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Berkshire Money Management, Inc. — 13F Holdings & Portfolio

CIK 1535172 · latest 13F-HR filed 2026-07-23

Backtest portfolio

Berkshire Money Management, Inc. manages $1.09B in 13F-reported U.S. long-equity assets across 56 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are SPY (22.94%), DIA (9.75%), QQQ (6.94%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 7 new positions and exited 3; 34 existing positions rose in reported value and 7 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$1.09B

Long-equity book

Holdings
56

Distinct positions

Period
2026-06-30

Filed 2026-07-23

Q/Q Activity
+7 / −3 / ↑34 / ↓7

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
SPY22.9% · -1%DIA9.7% · -0%QQQ6.9% · +7%KNOV6.8% · +6%RSP6.1% · +2%VIG6.0% · -0%SJNK3.8% · 0%IVE3.1% · +0%VEA3.1% · +6%BSV3.0% · +0%IWF2.7% · +302%PNOV2.5% · +2%VUG2.3% · +498%IGPT2.1% · -4%BIL2.1% · -0%IDV2.1% · +4%MOAT2.0% · -1%THNQ2.0% · -3%JNK1.5% · +1%INOV0.9% · +3%IWM0.9% · +11%GRNY0.7% · -3%AAPL0.7% · +1%KAUG0.7% · -44%KJAN0.6% · -0%QQQE0.6% · -0%BFEB0.5% · -32%UJAN0.3% · 0%NVDA0.3% · -6%BOCT0.3% · 0%AMZN0.3% · +9%PJUN0.2% · -47%KAPR0.2% · -38%PJUL0.2% · 0%BJUL0.2% · -2%XOM0.1% · -2%STM0.1% · newVCSH0.1% · -0%BJAN0.1% · 0%BAPR0.1% · 0%KDEC0.1% · -0%BNOV0.1% · 0%IGV0.1% · 0%NJAN0.1% · 0%BSEP0.1% · 0%BAUG0.1% · 0%XLU0.0% · -27%BSCQ0.0% · -9%BSCS0.0% · 0%IBDX0.0% · newIBDW0.0% · newIBDS0.0% · newIBDU0.0% · newIBDT0.0% · newBSCR0.0% · 0%IBDV0.0% · new

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

3 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 71.7%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Sep 30, 2026.

Assets Under Management
$1.23B
Discretionary
$1.23B
Employees
22
Accounts
2,362
Address
161 MAIN STREET
DALTON, MA 01226
Phone
(888) 232-6072
Website
Name Title / Status Ownership Type
CARVER, STACEY, LEE ControlCO-OWNER, CHIEF ENGAGEMENT OFFICER
since Jan 2024
25–50%Individual
HARRIS, ALLEN, PIERRE ControlCO-OWNER, CEO, CHIEF INVESTMENT OFFICER & CHIEF COMPLIANCE OFFICER
since Apr 2001
50–75%Individual
WHEELER, NATALIE, ROSE ControlCHIEF OPERATING OFFICER
since Jan 2020
Less than 5%Individual
LITTLE, SCOTT, CHRISTOPHERASSOCIATE VICE PRESIDENT
since Jan 2002
Less than 5%Individual
Ownership & leadership changes · 5 filings with changes since Jan 26, 2012

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Feb 28, 2025 filing
  • Listed againCARVER, STACEY, LEE · CO-OWNER, CHIEF ENGAGEMENT OFFICER · 25–50% · control person
  • ChangedHARRIS, ALLEN, PIERRE · title CEO, CHIEF INVESTMENT OFFICER & CHIEF COMPLIANCE OFFICER → CO-OWNER, CEO, CHIEF INVESTMENT OFFICER & CHIEF COMPLIANCE OFFICER; ownership 75% or more → 50–75%
Mar 20, 2023 filing
  • ChangedLITTLE, SCOTT, CHRISTOPHER · no longer a control person
  • ChangedWHEELER, NATALIE, ROSE · now a control person
Nov 18, 2021 filing
  • AddedWHEELER, NATALIE, ROSE · CHIEF OPERATING OFFICER · Less than 5%
May 28, 2020 filing
  • No longer listedSCHMICK, BARBARA, JEAN · PRESIDENT AND CHIEF OPERATING OFFICER · Less than 5% · listed since Oct 2014
Jan 9, 2015 filing
  • No longer listedCARVER, STACEY, LEE · VICE PRESIDENT OF OPERATIONS · Less than 5% · control person · listed since Apr 2001
  • AddedSCHMICK, BARBARA, JEAN · PRESIDENT AND CHIEF OPERATING OFFICER · Less than 5%
  • ChangedHARRIS, ALLEN, PIERRE · title PRESIDENT, CEO & CHIEF COMPLIANCE OFFICER → CEO, CHIEF INVESTMENT OFFICER & CHIEF COMPLIANCE OFFICER
Jan 26, 2012 filing (earliest on record)
  • ListedCARVER, STACEY, LEE · VICE PRESIDENT OF OPERATIONS · Less than 5% · control person
  • ListedHARRIS, ALLEN, PIERRE · PRESIDENT, CEO & CHIEF COMPLIANCE OFFICER · 75% or more · control person
  • ListedLITTLE, SCOTT, CHRISTOPHER · ASSOCIATE VICE PRESIDENT · Less than 5% · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Top Adds (vs prior quarter)

Show all 34 →

Top Trims

Show all 7 →

New Positions

Show all 7 →

Exited Positions

Show all 3 →

Berkshire Money Management, Inc. Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 STATE STR SPDR S&P 500 ETF T SPY 78462F103 $251.1M 22.94% 336,187 SH
2 STATE STR SPDR DOW JONES IND DIA 78467X109 $106.7M 9.75% 204,256 SH
3 INVESCO QQQ TR QQQ 46090E103 $76.0M 6.94% 103,208 SH
4 INNOVATOR ETFS TRUST KNOV 45784N866 $74.8M 6.83% 2,357,804 SH
5 INVESCO EXCHANGE TRADED FD T RSP 46137V357 $66.2M 6.05% 311,345 SH
6 VANGUARD SPECIALIZED FUNDS VIG 921908844 $66.0M 6.03% 278,890 SH
7 SPDR SERIES TRUST SJNK 78468R408 $42.1M 3.85% 1,681,386 SH
8 ISHARES TR IVE 464287408 $34.4M 3.14% 151,371 SH
9 VANGUARD TAX-MANAGED FDS VEA 921943858 $34.3M 3.13% 481,545 SH
10 VANGUARD BD INDEX FDS BSV 921937827 $33.0M 3.01% 423,447 SH
11 ISHARES TR IWF 464287614 $29.4M 2.69% 237,171 SH
12 INNOVATOR ETFS TRUST PNOV 45782C573 $27.0M 2.47% 608,729 SH
13 VANGUARD INDEX FDS VUG 922908736 $24.8M 2.27% 288,061 SH
14 INVESCO EXCHANGE TRADED FD T IGPT 46137V639 $23.4M 2.13% 224,341 SH
15 SPDR SERIES TRUST BIL 78468R663 $23.2M 2.12% 252,727 SH
16 ISHARES TR IDV 464288448 $22.8M 2.09% 551,300 SH
17 VANECK ETF TRUST MOAT 92189F643 $22.2M 2.03% 213,872 SH
18 EXCHANGE TRADED CONCEPTS TRU THNQ 301505731 $22.2M 2.03% 243,260 SH
19 SPDR SERIES TRUST JNK 78468R622 $16.9M 1.54% 174,941 SH
20 INNOVATOR ETFS TRUST INOV 45783Y459 $9.7M 0.89% 263,759 SH
21 ISHARES TR IWM 464287655 $9.3M 0.85% 31,009 SH
22 TIDAL TRUST I GRNY 886364231 $8.1M 0.74% 294,243 SH
23 APPLE INC AAPL 037833100 $7.9M 0.73% 27,427 SH
24 INNOVATOR ETFS TRUST KAUG 45783Y137 $7.7M 0.71% 269,755 SH
25 INNOVATOR ETFS TRUST KJAN 45782C474 $6.8M 0.62% 148,779 SH
26 DIREXION SHARES ETF TRUST QQQE 25459Y207 $6.4M 0.58% 52,469 SH
27 INNOVATOR ETFS TRUST BFEB 45782C433 $5.0M 0.46% 95,648 SH
28 INNOVATOR ETFS TRUST UJAN 45782C300 $3.6M 0.33% 79,793 SH
29 NVIDIA CORPORATION NVDA 67066G104 $3.4M 0.31% 17,092 SH
30 INNOVATOR ETFS TRUST BOCT 45782C771 $2.9M 0.27% 55,587 SH
31 AMAZON COM INC AMZN 023135106 $2.9M 0.26% 12,057 SH
32 INNOVATOR ETFS TRUST PJUN 45782C748 $2.5M 0.23% 58,061 SH
33 INNOVATOR ETFS TRUST KAPR 45782C342 $2.2M 0.20% 55,618 SH
34 INNOVATOR ETFS TRUST PJUL 45782C813 $2.2M 0.20% 44,137 SH
35 INNOVATOR ETFS TRUST BJUL 45782C789 $1.8M 0.17% 34,038 SH
36 EXXON MOBIL CORP XOM 30231G102 $1.5M 0.14% 11,212 SH
37 STMICROELECTRONICS N V STM 861012102 $1.5M 0.14% 19,780 SH
38 VANGUARD SCOTTSDALE FDS VCSH 92206C409 $1.4M 0.13% 17,560 SH
39 INNOVATOR ETFS TRUST BJAN 45782C409 $1.4M 0.12% 23,219 SH
40 INNOVATOR ETFS TRUST BAPR 45782C888 $1.1M 0.10% 21,374 SH
41 INNOVATOR ETFS TRUST KDEC 45784N833 $1.1M 0.10% 37,421 SH
42 INNOVATOR ETFS TRUST BNOV 45782C581 $1.0M 0.09% 21,410 SH
43 ISHARES TR IGV 464287515 $1.0M 0.09% 11,230 SH
44 INNOVATOR ETFS TRUST NJAN 45782C466 $711.5K 0.07% 12,055 SH
45 INNOVATOR ETFS TRUST BSEP 45782C664 $669.0K 0.06% 12,687 SH
46 INNOVATOR ETFS TRUST BAUG 45782C698 $579.1K 0.05% 10,801 SH
47 SELECT SECTOR SPDR TR XLU 81369Y886 $528.8K 0.05% 11,663 SH
48 INVESCO EXCH TRD SLF IDX FD BSCQ 46138J791 $516.5K 0.05% 26,453 SH
49 INVESCO EXCH TRD SLF IDX FD BSCS 46138J643 $410.5K 0.04% 20,159 SH
50 ISHARES TR IBDX 46436E312 $309.5K 0.03% 12,288 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-23 $1.09B 56 0001398344-26-012534
2026-03-31 2026-04-21 $976.4M 52 0001398344-26-006747
2025-12-31 2026-01-27 $1.05B 132 0001398344-26-001283
Filer Information
Address
161 MAIN ST
DALTON, MA 01226
Phone
+1 (888) 232-6072
Filing Manager
Berkshire Money Management, Inc.
DALTON, MA
Signatory
Allen Pierre Harris
CEO, CIO, and CCO