Micro-Cap ETF | iShares (BlackRock) | 0.18% | $2.3M | $1.2B | 2026-10-21 |
| 20 | ESML iShares ESG Aware MSCI USA Small-Cap ETF | iShares (BlackRock) | 0.06% | $1.7M | $2.7B | 2026-10-21 |
| 21 | AVSC Avantis U.S. Small Cap Equity ETF | Avantis | 0.05% | $1.5M | $3.1B | 2026-10-21 |
| 22 | VFMF Vanguard U.S. Multifactor ETF | Vanguard | 0.12% | $1.3M | — | 2026-10-21 |
| 23 | ITOT iShares Core S&P Total U.S. Stock Market ETF | iShares (BlackRock) | 0.00% | $1.2M | $96.2B | 2026-10-21 |
| 24 | VFH Vanguard Financials ETF | Vanguard | 0.01% | $1.2M | — | 2026-09-30 |
| 25 | DCOR Dimensional US Core Equity 1 ETF | Dimensional | 0.00% | $963,096 | — | 2026-10-21 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
14.28
TTM Diluted EPS
$2.73
TTM Revenue
$384.13M
TTM Net Income
$52.66M
TTM Op. Cash Flow
$88.00M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q1 '26 | 2026-03-31 | $92.28M | $12.60M | $0.66 | $16.14M |
| Q4 '25 | 2025-12-31 | $97.34M | $15.97M | $0.83 | $20.90M |
| Q3 '25 | 2025-09-30 | $98.58M | $10.85M | $0.56 | $39.62M |
| Q2 '25 | 2025-06-30 | $95.92M | $13.24M | $0.68 | $11.34M |
| Q1 '25 | 2025-03-31 | $102.11M | $12.18M | $0.63 | $8.45M |
| Q4 '24 | 2024-12-31 | $3.95M | $-60.77M | $-3.54 | $18.82M |
| Q3 '24 | 2024-09-30 | $103.86M | $10.98M | $0.64 | $25.72M |
| Q2 '24 | 2024-06-30 | $102.66M | $10.81M | $0.63 | $11.18M |
| Q1 '24 | 2024-03-31 | $102.42M | $10.92M | $0.64 | $1.95M |
| Q4 '23 | 2023-12-31 | $97.25M | $12.93M | $0.76 | $11.65M |
| Q3 '23 | 2023-09-30 | $95.95M | $11.14M | $0.65 | $29.86M |
| Q2 '23 | 2023-06-30 | $89.56M | $11.24M | $0.66 | $-21.00M |
Q1 2026 • period ending 2026-03-31 • filed 2026-05-07
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
14.28
P/B
1.37
P/S
1.96
EV/EBITDA
11.00
EV/Sales
1.94
ROE
9.6%
ROA
0.8%
Div Yield
5.88%
FCF Yield
11.72%
Debt/Equity
0.04
Current Ratio
—
Market Cap
$751.06M
as of 2026-10-23
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
1.38M
SI % of Float
7.34%
Days to Cover
11.52
Short Vol Ratio
53.6%
Free Float
18.81M
Float %
98.6%
Short interest 2026-09-30 • Short volume 2026-10-22 • Float 2026-08-24