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NBT BANK, N.A. — 13F Holdings & Portfolio

CIK 898413 · latest 13F-HR filed 2026-07-29

Backtest portfolio

NBT BANK, N.A. manages $1.51B in 13F-reported U.S. long-equity assets across 1,561 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are GUNR (2.85%), AAPL (2.77%), MSFT (2.68%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 145 new positions, exited 149, added to 421, and trimmed 291.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
52 SOUTH BROAD STREET
NORWICH, NY 13815
Phone
(607) 337-6259
Filing Manager
NBT BANK, N.A.
NORWICH, NY
Signatory
Leona A. Hoag
Vice President and Registered Principal
Loading holdings…
AUM

$1.51B

Long-equity book

Holdings

1,561

Distinct positions

Period

2026-06-30

Filed 2026-07-29

Q/Q Activity

+145 / −149 / ↑421 / ↓291

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • CATERPILLAR INC$12.5M +44.2%
  • Alphabet Inc Cl A$8.5M +20.3%
  • VANGUARD S&P 500 ETF$8.4M +90.3%
  • Alphabet Inc Cl C$7.4M +17.9%
  • Palo Alto Networks$6.8M +132.6%
Show all 421 →

Top Trims

  • ISHARES CORE S&P U.S. GROWTH ETF-$16.2M -83.9%
  • Vanguard Value ETF-$15.7M -82.0%
  • Vanguard Total Stock-$13.7M -68.8%
  • VANGUARD SHORT TERM COR BD ETF-$7.3M -81.6%
  • EXXON MOBIL CORP-$7.0M -24.7%
Show all 291 →

New Positions

  • AMERICAN FUNDS GROWTH FUND OF AMER F2$2.0M
  • SCHWAB GOVERNMENT MONEY INV$2.0M
  • AMERICAN FUNDS AMERICAN BALANCED F2$1.6M
  • PERMANENT PORTFOLIO PERMANENT I$1.4M
  • PIMCO INCOME I-3$1.4M
Show all 145 →

Exited Positions

  • Honeywell Intl Inc$6.3M
  • Aberdeen Std Physical Swiss Gold$2.4M
  • EI DuPont de Nemours & Co.$933.8K
  • Roper Technologies Inc$490.4K
  • First Trust ISE Water Index Fd$390.7K
Show all 149 →
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 FlexShares Mstar Glbl Upstrm N GUNR 33939L407 $43.0M 2.85% 872,638 SH
2 Apple Inc AAPL 037833100 $41.9M 2.77% 144,641 SH
3 Microsoft Corp MSFT 594918104 $40.5M 2.68% 108,649 SH
4 Microsoft Corp MSFT 594918104 $34.4M 2.28% 92,243 SH
5 Apple Inc AAPL 037833100 $32.1M 2.12% 110,800 SH
6 Ishares MSCI EAFE Growth ETF EFG 464288885 $31.1M 2.06% 250,135 SH
7 Alphabet Inc Cl A GOOGL 02079K305 $27.9M 1.85% 78,088 SH
8 Alphabet Inc Cl C GOOG 02079K107 $27.6M 1.83% 77,982 SH
9 Trane Technologies Plc ADR TT G8994E103 $27.1M 1.79% 55,139 SH
10 Alphabet Inc Cl A GOOGL 02079K305 $22.5M 1.49% 62,902 SH
11 JP Morgan Chase & CO JPM 46625H100 $21.8M 1.44% 66,452 SH
12 Alphabet Inc Cl C GOOG 02079K107 $21.3M 1.41% 60,369 SH
13 JP Morgan Chase & CO JPM 46625H100 $17.9M 1.18% 54,621 SH
14 Johnson & Johnson JNJ 478160104 $17.6M 1.17% 69,421 SH
15 Vanguard S&P 500 ETF VOO 922908363 $17.0M 1.12% 24,712 SH
16 Caterpillar Inc CAT 149123101 $14.4M 0.95% 13,511 SH
17 Lowes Cos Inc LOW 548661107 $14.0M 0.93% 63,416 SH
18 Caterpillar Inc CAT 149123101 $13.3M 0.88% 12,492 SH
19 CATERPILLAR INC CAT 149123101 $13.2M 0.88% 12,435 SH
20 Deere & CO DE 244199105 $12.6M 0.83% 19,869 SH
21 Amazon.Com Inc AMZN 023135106 $12.0M 0.79% 50,169 SH
22 Cisco Systems Inc CSCO 17275R102 $11.6M 0.77% 98,740 SH
23 Exxonmobil Corp XOM 30231G102 $11.5M 0.76% 84,262 SH
24 McDonalds Corp MCD 580135101 $11.5M 0.76% 42,363 SH
25 State Street SPDR S&P Dividend SDY 78464A763 $11.3M 0.75% 74,052 SH
26 NBT Bancorp Inc NBTB 628778102 $11.2M 0.74% 227,784 SH
27 Procter & Gamble CO PG 742718109 $11.2M 0.74% 76,490 SH
28 Amazon.Com Inc AMZN 023135106 $11.0M 0.73% 46,059 SH
29 iShares TR 1-5 Yr Inv Gr Corp IGSB 464288646 $10.8M 0.71% 205,444 SH
30 IShares 0-5 Yr TIPs ETF STIP 46429B747 $10.2M 0.67% 99,500 SH
31 Nvidia Corp NVDA 67066G104 $10.1M 0.67% 50,593 SH
32 Exxonmobil Corp XOM 30231G102 $9.9M 0.66% 72,447 SH
33 RTX Corporation RTX 75513E101 $9.2M 0.61% 48,317 SH
34 State Street SPDR S&P MIDCAP 4 MDY 78467Y107 $9.0M 0.60% 12,801 SH
35 Johnson & Johnson JNJ 478160104 $8.8M 0.58% 34,759 SH
36 Berkshire Hathaway Inc-Cl B BRK.B 084670702 $8.6M 0.57% 17,285 SH
37 Ishares Russell 2000 ETF IWM 464287655 $8.4M 0.56% 28,097 SH
38 Grainger W W Inc GWW 384802104 $8.3M 0.55% 6,129 SH
39 Vanguard Extended Duration Tre EDV 921910709 $8.2M 0.55% 126,670 SH
40 Wal Mart Inc WMT 931142103 $8.2M 0.54% 72,109 SH
41 Bank Montreal Quebec BMO 063671101 $8.0M 0.53% 45,418 SH
42 Berkshire Hathaway Inc-Cl B BRK.B 084670702 $7.9M 0.52% 15,793 SH
43 State Street SPDR S&P 500 ETF SPY 78462F103 $7.9M 0.52% 10,524 SH
44 Chevron Corporation CVX 166764100 $7.5M 0.50% 45,349 SH
45 Palo Alto Networks PANW 697435105 $7.5M 0.49% 21,852 SH
46 Schwab US Dividend Equity ETF SCHD 808524797 $7.4M 0.49% 234,289 SH
47 Intl. Business Machines Corp IBM 459200101 $7.4M 0.49% 26,216 SH
48 Ishares Core Msci Eafe ETF IEFA 46432F842 $7.3M 0.48% 75,522 SH
49 Lilly Eli & CO LLY 532457108 $7.2M 0.48% 5,986 SH
50 Costco Wholesale Corp COST 22160K105 $7.0M 0.46% 7,474 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-29 $1.51B 1,561 0001140361-26-029985
2026-03-31 2026-04-28 $1.53B 1,673 0001140361-26-017312
2025-12-31 2026-01-23 $1.55B 1,374 0001140361-26-002113