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Obsidian Personal Planning Solutions LLC — 13F Holdings & Portfolio

CIK 1909128 · latest 13F-HR filed 2025-11-13

Backtest portfolio

Obsidian Personal Planning Solutions LLC manages $288.0M in 13F-reported U.S. long-equity assets across 119 reported positions as of its 2025-09-30 13F-HR filing. Its largest disclosed positions are IBTH (9.21%), SPIB (7.86%), IJR (5.82%). Quarter over quarter (versus its 2025-06-30 filing) the fund opened 9 new positions and exited 3; 66 existing positions rose in reported value and 15 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$288.0M

Long-equity book

Holdings
119

Distinct positions

Period
2025-09-30

Filed 2025-11-13

Q/Q Activity
+9 / −3 / ↑66 / ↓15

vs 2025-06-30

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q3 25
IBTH9.2% · +226%SPIB7.9% · +1%IJR5.8% · +2%VTV5.4% · +3%JPIE4.8% · +4%SCHD4.3% · +6%SPDW4.2% · +4%SPYG3.8% · +2%EFG3.8% · +5%CGGR3.7% · +5%XAR3.6% · -0%VMBS3.1% · +3%CIBR3.1% · +2%XMLV2.8% · +3%FLOT2.7% · +3%MDYG2.4% · +4%SPEM2.2% · +1%AAPL1.7% · +1%VHT1.7% · +3%XLE1.6% · +9%JMUB1.3% · +10%XLB1.3% · +7%MEAR1.2% · +3%XLF1.1% · +8%MSFT1.0% · +14%VUG1.0% · -4%RSPM0.7% · -3%VEA0.7% · -0%IBM0.6% · 0%AMZN0.5% · +6%VOO0.5% · -2%PRF0.4% · -4%CAT0.3% · -1%COST0.3% · 0%VWO0.3% · -1%GOOGL0.3% · +6%PEP0.3% · +2%JPM0.3% · +1%XLK0.3% · -0%RTX0.3% · +11%META0.3% · +4%BRK.B0.2% · -4%V0.2% · +4%GOOG0.2% · +1%VYM0.2% · 0%MAR0.2% · +90%CSX0.2% · 0%BAC0.2% · +10%JNJ0.2% · +26%IVV0.2% · 0%CGDV0.2% · +4%AVGO0.2% · +3%CAMT0.2% · -3%MCD0.2% · -6%TXN0.2% · 0%UNP0.2% · -8%VOT0.2% · 0%LRCX0.1% · -0%VB0.1% · 0%XOM0.1% · new

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q2 25 → Q3 25

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

2 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 52.9%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Mar 26, 2025.

Assets Under Management
$407.2M
Discretionary
$341.7M
Employees
10
Accounts
1,395
Address
2099 GAITHER ROAD
SUITE 110
ROCKVILLE, MD 20850
Phone
(301) 990-4395
Website
Name Title / Status Ownership Type
CARROLL, PATRICK, KENNETH ControlCHIEF COMPLIANCE OFFICER
since Jan 2017
Less than 5%Individual
OBSIDIAN PLANNING HOLDINGS, LLC ControlMANAGING MEMBER
since Feb 2007
75% or moreDomestic Entity
FELDMAN, TODD, MICHAELMEMBER
since Jul 2022
Less than 5%Individual
CARROLL, PATRICK, KENNETH Control
Indirect owner via OBSIDIAN PLANNING HOLDINGS, LLC
GENERAL PARTNER
since Feb 2019
25–50%Individual
Ownership & leadership changes · 8 filings with changes since Aug 28, 2013

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Mar 26, 2025 filing
  • AddedFELDMAN, TODD, MICHAEL · MEMBER · Less than 5%
Mar 25, 2024 filing
  • No longer listedCarroll, Julie, Ann · LIMITED PARTNER · 50–75% · indirect via OBSIDIAN PLANNING HOLDINGS, LLC · control person · listed since Feb 2019
Feb 19, 2019 filing
  • No longer listedCARROLL, JULIE, ANN · MANAGING MEMBER · 25–50% · indirect via OBSIDIAN BUSINESS SOLUTIONS, LLC · control person · listed since Feb 2007
  • No longer listedCARROLL, PATRICK, KENNETH · MANAGING MEMBER · 25–50% · indirect via OBSIDIAN BUSINESS SOLUTIONS, LLC · control person · listed since Feb 2007
  • No longer listedOBSIDIAN PLANNING SOLUTIONS, LLC · MEMBER · 50–75% · control person · listed since Feb 2007
  • AddedCARROLL, PATRICK, KENNETH · GENERAL PARTNER · 25–50% · indirect via OBSIDIAN PLANNING HOLDINGS, LLC · control person
  • AddedCarroll, Julie, Ann · LIMITED PARTNER · 50–75% · indirect via OBSIDIAN PLANNING HOLDINGS, LLC · control person
  • AddedOBSIDIAN PLANNING HOLDINGS, LLC · MANAGING MEMBER · 75% or more · control person
  • ChangedCARROLL, PATRICK, KENNETH · ownership 25–50% → Less than 5%
Dec 12, 2017 filing
  • No longer listedOBSIDIAN BUSINESS SOLUTIONS, LLC · MEMBER · 50–75% · control person · listed since Feb 2007
  • No longer listedPARIS INTERNATIONAL ADVISORS, LLC · MEMBER · 50–75% · control person · listed since Jun 2013
  • No longer listedPARIS, MICHAEL, ROY · MANAGING MEMBER · 25–50% · indirect via PARIS INTERNATIONAL ADVISORS, LLC · control person · listed since Jun 2013
  • No longer listedPARIS, STUART, ALAN · MANAGING MEMBER · 25–50% · indirect via PARIS INTERNATIONAL ADVISORS, LLC · control person · listed since Jun 2013
  • AddedOBSIDIAN PLANNING SOLUTIONS, LLC · MEMBER · 50–75% · control person
Mar 2, 2017 filing
  • No longer listedCARROLL, JULIE, ANN · CHIEF COMPLIANCE OFFICER · Less than 5% · control person · listed since Apr 2015
  • AddedCARROLL, PATRICK, KENNETH · CHIEF COMPLIANCE OFFICER · 25–50% · control person
Aug 11, 2015 filing
  • ChangedCARROLL, JULIE, ANN · ownership 25–50% → Less than 5%
Jul 17, 2015 filing
  • No longer listedBUBELL, ATHENA · CCO · Less than 5% · listed since Jun 2013
  • Listed againCARROLL, JULIE, ANN · CHIEF COMPLIANCE OFFICER · 25–50% · control person
  • ChangedCARROLL, JULIE, ANN · indirect via OBSIDIAN BUSINESS SOLUTIONS, LLC: title MEMBER → MANAGING MEMBER
Sep 11, 2013 filing
  • No longer listedCARROLL, JULIE, ANN · CAO · 25–50% · listed since Jun 2013
  • ChangedCARROLL, JULIE, ANN · indirect via OBSIDIAN BUSINESS SOLUTIONS, LLC: title ACTIVE → MEMBER; now a control person
  • ChangedCARROLL, PATRICK, KENNETH · indirect via OBSIDIAN BUSINESS SOLUTIONS, LLC: title ACTIVE → MANAGING MEMBER
  • ChangedOBSIDIAN BUSINESS SOLUTIONS, LLC · title ACTIVE → MEMBER
  • ChangedPARIS INTERNATIONAL ADVISORS, LLC · title ACTIVE → MEMBER
  • ChangedPARIS, MICHAEL, ROY · indirect via PARIS INTERNATIONAL ADVISORS, LLC: title ACTIVE → MANAGING MEMBER
  • ChangedPARIS, STUART, ALAN · indirect via PARIS INTERNATIONAL ADVISORS, LLC: title ACTIVE → MANAGING MEMBER
Aug 28, 2013 filing (earliest on record)
  • ListedBUBELL, ATHENA · CCO · Less than 5%
  • ListedCARROLL, JULIE, ANN · ACTIVE · 25–50% · indirect via OBSIDIAN BUSINESS SOLUTIONS, LLC
  • ListedCARROLL, JULIE, ANN · CAO · 25–50%
  • ListedCARROLL, PATRICK, KENNETH · ACTIVE · 25–50% · indirect via OBSIDIAN BUSINESS SOLUTIONS, LLC · control person
  • ListedOBSIDIAN BUSINESS SOLUTIONS, LLC · ACTIVE · 50–75% · control person
  • ListedPARIS INTERNATIONAL ADVISORS, LLC · ACTIVE · 50–75% · control person
  • ListedPARIS, MICHAEL, ROY · ACTIVE · 25–50% · indirect via PARIS INTERNATIONAL ADVISORS, LLC · control person
  • ListedPARIS, STUART, ALAN · ACTIVE · 25–50% · indirect via PARIS INTERNATIONAL ADVISORS, LLC · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Top Adds (vs prior quarter)

Show all 66 →

Top Trims

Show all 15 →

New Positions

Show all 9 →

Exited Positions

Show all 3 →

Obsidian Personal Planning Solutions LLC Holdings (2025-09-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 ISHARES TR IBTH 46436E841 $26.5M 9.21% 1,178,521 SH
2 SPDR SERIES TRUST SPIB 78464A375 $22.6M 7.86% 667,870 SH
3 ISHARES TR IJR 464287804 $16.8M 5.82% 142,417 SH
4 VANGUARD INDEX FDS VTV 922908744 $15.6M 5.40% 83,774 SH
5 J P MORGAN EXCHANGE TRADED F JPIE 46641Q159 $13.9M 4.81% 298,749 SH
6 SCHWAB STRATEGIC TR SCHD 808524797 $12.3M 4.26% 458,722 SH
7 SPDR INDEX SHS FDS SPDW 78463X889 $12.1M 4.21% 278,664 SH
8 SPDR SERIES TRUST SPYG 78464A409 $11.1M 3.84% 102,330 SH
9 ISHARES TR EFG 464288885 $10.9M 3.78% 94,155 SH
10 CAPITAL GROUP GROWTH ETF CGGR 14020G101 $10.7M 3.70% 237,737 SH
11 SPDR SERIES TRUST XAR 78464A631 $10.3M 3.58% 41,467 SH
12 VANGUARD SCOTTSDALE FDS VMBS 92206C771 $9.1M 3.15% 192,080 SH
13 FIRST TR EXCHANGE TRADED FD CIBR 33734X846 $8.8M 3.06% 114,079 SH
14 INVESCO EXCH TRADED FD TR II XMLV 46138E198 $7.9M 2.75% 128,079 SH
15 ISHARES TR FLOT 46429B655 $7.9M 2.75% 154,849 SH
16 SPDR SERIES TRUST MDYG 78464A821 $7.0M 2.42% 76,012 SH
17 SPDR INDEX SHS FDS SPEM 78463X509 $6.4M 2.22% 134,409 SH
18 APPLE INC AAPL 037833100 $4.8M 1.68% 17,904 SH
19 VANGUARD WORLD FD VHT 92204A504 $4.8M 1.67% 17,744 SH
20 SELECT SECTOR SPDR TR XLE 81369Y506 $4.6M 1.58% 51,751 SH
21 J P MORGAN EXCHANGE TRADED F JMUB 46641Q647 $3.9M 1.34% 76,129 SH
22 SELECT SECTOR SPDR TR XLB 81369Y100 $3.7M 1.28% 43,159 SH
23 ISHARES U S ETF TR MEAR 46431W838 $3.5M 1.20% 68,447 SH
24 SELECT SECTOR SPDR TR XLF 81369Y605 $3.2M 1.11% 61,133 SH
25 MICROSOFT CORP MSFT 594918104 $3.0M 1.04% 5,789 SH
26 VANGUARD INDEX FDS VUG 922908736 $3.0M 1.03% 5,925 SH
27 INVESCO EXCHANGE TRADED FD T RSPM 46137V316 $1.9M 0.67% 60,537 SH
28 VANGUARD TAX-MANAGED FDS VEA 921943858 $1.9M 0.65% 30,750 SH
29 INTERNATIONAL BUSINESS MACHS IBM 459200101 $1.8M 0.63% 5,898 SH
30 AMAZON COM INC AMZN 023135106 $1.5M 0.53% 6,290 SH
31 VANGUARD INDEX FDS VOO 922908363 $1.5M 0.53% 2,412 SH
32 INVESCO EXCHANGE TRADED FD T PRF 46137V613 $1.3M 0.45% 28,269 SH
33 CATERPILLAR INC CAT 149123101 $984.2K 0.34% 1,705 SH
34 COSTCO WHSL CORP NEW COST 22160K105 $966.1K 0.34% 1,060 SH
35 VANGUARD INTL EQUITY INDEX F VWO 922042858 $960.6K 0.33% 17,475 SH
36 ALPHABET INC GOOGL 02079K305 $837.2K 0.29% 2,978 SH
37 PEPSICO INC PEP 713448108 $805.9K 0.28% 5,516 SH
38 JPMORGAN CHASE & CO. JPM 46625H100 $801.1K 0.28% 2,575 SH
39 SELECT SECTOR SPDR TR XLK 81369Y803 $787.3K 0.27% 2,618 SH
40 RTX CORPORATION RTX 75513E101 $782.7K 0.27% 4,385 SH
41 META PLATFORMS INC META 30303M102 $730.2K 0.25% 1,126 SH
42 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $686.9K 0.24% 1,438 SH
43 VISA INC V 92826C839 $621.2K 0.22% 1,823 SH
44 ALPHABET INC GOOG 02079K107 $604.8K 0.21% 2,146 SH
45 VANGUARD WHITEHALL FDS VYM 921946406 $587.5K 0.20% 4,179 SH
46 MARRIOTT INTL INC NEW MAR 571903202 $556.3K 0.19% 2,135 SH
47 CSX CORP CSX 126408103 $541.1K 0.19% 15,021 SH
48 BANK AMERICA CORP BAC 060505104 $532.3K 0.18% 9,959 SH
49 JOHNSON & JOHNSON JNJ 478160104 $525.6K 0.18% 2,783 SH
50 ISHARES TR IVV 464287200 $519.4K 0.18% 758 SH
Filing History
Period Filed AUM Holdings Accession
2025-09-30 2025-11-13 $288.0M 119 0001986152-25-000104
2025-06-30 2025-08-14 $247.1M 113 0001986152-25-000066