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Betterment LLC — 13F Holdings & Portfolio

CIK 1633901 · latest 13F-HR filed 2026-08-14

Backtest portfolio

Betterment LLC manages $59.1M in 13F-reported U.S. long-equity assets across 675 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are VEA (16.72%), VTI (14.99%), SPYM (14.55%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 76 new positions, exited 16, added to 444, and trimmed 71.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
450 WEST 33RD STREET, FL 11
NEW YORK, NY 10001
Phone
(212) 228-1328
Filing Manager
Betterment LLC
NEW YORK, NY
Signatory
Khaley Sestak
Chief Compliance Officer
Loading holdings…
AUM

$59.1M

Long-equity book

Holdings

675

Distinct positions

Period

2026-06-30

Filed 2026-08-14

Q/Q Activity

+76 / −16 / ↑444 / ↓71

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • SPDR State Street Global Advisors$1.6M +22.7%
  • VANGUARD TAX MANAGED INTL FD$1.0M +11.8%
  • J P MORGAN EXCHANGE TRADED$1.0M +354.4%
  • VANGUARD INDEX FDS$992.4K +12.6%
  • VANGUARD INTL EQUITY INDEX F$331.5K +11.5%
Show all 444 →

Top Trims

  • ISHARES TR-$826.9K -34.8%
  • ISHARES TR-$63.0K -12.4%
  • VANGUARD BD INDEX FD INC-$36.4K -30.8%
  • iShares-$36.2K -97.9%
  • ISHARES TR-$18.1K -97.8%
Show all 71 →

New Positions

  • ISHARES INC$12.1K
  • SPACE EXPLORATION TECHN CORP$2.4K
  • COMFORT SYS USA INC$1.4K
  • BLOOM ENERGY CORP$1.3K
  • SCORPIO TANKERS INC$1.1K
Show all 76 →

Exited Positions

  • iShares$1.0K
  • Impact Shares$531
  • Goldman Sachs$335
  • INNOVATOR ETFS TRUST$291
  • WISDOMTREE TR$288
Show all 16 →
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD TAX MANAGED INTL FD VEA 921943858 $9.9M 16.72% 138,727,174 SH
2 VANGUARD INDEX FDS VTI 922908769 $8.9M 14.99% 23,945,511 SH
3 SPDR State Street Global Advisors SPYM 78464A854 $8.6M 14.55% 97,881,145 SH
4 VANGUARD INTL EQUITY INDEX F VWO 922042858 $3.2M 5.44% 53,881,853 SH
5 ISHARES TR MUB 464288414 $2.3M 3.83% 21,039,515 SH
6 ISHARES TR ITOT 464287150 $1.7M 2.87% 10,338,360 SH
7 ISHARES TR AGG 464287226 $1.5M 2.62% 15,621,139 SH
8 J P MORGAN EXCHANGE TRADED JCPB 46641Q670 $1.3M 2.26% 28,416,622 SH
9 SPDR State Street Global Advisors SPMD 78464A847 $1.3M 2.16% 18,865,773 SH
10 SPDR State Street Global Advisors SPSM 78468R853 $1.1M 1.87% 19,180,838 SH
11 VANGUARD INDEX FDS VTV 922908744 $1.0M 1.75% 4,758,077 SH
12 VANGUARD CHARLOTTE FDS BNDX 92203J407 $983.2K 1.66% 20,301,516 SH
13 ISHARES TR IEFA 46432F842 $864.9K 1.46% 8,955,018 SH
14 SCHWAB STRATEGIC TR SCHX 808524201 $842.5K 1.42% 28,627,429 SH
15 Goldman Sachs GSLC 381430503 $810.4K 1.37% 5,711,643 SH
16 JP Morgan JPST 46641Q837 $695.8K 1.18% 13,758,242 SH
17 VANGUARD INDEX FDS VOE 922908512 $692.9K 1.17% 3,506,826 SH
18 VANGUARD INDEX FDS VBR 922908611 $683.5K 1.16% 2,812,964 SH
19 iShares ESGU 46435G425 $664.3K 1.12% 4,058,596 SH
20 Goldman Sachs GBIL 381430529 $627.0K 1.06% 6,260,043 SH
21 SCHWAB STRATEGIC TR SCHF 808524805 $569.5K 0.96% 20,561,168 SH
22 VANGUARD WHITEHALL FDS INC VWOB 921946885 $505.7K 0.86% 7,520,903 SH
23 SPDR SERIES TRUST TFI 78468R721 $505.2K 0.85% 11,029,685 SH
24 iShares STIP 46429B747 $465.2K 0.79% 4,553,816 SH
25 ISHARES INC IEMG 46434G103 $447.3K 0.76% 5,399,957 SH
26 ISHARES TR EMB 464288281 $445.0K 0.75% 4,614,236 SH
27 SCHWAB STRATEGIC TR SCHB 808524102 $442.9K 0.75% 15,292,144 SH
28 iShares ESGD 46435G516 $408.4K 0.69% 3,972,639 SH
29 SPDR State Street Global Advisors SPDW 78463X889 $403.3K 0.68% 8,002,796 SH
30 VANGUARD BD INDEX FD INC VTEB 922907746 $357.2K 0.60% 7,061,952 SH
31 iShares CRBN 46434V464 $330.5K 0.56% 1,306,320 SH
32 VANGUARD INDEX FDS VOO 922908363 $264.5K 0.45% 385,170 SH
33 ISHARES TR IWS 464287473 $228.2K 0.39% 1,386,524 SH
34 VANGUARD INDEX FDS VUG 922908736 $168.3K 0.28% 1,953,898 SH
35 iShares ESGE 46434G863 $166.4K 0.28% 3,042,236 SH
36 Goldman Sachs GSIE 381430107 $162.0K 0.27% 3,545,671 SH
37 Dimensional DFAC 25434V708 $156.4K 0.26% 3,524,619 SH
38 ISHARES TR IWN 464287630 $143.1K 0.24% 646,889 SH
39 Engine No. 1 VOTE 29287L106 $142.9K 0.24% 1,620,553 SH
40 SCHWAB STRATEGIC TR SCHV 808524409 $134.6K 0.23% 3,867,616 SH
41 SPDR State Street Global Advisors SPYV 78464A508 $131.2K 0.22% 2,158,735 SH
42 ISHARES TR IAGG 46435G672 $127.4K 0.22% 2,517,551 SH
43 SPDR State Street Global Advisors SPYX 78468R796 $121.1K 0.20% 1,981,562 SH
44 SPDR State Street Global Advisors SPEM 78463X509 $108.7K 0.18% 2,099,840 SH
45 ISHARES TR IVV 464287200 $108.4K 0.18% 144,753 SH
46 State Street Global Advisors Inc KOMP 78468R648 $107.3K 0.18% 1,500,675 SH
47 Goldman Sachs GEM 381430206 $105.3K 0.18% 2,024,982 SH
48 JP Morgan Investment Management Inc JMSI 46654Q815 $100.1K 0.17% 1,984,457 SH
49 BlackRock Fund Advisors ESML 46435U663 $99.3K 0.17% 1,776,129 SH
50 Goldman Sachs GSEU 381430305 $91.6K 0.15% 1,885,719 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-08-14 $59.1M 675 0001633901-26-000004
2026-03-31 2026-05-14 $52.8M 615 0001633901-26-000003
2025-12-31 2026-02-12 $52.5M 551 0001633901-26-000002
2025-09-30 2025-11-13 $50.6M 522 0001633901-25-000010