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Carter Financial, LLC — 13F Holdings & Portfolio

CIK 2115533 · latest 13F-HR filed 2026-08-13

Backtest portfolio

Carter Financial, LLC manages $133.4M in 13F-reported U.S. long-equity assets across 33 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are VUG (24.92%), VTI (20.73%), CGDV (15.13%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 5 new positions, exited 0, added to 19, and trimmed 0.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
4225 EXECUTIVE SQUARE SUITE 1030
LA JOLLA, CA 92037
Phone
(858) 678-0579
Filing Manager
Carter Financial, LLC
LA JOLLA, CA
Signatory
Christina Hammann
Chief Compliance Officer
Loading holdings…
AUM

$133.4M

Long-equity book

Holdings

33

Distinct positions

Period

2026-06-30

Filed 2026-08-13

Q/Q Activity

+5 / −0 / ↑19 / ↓0

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • VANGUARD INDEX FDS$5.0M +17.8%
  • CAPITAL GROUP DIVIDEND VALUE$3.3M +19.6%
  • VANGUARD INDEX FDS$3.0M +12.1%
  • FIRST TR EXCHANGE-TRADED FD$1.6M +13.8%
  • VANGUARD INDEX FDS$952.7K +9.1%
Show all 19 →

Top Trims

  • No decreased positions.
Show all 0 →

New Positions

  • J P MORGAN EXCHANGE TRADED F$313.1K
  • ISHARES TR$249.8K
  • ABBVIE INC$216.9K
  • FIFTH THIRD BANCORP$210.2K
  • HOME DEPOT INC$202.8K
Show all 5 →

Exited Positions

  • No exits this quarter.
Show all 0 →
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD INDEX FDS VUG 922908736 $33.2M 24.92% 385,809 SH
2 VANGUARD INDEX FDS VTI 922908769 $27.6M 20.73% 74,694 SH
3 CAPITAL GROUP DIVIDEND VALUE CGDV 14020W106 $20.2M 15.13% 409,548 SH
4 FIRST TR EXCHANGE-TRADED FD LMBS 33739Q200 $13.5M 10.15% 271,854 SH
5 VANGUARD INDEX FDS VTV 922908744 $11.4M 8.54% 52,230 SH
6 VANGUARD INDEX FDS VB 922908751 $6.5M 4.85% 21,353 SH
7 VANGUARD INDEX FDS VNQ 922908553 $2.8M 2.08% 28,749 SH
8 VANGUARD INDEX FDS VOO 922908363 $2.2M 1.62% 3,150 SH
9 J P MORGAN EXCHANGE TRADED F JMST 46641Q654 $2.0M 1.53% 40,016 SH
10 J P MORGAN EXCHANGE TRADED F JMUB 46641Q647 $1.6M 1.24% 32,518 SH
11 SCHWAB STRATEGIC TR FNDF 808524755 $1.6M 1.22% 30,914 SH
12 APPLE INC AAPL 037833100 $1.6M 1.18% 5,461 SH
13 VANGUARD STAR FDS VXUS 921909768 $1.4M 1.03% 16,014 SH
14 VANGUARD MUN BD FDS VTEB 922907746 $1.0M 0.77% 20,273 SH
15 GLOBAL X FDS CATH 37954Y889 $671.9K 0.50% 7,593 SH
16 VISA INC V 92826C839 $596.6K 0.45% 1,739 SH
17 SCHWAB STRATEGIC TR SCHG 808524300 $568.1K 0.43% 16,788 SH
18 J P MORGAN EXCHANGE TRADED F JPST 46641Q837 $536.1K 0.40% 10,602 SH
19 SEMPRA SRE 816851109 $377.9K 0.28% 4,076 SH
20 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $344.8K 0.26% 689 SH
21 CAPITAL GROUP INTL FOCUS EQT CGXU 14019W109 $334.5K 0.25% 9,663 SH
22 SCHWAB STRATEGIC TR SCHB 808524102 $332.6K 0.25% 11,484 SH
23 VANGUARD BD INDEX FDS BIV 921937819 $329.4K 0.25% 4,294 SH
24 FIRST TR EXCHANGE TRADED FD SDVY 33741X102 $327.7K 0.25% 7,597 SH
25 CATERPILLAR INC CAT 149123101 $319.5K 0.24% 300 SH
26 J P MORGAN EXCHANGE TRADED F JBND 46654Q716 $313.1K 0.23% 5,853 SH
27 SCHWAB STRATEGIC TR SCHD 808524797 $261.6K 0.20% 8,251 SH
28 FIRST TR EXCHNG TRADED FD VI BUFR 33740F755 $256.3K 0.19% 7,017 SH
29 ISHARES TR USMV 46429B697 $249.8K 0.19% 2,590 SH
30 MICROSOFT CORP MSFT 594918104 $236.5K 0.18% 634 SH
31 ABBVIE INC ABBV 00287Y109 $216.9K 0.16% 862 SH
32 FIFTH THIRD BANCORP FITB 316773100 $210.2K 0.16% 3,729 SH
33 HOME DEPOT INC HD 437076102 $202.8K 0.15% 575 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-08-13 $133.4M 33 0001172661-26-003410
2026-03-31 2026-05-13 $115.0M 28 0001172661-26-001814
2025-12-31 2026-03-17 $113.3M 24 0001172661-26-001353