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Frankly Finances, LLC — 13F Holdings & Portfolio

CIK 2096338 · latest 13F-HR filed 2026-07-15

Backtest portfolio

Frankly Finances, LLC manages $126.5M in 13F-reported U.S. long-equity assets across 90 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are DFUV (11.66%), BSV (11.08%), BIV (10.24%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 29 new positions and exited 3; 48 existing positions rose in reported value and 3 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Loading holdings…
AUM
$126.5M

Long-equity book

Holdings
90

Distinct positions

Period
2026-06-30

Filed 2026-07-15

Q/Q Activity
+29 / −3 / ↑48 / ↓3

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
DFUV11.7% · 0%BSV11.1% · +5%BIV10.2% · +8%DFAS4.8% · 0%AVEM4.7% · +7%AVGE4.6% · +11%DFIV4.5% · 0%DFUS4.4% · 0%DFAT4.0% · 0%AVIV3.3% · +3%VEA3.2% · +2%VTI3.1% · +0%AVLV3.0% · -1%VNQ2.2% · +14%AVDV2.1% · -0%VTES1.9% · +9%AVUS1.7% · +24%VEU1.6% · +1%VTEI1.5% · +30%AVUV1.5% · +1%AAUS1.5% · 0%DFIS1.5% · +8%AVSC1.1% · -4%DFAX1.0% · +65%AVDE1.0% · +53%IAU0.9% · 0%IJS0.6% · 0%DFAR0.6% · +25%IYW0.4% · 0%FNDF0.4% · 0%DBMF0.4% · +102%DISV0.4% · 0%QUAL0.4% · 0%DFSV0.3% · 0%DFAE0.3% · -15%SPY0.3% · 0%AAPL0.3% · 0%VT0.3% · +0%ESGU0.2% · newDFEM0.2% · -5%AVNM0.2% · 0%SCHB0.2% · 0%ESGD0.2% · newDFAC0.2% · 0%DFAW0.2% · +1%PAA0.1% · 0%SHY0.1% · newVOO0.1% · 0%ET0.1% · 0%ESGV0.1% · newIVW0.1% · 0%DLN0.1% · 0%VXUS0.1% · 0%IJR0.1% · 0%NULG0.1% · newESGE0.1% · newSCHA0.1% · 0%VUSB0.1% · -3%SPYM0.1% · newIWM0.1% · 0%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

3 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 63.2%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Feb 17, 2026.

Assets Under Management
$204.2M
Discretionary
$204.2M
Employees
1
Accounts
134
Phone
(786) 897-5035
Website
Mailing Address
PO BOX 458, WINTER PARK, FL, 32790
Name Title / Status Ownership Type
GARCIA, FRANK, MATTHEW ControlMANAGER, MEMBER, CHIEF COMPLIANCE OFFICER
since Apr 2022
75% or moreIndividual

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Frankly Finances, LLC Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 DIMENSIONAL US DFUV 25434V724 $14.8M 11.66% 268,240 SH
2 VANGUARD SHORT-TERM BOND BSV 921937827 $14.0M 11.08% 179,877 SH
3 VANGUARD BIV 921937819 $13.0M 10.24% 168,951 SH
4 DIMENSIONAL U.S. SMALL DFAS 25434V500 $6.1M 4.81% 73,891 SH
5 AVANTIS EMERGING MARKETS AVEM 025072604 $5.9M 4.66% 61,125 SH
6 AVANTIS ALL EQUITY AVGE 025072232 $5.8M 4.62% 58,958 SH
7 DIMENSIONAL DFIV 25434V807 $5.7M 4.52% 105,851 SH
8 DIMENSIONAL U.S. EQUITY DFUS 25434V401 $5.5M 4.37% 67,435 SH
9 DIMENSIONAL U.S. DFAT 25434V609 $5.0M 3.95% 71,580 SH
10 AVANTIS INTERNATIONAL AVIV 025072364 $4.2M 3.29% 53,780 SH
11 VANGUARD FTSE DEVELOPED VEA 921943858 $4.1M 3.24% 57,581 SH
12 VANGUARD TOTAL STOCK VTI 922908769 $4.0M 3.14% 10,747 SH
13 AVANTIS US LARGE CAP AVLV 025072349 $3.8M 3.02% 41,894 SH
14 VANGUARD REAL ESTATE VNQ 922908553 $2.7M 2.17% 28,518 SH
15 AVANTIS INTERNATIONAL AVDV 025072802 $2.6M 2.08% 25,558 SH
16 VANGUARD SHORT-TERM VTES 921935870 $2.4M 1.87% 23,301 SH
17 AVANTIS US EQUITY ETF AVUS 025072885 $2.2M 1.72% 16,964 SH
18 VANGUARD FTSE ALL-WORLD VEU 922042775 $2.0M 1.55% 23,448 SH
19 VANGUARD VTEI 922907738 $1.9M 1.54% 19,295 SH
20 AVANTIS US SMALL CAP AVUV 025072877 $1.9M 1.50% 15,214 SH
21 ALPHA ARCHITECT US AAUS 02072Q853 $1.9M 1.48% 31,331 SH
22 DIMENSIONAL DFIS 25434V773 $1.9M 1.47% 53,162 SH
23 AVANTIS US SMALL CAP AVSC 025072323 $1.4M 1.11% 19,230 SH
24 DIMENSIONAL WORLD EX DFAX 25434V880 $1.3M 1.03% 35,487 SH
25 AVANTIS INTERNATIONAL AVDE 025072703 $1.3M 1.02% 14,530 SH
26 ISHARES GOLD TRUST IAU 464285204 $1.2M 0.95% 15,868 SH
27 ISHARES S&P SMALL-CAP IJS 464287879 $804.9K 0.64% 5,889 SH
28 DIMENSIONAL US REAL DFAR 25434V823 $800.3K 0.63% 30,593 SH
29 ISHARES U.S. TECHNOLOGY IYW 464287721 $494.4K 0.39% 1,960 SH
30 SCHWAB FUNDAMENTAL FNDF 808524755 $486.1K 0.38% 9,214 SH
31 IMGP DBI MANAGED FUTURES DBMF 53700T827 $472.6K 0.37% 15,440 SH
32 DIMENSIONAL DISV 25434V781 $463.2K 0.37% 11,542 SH
33 ISHARES MSCI USA QUALITY QUAL 46432F339 $452.5K 0.36% 2,062 SH
34 DIMENSIONAL US SMALL CAP DFSV 25434V815 $422.9K 0.33% 10,901 SH
35 DIMENSIONAL EMERGING DFAE 25434V302 $411.5K 0.33% 10,233 SH
36 STATE STREET SPDR S&P SPY 78462F103 $407.0K 0.32% 545 SH
37 APPLE INC AAPL 037833100 $382.7K 0.30% 1,323 SH
38 VANGUARD TOTAL WORLD VT 922042742 $318.0K 0.25% 2,026 SH
39 ISHARES ESG AWARE MSCI ESGU 46435G425 $302.5K 0.24% 1,848 SH
40 DIMENSIONAL EMERGING DFEM 25434V732 $243.0K 0.19% 5,980 SH
41 AVANTIS ALL AVNM 025072174 $225.9K 0.18% 2,742 SH
42 SCHWAB U.S. BROAD MARKET SCHB 808524102 $222.6K 0.18% 7,686 SH
43 ISHARES ESG AWARE MSCI ESGD 46435G516 $219.0K 0.17% 2,130 SH
44 DIMENSIONAL U.S. CORE DFAC 25434V708 $197.8K 0.16% 4,460 SH
45 DIMENSIONAL WORLD EQUITY DFAW 25434V617 $192.5K 0.15% 2,325 SH
46 PLAINS ALL AMERICAN P LP PAA 726503105 $164.7K 0.13% 7,400 SH
47 ISHARES 1-3 YEAR SHY 464287457 $157.7K 0.12% 1,920 SH
48 VANGUARD S&P 500 ETF VOO 922908363 $151.1K 0.12% 220 SH
49 ENERGY TRANSFER L P LP ET 29273V100 $150.1K 0.12% 7,850 SH
50 VANGUARD ESG U.S. STOCK ESGV 921910733 $128.0K 0.10% 968 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-15 $126.5M 90 0002096338-26-000007
2026-06-30 2026-07-13 $1.7M 90 0002096338-26-000005
2026-03-31 2026-04-29 $110.5M 64 0002096338-26-000003
2025-12-31 2026-04-29 $105.5M 63 0002096338-26-000002
Filer Information
Address
PO BOX 458
WINTER PARK, FL 32790
Phone
(786) 897-5035
Filing Manager
Frankly Finances, LLC
WINTER PARK, FL
Signatory
Frank M. Garcia
Chief Compliance Officer