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Fee-Only Financial Planning, L.C. — 13F Holdings & Portfolio

CIK 1954044 · latest 13F-HR filed 2026-07-29

Backtest portfolio

Fee-Only Financial Planning, L.C. manages $186.6M in 13F-reported U.S. long-equity assets across 45 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are VUG (29.06%), VTV (18.77%), VO (8.64%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 5 new positions, exited 3, added to 26, and trimmed 7.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
45 SUGAR MILL DRIVE
OKATIE, SC 29909
Phone
(540) 467-0901
Filing Manager
Fee-Only Financial Planning, L.C.
OKATIE, SC
Signatory
Anne Hudick
Chief Compliance Officer
Loading holdings…
AUM

$186.6M

Long-equity book

Holdings

45

Distinct positions

Period

2026-06-30

Filed 2026-07-29

Q/Q Activity

+5 / −3 / ↑26 / ↓7

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • VANGUARD INDEX FDS$7.9M +17.0%
  • VANGUARD INDEX FDS$2.8M +8.6%
  • VANGUARD INDEX FDS$1.8M +19.7%
  • VANGUARD INDEX FDS$1.7M +15.0%
  • VANGUARD INDEX FDS$1.6M +11.3%
Show all 26 →

Top Trims

  • VANGUARD WORLD FD-$250.4K -20.7%
  • AT&T INC-$210.4K -28.6%
  • EXXON MOBIL CORP-$185.8K -20.8%
  • ADOBE INC-$53.5K -15.7%
  • FIDELITY COVINGTON TRUST-$51.8K -16.4%
Show all 7 →

New Positions

  • ISHARES TR$235.8K
  • INVESCO QQQ TR$231.8K
  • ISHARES TR$218.7K
  • ISHARES TR$212.7K
  • NORFOLK SOUTHN CORP$202.9K
Show all 5 →

Exited Positions

  • VANGUARD INDEX FDS$300.3K
  • COMCAST CORP NEW$228.8K
  • CONSOLIDATED EDISON INC$209.0K
Show all 3 →
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD INDEX FDS VUG 922908736 $54.2M 29.06% 629,499 SH
2 VANGUARD INDEX FDS VTV 922908744 $35.0M 18.77% 160,709 SH
3 VANGUARD INDEX FDS VO 922908629 $16.1M 8.64% 200,192 SH
4 VANGUARD INDEX FDS VB 922908751 $13.0M 6.94% 42,733 SH
5 VANGUARD INDEX FDS VBR 922908611 $12.6M 6.75% 51,858 SH
6 VANGUARD INDEX FDS VBK 922908595 $10.8M 5.79% 29,523 SH
7 VANGUARD INTL EQUITY INDEX F VEU 922042775 $8.3M 4.45% 99,219 SH
8 VANGUARD INDEX FDS VOO 922908363 $4.7M 2.54% 6,908 SH
9 VANGUARD INDEX FDS VOE 922908512 $4.5M 2.39% 22,542 SH
10 VANGUARD INDEX FDS VTI 922908769 $3.3M 1.77% 8,920 SH
11 VANGUARD INDEX FDS VXF 922908652 $2.6M 1.39% 10,520 SH
12 VANGUARD INDEX FDS VOT 922908538 $2.2M 1.16% 7,093 SH
13 BANK OF AMER CORP BAC 060505104 $2.0M 1.05% 34,317 SH
14 VANGUARD WORLD FD MGK 921910816 $1.8M 0.97% 20,500 SH
15 PHILIP MORRIS INTL INC PM 718172109 $1.4M 0.74% 7,666 SH
16 VANGUARD TAX-MANAGED FDS VEA 921943858 $1.3M 0.72% 18,894 SH
17 VANGUARD INDEX FDS VV 922908637 $980.1K 0.53% 2,850 SH
18 VANGUARD WORLD FD VDE 92204A306 $960.8K 0.51% 6,400 SH
19 APPLE INC AAPL 037833100 $803.6K 0.43% 2,777 SH
20 ALTRIA GROUP INC MO 02209S103 $741.3K 0.40% 10,303 SH
21 TRUIST FINL CORP TFC 89832Q109 $710.8K 0.38% 14,268 SH
22 EXXON MOBIL CORP XOM 30231G102 $707.1K 0.38% 5,172 SH
23 AMERICAN ELEC PWR CO INC AEP 025537101 $638.8K 0.34% 4,669 SH
24 GE AEROSPACE GE 369604301 $565.1K 0.30% 1,512 SH
25 SOUTHERN CO SO 842587107 $528.1K 0.28% 5,518 SH
26 AT&T INC T 00206R102 $525.3K 0.28% 25,377 SH
27 GE VERNOVA INC GEV 36828A101 $486.4K 0.26% 414 SH
28 VANGUARD INTL EQUITY INDEX F VWO 922042858 $456.0K 0.24% 7,640 SH
29 MICROSOFT CORP MSFT 594918104 $439.5K 0.24% 1,178 SH
30 MONDELEZ INTL INC MDLZ 609207105 $343.6K 0.18% 5,941 SH
31 FIRST TR EXCHANGE TRADED FD RDVY 33738R506 $335.2K 0.18% 4,135 SH
32 AUTOZONE INC AZO 053332102 $319.6K 0.17% 100 SH
33 DOMINION ENERGY INC D 25746U109 $292.6K 0.16% 4,285 SH
34 ISHARES TR IJK 464287606 $289.1K 0.15% 2,460 SH
35 ADOBE INC ADBE 00724F101 $288.1K 0.15% 1,405 SH
36 ISHARES TR SCZ 464288273 $275.6K 0.15% 3,350 SH
37 JOHNSON & JOHNSON JNJ 478160104 $266.7K 0.14% 1,050 SH
38 WARNER BROS DISCOVERY INC WBD 934423104 $265.1K 0.14% 9,945 SH
39 FIDELITY COVINGTON TRUST FENY 316092402 $264.3K 0.14% 8,940 SH
40 ISHARES TR IJT 464287887 $235.8K 0.13% 1,320 SH
41 INVESCO QQQ TR QQQ 46090E103 $231.8K 0.12% 315 SH
42 VANGUARD STAR FDS VXUS 921909768 $224.9K 0.12% 2,631 SH
43 ISHARES TR IJS 464287879 $218.7K 0.12% 1,600 SH
44 ISHARES TR IJJ 464287705 $212.7K 0.11% 1,440 SH
45 NORFOLK SOUTHN CORP NSC 655844108 $202.9K 0.11% 645 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-29 $186.6M 45 0001954044-26-000003
2026-03-31 2026-04-29 $165.7M 43 0001954044-26-000002
2025-12-31 2026-01-26 $171.5M 42 0001954044-26-000001