Top Institutional Investors

Carr Financial Group Corp — 13F Holdings & Portfolio

CIK 1931232 · latest 13F-HR filed 2026-08-06

Backtest portfolio

Carr Financial Group Corp manages $434.4M in 13F-reported U.S. long-equity assets across 182 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are BND (7.28%), VIG (6.96%), EMXC (6.79%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 17 new positions and exited 9; 100 existing positions rose in reported value and 37 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Loading holdings…
AUM
$434.4M

Long-equity book

Holdings
182

Distinct positions

Period
2026-06-30

Filed 2026-08-06

Q/Q Activity
+17 / −9 / ↑100 / ↓37

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
BND7.3% · -9%VIG7.0% · +12%EMXC6.8% · -13%IQLT6.5% · +7%HELO4.1% · +6%VTI4.0% · -1%SHYG3.7% · +979%GARP3.5% · -3%QQQ3.4% · +3%IJH2.5% · +2%JEPQ2.0% · -7%AVUV1.9% · +26%DGRO1.8% · +10%GLD1.8% · -56%VB1.7% · +4%BILS1.5% · +29%AMAT1.2% · -8%AAPL1.1% · -12%NVDA1.1% · -20%SCHX1.0% · -3%LLY1.0% · -3%VSGX1.0% · +20%VEA0.9% · -1%ITOT0.9% · +1%AMZN0.8% · -11%SHY0.8% · +34%BIL0.8% · +220%MSFT0.8% · -3%USMV0.8% · +1%IBHG0.8% · +26%QUAL0.8% · +1%GOOG0.7% · -7%STIP0.7% · +22%LRCX0.7% · -1%IXUS0.6% · +6%SUB0.6% · +26%GOOGL0.6% · +6%VYM0.6% · +2%MGK0.5% · +381%AVGO0.5% · +2%JPM0.5% · +0%AMD0.5% · -3%IBRX0.4% · -18%IJR0.4% · +10%FLRN0.4% · -31%EEMV0.4% · -0%JEPI0.4% · -20%TLH0.4% · -8%VCSH0.4% · -15%BRK.A0.3% · 0%IUSV0.3% · +0%PPA0.3% · -17%EFAV0.3% · +0%SPCX0.3% · newWMT0.3% · -15%IDVO0.3% · +9%COST0.3% · +18%ABBV0.3% · -2%ESGD0.3% · +1%AXP0.3% · -24%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 48.8%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Sep 30, 2026.

Assets Under Management
$835.9M
Discretionary
$835.9M
Employees
9
Accounts
1,675
Address
20 PARK AVENUE
STE #201
WORCESTER, MA 01605
Phone
(508) 795-0264
Website
Name Title / Status Ownership Type
CARR, RICHARD, MICHAEL ControlPRESIDENT
since Nov 2019
75% or moreIndividual
CAULEY, BENJAMIN, WILLIAM ControlTREASURER
since Jan 2022
10–25%Individual
LUCEY, ANDREA, LYNNE ControlSECRETARY
since Oct 2023
10–25%Individual
LYONS, SPENCER, MILLS ControlSHAREHOLDER
since Jul 2025
5–10%Individual
Wagner, Julie, AnnCHIEF COMPLIANCE OFFICER
since May 2026
Less than 5%Individual
Ownership & leadership changes · 3 filings with changes since Jan 6, 2022

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

May 29, 2026 filing
  • AddedWagner, Julie, Ann · CHIEF COMPLIANCE OFFICER · Less than 5%
  • ChangedCAULEY, BENJAMIN, WILLIAM · title CHIEF COMPLIANCE OFFICER AND TREASURER → TREASURER
Jul 18, 2025 filing
  • AddedLYONS, SPENCER, MILLS · SHAREHOLDER · 5–10% · control person
Oct 24, 2023 filing
  • AddedLUCEY, ANDREA, LYNNE · SECRETARY · 10–25% · control person
  • ChangedCAULEY, BENJAMIN, WILLIAM · title CHIEF COMPLIANCE OFFICER → CHIEF COMPLIANCE OFFICER AND TREASURER; ownership Less than 5% → 10–25%
Jan 6, 2022 filing (earliest on record)
  • ListedCARR, RICHARD, MICHAEL · PRESIDENT · 75% or more · control person
  • ListedCAULEY, BENJAMIN, WILLIAM · CHIEF COMPLIANCE OFFICER · Less than 5% · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Carr Financial Group Corp Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD TOTAL BOND MARKET ETF BND 921937835 $31.6M 7.28% 430,838 SH
2 VANGUARD DIVIDEND APPRECIATION ETF VIG 921908844 $30.2M 6.96% 127,747 SH
3 ISHARES MSCI EMERGING MARKETS EX CHINA ETF EMXC 46434G764 $29.5M 6.79% 288,311 SH
4 ISHARES MSCI INTL QUALITY FACTOR ETF IQLT 46434V456 $28.4M 6.54% 573,316 SH
5 JPMORGAN HEDGED EQUITY LADDERED OVERLAY ETF HELO 46654Q724 $17.8M 4.10% 263,768 SH
6 VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF VTI 922908769 $17.5M 4.02% 47,161 SH
7 ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF SHYG 46434V407 $16.0M 3.68% 376,508 SH
8 ISHARES MSCI USA QUALITY GARP ETF GARP 46436E403 $15.3M 3.52% 184,986 SH
9 INVESCO QQQ TRUST SERIES I QQQ 46090E103 $14.9M 3.42% 20,186 SH
10 ISHARES CORE S&P MID-CAP ETF IJH 464287507 $10.7M 2.46% 138,505 SH
11 JPMORGAN NASDAQ EQUITY PREMIUM INCOME ETF JEPQ 46654Q203 $8.7M 2.01% 142,112 SH
12 AVANTIS U.S. SMALL CAP VALUE ETF AVUV 025072877 $8.1M 1.87% 65,180 SH
13 ISHARES CORE DIVIDEND GROWTH ETF DGRO 46434V621 $7.7M 1.77% 101,447 SH
14 SPDR GOLD SHARES GLD 78463V107 $7.6M 1.76% 20,737 SH
15 VANGUARD MORNINGSTAR SMALL-CAP ETF VB 922908751 $7.4M 1.70% 24,369 SH
16 STATE STREET SPDR BLOOMBERG 3-12 MONTH T-BILL ETF BILS 78468R523 $6.6M 1.51% 66,140 SH
17 APPLIED MATLS INC COM AMAT 038222105 $5.4M 1.25% 7,504 SH
18 APPLE INC COM AAPL 037833100 $4.9M 1.12% 16,853 SH
19 NVIDIA CORPORATION COM NVDA 67066G104 $4.7M 1.08% 23,352 SH
20 SCHWAB U.S. LARGE-CAP ETF SCHX 808524201 $4.4M 1.01% 148,407 SH
21 ELI LILLY & CO COM LLY 532457108 $4.3M 1.00% 3,621 SH
22 VANGUARD ESG INTERNATIONAL STOCK ETF VSGX 921910725 $4.1M 0.95% 50,200 SH
23 VANGUARD FTSE DEVELOPED MARKETS ETF VEA 921943858 $3.9M 0.89% 54,192 SH
24 ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ITOT 464287150 $3.8M 0.87% 22,944 SH
25 AMAZON COM INC COM AMZN 023135106 $3.7M 0.85% 15,418 SH
26 ISHARES 1-3 YEAR TREASURY BOND ETF SHY 464287457 $3.5M 0.81% 42,683 SH
27 STATE STREET SPDR BLOOMBERG 1-3 MONTH T-BILL ETF BIL 78468R663 $3.4M 0.79% 37,582 SH
28 MICROSOFT CORP COM MSFT 594918104 $3.4M 0.79% 9,207 SH
29 ISHARES MSCI USA MIN VOL FACTOR ETF USMV 46429B697 $3.4M 0.79% 35,546 SH
30 ISHARES IBONDS 2027 TERM HIGH YIELD AND INCOME ETF IBHG 46436E478 $3.3M 0.77% 150,853 SH
31 ISHARES MSCI USA QUALITY FACTOR ETF QUAL 46432F339 $3.3M 0.75% 14,929 SH
32 ALPHABET INC CAP STK CL C GOOG 02079K107 $3.1M 0.72% 8,867 SH
33 ISHARES 0-5 YEAR TIPS BOND ETF STIP 46429B747 $3.1M 0.70% 29,897 SH
34 LAM RESEARCH CORP COM NEW LRCX 512807306 $2.8M 0.65% 6,512 SH
35 ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF IXUS 46432F834 $2.8M 0.64% 29,206 SH
36 ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SUB 464288158 $2.7M 0.61% 24,948 SH
37 ALPHABET INC CAP STK CL A GOOGL 02079K305 $2.5M 0.58% 7,088 SH
38 VANGUARD HIGH DIVIDEND YIELD INDEX ETF VYM 921946406 $2.4M 0.56% 15,323 SH
39 VANGUARD MORNINGSTAR MEGA CAP GROWTH ETF MGK 921910816 $2.4M 0.55% 26,932 SH
40 BROADCOM INC COM AVGO 11135F101 $2.2M 0.51% 5,812 SH
41 JPMORGAN CHASE & CO COM JPM 46625H100 $2.2M 0.50% 6,695 SH
42 ADVANCED MICRO DEVICES INC COM AMD 007903107 $2.2M 0.50% 3,752 SH
43 IMMUNITYBIO INC COM IBRX 45256X103 $1.8M 0.42% 207,288 SH
44 ISHARES CORE S&P SMALL CAP ETF IJR 464287804 $1.7M 0.40% 11,765 SH
45 STATE STREET SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF FLRN 78468R200 $1.7M 0.40% 56,201 SH
46 ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF EEMV 464286533 $1.7M 0.40% 22,913 SH
47 JPMORGAN EQUITY PREMIUM INCOME ETF JEPI 46641Q332 $1.7M 0.39% 30,066 SH
48 ISHARES 10-20 YEAR TREASURY BOND ETF TLH 464288653 $1.7M 0.38% 16,634 SH
49 VANGUARD SHORT-TERM CORPORATE BOND ETF VCSH 92206C409 $1.6M 0.37% 20,411 SH
50 BERKSHIRE HATHAWAY INC DEL CL A BRK.A 084670108 $1.5M 0.34% 2 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-08-06 $434.4M 182 0001765380-26-000305
2026-03-31 2026-05-12 $379.1M 174 0001765380-26-000205
2025-12-31 2026-01-09 $376.2M 187 0001931232-26-000001
2025-09-30 2025-10-08 $364.2M 188 0001085146-25-005825
Filer Information
Address
20 PARK AVE
WORCESTER, MA 01605
Phone
(508) 795-0264
Filing Manager
Carr Financial Group Corp
WORCESTER, MA
Signatory
Julie Wagner
Chief Compliance Officer