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Prepared Retirement Institute LLC — 13F Holdings & Portfolio

CIK 2056037 · latest 13F-HR filed 2026-08-10

Backtest portfolio

Prepared Retirement Institute LLC manages $234.9M in 13F-reported U.S. long-equity assets across 94 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are VIG (12.05%), SCHD (7.68%), FELG (7.16%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 17 new positions and exited 2; 45 existing positions rose in reported value and 10 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Loading holdings…
AUM
$234.9M

Long-equity book

Holdings
94

Distinct positions

Period
2026-06-30

Filed 2026-08-10

Q/Q Activity
+17 / −2 / ↑45 / ↓10

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
VIG12.1% · +4%SCHD7.7% · -2%FELG7.2% · -3%VTI7.1% · +38%IHDG5.9% · -2%CMBS5.4% · +2%SPYG4.5% · -1%VCIT4.4% · +16%BND3.7% · -0%DIVI3.6% · +12%VB3.5% · -3%FALN3.1% · +1%VOO2.7% · -0%SHY1.9% · -0%DIVB1.8% · +13%IAGG1.2% · +16%MSFT1.1% · +0%AVLV1.1% · newIDEV0.9% · newSVAL0.9% · +12%UDIV0.8% · +3%VUG0.8% · +500%SMMD0.8% · newAAPL0.8% · -0%ITA0.8% · -2%CUSD0.8% · +0%PFFD0.7% · -1%DVY0.7% · +19%ABBV0.6% · +0%XOM0.5% · +25%SPY0.5% · +2%CIBR0.5% · +8%NVDA0.5% · +0%RDVY0.4% · +1%IVV0.4% · -1%AVEM0.4% · newMRK0.4% · +0%TEL0.4% · 0%USIG0.4% · newVCSH0.4% · -2%RSP0.4% · +0%XLF0.3% · -1%ALL0.3% · 0%JNJ0.3% · +3%SCHB0.3% · +0%VXUS0.3% · +0%GOOG0.3% · 0%DGRO0.2% · -10%JPM0.2% · +0%TSLA0.2% · 0%GLD0.2% · 0%VGK0.2% · -10%COWZ0.2% · +0%FVAL0.2% · +0%AMZN0.2% · +12%META0.2% · +4%VO0.2% · +311%AMLP0.2% · +2%GOOGL0.2% · -0%ABT0.2% · 0%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

3 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 61.3%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated May 1, 2026.

Assets Under Management
$307.6M
Discretionary
$307.6M
Employees
11
Accounts
818
Address
105 MONTGOMERY AVE.
SUITE 1053
MONTGOMERYVILLE, PA 18936
Phone
(215) 997-5700
Website
Mailing Address
105 MONTGOMERY AVE., SUITE 1053, LANSDALE, PA, 19446
Name Title / Status Ownership Type
DZIEDZIC, ANDREW, JOHN ControlCHIEF COMPLIANCE OFFICER
since May 2020
Less than 5%Individual
LEBARRON, MEGAN, M ControlCHIEF OF STAFF, PARTNER
since Jan 2026
Less than 5%Individual
ML CAPITAL GROUP LLC ControlOWNER
since Jan 2026
5–10%Domestic Entity
PREPARED HOLDINGS, LLC ControlOWNER
since Jan 2026
75% or moreDomestic Entity
DZIEDZIC, ANDREW, JOHN Control
Indirect owner via PREPARED HOLDINGS, LLC
SOLE OWNER
since May 2020
75% or moreIndividual
LEBARRON, MEGAN, M Control
Indirect owner via ML CAPITAL GROUP LLC
SOLE OWNER
since Jan 2026
75% or moreIndividual
Ownership & leadership changes · 2 filings with changes since Sep 1, 2021

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

May 1, 2026 filing
  • AddedDZIEDZIC, ANDREW, JOHN · SOLE OWNER · 75% or more · indirect via PREPARED HOLDINGS, LLC · control person
  • AddedLEBARRON, MEGAN, M · SOLE OWNER · 75% or more · indirect via ML CAPITAL GROUP LLC · control person
  • AddedML CAPITAL GROUP LLC · OWNER · 5–10% · control person
  • AddedPREPARED HOLDINGS, LLC · OWNER · 75% or more · control person
  • ChangedDZIEDZIC, ANDREW, JOHN · title MANAGING MEMBER/CHIEF COMPLIANCE OFFICER → CHIEF COMPLIANCE OFFICER; ownership 75% or more → Less than 5%
  • ChangedLEBARRON, MEGAN, M · ownership 5–10% → Less than 5%
Jan 30, 2026 filing
  • AddedLEBARRON, MEGAN, M · CHIEF OF STAFF, PARTNER · 5–10% · control person
Sep 1, 2021 filing (earliest on record)
  • ListedDZIEDZIC, ANDREW, JOHN · MANAGING MEMBER/CHIEF COMPLIANCE OFFICER · 75% or more · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Top Adds (vs prior quarter)

Show all 45 →

Top Trims

Show all 10 →

New Positions

Show all 17 →

Exited Positions

Show all 2 →

Prepared Retirement Institute LLC Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD SPECIALIZED FUNDS VIG 921908844 $28.3M 12.05% 119,642 SH
2 SCHWAB STRATEGIC TR SCHD 808524797 $18.0M 7.68% 569,163 SH
3 FIDELITY COVINGTON TRUST FELG 31609A305 $16.8M 7.16% 384,328 SH
4 VANGUARD INDEX FDS VTI 922908769 $16.6M 7.08% 44,970 SH
5 WISDOMTREE TR IHDG 97717X594 $13.8M 5.87% 263,132 SH
6 ISHARES TR CMBS 46429B366 $12.7M 5.42% 261,927 SH
7 SPDR SERIES TRUST SPYG 78464A409 $10.5M 4.46% 88,035 SH
8 VANGUARD SCOTTSDALE FDS VCIT 92206C870 $10.2M 4.35% 123,736 SH
9 VANGUARD BD INDEX FDS BND 921937835 $8.6M 3.66% 117,220 SH
10 FRANKLIN TEMPLETON ETF TR DIVI 35473P108 $8.4M 3.57% 196,385 SH
11 VANGUARD INDEX FDS VB 922908751 $8.2M 3.50% 27,121 SH
12 ISHARES TR FALN 46435G474 $7.3M 3.12% 268,819 SH
13 VANGUARD INDEX FDS VOO 922908363 $6.2M 2.66% 9,097 SH
14 ISHARES TR SHY 464287457 $4.4M 1.86% 53,235 SH
15 ISHARES TR DIVB 46435U861 $4.2M 1.80% 68,554 SH
16 ISHARES TR IAGG 46435G672 $2.9M 1.23% 56,895 SH
17 MICROSOFT CORP MSFT 594918104 $2.7M 1.14% 7,149 SH
18 AMERICAN CENTY ETF TR AVLV 025072349 $2.5M 1.07% 27,674 SH
19 ISHARES TR IDEV 46435G326 $2.1M 0.90% 23,779 SH
20 ISHARES TR SVAL 46436E536 $2.0M 0.86% 48,177 SH
21 FRANKLIN TEMPLETON ETF TR UDIV 35473P306 $1.9M 0.83% 32,291 SH
22 VANGUARD INDEX FDS VUG 922908736 $1.9M 0.82% 22,427 SH
23 ISHARES TR SMMD 46435G268 $1.9M 0.79% 20,344 SH
24 APPLE INC AAPL 037833100 $1.8M 0.78% 6,343 SH
25 ISHARES TR ITA 464288760 $1.8M 0.78% 7,528 SH
26 TRUST FOR PROFESSIONAL MANAG CUSD 89834G778 $1.8M 0.76% 91,765 SH
27 GLOBAL X FDS PFFD 37954Y657 $1.7M 0.71% 89,174 SH
28 ISHARES TR DVY 464287168 $1.6M 0.67% 9,995 SH
29 ABBVIE INC ABBV 00287Y109 $1.5M 0.64% 5,962 SH
30 EXXON MOBIL CORP XOM 30231G102 $1.3M 0.54% 9,279 SH
31 STATE STR SPDR S&P 500 ETF T SPY 78462F103 $1.1M 0.46% 1,462 SH
32 FIRST TR EXCHANGE-TRADED FD CIBR 33734X846 $1.1M 0.46% 12,130 SH
33 NVIDIA CORPORATION NVDA 67066G104 $1.1M 0.46% 5,373 SH
34 FIRST TR EXCHANGE TRADED FD RDVY 33738R506 $1.0M 0.44% 12,852 SH
35 ISHARES TR IVV 464287200 $1.0M 0.44% 1,384 SH
36 AMERICAN CENTY ETF TR AVEM 025072604 $998.6K 0.43% 10,350 SH
37 MERCK & CO INC MRK 58933Y105 $996.3K 0.42% 7,753 SH
38 TE CONNECTIVITY PLC TEL G87052109 $985.1K 0.42% 4,886 SH
39 ISHARES TR USIG 464288620 $846.3K 0.36% 16,500 SH
40 VANGUARD SCOTTSDALE FDS VCSH 92206C409 $836.0K 0.36% 10,578 SH
41 INVESCO EXCHANGE TRADED FD T RSP 46137V357 $830.4K 0.35% 3,903 SH
42 SELECT SECTOR SPDR TR XLF 81369Y605 $756.2K 0.32% 14,106 SH
43 ALLSTATE CORP ALL 020002101 $677.4K 0.29% 2,847 SH
44 JOHNSON & JOHNSON JNJ 478160104 $670.7K 0.29% 2,641 SH
45 SCHWAB STRATEGIC TR SCHB 808524102 $631.2K 0.27% 21,795 SH
46 VANGUARD STAR FDS VXUS 921909768 $625.9K 0.27% 7,322 SH
47 ALPHABET INC GOOG 02079K107 $596.9K 0.25% 1,689 SH
48 ISHARES TR DGRO 46434V621 $587.5K 0.25% 7,752 SH
49 JPMORGAN CHASE & CO JPM 46625H100 $541.7K 0.23% 1,655 SH
50 TESLA INC TSLA 88160R101 $531.2K 0.23% 1,263 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-08-10 $234.9M 94 0002056037-26-000005
2026-03-31 2026-04-30 $201.5K 79 0002056037-26-000003
2026-03-31 2026-05-15 $201.5M 79 0002056037-26-000004
2025-12-31 2026-01-29 $198.7M 80 0002056037-26-000001
Filer Information
Address
105 MONTGOMERY AVE.
SUITE 1053
LANSDALE, PA 19446
Phone
(215) 997-5700
Filing Manager
Prepared Retirement Institute LLC
LANSDALE, PA
Signatory
Susan Francis
Compliance Coordinator