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Carter Financial, LLC — 13F Holdings & Portfolio

CIK 2115533 · latest 13F-HR filed 2026-05-13

Backtest portfolio

Carter Financial, LLC manages $115.0M in 13F-reported U.S. long-equity assets across 28 reported positions as of its 2026-03-31 13F-HR filing. Its largest disclosed positions are VUG (24.53%), VTI (21.45%), CGDV (14.67%). Quarter over quarter (versus its 2025-12-31 filing) the fund opened 5 new positions, exited 1, added to 7, and trimmed 6.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM

$115.0M

Long-equity book

Holdings

28

Distinct positions

Period

2026-03-31

Filed 2026-05-13

Q/Q Activity

+5 / −1 / ↑7 / ↓6

vs 2025-12-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • FIRST TR EXCHANGE-TRADED FD$1.5M +14.5%
  • J P MORGAN EXCHANGE TRADED F$1.5M +269.8%
  • CAPITAL GROUP DIVIDEND VALUE$995.0K +6.3%
  • SCHWAB STRATEGIC TR$812.9K +346.9%
  • VANGUARD INDEX FDS$702.9K +90.4%
Show all 7 →

Top Trims

  • VANGUARD INDEX FDS-$2.8M -9.1%
  • VANGUARD INDEX FDS-$2.4M -8.7%
  • VANGUARD INDEX FDS-$326.5K -10.6%
  • APPLE INC-$104.8K -6.6%
  • VISA INC-$84.3K -13.8%
Show all 6 →

New Positions

  • J P MORGAN EXCHANGE TRADED F$536.6K
  • SCHWAB STRATEGIC TR$344.7K
  • SCHWAB STRATEGIC TR$253.1K
  • FIRST TR EXCHANGE TRADED FD$247.7K
  • CATERPILLAR INC$212.5K
Show all 5 →

Exited Positions

  • INTUITIVE SURGICAL INC$203.9K
Show all 1 →
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD INDEX FDS VUG 922908736 $28.2M 24.53% 64,574 SH
2 VANGUARD INDEX FDS VTI 922908769 $24.7M 21.45% 76,890 SH
3 CAPITAL GROUP DIVIDEND VALUE CGDV 14020W106 $16.9M 14.67% 396,546 SH
4 FIRST TR EXCHANGE-TRADED FD LMBS 33739Q200 $11.9M 10.35% 238,837 SH
5 VANGUARD INDEX FDS VTV 922908744 $10.4M 9.07% 53,159 SH
6 VANGUARD INDEX FDS VB 922908751 $5.8M 5.03% 22,096 SH
7 VANGUARD INDEX FDS VNQ 922908553 $2.8M 2.41% 31,197 SH
8 J P MORGAN EXCHANGE TRADED F JMST 46641Q654 $2.0M 1.75% 39,509 SH
9 VANGUARD INDEX FDS VOO 922908363 $1.5M 1.29% 2,478 SH
10 APPLE INC AAPL 037833100 $1.5M 1.28% 5,801 SH
11 J P MORGAN EXCHANGE TRADED F JMUB 46641Q647 $1.3M 1.12% 25,659 SH
12 VANGUARD STAR FDS VXUS 921909768 $1.2M 1.08% 16,169 SH
13 SCHWAB STRATEGIC TR FNDF 808524755 $1.0M 0.91% 21,403 SH
14 VANGUARD MUN BD FDS VTEB 922907746 $1.0M 0.88% 20,273 SH
15 GLOBAL X FDS CATH 37954Y889 $593.4K 0.52% 7,593 SH
16 J P MORGAN EXCHANGE TRADED F JPST 46641Q837 $536.6K 0.47% 10,602 SH
17 VISA INC V 92826C839 $525.6K 0.46% 1,739 SH
18 SEMPRA SRE 816851109 $396.1K 0.34% 4,076 SH
19 SCHWAB STRATEGIC TR SCHG 808524300 $344.7K 0.30% 11,834 SH
20 VANGUARD BD INDEX FDS BIV 921937819 $331.4K 0.29% 4,294 SH
21 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $330.2K 0.29% 689 SH
22 SCHWAB STRATEGIC TR SCHB 808524102 $288.2K 0.25% 11,484 SH
23 CAPITAL GROUP INTL FOCUS EQT CGXU 14019W109 $285.0K 0.25% 9,663 SH
24 SCHWAB STRATEGIC TR SCHD 808524797 $253.1K 0.22% 8,251 SH
25 FIRST TR EXCHANGE TRADED FD SDVY 33741X102 $247.7K 0.22% 6,282 SH
26 FIRST TR EXCHNG TRADED FD VI BUFR 33740F755 $237.0K 0.21% 7,017 SH
27 MICROSOFT CORP MSFT 594918104 $234.7K 0.20% 634 SH
28 CATERPILLAR INC CAT 149123101 $212.5K 0.18% 300 SH
Filing History
Period Filed AUM Holdings Accession
2026-03-31 2026-05-13 $115.0M 28 0001172661-26-001814
2025-12-31 2026-03-17 $113.3M 24 0001172661-26-001353