CBIZ, Inc.(CBZ)
Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership.
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
Snapshot
$34.72
- 52-Week Range
- $24.29 – $77.91
- YTD
- -31.66%
- IV Rank (30D)
- 39.61
- Straddle Price
- $4.57
- P/C Vol Ratio
- 11.64
- Market Cap
- $1.9B
Fair Value
+50.0% vs price
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 0.5% and dividend payments are stable.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.55% |
| Beta vs SPY | 1.00 |
| Cost of Equity (CAPM) | 10.05% (VRP-adj) |
| WACC | 7.71% |
| Volatility Risk Premium | +67.1pp (IV − HV30), ERP adj +50bps |
| Effective Tax Rate | 28.0% |
| Rev. Growth (YoY, DCF input) | +24.2% |
| DCF Horizon | 5 years explicit + fade |
| Forward Tilt (NTM/TTM) | ×1.10 (applied to P/E, EV/EBITDA, P/S) |
| Free Cash Flow (TTM) | $0.2B |
| Return on Equity (TTM) | 8.2% |
| Book / Price | 85.5% — banking bias active (P/B is primary) |
| Gross Margin (TTM) | 12.8% |
| FCF Margin (TTM) | 8.7% |
| Debt / Equity | 0.77 |
| Quality Score | 1/6 — cyclical/struggling (5y DCF) |
| Market-Implied Growth | -3.3% (reverse-DCF on current price) |
| SMA 50 | $31.06 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $32.71 |
| Bollinger Width / SMA20 | 55.9% (drives anchor stability) |
| Net Debt | $1.4B |
| Market Cap | $2B |
Peers used for multiples: CHCO, HMN, NWE, PECO
(filtered from 8 ETF-co-members; sector bias active)
Blended Fair Value
$118.27
Current Price
$34.99
Deviation
+50.0%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $160.52 | 45% | |
| DDM (Gordon) | n/a | 0% | |
| Peer P/E | $55.00 | 14% | median 19.7× · 4 peers |
| Peer EV/EBITDA | $48.09 | 14% | median 12.4× · 4 peers |
| Peer P/B | $56.54 | 14% | median 1.9× · 4 peers |
| Peer P/S | $172.60 | 14% | median 3.6× · 4 peers |
| Market Anchor (SMA50) | $31.06 | 0% | stability 0% (BB-width) |
| Options Expected (B-L 30d) | n/a | 0% |
As of 2026-06-15 · updated 2026-06-15 14:44:05.105000
Info
- Industry (SIC)
- SERVICES-BUSINESS SERVICES, NEC (7389)
- Exchange
- XNYS
- Market Cap
- $1.9B
CBIZ Inc through its subsidiaries provides professional services advisors to middle-market businesses and organizations nationwide. Its business units have been aggregated into three practice groups: Financial Services, Benefits and Insurance Services, and National Practices. The company provides its services to various industries such as Banking & Financial Services, Commercial Real Estate, Construction, Health Care Manufacturing & Distribution NFP & Education, Private Client Services, Professional Services, Public Sector, and Technology & Life Sciences. It derives the maximum of its revenues…
Price History
Seasonality
| Month | Avg Return | Years of Data |
|---|---|---|
| Jan | -2.18% | 6 |
| Feb | +1.07% | 6 |
| Mar | +0.31% | 6 |
| Apr | +0.55% | 6 |
| May | +1.61% | 6 |
| Jun | +0.11% | 6 |
| Jul | +6.49% | 5 |
| Aug | +1.75% | 5 |
| Sep | -5.64% | 5 |
| Oct | +6.27% | 5 |
| Nov | +3.05% | 5 |
| Dec | +1.97% | 5 |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $33.01
SMA 50: $31.21
SMA 200: $42.17
Current: $34.88
EMA 12: $33.79
EMA 26: $32.73
MACD: 1.0569 | Signal: 0.1339
BULLISH
ADX (14): 13.80
RANGE
+DI: 23.27
−DI: 14.30
Momentum Oscillators
RSI (14): 61.66
NEUTRAL
Stoch %K: 81.78
Stoch %D: 80.46
Williams %R: -18.00
Volume & Volatility
BB Upper: $35.58
BB Lower: $30.43
NEUTRAL
OBV: -4,307,629
Vol SMA 20: 572,550
Vol ROC: -93.77%
ATR: $1.64
True Range: $1.63
HV 20: 41.5%
HV 30: 47.3%
HV 60: 50.3%
Data Summary
Data Points: 500
Last Updated: 2026-06-15T14:45:08.610000
Date Range: 2024-06-14T00:00:00 – 2026-06-12T00:00:00
AI Analysis
Choose Frenzy-Fast™ for quick analysis or Frenzy-Pro™ for comprehensive analysis.
Analysis includes technical indicators, news sentiment, risk assessment, and specific price levels to watch.
News
CBIZ offers accounting, insurance, and advisory services to small and mid-sized clients in North America across three core segments.
Earnings History
7 of 8 under expected move
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2024-07-31 | After-Close | 7.40% | 1.49% | 0.20x | Within |
| 2024-10-29 | Pre-Market | 9.01% | 6.30% | 0.70x | Within |
| 2025-02-26 | Pre-Market | 6.47% | 5.32% | 0.82x | Within |
| 2025-04-24 | Pre-Market | 9.71% | 14.01% | 1.44x | Exceeded |
| 2025-07-30 | Pre-Market | 6.44% | 0.57% | 0.09x | Within |
| 2025-10-29 | After-Close | 9.89% | 3.14% | 0.32x | Within |
| 2026-02-25 | Pre-Market | 17.09% | 1.95% | 0.11x | Within |
| 2026-04-29 | After-Close | 15.68% | 8.23% | 0.52x | Within |
Options Activity
- IV Rank (30D)
- 39.61
- IV Rank (7D)
- 100
- Avg IV
- 119.0%
- Straddle (30D)
- $4.57
- Straddle (7D)
- $3.00
- P/C Volume
- 11.64
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
14 DTE / 10d
—
—
pts
ATM — / Wing —
30 DTE / 10d
—
—
pts
ATM — / Wing —
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
- Beta (1Y vs SPY)
- 0.33
- Correlation (SPY)
- 7.9%
- R²
- 0.01
- Ann. Volatility
- 52.4%
- SPY Volatility
- 12.4%
Low volatility - stock moves less than market
Beta & Alpha Over Time
Institutional Ownership (13F)
Latest filings — 2026-03-31
? 13F Guide
Diluted shares outstanding: 62,815,000 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
4 filers$1.15M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | CITADEL ADVISORS LLC Custodian | $389.32K | 33.80% | 2026-03-31 |
| 2 | SUSQUEHANNA INTERNATIONAL GROUP, LLP Custodian | $375.90K | 32.63% | 2026-03-31 |
| 3 | JANE STREET GROUP, LLC Custodian | $308.77K | 26.81% | 2026-03-31 |
| 4 | SIMPLEX TRADING, LLC Custodian | $77.86K | 6.76% | 2026-03-31 |
2 filers$1.24M notional
| # | Filer | Notional Value | % of Total | Period |
|---|---|---|---|---|
| 1 | SUSQUEHANNA INTERNATIONAL GROUP, LLP Custodian | $1.10M | 88.70% | 2026-03-31 |
| 2 | SIMPLEX TRADING, LLC Custodian | $139.62K | 11.30% | 2026-03-31 |
Insider Activity
Latest: 2026-05-19
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-05-19 | A HAAG SHERMAN | Director | Award (A) | +6,051 | — | EDGAR | |
| 2026-05-19 | RICHARD T MARABITO | Director | Award (A) | +6,051 | — | EDGAR | |
| 2026-05-19 | RODNEY A YOUNG | Director | Award (A) | +6,051 | — | EDGAR | |
| 2026-05-19 | Kathy A Raffa | Director | Award (A) | +6,051 | — | EDGAR | |
| 2026-05-19 | RICK L BURDICK | Director | Award (A) | +6,051 | — | EDGAR | |
| 2026-05-19 | Gina D France | Director | Award (A) | +6,051 | — | EDGAR | |
| 2026-05-19 | TODD J SLOTKIN | Director | Award (A) | +6,051 | — | EDGAR | |
| 2026-03-19 | Brad S. Lakhia | Senior Vice President & CFO | Tax (F) | −1,647 | $26.49 | -$43.6K | EDGAR |
| 2026-03-17 | RODNEY A YOUNG | Director | Buy (P) | +1,000 | $26.05 | $26.1K | EDGAR |
| 2026-03-17 | Brad S. Lakhia | Senior Vice President & CFO | Buy (P) | +12,775 | $25.97 | $331.7K | EDGAR |
| 2026-03-17 | JEROME P GRISKO | CEO & President | Gift (G) | — | — | EDGAR | |
| 2026-03-11 | BENAREE PRATT WILEY | Director | Sell (S) | −17,956 | $26.39 | -$473.9K | EDGAR |
| 2026-03-10 | Michael P Kouzelos | President, Employee Services | Award (A) | +21,760 | — | EDGAR | |
| 2026-03-10 | Michael T. Mangan | Chief Accounting Officer | Award (A) | +3,462 | — | EDGAR | |
| 2026-03-10 | Brad S. Lakhia | Senior Vice President & CFO | Award (A) | +93,966 | — | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
Insider Holdings
29 insiders · @ $34.88
Officers, directors, and 10%+ owners ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | WESTBURY BERMUDA LTD | 10%+ Owner | 3,858,335 | $134.58M | -$48.23M | 2 | 2013-09-20 |
| 2 | Westbury Trust | 10%+ Owner | 3,858,335 | $134.58M | -$48.23M | 2 | 2013-09-20 |
| 3 | JEROME P GRISKO | CEO & President | 602,231 | $21.01M | -$9.70M | 228 | 2026-03-17 |
| 4 | Michael P Kouzelos | President, Employee Services | 389,718 | $13.59M | -$15.74M | 48 | 2026-03-10 |
| 5 | WARE H GROVE | C.F.O. | 301,518 | $10.52M | -$19.86M | 116 | 2025-03-18 |
| 6 | STEVEN L GERARD | Director | 284,376 | $9.92M | -$26.37M | 169 | 2021-05-27 |
| 7 | CHRIS SPURIO | President, Financial Services | 239,340 | $8.35M | -$13.84M | 116 | 2025-02-18 |
| 8 | Michael H DeGroote | Director | 236,592 | $8.25M | -$290.3K | 19 | 2025-03-31 |
| 9 | BYRNE ROBERT O | SVP | 210,984 | $7.36M | -$5.78M | 63 | 2015-09-17 |
| 10 | RICK L BURDICK | Director | 187,866 | $6.55M | $0 | 27 | 2026-05-19 |
| 11 | Brad S. Lakhia | Senior Vice President & CFO | 146,832 | $5.12M | $531.7K | 6 | 2026-03-19 |
| 12 | LEONARD MILLER | Senior Vice President | 142,544 | $4.97M | -$885.0K | 3 | 2007-11-30 |
| 13 | HARVE A FERRILL | Director | 82,000 | $2.86M | $0 | 5 | 2009-02-23 |
| 14 | Gina D France | Director | 76,086 | $2.65M | -$2.07M | 17 | 2026-05-19 |
| 15 | David J Sibits | SVP, Financial Services | 70,159 | $2.45M | -$426.3K | 26 | 2014-03-18 |
| 16 | RICHARD C ROCHON | Director | 65,555 | $2.29M | -$764.1K | 15 | 2014-11-04 |
| 17 | SHERRILL W HUDSON | Director | 63,983 | $2.23M | -$1.67M | 11 | 2022-10-31 |
| 18 | TODD J SLOTKIN | Director | 57,229 | $2.00M | -$1.51M | 37 | 2026-05-19 |
| 19 | MICHAEL G DEGROOTE | 10%+ Owner | 55,000 | $1.92M | $1.02M | 3 | 2010-02-12 |
| 20 | Kelly Marek | Treasurer | 53,957 | $1.88M | -$889.6K | 48 | 2016-11-15 |
| 21 | MICHAEL W GLEESPEN | Corp. Secretary | 39,880 | $1.39M | -$4.15M | 92 | 2019-03-22 |
| 22 | BENAREE PRATT WILEY | Director | 21,336 | $744.2K | -$3.50M | 42 | 2026-03-11 |
| 23 | A HAAG SHERMAN | Director | 20,125 | $702.0K | $0 | 8 | 2026-05-19 |
| 24 | RICHARD T MARABITO | Director | 18,887 | $658.8K | $97.5K | 7 | 2026-05-19 |
| 25 | JOSEPH S DIMARTINO | Director | 15,999 | $558.0K | -$3.07M | 44 | 2023-06-07 |
| 26 | RODNEY A YOUNG | Director | 15,361 | $535.8K | $304.7K | 8 | 2026-05-19 |
| 27 | DONALD V WEIR | Director | 14,999 | $523.2K | -$1.93M | 25 | 2020-05-20 |
| 28 | Kathy A Raffa | Director | 8,412 | $293.4K | $0 | 2 | 2026-05-19 |
| 29 | Michael T. Mangan | Chief Accounting Officer | 7,633 | $266.3K | $0 | 5 | 2026-03-10 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
ETF Holders
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
| P/E Ratio | 13.7 |
| P/B Ratio | 1.0 |
| P/S Ratio | 0.7 |
| EV/EBITDA | 10.2 |
| TTM Revenue | $2.8B |
| TTM Net Income | $0.2B |
| TTM EPS | $2.54 |
| ROE | 8.2% |
| Debt/Equity | 0.81 |