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RKL Wealth Management LLC — 13F Holdings & Portfolio

CIK 1604723 · latest 13F-HR filed 2026-10-16

Backtest portfolio

RKL Wealth Management LLC manages $1.26B in 13F-reported U.S. long-equity assets across 194 reported positions as of its 2026-09-30 13F-HR filing. Its largest disclosed positions are IVV (18.82%), IEFA (9.55%), IJH (6.27%). Quarter over quarter (versus its 2026-06-30 filing) the fund opened 9 new positions and exited 4; 44 existing positions rose in reported value and 71 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Loading holdings…
AUM
$1.26B

Long-equity book

Holdings
194

Distinct positions

Period
2026-09-30

Filed 2026-10-16

Q/Q Activity
+9 / −4 / ↑44 / ↓71

vs 2026-06-30

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q3 26
IVV18.8% · -2%IEFA9.5% · +3%IJH6.3% · -1%SCHX4.3% · -2%IJR4.1% · -1%SPMD4.0% · +12%AAPL3.2% · +0%SPSM2.8% · +11%IEMG2.4% · +2%VGIT2.2% · +2%MSFT2.0% · +0%GOOGL1.9% · -3%SCHM1.8% · -0%SCHG1.8% · -2%VCIT1.6% · +1%NVDA1.6% · +6%VMBS1.6% · +8%MU1.5% · -6%MBB1.4% · +2%JPM1.3% · +1%AMZN1.3% · -2%SCHF1.3% · -3%SCHA1.2% · -0%COST1.0% · -1%MA0.7% · -2%AGZ0.6% · -2%JNJ0.6% · +1%TMO0.6% · -4%CRWD0.6% · +301%IVW0.5% · -4%AGG0.5% · +4%CVX0.5% · +1%VO0.5% · -0%VOO0.5% · +0%URI0.4% · -2%SPY0.4% · -0%ABBV0.4% · +8%SPYG0.4% · +14%SCHE0.3% · -2%SCHV0.3% · -1%LLY0.3% · +48%BRK.B0.3% · -2%UNP0.3% · 0%XOM0.3% · +1%IVE0.3% · -0%CAT0.3% · +1%TT0.3% · +1%META0.3% · +1%TSLA0.3% · +4%PG0.3% · +3%IBM0.3% · +6%ICE0.2% · +2%EOG0.2% · +1%BX0.2% · +2%WMT0.2% · +1%GD0.2% · +1%PM0.2% · -1%IWM0.2% · -0%IWF0.2% · 0%MO0.2% · +2%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q2 26 → Q3 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 57.5%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Sep 30, 2026.

Assets Under Management
$2.51B
Discretionary
$2.21B
Employees
38
Accounts
2,675
Address
1800 FRUITVILLE PIKE
LANCASTER, PA 17601
Phone
(717) 399-1700
Website
Mailing Address
P.O. BOX 8408, LANCASTER, PA, 17604
Name Title / Status Ownership Type
ENGLERT, JULIE, A ControlCHIEF COMPLIANCE OFFICER
since Mar 2024
Less than 5%Individual
MORAIS, DAVID, MICHAEL ControlPRESIDENT
since Sep 2026
Less than 5%Individual
REARDON, THOMAS, DAVID ControlEXECUTIVE VICE PRESIDENT
since Sep 2026
Less than 5%Individual
RKL LLP ControlMEMBER
since Jan 2005
75% or moreDomestic Entity
De Stefano, Michael, F Control
Indirect owner via RKL LLP
CHIEF EXECUTIVE OFFICER
since Sep 2026
General partner, trustee or managerIndividual
MONBORNE, EDWARD, WILLIAM Control
Indirect owner via RKL LLP
PARTNER OF RKL LLP
since Sep 2026
General partner, trustee or managerIndividual
Ownership & leadership changes · 10 filings with changes since Mar 22, 2012

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Sep 30, 2026 filing
  • No longer listedPEER, LAURIE, MICHELE · PRESIDENT · Less than 5% · control person · listed since Sep 2018
  • AddedDe Stefano, Michael, F · CHIEF EXECUTIVE OFFICER · General partner, trustee or manager · indirect via RKL LLP · control person
  • AddedMORAIS, DAVID, MICHAEL · PRESIDENT · Less than 5% · control person
  • AddedREARDON, THOMAS, DAVID · EXECUTIVE VICE PRESIDENT · Less than 5% · control person
  • ChangedMONBORNE, EDWARD, WILLIAM · indirect via RKL LLP: title CHIEF EXECUTIVE OFFICER OF RKL LLP → PARTNER OF RKL LLP
Oct 15, 2024 filing
  • No longer listedBOYER, NICHOLAS, ALEXANDER · EXECUTIVE VICE PRESIDENT · Less than 5% · control person · listed since Sep 2018
Mar 27, 2024 filing
  • AddedENGLERT, JULIE, A · CHIEF COMPLIANCE OFFICER · Less than 5% · control person
  • ChangedPEER, LAURIE, MICHELE · title PRESIDENT (09/2018) / CHIEF COMPLIANCE OFFICER (10/2021) → PRESIDENT
Mar 27, 2022 filing
  • ChangedPEER, LAURIE, MICHELE · title PRESIDENT / CHIEF COMPLIANCE OFFICER → PRESIDENT (09/2018) / CHIEF COMPLIANCE OFFICER (10/2021)
Oct 11, 2021 filing
  • No longer listedETTER, STEPHANIE, JEAN · CHIEF COMPLIANCE OFFICER · Less than 5% · control person · listed since Apr 2019
  • ChangedPEER, LAURIE, MICHELE · title PRESIDENT → PRESIDENT / CHIEF COMPLIANCE OFFICER
Mar 26, 2019 filing
  • No longer listedFISHER, SARAH, YOUNG · PRESIDENT · Less than 5% · control person · listed since Jan 2005
  • No longer listedMULLER, THERESA, ANN · CHIEF COMPLIANCE OFFICER · Less than 5% · control person · listed since Jun 2017
  • AddedBOYER, NICHOLAS, ALEXANDER · EXECUTIVE VICE PRESIDENT · Less than 5% · control person
  • AddedETTER, STEPHANIE, JEAN · CHIEF COMPLIANCE OFFICER · Less than 5% · control person
  • ChangedPEER, LAURIE, MICHELE · title EXECUTIVE VICE PRESIDENT → PRESIDENT
Mar 29, 2018 filing
  • No longer listedRKL LLP (FKA/REINSEL KUNTZ LESHER LLP) · MEMBER · 75% or more · control person · listed since Jan 2005
  • AddedMONBORNE, EDWARD, WILLIAM · CHIEF EXECUTIVE OFFICER OF RKL LLP · General partner, trustee or manager · indirect via RKL LLP · control person
  • AddedMULLER, THERESA, ANN · CHIEF COMPLIANCE OFFICER · Less than 5% · control person
  • AddedRKL LLP · MEMBER · 75% or more · control person
  • ChangedPEER, LAURIE, MICHELE · title EXECUTIVE VICE PRESIDENT - CHIEF COMPLIANCE OFFICER → EXECUTIVE VICE PRESIDENT
Mar 31, 2017 filing
  • No longer listedCONNERTON, STEPHANIE, ANN · CHIEF COMPLIANCE OFFICER · Less than 5% · control person · listed since Jan 2016
  • No longer listedMONBORNE, EDWARD, WILLIAM · CEO OF RKL · Less than 5% · control person · listed since Jul 2011
  • No longer listedREINSEL KUNTZ LESHER LLP (RKL) · MEMBER · 75% or more · control person · listed since Jan 2005
  • AddedRKL LLP (FKA/REINSEL KUNTZ LESHER LLP) · MEMBER · 75% or more · control person
  • ChangedFISHER, SARAH, YOUNG · title OFFICER → PRESIDENT
  • ChangedPEER, LAURIE, MICHELE · title OFFICER → EXECUTIVE VICE PRESIDENT - CHIEF COMPLIANCE OFFICER
Jan 5, 2016 filing
  • AddedCONNERTON, STEPHANIE, ANN · CHIEF COMPLIANCE OFFICER · Less than 5% · control person
  • AddedPEER, LAURIE, MICHELE · OFFICER · Less than 5% · control person
  • ChangedFISHER, SARAH, YOUNG · title CHIEF COMPLIANCE OFFICER / PRESIDENT → OFFICER
Jan 18, 2013 filing
  • No longer listedRUSSO, ROBIN, LITTLE · CHIEF COMPLIANCE OFFICER · Less than 5% · control person · listed since Apr 2006
  • ChangedFISHER, SARAH, YOUNG · title PRESIDENT → CHIEF COMPLIANCE OFFICER / PRESIDENT
Older changes (1 more filing)
Mar 22, 2012 filing (earliest on record)
  • ListedFISHER, SARAH, YOUNG · PRESIDENT · Less than 5% · control person
  • ListedMONBORNE, EDWARD, WILLIAM · CEO OF RKL · Less than 5% · control person
  • ListedREINSEL KUNTZ LESHER LLP (RKL) · MEMBER · 75% or more · control person
  • ListedRUSSO, ROBIN, LITTLE · CHIEF COMPLIANCE OFFICER · Less than 5% · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Top Adds (vs prior quarter)

Show all 44 →

Top Trims

Show all 71 →

New Positions

Show all 9 →

Exited Positions

Show all 4 →

RKL Wealth Management LLC Holdings (2026-09-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 ISHARES TR IVV 464287200 $237.4M 18.82% 310,042 SH
2 ISHARES TR IEFA 46432F842 $120.5M 9.55% 1,243,834 SH
3 ISHARES TR IJH 464287507 $79.1M 6.27% 1,098,947 SH
4 SCHWAB STRATEGIC TR SCHX 808524201 $54.3M 4.30% 1,808,702 SH
5 ISHARES TR IJR 464287804 $51.3M 4.06% 377,073 SH
6 SPDR SERIES TRUST SPMD 78464A847 $51.1M 4.05% 810,331 SH
7 APPLE INC AAPL 037833100 $39.9M 3.16% 119,769 SH
8 SPDR SERIES TRUST SPSM 78468R853 $34.8M 2.76% 658,787 SH
9 ISHARES INC IEMG 46434G103 $30.0M 2.38% 370,247 SH
10 VANGUARD SCOTTSDALE FDS VGIT 92206C706 $27.4M 2.17% 482,963 SH
11 MICROSOFT CORP MSFT 594918104 $25.6M 2.03% 49,966 SH
12 ALPHABET INC GOOGL 02079K305 $24.2M 1.91% 70,211 SH
13 SCHWAB STRATEGIC TR SCHM 808524508 $23.2M 1.84% 680,744 SH
14 SCHWAB STRATEGIC TR SCHG 808524300 $22.2M 1.76% 616,945 SH
15 VANGUARD SCOTTSDALE FDS VCIT 92206C870 $20.4M 1.62% 260,837 SH
16 NVIDIA CORPORATION NVDA 67066G104 $20.3M 1.61% 88,888 SH
17 VANGUARD SCOTTSDALE FDS VMBS 92206C771 $19.8M 1.57% 445,308 SH
18 MICRON TECHNOLOGY INC MU 595112103 $18.8M 1.49% 17,633 SH
19 ISHARES TR MBB 464288588 $17.6M 1.40% 196,709 SH
20 JPMORGAN CHASE & CO JPM 46625H100 $16.6M 1.32% 50,314 SH
21 AMAZON COM INC AMZN 023135106 $15.9M 1.26% 63,626 SH
22 SCHWAB STRATEGIC TR SCHF 808524805 $15.8M 1.25% 575,556 SH
23 SCHWAB STRATEGIC TR SCHA 808524607 $15.6M 1.24% 478,301 SH
24 COSTCO WHOLESALE CORPORATION COST 22160K105 $12.0M 0.95% 13,179 SH
25 MASTERCARD INCORPORATED MA 57636Q104 $8.3M 0.65% 14,968 SH
26 ISHARES TR AGZ 464288166 $7.7M 0.61% 72,353 SH
27 JOHNSON & JOHNSON JNJ 478160104 $7.3M 0.58% 27,711 SH
28 THERMO FISHER SCIENTIFIC INC TMO 883556102 $7.2M 0.57% 10,615 SH
29 CROWDSTRIKE HLDGS INC CRWD 22788C105 $7.1M 0.56% 26,894 SH
30 ISHARES TR IVW 464287309 $6.8M 0.54% 48,089 SH
31 ISHARES TR AGG 464287226 $6.3M 0.50% 66,388 SH
32 CHEVRON CORPORATION CVX 166764100 $6.3M 0.50% 30,658 SH
33 VANGUARD INDEX FDS VO 922908629 $6.2M 0.49% 78,909 SH
34 VANGUARD INDEX FDS VOO 922908363 $5.7M 0.45% 8,106 SH
35 UNITED RENTALS INC URI 911363109 $5.5M 0.43% 5,448 SH
36 STATE STR SPDR S&P 500 ETF T SPY 78462F103 $5.2M 0.41% 6,778 SH
37 ABBVIE INC ABBV 00287Y109 $4.9M 0.38% 18,566 SH
38 SPDR SERIES TRUST SPYG 78464A409 $4.4M 0.35% 36,019 SH
39 SCHWAB STRATEGIC TR SCHE 808524706 $4.2M 0.34% 116,542 SH
40 SCHWAB STRATEGIC TR SCHV 808524409 $4.2M 0.33% 124,800 SH
41 ELI LILLY & CO LLY 532457108 $4.1M 0.32% 3,518 SH
42 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $4.0M 0.31% 7,962 SH
43 UNION PAC CORP UNP 907818108 $3.9M 0.31% 14,277 SH
44 EXXONMOBIL HOLDINGS CORP XOM 30233Q108 $3.8M 0.30% 23,524 SH
45 ISHARES TR IVE 464287408 $3.7M 0.29% 16,246 SH
46 CATERPILLAR INC CAT 149123101 $3.7M 0.29% 4,546 SH
47 TRANE TECHNOLOGIES PLC TT G8994E103 $3.7M 0.29% 8,145 SH
48 META PLATFORMS INC META 30303M102 $3.6M 0.29% 4,987 SH
49 TESLA INC TSLA 88160R101 $3.3M 0.26% 9,399 SH
50 PROCTER & GAMBLE CO PG 742718109 $3.3M 0.26% 22,834 SH
Filing History
Period Filed AUM Holdings Accession
2026-09-30 2026-10-16 $1.26B 194 0001604723-26-000005
2026-06-30 2026-08-11 $1.25B 189 0001604723-26-000003
2026-03-31 2026-04-24 $1.11B 179 0001604723-26-000002
2025-12-31 2026-02-12 $1.22B 183 0001604723-26-000001
Filer Information
Address
1800 FRUITVILLE PIKE
BOX 8408
LANCASTER, PA 17601
Phone
(717) 399-1700
Filing Manager
RKL Wealth Management LLC
LANCASTER, PA
Signatory
Julie A. Englert
Chief Compliance Officer