EARNED WEALTH ADVISORS, LLC — 13F Holdings & Portfolio
CIK 1905663 · latest 13F-HR filed 2026-08-14
EARNED WEALTH ADVISORS, LLC manages $1.55B in 13F-reported U.S. long-equity assets across 312 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are DFUS (9.12%), DFAT (6.79%), IVV (5.10%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 28 new positions and exited 184; 114 existing positions rose in reported value and 139 fell.
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
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AUM
$1.55B
Long-equity book
Holdings
312
Distinct positions
Period
2026-06-30
Filed 2026-08-14
Q/Q Activity
+28 / −184 / ↑114 / ↓139
vs 2026-03-31
Portfolio charts
Latest quarter's book, what changed, and how the portfolio has evolved across filings.
Portfolio map
Q2 26DFUS9.1% · +2%DFAT6.8% · +1%IVV5.1% · +10%SPYM4.8% · +5%VWO4.5% · +2%DFIV4.1% · +15%DFAC3.8% · -2%IEFA3.3% · +7%AGG2.9% · +21%DFUV2.8% · -1%AAPL2.7% · -26%DGRO2.6% · +1%DFAI2.6% · +0%VTV2.2% · -0%VGIT1.9% · +8%IJR1.9% · +0%SPY1.6% · +1%FXR1.6% · -3%FDN1.5% · -2%DISV1.4% · +5%UCON1.3% · +24%FXU1.2% · -3%QQXT1.1% · -4%VTEB1.0% · +27%FXO1.0% · -3%AVUV1.0% · +0%NVDA1.0% · -41%VB0.9% · +12%RLY0.9% · +8%USRT0.8% · +9%WTMF0.7% · +0%XCEM0.7% · -2%MSFT0.7% · -26%DFAS0.6% · -7%BRK.B0.6% · -13%SLYG0.6% · +0%AMZN0.5% · -31%SDY0.5% · -2%JPM0.5% · -15%GOOGL0.5% · -38%BSV0.4% · -11%IEMG0.4% · +5%FTXL0.4% · +2%VTI0.4% · -23%VUG0.4% · +455%QQQ0.4% · -11%META0.4% · -18%DFAX0.3% · -0%PHYL0.3% · +22%LRCX0.2% · -33%IYW0.2% · +18%IVW0.2% · +2%AVGO0.2% · -40%AVDV0.2% · -1%TSLA0.2% · -42%AVUS0.2% · -0%COST0.2% · -23%VIG0.2% · -47%XLK0.2% · +0%LLY0.2% · -36%
Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.
Sector mix
% of 13F valueSectors from each company's SIC code; funds and ETFs grouped separately.
Biggest buys and sells
Q1 26 → Q2 26Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.
13F assets and positions
3 quartersTotal reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.
Top positions over time
reported valueThe eight largest current positions, valued at each quarter end.
Concentration
top 10 = 47.2%Cumulative share of the portfolio held in the largest N positions.
Firm Profile & Key People
As of the firm’s regulatory filing dated Mar 30, 2026.
Assets Under Management
$3.11B
Discretionary
$3.11B
Employees
35
Accounts
5,506
Address
165 LENNON LANE
SUITE 200
WALNUT CREEK, CA 94598
SUITE 200
WALNUT CREEK, CA 94598
Phone
(925) 939-2500
| Name | Title / Status | Ownership | Type |
|---|---|---|---|
| CLENDENING, JOHN, SCOTT Control | CHIEF EXECUTIVE OFFICER since Jan 2025 | 10–25% | Individual |
| DUDEN, FREDERICK, JOHN Control | CHIEF OPERATING OFFICER since Sep 2025 | Less than 5% | Individual |
| EARNED WEALTH OPERATING COMPANY, INC. Control | OWNER since Jun 2024 | 75% or more | Domestic Entity |
| GARABEDIAN, ALEXANDRA, LOGAN Control | CHIEF EXPERIENCE & PRODUCT OFFICER since Sep 2025 | Less than 5% | Individual |
| LAI, JOY, ENTZU-CHANG Control | CHIEF GROWTH OFFICER since Jan 2025 | Less than 5% | Individual |
| MARTIN, WILLIAM, GERALD Control | CHIEF COMPLIANCE OFFICER | CHIEF WEALTH OFFICER since Jan 2025 | Less than 5% | Individual |
| EARNED WEALTH HOLDINGS GP, LLC Control Indirect owner via EARNED WEALTH HOLDINGS, L.P. | GENERAL PARTNER since Jun 2024 | General partner, trustee or manager | Domestic Entity |
| EARNED WEALTH HOLDINGS, L.P. Control Indirect owner via EARNED WEALTH INTERMEDIATE HOLDINGS, INC. | OWNER since Jun 2024 | 75% or more | Domestic Entity |
| EARNED WEALTH INTERMEDIATE HOLDINGS, INC. Control Indirect owner via EARNED WEALTH OPERATING COMPANY, INC. | OWNER since Jun 2024 | 75% or more | Domestic Entity |
Ownership & leadership changes · 7 filings with changes since Mar 24, 2012
From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.
Mar 30, 2026 filing
- AddedDUDEN, FREDERICK, JOHN · CHIEF OPERATING OFFICER · Less than 5% · control person
- AddedGARABEDIAN, ALEXANDRA, LOGAN · CHIEF EXPERIENCE & PRODUCT OFFICER · Less than 5% · control person
- AddedLAI, JOY, ENTZU-CHANG · CHIEF GROWTH OFFICER · Less than 5% · control person
Jan 2, 2025 filing
- No longer listedOLIVER, BARRY, WILSON · CHIEF COMPLIANCE OFFICER · 10–25% · control person · listed since Feb 2004
- AddedCLENDENING, JOHN, SCOTT · CHIEF EXECUTIVE OFFICER · 10–25% · control person
- AddedMARTIN, WILLIAM, GERALD · CHIEF COMPLIANCE OFFICER | CHIEF WEALTH OFFICER · Less than 5% · control person
Jul 23, 2024 filing
- No longer listedHARLOW, DAVID, KRISTIAN · PARTNER · 10–25% · control person · listed since Jan 2013
- No longer listedHENDERSON, CARSON, KNUDSEN · PARTNER · 10–25% · control person · listed since Jul 2017
- No longer listedKALINOWSKI, JOSEPH, EUGENE · PARTNER · 10–25% · control person · listed since Feb 2004
- No longer listedNELSON, JARED, MARK · PARTNER · 10–25% · control person · listed since Jan 2013
- No longer listedWERHAN, JOHN, HADEN · PARTNER · 10–25% · control person · listed since Jul 2007
- AddedEARNED WEALTH HOLDINGS GP, LLC · GENERAL PARTNER · General partner, trustee or manager · indirect via EARNED WEALTH HOLDINGS, L.P. · control person
- AddedEARNED WEALTH HOLDINGS, L.P. · OWNER · 75% or more · indirect via EARNED WEALTH INTERMEDIATE HOLDINGS, INC. · control person
- AddedEARNED WEALTH INTERMEDIATE HOLDINGS, INC. · OWNER · 75% or more · indirect via EARNED WEALTH OPERATING COMPANY, INC. · control person
- AddedEARNED WEALTH OPERATING COMPANY, INC. · OWNER · 75% or more · control person
- ChangedOLIVER, BARRY, WILSON · title PARTNER, CHIEF COMPLIANCE OFFICER → CHIEF COMPLIANCE OFFICER
Feb 26, 2020 filing
- No longer listedLEININGER, STEVEN, ERWIN · PARTNER · 10–25% · control person · listed since Feb 2004
- No longer listedTHOMAS, BRENT, PRATT · PARTNER · 10–25% · control person · listed since Feb 2004
- ChangedNELSON, JARED, MARK · title PARTNER, CHIEF COMPLIANCE OFFICER → PARTNER
- ChangedOLIVER, BARRY, WILSON · title PARTNER → PARTNER, CHIEF COMPLIANCE OFFICER
Jul 31, 2018 filing
- No longer listedWIRIG, JAY, PAUL · PARTNER · 10–25% · control person · listed since Jul 2007
- No longer listedWIRIG, JAY, W · PARTNER · 10–25% · control person · listed since Feb 2004
- AddedHENDERSON, CARSON, KNUDSEN · PARTNER · 10–25% · control person
Jan 28, 2014 filing
- ChangedKALINOWSKI, JOSEPH, EUGENE · title PARTNER, CHIEF COMPLIANCE OFFICER → PARTNER
- ChangedNELSON, JARED, MARK · title PARTNER → PARTNER, CHIEF COMPLIANCE OFFICER
Mar 28, 2013 filing
- No longer listedDOLL, SHERMAN, LEROY · MANAGING PARTNER · 10–25% · control person · listed since Feb 2004
- AddedHARLOW, DAVID, KRISTIAN · PARTNER · 10–25% · control person
- AddedNELSON, JARED, MARK · PARTNER · 10–25% · control person
- ChangedWIRIG, JAY, PAUL · now a control person
Mar 24, 2012 filing (earliest on record)
- ListedDOLL, SHERMAN, LEROY · MANAGING PARTNER · 10–25% · control person
- ListedKALINOWSKI, JOSEPH, EUGENE · PARTNER, CHIEF COMPLIANCE OFFICER · 10–25% · control person
- ListedLEININGER, STEVEN, ERWIN · PARTNER · 10–25% · control person
- ListedOLIVER, BARRY, WILSON · PARTNER · 10–25% · control person
- ListedTHOMAS, BRENT, PRATT · PARTNER · 10–25% · control person
- ListedWERHAN, JOHN, HADEN · PARTNER · 10–25% · control person
- ListedWIRIG, JAY, PAUL · PARTNER · 10–25%
- ListedWIRIG, JAY, W · PARTNER · 10–25% · control person
Quarter-over-quarter changes
Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.
Top Adds (vs prior quarter)
- DIMENSIONAL ETF TRUST$21.5M +17.9%
- ISHARES TR$16.3M +26.0%
- SPDR SERIES TRUST$12.5M +20.4%
- DIMENSIONAL ETF TRUST$11.9M +12.7%
- DIMENSIONAL ETF TRUST$9.5M +17.8%
Top Trims
- APPLE INC-$8.1M -16.0%
- NVIDIA CORPORATION-$7.1M -32.5%
- MICROSOFT CORP-$3.4M -25.1%
- AMAZON COM INC-$2.3M -21.4%
- ALPHABET INC-$2.1M -22.7%
New Positions
- VANGUARD INDEX FDS$1.7M
- TIDAL TRUST I$741.6K
- VANGUARD INTL EQUITY INDEX F$522.1K
- VANGUARD WORLD FD$448.0K
- ISHARES TR$416.1K
Exited Positions
- VANGUARD STAR FDS$1.3M
- COMFORT SYS USA INC$1.2M
- WESTERN DIGITAL CORP$1.2M
- FEDEX CORP$1.1M
- PG&E CORP$1.0M
EARNED WEALTH ADVISORS, LLC Holdings (2026-06-30)
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | DIMENSIONAL ETF TRUST | DFUS | 25434V401 | $141.5M | 9.12% | 1,726,300 | SH |
| 2 | DIMENSIONAL ETF TRUST | DFAT | 25434V609 | $105.3M | 6.79% | 1,505,769 | SH |
| 3 | ISHARES TR | IVV | 464287200 | $79.1M | 5.10% | 105,677 | SH |
| 4 | SPDR SERIES TRUST | SPYM | 78464A854 | $74.0M | 4.77% | 842,270 | SH |
| 5 | VANGUARD INTL EQUITY INDEX F | VWO | 922042858 | $69.2M | 4.46% | 1,159,646 | SH |
| 6 | DIMENSIONAL ETF TRUST | DFIV | 25434V807 | $62.8M | 4.05% | 1,163,317 | SH |
| 7 | DIMENSIONAL ETF TRUST | DFAC | 25434V708 | $59.6M | 3.84% | 1,342,461 | SH |
| 8 | ISHARES TR | IEFA | 46432F842 | $51.2M | 3.30% | 529,634 | SH |
| 9 | ISHARES TR | AGG | 464287226 | $45.5M | 2.94% | 459,940 | SH |
| 10 | DIMENSIONAL ETF TRUST | DFUV | 25434V724 | $43.6M | 2.81% | 792,213 | SH |
| 11 | APPLE INC | AAPL | 037833100 | $42.5M | 2.74% | 146,799 | SH |
| 12 | ISHARES TR | DGRO | 46434V621 | $40.6M | 2.62% | 536,322 | SH |
| 13 | DIMENSIONAL ETF TRUST | DFAI | 25434V203 | $40.0M | 2.58% | 969,277 | SH |
| 14 | VANGUARD INDEX FDS | VTV | 922908744 | $34.6M | 2.23% | 158,612 | SH |
| 15 | VANGUARD SCOTTSDALE FDS | VGIT | 92206C706 | $29.6M | 1.91% | 502,096 | SH |
| 16 | ISHARES TR | IJR | 464287804 | $29.1M | 1.88% | 196,095 | SH |
| 17 | STATE STR SPDR S&P 500 ETF T | SPY | 78462F103 | $24.8M | 1.60% | 34,288 | SH |
| 18 | FIRST TR EXCHANGE-TRADED FD | FXR | 33734X150 | $24.1M | 1.56% | 264,853 | SH |
| 19 | FIRST TR EXCHANGE-TRADED FD | FDN | 33733E302 | $23.1M | 1.49% | 87,118 | SH |
| 20 | DIMENSIONAL ETF TRUST | DISV | 25434V781 | $21.7M | 1.40% | 540,473 | SH |
| 21 | FIRST TR EXCHNG TRADED FD VI | UCON | 33740F888 | $19.7M | 1.27% | 792,030 | SH |
| 22 | FIRST TR EXCHANGE-TRADED FD | FXU | 33734X184 | $18.2M | 1.17% | 368,598 | SH |
| 23 | FIRST TR EXCHANGE-TRADED FD | QQXT | 33733E401 | $17.2M | 1.11% | 175,744 | SH |
| 24 | VANGUARD MUN BD FDS | VTEB | 922907746 | $15.4M | 0.99% | 303,646 | SH |
| 25 | FIRST TR EXCHANGE-TRADED FD | FXO | 33734X135 | $15.3M | 0.99% | 245,103 | SH |
| 26 | AMERICAN CENTY ETF TR | AVUV | 025072877 | $14.8M | 0.96% | 118,831 | SH |
| 27 | NVIDIA CORPORATION | NVDA | 67066G104 | $14.8M | 0.95% | 73,895 | SH |
| 28 | VANGUARD INDEX FDS | VB | 922908751 | $14.3M | 0.92% | 47,145 | SH |
| 29 | SSGA ACTIVE ETF TR | RLY | 78467V103 | $14.2M | 0.92% | 412,457 | SH |
| 30 | ISHARES TR | USRT | 464288521 | $12.9M | 0.83% | 194,590 | SH |
| 31 | WISDOMTREE TR | WTMF | 97717W125 | $11.2M | 0.72% | 273,756 | SH |
| 32 | COLUMBIA ETF TR II | XCEM | 19762B202 | $11.0M | 0.71% | 208,264 | SH |
| 33 | MICROSOFT CORP | MSFT | 594918104 | $10.2M | 0.66% | 27,458 | SH |
| 34 | DIMENSIONAL ETF TRUST | DFAS | 25434V500 | $10.1M | 0.65% | 122,072 | SH |
| 35 | BERKSHIRE HATHAWAY INC DEL | BRK.B | 084670702 | $9.7M | 0.62% | 19,368 | SH |
| 36 | SPDR SERIES TRUST | SLYG | 78464A201 | $9.2M | 0.59% | 77,246 | SH |
| 37 | AMAZON COM INC | AMZN | 023135106 | $8.5M | 0.55% | 35,617 | SH |
| 38 | SPDR SERIES TRUST | SDY | 78464A763 | $8.2M | 0.53% | 53,963 | SH |
| 39 | JPMORGAN CHASE & CO | JPM | 46625H100 | $7.7M | 0.50% | 23,519 | SH |
| 40 | ALPHABET INC | GOOGL | 02079K305 | $7.1M | 0.46% | 19,985 | SH |
| 41 | VANGUARD BD INDEX FDS | BSV | 921937827 | $6.8M | 0.44% | 87,873 | SH |
| 42 | ISHARES INC | IEMG | 46434G103 | $6.8M | 0.44% | 81,565 | SH |
| 43 | FIRST TR EXCHANGE TRADED FD | FTXL | 33738R811 | $6.7M | 0.43% | 23,482 | SH |
| 44 | VANGUARD INDEX FDS | VTI | 922908769 | $5.9M | 0.38% | 15,993 | SH |
| 45 | VANGUARD INDEX FDS | VUG | 922908736 | $5.9M | 0.38% | 68,181 | SH |
| 46 | INVESCO QQQ TR | QQQ | 46090E103 | $5.9M | 0.38% | 7,967 | SH |
| 47 | META PLATFORMS INC | META | 30303M102 | $5.5M | 0.36% | 9,787 | SH |
| 48 | DIMENSIONAL ETF TRUST | DFAX | 25434V880 | $5.1M | 0.33% | 137,972 | SH |
| 49 | PGIM ETF TR | PHYL | 69344A206 | $4.6M | 0.30% | 132,951 | SH |
| 50 | LAM RESEARCH CORP | LRCX | 512807306 | $3.4M | 0.22% | 7,956 | SH |
Filing History
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-06-30 | 2026-08-14 | $1.55B | 312 | 0001905663-26-000006 |
| 2026-03-31 | 2026-05-07 | $1.50B | 468 | 0001905663-26-000005 |
| 2025-12-31 | 2026-01-27 | $310.0M | 92 | 0001905663-26-000003 |
Filer Information
Address
165 LENNON LANESUITE 200
WALNUT CREEK, CA 94598
Phone
(925) 939-2500
Filing Manager
EARNED WEALTH ADVISORS, LLC
WALNUT CREEK, CA
Signatory
WILLIAM GERALD MARTIN III
CHIEF COMPLIANCE OFFICER