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FinDec Wealth Services, Inc. — 13F Holdings & Portfolio

CIK 1916066 · latest 13F-HR filed 2026-08-06

Backtest portfolio

FinDec Wealth Services, Inc. manages $84.6M in 13F-reported U.S. long-equity assets across 32 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are CGCP (17.82%), SCHG (13.37%), DFLV (12.92%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 4 new positions, exited 2, added to 17, and trimmed 3.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
1776 W. MARCH LANE
SUITE 190
STOCKTON, CA 95207
Phone
(209) 957-7413
Filing Manager
FinDec Wealth Services, Inc.
Stockton, CA
Signatory
Kenneth R. Herold
Chief Compliance Officer
Loading holdings…
AUM

$84.6M

Long-equity book

Holdings

32

Distinct positions

Period

2026-06-30

Filed 2026-08-06

Q/Q Activity

+4 / −2 / ↑17 / ↓3

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • DIMENSIONAL ETF TRUST$785.2K +17.3%
  • DIMENSIONAL ETF TRUST$776.0K +8.0%
  • DIMENSIONAL ETF TRUST$755.8K +7.4%
  • SCHWAB STRATEGIC TR$563.0K +5.2%
  • VANGUARD INDEX FDS$378.6K +9.6%
Show all 17 →

Top Trims

  • APPLE INC-$1.5M -69.9%
  • PEPSICO INC-$71.8K -12.8%
  • ISHARES TR-$46.7K -9.4%
Show all 3 →

New Positions

  • PUBLIC STORAGE$232.0K
  • INVESCO QQQ TR$212.0K
  • ALPHABET INC$204.2K
  • SOUNDHOUND AI INC$97.0K
Show all 4 →

Exited Positions

  • BERKSHIRE HATHAWAY INC DEL$1.4M
  • CARDIFF ONCOLOGY INC$25.9K
Show all 2 →
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 CAPITAL GRP FIXED INCM ETF T CGCP 14020Y102 $15.1M 17.82% 676,714 SH
2 SCHWAB STRATEGIC TR SCHG 808524300 $11.3M 13.37% 334,533 SH
3 DIMENSIONAL ETF TRUST DFLV 25434V666 $10.9M 12.92% 276,532 SH
4 DIMENSIONAL ETF TRUST DFAU 25434V104 $10.5M 12.36% 202,390 SH
5 DIMENSIONAL ETF TRUST DFAI 25434V203 $7.2M 8.46% 173,603 SH
6 DIMENSIONAL ETF TRUST DFCF 25434V872 $5.3M 6.30% 126,375 SH
7 VANGUARD INDEX FDS VO 922908629 $4.5M 5.29% 55,531 SH
8 VANGUARD INDEX FDS VB 922908751 $4.3M 5.09% 14,205 SH
9 VANGUARD INDEX FDS VTI 922908769 $2.6M 3.02% 6,905 SH
10 DIMENSIONAL ETF TRUST DFAE 25434V302 $2.1M 2.52% 53,004 SH
11 SCHWAB STRATEGIC TR SCHF 808524805 $2.0M 2.33% 71,239 SH
12 VANGUARD BD INDEX FDS BIV 921937819 $1.3M 1.55% 17,133 SH
13 SCHWAB STRATEGIC TR SCHE 808524706 $1.0M 1.18% 27,593 SH
14 VANGUARD INDEX FDS VOO 922908363 $668.2K 0.79% 973 SH
15 APPLE INC AAPL 037833100 $636.4K 0.75% 2,199 SH
16 CAPITAL GROUP DIVIDEND VALUE CGDV 14020W106 $533.3K 0.63% 10,823 SH
17 NVIDIA CORPORATION NVDA 67066G104 $514.3K 0.61% 2,570 SH
18 PEPSICO INC PEP 713448108 $488.5K 0.58% 3,608 SH
19 ISHARES TR IHI 464288810 $450.1K 0.53% 9,109 SH
20 TESLA INC TSLA 88160R101 $388.6K 0.46% 924 SH
21 DIMENSIONAL ETF TRUST DFAT 25434V609 $358.7K 0.42% 5,132 SH
22 SCHWAB STRATEGIC TR SCHX 808524201 $325.8K 0.38% 11,071 SH
23 DIMENSIONAL ETF TRUST DFIV 25434V807 $293.4K 0.35% 5,432 SH
24 CAPITAL GROUP GROWTH ETF CGGR 14020G101 $266.4K 0.31% 5,645 SH
25 CAPITAL GROUP GBL GROWTH EQT CGGO 14020X104 $254.0K 0.30% 6,001 SH
26 CAPITAL GROUP CORE EQUITY ET CGUS 14020V108 $240.6K 0.28% 5,410 SH
27 PUBLIC STORAGE PSA 74460D109 $232.0K 0.27% 729 SH
28 DIMENSIONAL ETF TRUST DFSD 25434V864 $230.2K 0.27% 4,820 SH
29 INVESCO QQQ TR QQQ 46090E103 $212.0K 0.25% 288 SH
30 DIMENSIONAL ETF TRUST DFAS 25434V500 $205.4K 0.24% 2,495 SH
31 ALPHABET INC GOOG 02079K107 $204.2K 0.24% 578 SH
32 SOUNDHOUND AI INC SOUN 836100107 $97.0K 0.11% 15,000 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-08-06 $84.6M 32 0001172661-26-003109
2026-03-31 2026-05-05 $81.8M 30 0001172661-26-001601
2025-12-31 2026-02-09 $93.2M 32 0001172661-26-000532