CYPRESS FINANCIAL PLANNING LLC — 13F Holdings & Portfolio

CIK 1937021 · latest 13F-HR filed 2026-07-09

CYPRESS FINANCIAL PLANNING LLC manages $412.9M in 13F-reported U.S. long-equity assets across 109 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are IVV (9.99%), VCIT (9.69%), VGIT (9.37%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 16 new positions, exited 9, added to 64, and trimmed 8.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
400 WHITE HORSE PIKE
HADDON HEIGHTS, NJ 08035
Phone
(856) 720-0029
Filing Manager
CYPRESS FINANCIAL PLANNING LLC
HADDON HEIGHTS, NJ
Signatory
Kurt Ruoff
Managing Partner
Loading holdings…
AUM

$412.9M

Long-equity book

Holdings

109

Distinct positions

Period

2026-06-30

Filed 2026-07-09

Q/Q Activity

+16 / −9 / ↑64 / ↓8

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • ISHARES TR$6.9M +20.2%
  • VANGUARD INDEX FDS$5.5M +22.8%
  • MORGAN STANLEY$3.7M +60.4%
  • VANGUARD TAX-MANAGED FDS$3.7M +11.7%
  • VANGUARD SCOTTSDALE FDS$2.4M +6.3%
Show all 64

Top Trims

  • VANECK ETF TRUST-$13.9M -98.1%
  • NETFLIX INC.-$233.1K -25.2%
  • LOCKHEED MARTIN CORP-$160.2K -8.6%
  • INNOVATOR ETFS TRUST-$103.4K -14.7%
  • DIMENSIONAL ETF TRUST-$83.9K -11.8%
Show all 8

New Positions

  • JANUS DETROIT STR TR$18.7M
  • INVESCO QQQ TR$2.5M
  • AMERICAN CENTY ETF TR$977.1K
  • AMERICAN CENTY ETF TR$793.0K
  • ISHARES TR$339.6K
Show all 16

Exited Positions

  • SPDR SERIES TRUST$1.5M
  • DIMENSIONAL ETF TRUST$829.7K
  • DIMENSIONAL ETF TRUST$805.3K
  • VANECK ETF TRUST$611.2K
  • INNOVATOR ETFS TRUST$250.7K
Show all 9
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 ISHARES TR IVV 464287200 $41.3M 9.99% 55,110 SH
2 VANGUARD SCOTTSDALE FDS VCIT 92206C870 $40.0M 9.69% 484,328 SH
3 VANGUARD SCOTTSDALE FDS VGIT 92206C706 $38.7M 9.37% 655,795 SH
4 VANGUARD SCOTTSDALE FDS VCSH 92206C409 $36.6M 8.85% 462,522 SH
5 VANGUARD TAX-MANAGED FDS VEA 921943858 $34.9M 8.46% 490,368 SH
6 VANGUARD INDEX FDS VXF 922908652 $29.7M 7.20% 120,709 SH
7 ISHARES TR DGRO 46434V621 $20.2M 4.90% 267,041 SH
8 VANGUARD INDEX FDS VNQ 922908553 $19.0M 4.61% 197,512 SH
9 JANUS DETROIT STR TR JMBS 47103U852 $18.7M 4.52% 415,201 SH
10 ISHARES TR IEFA 46432F842 $11.9M 2.87% 122,913 SH
11 VANGUARD INTL EQUITY INDEX F VWO 922042858 $11.6M 2.81% 194,151 SH
12 MORGAN STANLEY MS 617446448 $10.0M 2.41% 47,654 SH
13 VANGUARD SPECIALIZED FUNDS VIG 921908844 $8.8M 2.13% 37,147 SH
14 STATE STR SPDR S&P 500 ETF T SPY 78462F103 $8.4M 2.03% 11,207 SH
15 ISHARES INC IEMG 46434G103 $5.1M 1.22% 61,000 SH
16 CAPITAL ONE FINL CORP COF 14040H105 $4.6M 1.10% 22,701 SH
17 SCHWAB STRATEGIC TR SCHV 808524409 $3.8M 0.91% 107,858 SH
18 SCHWAB STRATEGIC TR SCHG 808524300 $3.4M 0.84% 101,919 SH
19 APPLE INC AAPL 037833100 $3.0M 0.74% 10,524 SH
20 INVESCO QQQ TR QQQ 46090E103 $2.5M 0.60% 3,373 SH
21 ISHARES TR IJR 464287804 $2.5M 0.59% 16,563 SH
22 INVESCO QQQ TR Put QQQ 46090E103 $2.4M 0.57% 3,200 SH
23 MORGAN STANLEY Put MS 617446448 $2.1M 0.51% 10,000 SH
24 VANGUARD INDEX FDS VUG 922908736 $2.0M 0.48% 22,983 SH
25 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $1.8M 0.45% 3,696 SH
26 LOCKHEED MARTIN CORP LMT 539830109 $1.7M 0.41% 3,327 SH
27 VANGUARD INDEX FDS VTI 922908769 $1.6M 0.39% 4,378 SH
28 AMAZON COM INC AMZN 023135106 $1.6M 0.39% 6,737 SH
29 DIMENSIONAL ETF TRUST DFCF 25434V872 $1.5M 0.37% 36,546 SH
30 ISHARES TR MUB 464288414 $1.5M 0.36% 13,816 SH
31 ISHARES TR IEF 464287440 $1.5M 0.36% 15,533 SH
32 DIMENSIONAL ETF TRUST DGCB 25434V567 $1.4M 0.34% 25,315 SH
33 DIMENSIONAL ETF TRUST DFSD 25434V864 $1.4M 0.33% 28,638 SH
34 PGIM ROCK ETF TR DECP 69420N726 $1.2M 0.29% 36,656 SH
35 VANGUARD INTL EQUITY INDEX F VGK 922042874 $1.1M 0.27% 12,783 SH
36 SPDR SERIES TRUST SHM 78468R739 $1.1M 0.27% 22,984 SH
37 AMERICAN CENTY ETF TR AVUV 025072877 $977.1K 0.24% 7,832 SH
38 SPDR SERIES TRUST TFI 78468R721 $961.9K 0.23% 21,002 SH
39 ISHARES TR LQD 464287242 $927.1K 0.22% 8,500 SH
40 PGIM ROCK ETF TR FEBP 69420N304 $884.8K 0.21% 26,016 SH
41 ISHARES TR EFA 464287465 $883.8K 0.21% 8,507 SH
42 ISHARES TR IWF 464287614 $882.6K 0.21% 7,108 SH
43 VANGUARD INDEX FDS VTV 922908744 $872.5K 0.21% 4,004 SH
44 JPMORGAN CHASE & CO JPM 46625H100 $856.2K 0.21% 2,616 SH
45 PGIM ROCK ETF TR MRCP 69420N502 $822.2K 0.20% 23,911 SH
46 NVIDIA CORPORATION NVDA 67066G104 $807.9K 0.20% 4,038 SH
47 AMERICAN CENTY ETF TR AVDV 025072802 $793.0K 0.19% 7,695 SH
48 SCHWAB STRATEGIC TR SCHX 808524201 $776.7K 0.19% 26,391 SH
49 ALPHABET INC GOOG 02079K107 $766.4K 0.19% 2,169 SH
50 JOHNSON CONTROLS INTERNATION JCI G51502105 $750.1K 0.18% 5,134 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-09 $412.9M 109 0001937021-26-000003
2026-03-31 2026-04-15 $362.6M 102 0001937021-26-000002
2025-12-31 2026-01-14 $362.2M 105 0001937021-26-000001