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Sensible Money, LLC — 13F Holdings & Portfolio

CIK 1965229 · latest 13F-HR filed 2026-07-30

Backtest portfolio

Sensible Money, LLC manages $377.1M in 13F-reported U.S. long-equity assets across 101 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are DFAC (26.13%), DFAT (20.23%), DFEV (8.46%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 18 new positions and exited 3; 62 existing positions rose in reported value and 5 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$377.1M

Long-equity book

Holdings
101

Distinct positions

Period
2026-06-30

Filed 2026-07-30

Q/Q Activity
+18 / −3 / ↑62 / ↓5

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
DFAC26.1% · +0%DFAT20.2% · +2%DFEV8.5% · -1%DFEM8.1% · -0%DFIC7.5% · +5%DFAX6.6% · -8%DISV3.4% · +2%SCHA1.2% · -0%AAPL1.1% · -8%FNDE0.9% · -1%VTI0.8% · +25%DFUS0.6% · +7%FCX0.6% · +0%SLYV0.6% · -0%SPY0.6% · +0%VEA0.6% · +19%IEMG0.5% · -0%IVV0.5% · -4%GOOGL0.4% · -2%IWV0.4% · 0%QTEC0.4% · 0%VOO0.4% · +1%IJR0.3% · +3%AVES0.3% · 0%GOOG0.3% · -9%AVEM0.3% · 0%BRK.B0.2% · -9%BSCS0.2% · +6%MSFT0.2% · -5%EZM0.2% · 0%SPYM0.2% · newUSMV0.2% · -0%AMZN0.2% · -4%IYW0.2% · 0%RWJ0.2% · newNVDA0.2% · 0%RSPH0.2% · 0%DFAW0.2% · +29%JPM0.2% · -9%QQQM0.2% · newDFLV0.2% · +0%QQQ0.2% · +3%PKW0.1% · -1%PDN0.1% · +0%FNDC0.1% · -25%BSCR0.1% · +2%IEFA0.1% · -0%BSCU0.1% · +0%VBK0.1% · +1%LQD0.1% · newSPDW0.1% · +1%SPLV0.1% · -37%QUAL0.1% · 0%IJJ0.1% · 0%BSCT0.1% · +3%FDN0.1% · 0%BSCQ0.1% · -4%SCHD0.1% · +4%IJT0.1% · +1%SLYG0.1% · 0%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

3 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 83.6%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Mar 27, 2026.

Assets Under Management
$742.5M
Discretionary
$742.5M
Employees
16
Accounts
1,416
Address
4200 N MARSHALL WAY
SUITE 2
SCOTTSDALE, AZ 85251
Phone
(480) 719-7290
Website
Name Title / Status Ownership Type
ANSPACH, DANA, MARIE ControlMANAGING MEMBER/CHIEF COMPLIANCE OFFICER
since Jul 2011
75% or moreIndividual
Schoenecker, David ControlCHIEF OPERATING OFFICER
since Sep 2023
5–10%Individual
MILLER, CALEY, JaredMEMBER
since Jan 2022
5–10%Individual
SHEPARD, AMY, LEIGHMEMBER
since Jan 2022
5–10%Individual
Ownership & leadership changes · 3 filings with changes since Feb 16, 2017

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Mar 27, 2026 filing
  • ChangedSchoenecker, David · ownership Less than 5% → 5–10%
Feb 29, 2024 filing
  • AddedSchoenecker, David · CHIEF OPERATING OFFICER · Less than 5% · control person
Apr 8, 2022 filing
  • AddedMILLER, CALEY, Jared · MEMBER · 5–10%
  • AddedSHEPARD, AMY, LEIGH · MEMBER · 5–10%
Feb 16, 2017 filing (earliest on record)
  • ListedANSPACH, DANA, MARIE · MANAGING MEMBER/CHIEF COMPLIANCE OFFICER · 75% or more · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Sensible Money, LLC Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 DIMENSIONAL ETF TRUST DFAC 25434V708 $98.6M 26.13% 2,221,756 SH
2 DIMENSIONAL ETF TRUST DFAT 25434V609 $76.3M 20.23% 1,091,399 SH
3 DIMENSIONAL ETF TRUST DFEV 25434V740 $31.9M 8.46% 748,053 SH
4 DIMENSIONAL ETF TRUST DFEM 25434V732 $30.5M 8.10% 751,422 SH
5 DIMENSIONAL ETF TRUST DFIC 25434V799 $28.3M 7.52% 760,816 SH
6 DIMENSIONAL ETF TRUST DFAX 25434V880 $24.9M 6.60% 675,314 SH
7 DIMENSIONAL ETF TRUST DISV 25434V781 $12.8M 3.40% 319,752 SH
8 SCHWAB STRATEGIC TR SCHA 808524607 $4.6M 1.22% 126,857 SH
9 APPLE INC AAPL 037833100 $4.0M 1.07% 13,993 SH
10 SCHWAB STRATEGIC TR FNDE 808524730 $3.3M 0.89% 84,214 SH
11 VANGUARD INDEX FDS VTI 922908769 $3.0M 0.79% 8,088 SH
12 DIMENSIONAL ETF TRUST DFUS 25434V401 $2.4M 0.65% 29,709 SH
13 FREEPORT MCMORAN INC FCX 35671D857 $2.4M 0.64% 38,368 SH
14 SPDR SERIES TRUST SLYV 78464A300 $2.2M 0.57% 19,795 SH
15 STATE STR SPDR S&P 500 ETF T SPY 78462F103 $2.1M 0.56% 2,849 SH
16 VANGUARD TAX-MANAGED FDS VEA 921943858 $2.1M 0.55% 29,280 SH
17 ISHARES INC IEMG 46434G103 $1.9M 0.49% 22,419 SH
18 ISHARES TR IVV 464287200 $1.8M 0.48% 2,417 SH
19 ALPHABET INC GOOGL 02079K305 $1.7M 0.45% 4,736 SH
20 ISHARES TR IWV 464287689 $1.6M 0.42% 3,729 SH
21 FIRST TR EXCHANGE-TRADED FD QTEC 337345102 $1.4M 0.38% 4,266 SH
22 VANGUARD INDEX FDS VOO 922908363 $1.4M 0.36% 1,971 SH
23 ISHARES TR IJR 464287804 $1.1M 0.29% 7,483 SH
24 AMERICAN CENTY ETF TR AVES 025072372 $1.1M 0.28% 16,341 SH
25 ALPHABET INC GOOG 02079K107 $1.0M 0.27% 2,935 SH
26 AMERICAN CENTY ETF TR AVEM 025072604 $969.6K 0.26% 10,048 SH
27 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $924.7K 0.25% 1,848 SH
28 INVESCO EXCH TRD SLF IDX FD BSCS 46138J643 $906.8K 0.24% 44,526 SH
29 MICROSOFT CORP MSFT 594918104 $902.4K 0.24% 2,419 SH
30 WISDOMTREE TR EZM 97717W570 $899.2K 0.24% 11,866 SH
31 SPDR SERIES TRUST SPYM 78464A854 $836.0K 0.22% 9,513 SH
32 ISHARES TR USMV 46429B697 $834.7K 0.22% 8,653 SH
33 AMAZON COM INC AMZN 023135106 $815.1K 0.22% 3,420 SH
34 ISHARES TR IYW 464287721 $807.1K 0.21% 3,200 SH
35 INVESCO EXCH TRADED FD TR II RWJ 46138G664 $802.5K 0.21% 13,487 SH
36 NVIDIA CORPORATION NVDA 67066G104 $786.0K 0.21% 3,928 SH
37 INVESCO EXCHANGE TRADED FD T RSPH 46137V332 $724.4K 0.19% 21,825 SH
38 DIMENSIONAL ETF TRUST DFAW 25434V617 $714.1K 0.19% 8,625 SH
39 JPMORGAN CHASE & CO JPM 46625H100 $668.0K 0.18% 2,041 SH
40 INVESCO EXCH TRADED FD TR II QQQM 46138G649 $627.2K 0.17% 2,070 SH
41 DIMENSIONAL ETF TRUST DFLV 25434V666 $585.9K 0.16% 14,818 SH
42 INVESCO QQQ TR QQQ 46090E103 $584.1K 0.15% 793 SH
43 INVESCO EXCHANGE TRADED FD T PKW 46137V308 $564.1K 0.15% 3,982 SH
44 INVESCO EXCH TRADED FD TR II PDN 46138E735 $557.2K 0.15% 12,387 SH
45 SCHWAB STRATEGIC TR FNDC 808524748 $538.8K 0.14% 11,096 SH
46 INVESCO EXCH TRD SLF IDX FD BSCR 46138J783 $535.0K 0.14% 27,273 SH
47 ISHARES TR IEFA 46432F842 $534.3K 0.14% 5,532 SH
48 INVESCO EXCH TRD SLF IDX FD BSCU 46138J460 $528.6K 0.14% 31,757 SH
49 VANGUARD INDEX FDS VBK 922908595 $514.5K 0.14% 1,407 SH
50 ISHARES TR LQD 464287242 $505.8K 0.13% 4,637 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-30 $377.1M 101 0001965229-26-000004
2026-03-31 2026-04-21 $328.7M 86 0001965229-26-000002
2025-12-31 2026-02-09 $313.1M 86 0001965229-26-000001
Filer Information
Address
4200 N MARSHALL WAY SUITE 2
SCOTTSDALE, AZ 85251
Phone
(480) 719-7290
Filing Manager
Sensible Money, LLC
SCOTTSDALE, AZ
Signatory
Dana Anspach
CEO