Reality Financial Planning Services, LLC — 13F Holdings & Portfolio
CIK 2110687 · latest 13F-HR filed 2026-04-24
Reality Financial Planning Services, LLC manages $103.6M in 13F-reported U.S. long-equity assets across 20 reported positions as of its 2026-03-31 13F-HR filing. Its largest disclosed positions are VTI (21.54%), VYM (16.81%), VIG (16.67%). Quarter over quarter (versus its 2025-12-31 filing) the fund opened 0 new positions, exited 0, added to 7, and trimmed 8.
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
$103.6M
Long-equity book
20
Distinct positions
2026-03-31
Filed 2026-04-24
+0 / −0 / ↑7 / ↓8
vs 2025-12-31
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- WISDOMTREE TR$728.3K +11.3%
- VANGUARD WORLD FD$516.5K +15.9%
- VANGUARD STAR FDS$215.1K +8.2%
- SCHWAB STRATEGIC TR$196.7K +13.8%
- ISHARES TR$173.8K +5.3%
Top Trims
- VANGUARD INDEX FDS-$1.4M -5.8%
- ISHARES TR-$646.5K -7.1%
- INVESCO QQQ TR-$322.6K -9.2%
- VANGUARD INDEX FDS-$177.5K -5.3%
- MICROSOFT CORP-$72.0K -24.6%
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | VTI | 922908769 | $22.3M | 21.54% | 69,565 | SH |
| 2 | VANGUARD WHITEHALL FDS | VYM | 921946406 | $17.4M | 16.81% | 117,640 | SH |
| 3 | VANGUARD SPECIALIZED FUNDS | VIG | 921908844 | $17.3M | 16.67% | 80,348 | SH |
| 4 | ISHARES TR | IVV | 464287200 | $8.4M | 8.11% | 12,864 | SH |
| 5 | VANGUARD BD INDEX FDS | BND | 921937835 | $7.7M | 7.42% | 104,440 | SH |
| 6 | WISDOMTREE TR | USFR | 97717Y527 | $7.2M | 6.92% | 142,494 | SH |
| 7 | VANGUARD WORLD FD | VPU | 92204A876 | $3.8M | 3.64% | 19,028 | SH |
| 8 | ISHARES TR | USMV | 46429B697 | $3.5M | 3.35% | 37,383 | SH |
| 9 | VANGUARD INDEX FDS | VOO | 922908363 | $3.2M | 3.08% | 5,345 | SH |
| 10 | INVESCO QQQ TR | QQQ | 46090E103 | $3.2M | 3.07% | 5,513 | SH |
| 11 | VANGUARD STAR FDS | VXUS | 921909768 | $2.8M | 2.73% | 36,630 | SH |
| 12 | SCHWAB STRATEGIC TR | SCHO | 808524862 | $1.6M | 1.57% | 66,908 | SH |
| 13 | SPDR SERIES TRUST | SDY | 78464A763 | $1.1M | 1.03% | 7,310 | SH |
| 14 | VANGUARD INDEX FDS | VNQ | 922908553 | $968.1K | 0.93% | 10,914 | SH |
| 15 | ISHARES TR | DVY | 464287168 | $953.0K | 0.92% | 6,294 | SH |
| 16 | PIMCO ETF TR | MUNI | 72201R866 | $707.9K | 0.68% | 13,563 | SH |
| 17 | INVESCO EXCH TRADED FD TR II | QQQM | 46138G649 | $705.5K | 0.68% | 2,969 | SH |
| 18 | APPLE INC | AAPL | 037833100 | $336.3K | 0.32% | 1,325 | SH |
| 19 | JPMORGAN CHASE & CO | JPM | 46625H100 | $324.5K | 0.31% | 1,103 | SH |
| 20 | MICROSOFT CORP | MSFT | 594918104 | $220.6K | 0.21% | 596 | SH |
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-03-31 | 2026-04-24 | $103.6M | 20 | 0002110687-26-000002 |
| 2025-12-31 | 2026-02-12 | $104.4M | 20 | 0002110687-26-000001 |