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True Link Financial Advisors, LLC — 13F Holdings & Portfolio

CIK 1846236 · latest 13F-HR filed 2026-07-31

Backtest portfolio

True Link Financial Advisors, LLC manages $1.73B in 13F-reported U.S. long-equity assets across 104 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are BIV (25.31%), IVV (12.21%), BSV (11.75%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 6 new positions and exited 320; 64 existing positions rose in reported value and 14 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$1.73B

Long-equity book

Holdings
104

Distinct positions

Period
2026-06-30

Filed 2026-07-31

Q/Q Activity
+6 / −320 / ↑64 / ↓14

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
BIV25.3% · +6%IVV12.2% · +0%BSV11.8% · +5%DFCF10.8% · +4%ITOT6.7% · -5%IEFA5.0% · +2%VTIP4.4% · +4%DFAE4.3% · +2%QUAL4.1% · +1%VIG3.8% · +1%DFIV3.5% · -1%IAGG2.7% · +4%DFAS1.1% · +1%IEUR0.6% · 0%IWF0.3% · +284%EFA0.2% · -0%DLN0.2% · -1%IBTG0.2% · -20%SGOV0.2% · -21%LMT0.1% · -2%VEU0.1% · -15%VCIT0.1% · 0%VTV0.1% · -46%SUB0.1% · 0%SCHO0.1% · -22%SCHR0.1% · +3%AAPL0.1% · -2%NVDA0.1% · -4%AMZN0.1% · +6%SPY0.1% · +5%CMF0.1% · +48%MSFT0.1% · -2%VTI0.1% · +1%GE0.1% · +1%JPM0.0% · -0%BND0.0% · +15%GEV0.0% · +1%DFCA0.0% · 0%VV0.0% · -4%IJH0.0% · +1%GOOGL0.0% · -2%GOOG0.0% · -3%HPE0.0% · 0%FTEC0.0% · 0%VOO0.0% · -8%IEMG0.0% · +9%IBM0.0% · +1%OVT0.0% · newV0.0% · +32%KEYS0.0% · 0%VGT0.0% · +630%AGG0.0% · 0%DON0.0% · -58%VEA0.0% · +23%AVGO0.0% · -6%VGSH0.0% · +118%IWP0.0% · -62%OKTA0.0% · -10%EFIV0.0% · +4%SUSC0.0% · +14%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

2 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 88.4%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Mar 30, 2026.

Assets Under Management
$1.89B
Discretionary
$1.82B
Employees
7
Accounts
1,461
Address
505 MONTGOMERY ST.
11TH FLOOR
SAN FRANCISCO, CA 94111
Phone
(855) 435-5140
Website
Mailing Address
PO BOX 581, SAN FRANCISCO, CA, 94104
This firm reports 3 disclosure items on its registration.
Name Title / Status Ownership Type
PARKER, SCOTT, WILLIAM ControlMANAGING DIRECTOR
since Jan 2022
Less than 5%Individual
ROSSMAN, JESSICA, WENDY ControlVP, GC AND CCO
since Mar 2020
Less than 5%Individual
STINCHCOMBE, KAI, HEIMER ControlMANAGING MEMBER
since Feb 2013
5–10%Individual
TRUE LINK FINANCIAL INC ControlMANAGING MEMBER
since Oct 2015
75% or moreDomestic Entity
Ownership & leadership changes · 11 filings with changes since Oct 19, 2015

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Mar 31, 2023 filing
  • No longer listedGUERRERO, GEORGE, EDWARD · PRINCIPAL · Less than 5% · control person · listed since Feb 2016
  • ChangedSTINCHCOMBE, KAI, HEIMER · title CEO → MANAGING MEMBER
Mar 30, 2022 filing
  • No longer listedMCDONNELL, CLAIRE, CHRISTIE · COO · 5–10% · control person · listed since Feb 2013
  • No longer listedSHEHATA, GEORGE · VP, INVESTMENT ADVISORY · Less than 5% · control person · listed since Apr 2019
  • AddedPARKER, SCOTT, WILLIAM · MANAGING DIRECTOR · Less than 5% · control person
Mar 31, 2021 filing
  • No longer listedMCDONNELL, CLAIRE, CHRISTIE · SHAREHOLDER · 25–50% · indirect via TRUE LINK FINANCIAL INC · listed since Feb 2013
  • No longer listedSTINCHCOMBE, KAI, HEIMER · SHAREHOLDER · 25–50% · indirect via TRUE LINK FINANCIAL INC · control person · listed since Feb 2013
  • AddedSHEHATA, GEORGE · VP, INVESTMENT ADVISORY · Less than 5% · control person
  • ChangedGUERRERO, GEORGE, EDWARD · title PRINCIPAL/CIO → PRINCIPAL
  • ChangedMCDONNELL, CLAIRE, CHRISTIE · ownership Less than 5% → 5–10%
  • ChangedSTINCHCOMBE, KAI, HEIMER · ownership Less than 5% → 5–10%
Jul 2, 2020 filing
  • ChangedROSSMAN, JESSICA, WENDY · title CCO → VP, GC AND CCO
Mar 27, 2020 filing
  • No longer listedhagerman, heather · CCO · Less than 5% · control person · listed since Jun 2019
  • AddedROSSMAN, JESSICA, WENDY · CCO · Less than 5% · control person
Jul 1, 2019 filing
  • ChangedMCDONNELL, CLAIRE, CHRISTIE · ownership 25–50% → Less than 5%
  • ChangedSTINCHCOMBE, KAI, HEIMER · ownership 25–50% → Less than 5%
Jun 20, 2019 filing
  • No longer listedAGUADA-HALLBERG, CAROL, A · CCO · Less than 5% · control person · listed since Jul 2018
  • Addedhagerman, heather · CCO · Less than 5% · control person
  • ChangedGUERRERO, GEORGE, EDWARD · title PRINCIPAL → PRINCIPAL/CIO
Mar 29, 2019 filing
  • AddedMCDONNELL, CLAIRE, CHRISTIE · SHAREHOLDER · 25–50% · indirect via TRUE LINK FINANCIAL INC
  • AddedSTINCHCOMBE, KAI, HEIMER · CEO · 25–50% · control person
  • Listed againMCDONNELL, CLAIRE, CHRISTIE · COO · 25–50% · control person
Sep 24, 2018 filing
  • AddedAGUADA-HALLBERG, CAROL, A · CCO · Less than 5% · control person
  • ChangedGUERRERO, GEORGE, EDWARD · title CCO → PRINCIPAL
Feb 26, 2016 filing
  • No longer listedMCDONNELL, CLAIRE, CHRISTIE · CCO · Less than 5% · control person · listed since Oct 2015
  • AddedGUERRERO, GEORGE, EDWARD · CCO · Less than 5% · control person
Older changes (2 more filings)
Oct 22, 2015 filing
  • ChangedMCDONNELL, CLAIRE, CHRISTIE · now a control person
Oct 19, 2015 filing (earliest on record)
  • ListedMCDONNELL, CLAIRE, CHRISTIE · CCO · Less than 5%
  • ListedSTINCHCOMBE, KAI, HEIMER · SHAREHOLDER · 25–50% · indirect via TRUE LINK FINANCIAL INC · control person
  • ListedTRUE LINK FINANCIAL INC · MANAGING MEMBER · 75% or more · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

True Link Financial Advisors, LLC Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD INTERMEDIATE-TERM BOND ETF BIV 921937819 $437.7M 25.31% 5,706,056 SH
2 ISHARES CORE S&P 500 ETF IVV 464287200 $211.2M 12.21% 282,065 SH
3 VANGUARD SHORT-TERM BOND ETF BSV 921937827 $203.2M 11.75% 2,608,375 SH
4 DIMENSIONAL CORE FIXED INCOME ETF DFCF 25434V872 $187.2M 10.83% 4,435,777 SH
5 ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ITOT 464287150 $115.6M 6.69% 703,778 SH
6 ISHARES CORE MSCI EAFE ETF IEFA 46432F842 $86.0M 4.97% 890,181 SH
7 VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF VTIP 922020805 $76.6M 4.43% 1,525,646 SH
8 DIMENSIONAL EMERGING CORE EQUITY MARKET ETF DFAE 25434V302 $74.5M 4.31% 1,851,959 SH
9 ISHARES MSCI USA QUALITY FACTOR ETF QUAL 46432F339 $71.0M 4.11% 323,641 SH
10 VANGUARD DIVIDEND APPRECIATION ETF VIG 921908844 $65.6M 3.79% 277,358 SH
11 DIMENSIONAL INTERNATIONAL VALUE ETF DFIV 25434V807 $59.7M 3.45% 1,105,949 SH
12 ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF IAGG 46435G672 $47.2M 2.73% 933,341 SH
13 DIMENSIONAL U.S. SMALL CAP ETF DFAS 25434V500 $18.2M 1.05% 220,656 SH
14 ISHARES CORE MSCI EUROPE ETF IEUR 46434V738 $9.6M 0.56% 127,792 SH
15 ISHARES RUSSELL 1000 GROWTH ETF IWF 464287614 $4.6M 0.27% 37,424 SH
16 ISHARES MSCI EAFE ETF EFA 464287465 $4.2M 0.25% 40,810 SH
17 WISDOMTREE U.S. LARGECAP DIVIDEND FUND DLN 97717W307 $3.7M 0.21% 38,123 SH
18 ISHARES IBONDS DEC 2026 TERM TREASURY ETF IBTG 46436E858 $2.9M 0.17% 127,979 SH
19 ISHARES 0-3 MONTH TREASURY BOND ETF SGOV 46436E718 $2.9M 0.17% 29,000 SH
20 LOCKHEED MARTIN CORP COM LMT 539830109 $2.4M 0.14% 4,697 SH
21 VANGUARD FTSE ALL-WORLD EX-US INDEX FUND VEU 922042775 $2.4M 0.14% 28,556 SH
22 VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF VCIT 92206C870 $2.1M 0.12% 24,892 SH
23 VANGUARD VALUE ETF VTV 922908744 $1.5M 0.09% 7,016 SH
24 ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SUB 464288158 $1.4M 0.08% 13,535 SH
25 SCHWAB SHORT-TERM US TREASURY ETF SCHO 808524862 $1.4M 0.08% 58,937 SH
26 SCHWAB INTERMEDIATE-TERM US TREASURY ETF SCHR 808524854 $1.3M 0.08% 53,016 SH
27 APPLE INC COM AAPL 037833100 $1.2M 0.07% 4,279 SH
28 NVIDIA CORPORATION COM NVDA 67066G104 $1.0M 0.06% 5,119 SH
29 AMAZON COM INC COM AMZN 023135106 $1.0M 0.06% 4,285 SH
30 STATE STREET SPDR S&P 500 ETF SPY 78462F103 $1.0M 0.06% 1,350 SH
31 ISHARES CALIFORNIA MUNI BOND ETF CMF 464288356 $988.8K 0.06% 17,154 SH
32 MICROSOFT CORP COM MSFT 594918104 $986.3K 0.06% 2,644 SH
33 VANGUARD TOTAL STOCK MARKET ETF VTI 922908769 $919.9K 0.05% 2,486 SH
34 GE AEROSPACE COM NEW GE 369604301 $904.4K 0.05% 2,420 SH
35 JPMORGAN CHASE & CO COM JPM 46625H100 $796.7K 0.05% 2,434 SH
36 VANGUARD TOTAL BOND MARKET ETF BND 921937835 $711.6K 0.04% 9,694 SH
37 GE VERNOVA INC COM GEV 36828A101 $675.5K 0.04% 575 SH
38 DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF DFCA 25434V633 $667.9K 0.04% 13,310 SH
39 VANGUARD LARGE-CAP ETF VV 922908637 $654.8K 0.04% 1,904 SH
40 ISHARES CORE S&P MID-CAP ETF IJH 464287507 $626.5K 0.04% 8,125 SH
41 ALPHABET INC CAP STK CL A GOOGL 02079K305 $600.4K 0.03% 1,680 SH
42 ALPHABET INC CAP STK CL C GOOG 02079K107 $578.4K 0.03% 1,637 SH
43 HEWLETT PACKARD ENTERPRISE CO COM HPE 42824C109 $577.4K 0.03% 12,800 SH
44 FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF FTEC 316092808 $567.4K 0.03% 1,987 SH
45 VANGUARD S&P 500 ETF VOO 922908363 $553.6K 0.03% 806 SH
46 ISHARES CORE MSCI EMERGING MARKETS ETF IEMG 46434G103 $540.6K 0.03% 6,526 SH
47 INTERNATIONAL BUSINESS MACHS COM IBM 459200101 $515.2K 0.03% 1,832 SH
48 OVERLAY SHARES SHORT TERM BOND ETF OVT 53656F573 $513.1K 0.03% 23,510 SH
49 VISA INC COM CL A V 92826C839 $512.9K 0.03% 1,495 SH
50 KEYSIGHT TECHNOLOGIES INC COM KEYS 49338L103 $510.8K 0.03% 1,459 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-31 $1.73B 104 0001846236-26-000006
2026-06-30 2026-07-31 $21.8M 104 0001846236-26-000005
2026-03-31 2026-04-29 $1.62B 418 0001846236-26-000003
2026-03-31 2026-04-29 $1.62B 418 0001846236-26-000002
Filer Information
Address
315 MONTGOMERY ST. 10TH FLOOR
SAN FRANCISCO, CA 94104
Phone
(866) 984-8576
Filing Manager
True Link Financial Advisors, LLC
SAN FRANCISCO, CA
Signatory
Scott Parker
Managing Director