Financial Concepts Unlimited, Inc. — 13F Holdings & Portfolio

CIK 2112099 · latest 13F-HR filed 2026-08-06

Financial Concepts Unlimited, Inc. manages $127.5M in 13F-reported U.S. long-equity assets across 44 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are QQQ (15.66%), DIA (14.98%), SPY (9.08%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 3 new positions, exited 3, added to 28, and trimmed 5.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
1020 WHITE MARSH RD.
CENTREVILLE, ME 21617
Phone
(301) 315-6344
Filing Manager
Financial Concepts Unlimited, Inc.
CENTREVILLE, ME
Signatory
John Taylor
CCO
Loading holdings…
AUM

$127.5M

Long-equity book

Holdings

44

Distinct positions

Period

2026-06-30

Filed 2026-08-06

Q/Q Activity

+3 / −3 / ↑28 / ↓5

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • INVESCO QQQ TRUST$4.3M +27.6%
  • SPDR DJ INDL AVG ETF TR$2.5M +15.3%
  • FEDERATED HME MDT SML COR$1.6M +26.4%
  • FED HME MDT LAR VAL ETF NAV$1.2M +12.7%
  • SPDR S&P 500 ETF$1.2M +11.8%
Show all 28

Top Trims

  • TESLA INC-$357.2K -31.8%
  • EXXON MOBIL CORP-$86.8K -25.0%
  • SPDR GOLD SHARES ETF-$48.4K -14.4%
  • MICROSOFT CORP-$44.0K -11.2%
  • WALMART INC-$34.7K -8.7%
Show all 5

New Positions

  • CISCO SYSTEMS INC$219.8K
  • SCHWAB US LG CAP ETF$208.9K
  • ALPHABET INC. CLASS C$200.7K
Show all 3

Exited Positions

  • CATERPILLAR INC$323.1K
  • AMERICAN EXPRESS CO$230.5K
  • SPONGETECH DELIVERY XXX REGISTRATION REV$0
Show all 3
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 INVESCO QQQ TRUST QQQ 46090E103 $20.0M 15.66% 27,121 SH
2 SPDR DJ INDL AVG ETF TR DIA 78467X109 $19.1M 14.98% 36,569 SH
3 SPDR S&P 500 ETF SPY 78462F103 $11.6M 9.08% 15,504 SH
4 FED HME MDT LAR VAL ETF NAV FLCV 31423L701 $11.0M 8.65% 307,724 SH
5 NVIDIA CORP NVDA 67066G104 $9.2M 7.21% 45,956 SH
6 FEDERATED HME MDT SML COR FSCC 31423L602 $7.5M 5.91% 201,958 SH
7 ISHARES CORE S&P 500 ETF IVV 464287200 $6.6M 5.20% 8,849 SH
8 SPDR S&P 600 SM CAP GR SLYG 78464A201 $5.9M 4.65% 49,817 SH
9 FEDERATED HERMES ETF TR MKTN 31423L875 $5.3M 4.13% 202,773 SH
10 SPDR S&P 400 MID CAP GR MDYG 78464A821 $5.2M 4.09% 46,591 SH
11 FED HERMS U S STRG DIV ETF FDV 31423L305 $3.8M 3.01% 122,172 SH
12 ISHARES TR CORE DIV GR DGRO 46434V621 $3.4M 2.66% 44,808 SH
13 ISHARES S&P 100 ETF OEF 464287101 $2.3M 1.77% 6,169 SH
14 FEDERATED HERMES SHT DUR FCSH 31423L107 $2.0M 1.55% 81,965 SH
15 APPLE INC AAPL 037833100 $1.9M 1.49% 6,570 SH
16 VANGUARD BD INDC FDS ST BD BSV 921937827 $1.8M 1.38% 22,601 SH
17 AMAZON.COM INC AMZN 023135106 $777.7K 0.61% 3,263 SH
18 TESLA INC TSLA 88160R101 $765.5K 0.60% 1,820 SH
19 VANGUARD S&P 500 ETF VOO 922908363 $747.3K 0.59% 1,088 SH
20 ISHARES NASDAQ BIOTEC IBB 464287556 $661.3K 0.52% 3,477 SH
21 CHARLES SCH US MC ETF SCHM 808524508 $627.4K 0.49% 17,017 SH
22 SCHWAB US SMALL CAP ETF SCHA 808524607 $532.9K 0.42% 14,749 SH
23 J P MORGAN CHASE & CO JPM 46625H100 $507.0K 0.40% 1,549 SH
24 LILLY ELI & CO LLY 532457108 $487.0K 0.38% 406 SH
25 FIDELITY 500 INDEX FD FENY 315911750 $410.5K 0.32% 1,571 SH
26 VANGUARD VAL INDX SH VNGBF 922908678 $382.0K 0.30% 4,492 SH
27 SCHWAB INTL EQUITY ETF SCHF 808524805 $375.6K 0.29% 13,560 SH
28 HOME DEPOT INC HD 437076102 $373.8K 0.29% 1,060 SH
29 WALMART INC WMT 931142103 $365.6K 0.29% 3,228 SH
30 MICROSOFT CORP MSFT 594918104 $351.0K 0.28% 941 SH
31 MARRIOTT INTL INC CLASS A MAR 571903202 $311.3K 0.24% 840 SH
32 ALPHABET INC. CLASS A GOOGL 02079K305 $297.4K 0.23% 832 SH
33 SPDR GOLD SHARES ETF GLD 78463V107 $287.7K 0.23% 781 SH
34 SCHWAB INTL SM CAP EQY SCHC 808524888 $276.4K 0.22% 5,743 SH
35 VANGUARD SPEC F DIV APP VIG 921908844 $275.7K 0.22% 1,165 SH
36 INVESCO AERO & DEF ETF PPA 46137V100 $261.4K 0.20% 1,480 SH
37 FIDELITY HIGH DIVD ETF FDVV 316092840 $260.9K 0.20% 4,328 SH
38 EXXON MOBIL CORP XOM 30231G102 $259.9K 0.20% 1,901 SH
39 META PLATFORMS, INC. META 30303M102 $256.8K 0.20% 456 SH
40 SPDR SER TR S&P DIVID ETF SDY 78464A763 $235.4K 0.18% 1,547 SH
41 DEMENSIONAL US TG VAL DFAT 25434V609 $224.0K 0.18% 3,204 SH
42 CISCO SYSTEMS INC CSCO 17275R102 $219.8K 0.17% 1,871 SH
43 SCHWAB US LG CAP ETF SCHX 808524201 $208.9K 0.16% 7,097 SH
44 ALPHABET INC. CLASS C GOOG 02079K107 $200.7K 0.16% 568 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-08-06 $127.5M 44 0002112099-26-000002
2026-03-31 2026-05-05 $111.6M 44 0002112099-26-000001