WestHill Financial Advisors, Inc. — 13F Holdings & Portfolio

CIK 1759641 · latest 13F-HR filed 2026-07-21

WestHill Financial Advisors, Inc. manages $587.3M in 13F-reported U.S. long-equity assets across 82 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are VOO (18.04%), VONG (14.26%), VONV (13.57%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 9 new positions, exited 3, added to 45, and trimmed 8.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
999 FIFTH AVE
SUITE 300
SAN RAFAEL, CA 94901
Phone
(415) 302-9152
Filing Manager
WestHill Financial Advisors, Inc.
San Rafael, CA
Signatory
Kirk M. Ludwig
CCO
Loading holdings…
AUM

$587.3M

Long-equity book

Holdings

82

Distinct positions

Period

2026-06-30

Filed 2026-07-21

Q/Q Activity

+9 / −3 / ↑45 / ↓8

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • VANGUARD INDEX FDS$13.6M +14.7%
  • VANGUARD SCOTTSDALE FDS$11.9M +16.6%
  • VANGUARD SCOTTSDALE FDS$9.4M +13.3%
  • VANGUARD TAX-MANAGED FDS$7.8M +11.2%
  • VANGUARD SCOTTSDALE FDS$2.4M +25.0%
Show all 45

Top Trims

  • ACCENTURE PLC IRELAND-$308.7K -39.0%
  • CHEVRON CORPORATION-$205.6K -19.9%
  • CATERPILLAR INC-$104.1K -10.4%
  • COSTCO WHOLESALE CORPORATION-$90.1K -7.7%
  • SPDR GOLD TR-$56.9K -15.6%
Show all 8

New Positions

  • TRICO BANCSHARES$1.9M
  • BANNER CORP$508.4K
  • INTEL CORP$376.6K
  • QUALCOMM INC$265.8K
  • TAIWAN SEMICONDUCTOR MANUFAC$258.4K
Show all 9

Exited Positions

  • EXXON MOBIL CORP$496.6K
  • ISHARES SILVER TR$225.0K
  • VERIZON COMMUNICATIONS INC$203.2K
Show all 3
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD INDEX FDS VOO 922908363 $105.9M 18.04% 154,260 SH
2 VANGUARD SCOTTSDALE FDS VONG 92206C680 $83.7M 14.26% 655,188 SH
3 VANGUARD SCOTTSDALE FDS VONV 92206C714 $79.7M 13.57% 749,559 SH
4 VANGUARD TAX-MANAGED FDS VEA 921943858 $78.0M 13.27% 1,094,124 SH
5 FIDELITY MERRIMACK STR TR FBND 316188309 $41.6M 7.09% 914,982 SH
6 SCHWAB STRATEGIC TR SCHR 808524854 $31.8M 5.42% 1,290,103 SH
7 VANGUARD INTL EQUITY INDEX F VWO 922042858 $16.9M 2.88% 283,550 SH
8 SCHWAB STRATEGIC TR SCHI 808524698 $14.8M 2.51% 652,028 SH
9 ISHARES TR IWS 464287473 $12.3M 2.10% 74,979 SH
10 ISHARES TR IWP 464287481 $12.3M 2.09% 83,725 SH
11 VANGUARD SCOTTSDALE FDS VTWG 92206C623 $11.9M 2.03% 41,503 SH
12 VANGUARD SCOTTSDALE FDS VTWV 92206C649 $11.3M 1.93% 57,957 SH
13 APPLE INC AAPL 037833100 $10.5M 1.79% 36,276 SH
14 PIMCO ETF TR MINT 72201R833 $8.3M 1.41% 81,971 SH
15 VANGUARD INDEX FDS VNQ 922908553 $7.9M 1.35% 82,017 SH
16 NURIX THERAPEUTICS INC NRIX 67080M103 $5.3M 0.90% 218,333 SH
17 ISHARES TR IVV 464287200 $4.2M 0.71% 5,605 SH
18 DIMENSIONAL ETF TRUST DFAC 25434V708 $3.8M 0.65% 86,551 SH
19 AMAZON COM INC AMZN 023135106 $3.0M 0.51% 12,664 SH
20 ISHARES TR IWD 464287598 $2.4M 0.41% 9,980 SH
21 MICROSOFT CORP MSFT 594918104 $2.3M 0.40% 6,267 SH
22 TRICO BANCSHARES TCBK 896095106 $1.9M 0.33% 35,950 SH
23 ISHARES TR IWR 464287499 $1.9M 0.32% 17,047 SH
24 VANGUARD SCOTTSDALE FDS VTWO 92206C664 $1.8M 0.31% 14,768 SH
25 NVIDIA CORPORATION NVDA 67066G104 $1.8M 0.30% 8,753 SH
26 ISHARES TR AGG 464287226 $1.7M 0.30% 17,524 SH
27 ISHARES TR IWF 464287614 $1.4M 0.24% 11,321 SH
28 TESLA INC TSLA 88160R101 $1.3M 0.21% 2,987 SH
29 PIMCO ETF TR PYLD 72201R585 $1.2M 0.20% 44,051 SH
30 DIMENSIONAL ETF TRUST DFUS 25434V401 $1.2M 0.20% 14,223 SH
31 MARSH & MCLENNAN COS INC MRSH 571748102 $1.1M 0.19% 6,709 SH
32 COSTCO WHOLESALE CORPORATION COST 22160K105 $1.1M 0.18% 1,151 SH
33 JPMORGAN CHASE & CO JPM 46625H100 $1.0M 0.18% 3,205 SH
34 ALPHABET INC GOOG 02079K107 $1.0M 0.17% 2,853 SH
35 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $949.2K 0.16% 1,897 SH
36 VANGUARD INDEX FDS VTI 922908769 $908.1K 0.15% 2,454 SH
37 CATERPILLAR INC CAT 149123101 $895.6K 0.15% 841 SH
38 DIMENSIONAL ETF TRUST DFUV 25434V724 $847.8K 0.14% 15,411 SH
39 CHEVRON CORPORATION CVX 166764100 $827.9K 0.14% 4,995 SH
40 SCHWAB STRATEGIC TR SCHX 808524201 $821.1K 0.14% 27,900 SH
41 STATE STR SPDR S&P 500 ETF T SPY 78462F103 $693.9K 0.12% 929 SH
42 INVESCO QQQ TR QQQ 46090E103 $674.1K 0.11% 915 SH
43 WESTERN ALLIANCE BANCORP WAL 957638109 $628.6K 0.11% 7,647 SH
44 ALPHABET INC GOOGL 02079K305 $627.1K 0.11% 1,755 SH
45 CISCO SYS INC CSCO 17275R102 $578.8K 0.10% 4,928 SH
46 ADVANCED MICRO DEVICES INC AMD 007903107 $547.8K 0.09% 943 SH
47 VISA INC V 92826C839 $546.5K 0.09% 1,593 SH
48 ABBVIE INC ABBV 00287Y109 $541.3K 0.09% 2,151 SH
49 ISHARES TR EFA 464287465 $525.1K 0.09% 5,054 SH
50 BANNER CORP BANR 06652V208 $508.4K 0.09% 7,652 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-21 $587.3M 82 0002085853-26-000786
2026-03-31 2026-04-09 $523.0M 76 0002085853-26-000325
2025-12-31 2026-01-21 $526.4M 81 0002085853-26-000059