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VSM Wealth Advisory, LLC — 13F Holdings & Portfolio

CIK 2050660 · latest 13F-HR filed 2026-11-13

Backtest portfolio

VSM Wealth Advisory, LLC manages $361.7M in 13F-reported U.S. long-equity assets across 119 reported positions as of its 2026-09-30 13F-HR filing. Its largest disclosed positions are VV (15.96%), MGC (5.36%), VCSH (5.32%). Quarter over quarter (versus its 2026-06-30 filing) the fund opened 8 new positions and exited 396; 29 existing positions rose in reported value and 41 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$361.7M

Long-equity book

Holdings
119

Distinct positions

Period
2026-09-30

Filed 2026-11-13

Q/Q Activity
+8 / −396 / ↑29 / ↓41

vs 2026-06-30

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q3 26
VV16.0% · -2%MGC5.4% · -2%VCSH5.3% · -10%VTI5.0% · -1%VB4.3% · -0%VYM4.3% · -0%VUG4.1% · +5%VTV3.9% · +3%SCHB3.6% · -1%VEU3.5% · -1%VO3.4% · -4%DFAU3.3% · +0%DFUS2.8% · -1%SCHX2.8% · -1%VEA2.8% · +2%DFAC2.8% · +0%VXF2.3% · -3%MINT1.4% · newSCHZ1.3% · +17%VOO1.2% · -2%XOM1.1% · +3%BSV1.1% · +564%VWO1.1% · +1%MSFT0.8% · +14%SCHA0.6% · -1%MGV0.6% · -0%VTEI0.6% · newSCHM0.5% · -4%VTEB0.5% · -37%PG0.5% · -45%AAPL0.5% · -55%MGK0.4% · +2%VGT0.4% · -3%DFAS0.4% · -4%BRK.B0.4% · -3%BOND0.4% · -5%VBR0.4% · -2%SPY0.3% · +0%JNJ0.3% · +3%SCHG0.3% · +4%VTES0.3% · newMU0.3% · +30%LLY0.3% · +11%JPM0.3% · +7%DFAI0.2% · -1%NVDA0.2% · +102%INTC0.2% · +9%AMD0.2% · +3%IVV0.2% · 0%SCHV0.2% · +4%XLK0.2% · 0%GLD0.2% · 0%HD0.2% · -7%IBM0.2% · +7%AMZN0.2% · +49%ESGV0.2% · -0%VIG0.2% · +0%SCHF0.2% · -9%IVE0.1% · +0%VOE0.1% · +2%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q2 26 → Q3 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 55.3%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Sep 11, 2026.

Assets Under Management
$677.5M
Discretionary
$677.5M
Employees
6
Accounts
1,524
Address
11350 MCCORMICK ROAD
EXECUTIVE PLAZA I, SUITE 300
HUNT VALLEY, MD 21031
Phone
(410) 825-8844
Website
Name Title / Status Ownership Type
FCH CAPITAL MANAGEMENT, LLC ControlOWNER
since May 2021
75% or moreDomestic Entity
Hill, Fred, C ControlMANAGER AND CHIEF OPERATING OFFICER
since May 2021
Less than 5%Individual
MEWSHAW, ROBERT, FRANK ControlPRESIDENT, CHIEF COMPLIANCE OFFICER
since May 2021
Less than 5%Individual
Hill, Fred, C Control
Indirect owner via FCH CAPITAL MANAGEMENT, LLC
OWNER
since May 2021
75% or moreIndividual

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

VSM Wealth Advisory, LLC Holdings (2026-09-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD MORNINGSTAR LARGE-CAP ETF VV 922908637 $57.7M 15.96% 163,845 SH
2 VANGUARD MORNINGSTAR MEGA CAP ETF MGC 921910873 $19.4M 5.36% 68,558 SH
3 VANGUARD SHORT-TERM CORPORATE BOND ETF VCSH 92206C409 $19.2M 5.32% 249,509 SH
4 VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF VTI 922908769 $18.0M 4.97% 47,865 SH
5 VANGUARD MORNINGSTAR SMALL-CAP ETF VB 922908751 $15.5M 4.30% 54,215 SH
6 VANGUARD HIGH DIVIDEND YIELD INDEX ETF VYM 921946406 $15.5M 4.29% 99,942 SH
7 VANGUARD MORNINGSTAR GROWTH ETF VUG 922908736 $15.0M 4.14% 165,972 SH
8 VANGUARD MORNINGSTAR VALUE ETF VTV 922908744 $14.1M 3.91% 65,236 SH
9 SCHWAB U.S. BROAD MARKET ETF SCHB 808524102 $12.9M 3.56% 437,787 SH
10 VANGUARD FTSE ALL-WORLD EX-US INDEX FUND VEU 922042775 $12.5M 3.45% 151,345 SH
11 VANGUARD MORNINGSTAR MID-CAP ETF VO 922908629 $12.3M 3.39% 155,049 SH
12 DIMENSIONAL US CORE EQUITY MARKET ETF DFAU 25434V104 $11.9M 3.30% 227,106 SH
13 DIMENSIONAL U.S. EQUITY MARKET ETF DFUS 25434V401 $10.2M 2.83% 122,911 SH
14 SCHWAB U.S. LARGE-CAP ETF SCHX 808524201 $10.1M 2.80% 336,507 SH
15 VANGUARD FTSE DEVELOPED MARKETS ETF VEA 921943858 $10.1M 2.78% 143,169 SH
16 U.S. CORE EQUITY 2 PORTFOLIO: ETF CLASS SHARES DFAC 25239Y212 $10.0M 2.77% 224,521 SH
17 VANGUARD EXTENDED MARKET ETF VXF 922908652 $8.5M 2.35% 36,425 SH
18 PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND MINT 72201R833 $5.2M 1.43% 51,704 SH
19 SCHWAB US AGGREGATE BOND ETF SCHZ 808524839 $4.6M 1.27% 207,799 SH
20 VANGUARD S&P 500 ETF VOO 922908363 $4.5M 1.24% 6,398 SH
21 EXXONMOBIL HOLDINGS CORP COM SHS XOM 30233Q108 $3.9M 1.09% 24,030 SH
22 VANGUARD SHORT-TERM BOND ETF BSV 921937827 $3.9M 1.09% 51,502 SH
23 VANGUARD FTSE EMERGING MARKETS ETF VWO 922042858 $3.8M 1.06% 65,153 SH
24 MICROSOFT CORP COM MSFT 594918104 $2.9M 0.81% 5,691 SH
25 SCHWAB U.S. SMALL-CAP ETF SCHA 808524607 $2.2M 0.60% 66,746 SH
26 VANGUARD MORNINGSTAR MEGA CAP VALUE ETF MGV 921910840 $2.2M 0.60% 13,504 SH
27 VANGUARD INTERMEDIATE-TERM TAX-EXEMPT BOND ETF VTEI 922907738 $2.1M 0.58% 21,887 SH
28 SCHWAB U.S. MID-CAP ETF SCHM 808524508 $1.9M 0.52% 55,061 SH
29 VANGUARD TAX-EXEMPT BOND ETF VTEB 922907746 $1.9M 0.52% 39,416 SH
30 PROCTER & GAMBLE CO COM PG 742718109 $1.7M 0.47% 11,711 SH
31 APPLE INC COM AAPL 037833100 $1.6M 0.45% 4,950 SH
32 VANGUARD MORNINGSTAR MEGA CAP GROWTH ETF MGK 921910816 $1.6M 0.44% 17,305 SH
33 VANGUARD INFORMATION TECHNOLOGY ETF VGT 92204A702 $1.5M 0.43% 12,125 SH
34 U.S. SMALL CAP PORTFOLIO ETF DFAS 25239Y188 $1.5M 0.42% 19,554 SH
35 BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B 084670702 $1.5M 0.41% 2,939 SH
36 PIMCO ACTIVE BOND EXCHANGE-TRADED FUND BOND 72201R775 $1.4M 0.39% 16,328 SH
37 VANGUARD MORNINGSTAR SMALL-CAP VALUE ETF VBR 922908611 $1.4M 0.39% 5,991 SH
38 STATE STREET SPDR S&P 500 ETF SPY 78462F103 $1.3M 0.35% 1,645 SH
39 JOHNSON & JOHNSON COM JNJ 478160104 $1.1M 0.31% 4,358 SH
40 SCHWAB U.S. LARGE-CAP GROWTH ETF SCHG 808524300 $1.1M 0.30% 29,720 SH
41 VANGUARD SHORT-TERM TAX EXEMPT BOND ETF VTES 921935870 $1.0M 0.29% 10,462 SH
42 MICRON TECHNOLOGY INC COM MU 595112103 $1.0M 0.28% 923 SH
43 ELI LILLY & CO COM LLY 532457108 $962.4K 0.27% 837 SH
44 JPMORGAN CHASE & CO COM JPM 46625H100 $948.2K 0.26% 2,846 SH
45 DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF DFAI 25434V203 $894.6K 0.25% 21,788 SH
46 NVIDIA CORPORATION COM NVDA 67066G104 $863.5K 0.24% 3,741 SH
47 INTEL CORP COM INTC 458140100 $827.2K 0.23% 6,893 SH
48 ADVANCED MICRO DEVICES INC COM AMD 007903107 $791.2K 0.22% 1,285 SH
49 ISHARES CORE S&P 500 ETF IVV 464287200 $785.0K 0.22% 1,023 SH
50 SCHWAB U.S. LARGE-CAP VALUE ETF SCHV 808524409 $726.4K 0.20% 21,763 SH
Filing History
Period Filed AUM Holdings Accession
2026-09-30 2026-11-13 $361.7M 119 0002050660-26-000005
2026-06-30 2026-07-23 $376.5M 507 0002050660-26-000003
2026-03-31 2026-05-06 $334.8M 505 0002050660-26-000002
2025-12-31 2026-02-06 $333.0M 455 0002050660-26-000001
Filer Information
Address
11350 MCCORMICK RD
EP 1, STE300
HUNT VALLEY, MD 21031
Phone
(410) 825-8844
Filing Manager
VSM Wealth Advisory, LLC
HUNT VALLEY, MD
Signatory
Robert Mewshaw
Chief Compliance Officer