Trupanion, Inc.(TRUP)

Stock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership.

TRUP iron condor setups TRUP expected move TRUP IV rank history TRUP Fibonacci levels TRUP insider trading

Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.

TRUP $23.06 —
Snapshot
$23.06
52-Week Range
$21.16 – $46.98
YTD
-38.02%
IV Rank (30D)
48.81
Straddle Price
$2.20
P/C Vol Ratio
0.01
Market Cap
$1.0B
Fair Value
MODEL: LONG

A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.

  • DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
  • Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
  • DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
  • P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
  • Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
  • Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
  • Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
  • Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
10-yr Treasury (rf)4.96%
Beta vs SPY1.64
Cost of Equity (CAPM)13.99% (VRP-adj)
WACC13.07%
Volatility Risk Premium+52.4pp (IV − HV30), ERP adj +50bps
Effective Tax Rate11.5%
Rev. Growth (YoY, DCF input)+7.1%
DCF Horizon10 years explicit + fade
Forward Tilt (NTM/TTM)×1.07 (applied to P/E, EV/EBITDA, P/S)
Free Cash Flow (TTM)$0.1B
Return on Equity (TTM)5.7%
Book / Price41.9% — banking bias active (P/B is primary)
Bank Quality Adj×0.50 (target ROE vs peer median)
Gross Margin (TTM)16.6%
FCF Margin (TTM)5.4%
Debt / Equity0.24
Quality Score2/6 — normal (10y DCF)
Market-Implied Growth+5.3% (reverse-DCF on current price)
SMA 50$27.09 (Market Anchor value)
SMA 20 / Bollinger Mid$26.23
Bollinger Width / SMA20122.6% (drives anchor stability)
Net Debt$-0.1B
Market Cap$1B
Peers used for multiples: CI, CNC, ELV, HUM, MOH, OSCR, UNH (SIC-code peers; ETF co-membership was sector-incoherent)
Model Conviction
82%
20-Day Fair Value
≈ by Oct 26, 2026
$23.98
α +3.6% rank 61%
40-Day Fair Value
≈ by Nov 24, 2026
$25.23
α +9.0% rank 66%
60-Day Fair Value
≈ by Dec 23, 2026
$26.31
α +13.7% rank 59%
MethodImplied PriceWeightDetail
DCF $24.49 26%
DDM (Gordon) n/a 0%
Peer P/E $4.94 8% median 17.4× · 5 peers
Peer EV/EBITDA n/a 0% median 12.2× · 7 peers
Peer P/B $21.96 12% median 2.3× · 7 peers
Peer P/S $5.78 4% median 0.3× · 7 peers
Market Anchor (SMA50) $27.09 36% stability 68% (BB-width)
Options Expected (B-L 30d) $21.74 14% 11 strikes · skew -0.84
As of 2026-09-25 · updated
Info
Industry (SIC)
HOSPITAL & MEDICAL SERVICE PLANS (6324)
Exchange
XNAS
Market Cap
$1.0B

Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on b…

Summary
—
composite
—
No summary data available for this symbol yet.

Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.

Chart
Seasonality
MonthAvg ReturnYears of Data
Jan -4.37% 6
Feb -12.37% 6
Mar +3.39% 6
Apr -8.46% 6
May +1.02% 6
Jun +7.09% 6
Jul +5.18% 6
Aug +5.54% 6
Sep -9.97% 6
Oct +1.77% 5
Nov +8.21% 5
Dec +2.34% 5
Technical Indicators

Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.

Trend Indicators
  • SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
  • EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
  • MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
  • ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
  • +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
  • RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
  • Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
  • Williams %R — inverted scale: <−80 oversold, >−20 overbought.

Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.

Volume & Volatility
  • Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
  • OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
  • Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
  • ATR / True Range — average daily $ move; sizing and stop-loss reference.
  • HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.

Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →

Trend Indicators

SMA 20: $25.91
SMA 50: $27.03
SMA 200: $27.86
Current: $23.15
EMA 12: $24.59
EMA 26: $25.91
MACD: -1.3254 | Signal: -0.3909
BEARISH
ADX (14): 27.56
TREND
+DI: 13.83
−DI: 36.27

Momentum Oscillators

RSI (14): 33.76
NEUTRAL
Stoch %K: 7.58
Stoch %D: 4.54
Williams %R: -79.74

Volume & Volatility

BB Upper: $30.03
BB Lower: $21.79
NEUTRAL
OBV: -9,863,550
Vol SMA 20: 443,856
Vol ROC: -7.73%
ATR: $1.16
True Range: $1.17
HV 20: 47.4%
HV 30: 44.8%
HV 60: 57.8%

Data Summary

Data Points: 500
Last Updated:
Date Range: 2024-09-26T00:00:00 – 2026-09-24T00:00:00
AI Analysis

LLM Stock Analysis Report

SYMBOL: TRUP CURRENT PRICE: $24.89

Executive Summary Overall Assessment: NEUTRAL (Confidence Level: 6/10) Key Drivers: * Technical indicators suggest a consolidating market with no clear trend direction. * Recent news sentiment is predominantly positive, indicating potential support for the stock. Primary Risks: * Uncertainty around earnings and guidance, which could impact volatility and price movement.

Technical Analysis

Trend Direction: NEUTRAL (Short-term: Consolidation, Medium-term: Sideways Trend) Support/Resistance Levels: * Upper Bollinger Band: $33.34 * Lower Bollinger Band: $24.57 Momentum Signals: * RSI: 34.69 (Neutral) * MACD: Bullish (Histogram: 0.13) * Bollinger Bands: Neutral

Volume Analysis: * Volume SMA 20: 429250.25 * On-Balance Volume (OBV): -8263150.22 * Volume Rate of Change: -31.43%

News & Sentiment Analysis

Recent Headlines Summary: Positive news headlines from Trupanion, including paid claims milestones and veterinary appreciation awards.

Sentiment Assessment: POSITIVE

Catalyst Identification: None significant in the near term.

Market Narrative: Recent positive news may have contributed to the stock's consolidation phase.

Risk & Volatility Assessment

Beta Interpretation: Low volatility - stock moves less than market (0.14 vs SPY).

Volatility Regime: Historical volatility levels are low, indicating a relatively stable environment.

Options Market Signals: * IV Rank: 22.6% (Low) * Current IV: 77.2% * Expected Move: $3.60 (35 DTE), 7-DTE: $1.65 * Volume Flow: Bullish (5 calls vs 1 puts) * Open Interest: 15 calls vs 1 puts

Downside Protection: Support levels: Lower Bollinger Band ($24.57) and the 20-SMA ($28.96).

Market Context & Positioning

Sector Performance: Neutral, with no significant sector correlations.

Institutional Activity: Institutional interest is moderate, as indicated by volume patterns.

Correlation Analysis: Correlation to SPY (R-squared interpretation) is relatively low at -0.04, suggesting a degree of independence.

Relative Valuation: The stock is trading within its established range, with no clear overbought or oversold conditions.

Key Levels & Action Items

Critical Price Levels: * Lower Bollinger Band: $24.57 * Upper Bollinger Band: $33.34 Breakout/Breakdown Levels: * Above the 20-SMA ($28.96) could trigger a short-term uptrend. Time-Sensitive Catalysts: None significant in the near term.

Risk Management: Stop-loss levels should be set around the Lower Bollinger Band ($24.57). Position sizing considerations should prioritize risk management, focusing on maintaining a balanced portfolio.

Generated
News
Earnings History
5 of 7 under expected move
Avg Expected Move
15.64%
Avg Actual Move
9.39%
Each row pairs the pre-earnings straddle-implied expected move with the realized close-to-close move. Sorted oldest first.
Earnings Date Timing Expected Move Actual Move Ratio Outcome
2024-10-30 After-Close 17.85% 5.25% 0.29x Within
2025-05-01 After-Close 18.36% 22.35% 1.22x Exceeded
2025-08-07 After-Close 13.59% 0.12% 0.01x Within
2025-11-06 After-Close 14.67% 8.32% 0.57x Within
2026-02-12 After-Close 13.48% 14.30% 1.06x Exceeded
2026-04-30 After-Close 15.63% 1.42% 0.09x Within
2026-08-05 After-Close 15.89% 13.94% 0.88x Within
Options Activity
IV Rank (30D)
48.81
IV Rank (7D)
48.81
Avg IV
100.1%
Straddle (30D)
$2.20
Straddle (7D)
$2.20
P/C Volume
0.01
Spread Scanner GPU
Full Algorithm Docs ↗

Each spread is ranked by a composite score built in three stages. Full documentation →

Stage 1 — Base Score (GPU scanner)

score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.

Stage 2 — Skew Adjustment (±25% cap)

RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.

Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
  • RSI <40 bullish / >60 bearish
  • MACD crossover + histogram trend
  • Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
  • Stochastic %K <20 / >80
  • Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
  • Blended ATR + straddle expected-move penalty
  • Bollinger Band signal (+ counter-trend penalty)
  • BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
  • IV rank ≥ 75 → strong boost for credit spreads
  • IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
  • Min open interest across all legs
  • OI < 100 → −0.10 · OI < 500 → −0.05

score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →

Enter a ticker to scan for optimal spread opportunities.

Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.

Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Metric:
Wing vs ATM
IV(put wing) − IV(ATM), in vol points

How much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.

  • Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
  • Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
  • Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
  • Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each side

Which side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.

  • Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
  • Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
  • Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
  • Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together

Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:

  • High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
  • Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
  • Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d —
— pts EXTREME
ATM — / Wing —
30 DTE / 10d —
— pts EXTREME
ATM — / Wing —

Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.

Volatility Surface

Enter a ticker to render the implied volatility surface.

Volatility Smile

Enter a ticker to render the implied volatility smile.

IV Rank (7 DTE)
IV Rank (30 DTE)
Straddle Price (30 DTE)
Beta Analysis
Beta (1Y vs SPY)
0.15
Correlation (SPY)
4.1%
R²
0.00
Ann. Volatility
47.0%
SPY Volatility
13.0%

Low volatility - stock moves less than market

Beta & Alpha Over Time
Institutional Ownership (13F)
Latest filings — 2026-06-30
Diluted shares outstanding: 43,655,204 (as of 2026-06-30)

Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.

  • Shares — long equity positions in this name, aggregated across share classes.
  • Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
  • % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
  • Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.

Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.

206 filers37,080,617 shares$951.34M value84.94% of float
# Filer Shares Value % of Total % of Float Period
1 BlackRock, Inc. Custodian 5,441,008 $134.77M 14.17% 12.46% 2026-06-30
2 VANGUARD GROUP INC Custodian 3,505,021 $130.98M 13.77% 8.03% 2025-12-31
3 Capital World Investors 3,840,269 $95.12M 10.00% 8.80% 2026-06-30
4 AFLAC INC 3,636,364 $90.07M 9.47% 8.33% 2026-06-30
5 VANGUARD PORTFOLIO MANAGEMENT LLC 1,801,498 $44.62M 4.69% 4.13% 2026-06-30
6 Polar Capital Holdings Plc 1,750,000 $43.35M 4.56% 4.01% 2026-06-30
7 VANGUARD CAPITAL MANAGEMENT LLC 1,486,377 $36.82M 3.87% 3.40% 2026-06-30
8 STATE STREET CORP (STT, STT-PG) 1,365,662 $33.83M 3.56% 3.13% 2026-06-30
9 FMR LLC Custodian 1,040,565 $25.77M 2.71% 2.38% 2026-06-30
10 MORGAN STANLEY Custodian 901,215 $22.32M 2.35% 2.06% 2026-06-30
11 GEODE CAPITAL MANAGEMENT, LLC Custodian 875,839 $21.70M 2.28% 2.01% 2026-06-30
12 GREENLEA LANE CAPITAL MANAGEMENT, LLC 776,490 $19.23M 2.02% 1.78% 2026-06-30
13 BANK OF AMERICA CORP /DE/ Custodian 575,764 $14.26M 1.50% 1.32% 2026-06-30
14 MARSHALL WACE, LLP Custodian 561,333 $13.90M 1.46% 1.29% 2026-06-30
15 Kopion Asset Management, LLC 522,999 $12.95M 1.36% 1.20% 2026-06-30
16 GOLDMAN SACHS GROUP INC Custodian 491,871 $12.18M 1.28% 1.13% 2026-06-30
17 Qube Research & Technologies Ltd 406,217 $10.06M 1.06% 0.93% 2026-06-30
18 Clearbridge Investments, LLC 395,906 $9.81M 1.03% 0.91% 2026-06-30
19 DIMENSIONAL FUND ADVISORS LP Custodian 380,610 $9.43M 0.99% 0.87% 2026-06-30
20 NORTHERN TRUST CORP Custodian 372,420 $9.22M 0.97% 0.85% 2026-06-30
21 TUDOR INVESTMENT CORP ET AL 356,697 $8.84M 0.93% 0.82% 2026-06-30
22 CHARLES SCHWAB INVESTMENT MANAGEMENT INC 327,005 $8.10M 0.85% 0.75% 2026-06-30
23 Hosking Partners LLP 299,096 $7.41M 0.78% 0.69% 2026-06-30
24 JPMORGAN CHASE & CO Custodian 285,654 $7.31M 0.77% 0.65% 2026-06-30
25 RENAISSANCERE HOLDINGS LTD 263,000 $6.51M 0.68% 0.60% 2026-06-30
5 filers$3.90M notional
# Filer Notional Value % of Total Period
1 CITADEL ADVISORS LLC Custodian $1.46M 37.49% 2026-06-30
2 JANE STREET GROUP, LLC Custodian $1.37M 35.08% 2026-06-30
3 SUSQUEHANNA INTERNATIONAL GROUP, LLP Custodian $517.69K 13.26% 2026-06-30
4 WOLVERINE TRADING, LLC Custodian $429.44K 11.00% 2025-09-30
5 SIMPLEX TRADING, LLC Custodian $123.85K 3.17% 2026-06-30
5 filers$2.77M notional
# Filer Notional Value % of Total Period
1 WOLVERINE TRADING, LLC Custodian $1.68M 60.68% 2025-09-30
2 SUSQUEHANNA INTERNATIONAL GROUP, LLP Custodian $715.85K 25.88% 2026-06-30
3 CITADEL ADVISORS LLC Custodian $252.65K 9.14% 2026-06-30
4 GROUP ONE TRADING LLC Custodian $89.17K 3.22% 2026-06-30
5 SIMPLEX TRADING, LLC Custodian $29.72K 1.07% 2026-06-30
Insider Activity
Latest: 2026-09-15
Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
Filed Reporter Role Action Shares Avg Price Net $ Link
2026-09-15 Margaret Tooth CEO Sell (S) −1,000 $25.00 -$25.0K EDGAR
2026-09-01 JOHN R GALLAGHER Chief Operating Officer Sell (S) −3,604 $29.70 -$107.0K EDGAR
2026-08-26 BRADLEY S POWELL Director Exer (M) +1,640 — EDGAR
2026-08-26 SIMON WHEELER EVP, Trupanion International Mixed +1,088 $31.77 -$34.5K EDGAR
2026-08-26 DARRYL RAWLINGS Director Exer (M) +313 — EDGAR
2026-08-26 Fawwad Qureshi Chief Financial Officer Mixed +2,149 $30.85 -$357.7K EDGAR
2026-08-26 JOHN R GALLAGHER Chief Operating Officer Mixed +5,143 $31.77 -$52.4K EDGAR
2026-08-26 STEVE WEINRAUCH EVP, North Am & Vet Strategy Mixed +3,678 $31.77 -$37.5K EDGAR
2026-08-26 Margaret Tooth CEO Mixed +11,551 $31.77 -$238.0K EDGAR
2026-08-26 ASHER BEARMAN Chief Legal Officer Mixed +1,769 $31.76 -$26.7K EDGAR
2026-08-26 BRENNA MCGIBNEY Chief Administration Officer Mixed +2,992 $31.77 -$109.2K EDGAR
2026-08-26 HOWARD E RUBIN Director Exer (M) +420 — EDGAR
2026-08-13 Margaret Tooth CEO Sell (S) −978 $29.05 -$28.4K EDGAR
2026-07-30 JOHN R GALLAGHER Chief Operating Officer Sell (S) −431 $25.08 -$10.8K EDGAR
2026-07-01 JOHN R GALLAGHER Chief Operating Officer Sell (S) −431 $25.35 -$10.9K EDGAR
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
Insider Holdings
46 insiders · @ $23.15
Officers, directors, and 10%+ owners ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
# Insider Role Shares Disclosed Exposure Lifetime OM Net Filings Last Filed
1 MEP Associates III, L.P. 10%+ Owner 3,866,555 $89.51M $0 1 2017-05-09
2 HIGHLAND CONSUMER FUND I LP 10%+ Owner 3,064,240 $70.94M $0 1 2014-07-24
3 Highland Consumer GP GP LLC 10%+ Owner 2,723,620 $63.05M -$13.60M 2 2015-03-03
4 RENAISSANCERE HOLDINGS LTD 10%+ Owner 1,999,990 $46.30M $0 1 2014-07-23
5 DARRYL RAWLINGS Director 1,460,491 $33.81M -$46.42M 225 2026-08-26
6 Maveron General Partner III LLC 10%+ Owner 421,918 $9.77M -$102.7K 2 2017-08-28
7 Maveron Equity Partners III, L.P. 10%+ Owner 305,315 $7.07M $0 1 2017-11-09
8 Maveron III Entrepreneurs Fund, L.P. 10%+ Owner 235,731 $5.46M $0 1 2014-07-23
9 HOWARD E RUBIN Director 233,148 $5.40M -$14.84M 65 2026-08-26
10 PETER R. BEAUMONT Director 225,040 $5.21M $0 2 2015-12-01
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
Notice of Proposed Sale (Form 144)
Latest: 2026-09-11
Last 30d: 3 filings · $315K notice value  ·  Last 90d: 6 filings · $366K notice value · 3 unique filers · 100% under 10b5-1 plans

What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.

How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.

10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.

"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. Amendments (Form 144/A) and post-cancellation refilings can inflate this if you sum naively; the rollup above excludes filings with zero stated value.

Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.

Top 90-day filers: FAWWAD QURESHI (1, $183K) · JOHN GALLAGHER (3, $129K) · MARGARET R TOOTH (2, $53K)
Filed Filer Role Shares Notice Value Planned Sale Broker Plan Link
2026-09-11 MARGARET R TOOTH Officer, Director 1,000 $25.0K 2026-09-11 Morgan Stanley Smith Barney LLC … 10b5-1 EDGAR
2026-08-28 JOHN GALLAGHER Officer 3,604 $107.0K 2026-08-28 Morgan Stanley Smith Barney LLC … 10b5-1 EDGAR
2026-08-26 FAWWAD QURESHI Officer 6,111 $183.4K 2026-08-26 Morgan Stanley Smith Barney LLC … 10b5-1 EDGAR
2026-08-11 MARGARET R TOOTH Officer, Director 978 $28.4K 2026-08-11 Morgan Stanley Smith Barney LLC … 10b5-1 EDGAR
2026-07-28 JOHN GALLAGHER Officer 431 $10.8K 2026-07-28 Morgan Stanley Smith Barney LLC … 10b5-1 EDGAR
2026-06-29 JOHN GALLAGHER Officer 431 $10.9K 2026-06-29 Morgan Stanley Smith Barney LLC … 10b5-1 EDGAR
2026-06-05 STEVE A WEINRAUCH Officer 6,674 $146.8K 2026-06-05 Morgan Stanley Smith Barney LLC … — EDGAR
2026-05-28 JOHN GALLAGHER Officer 3,603 $78.2K 2026-05-28 Morgan Stanley Smith Barney LLC … 10b5-1 EDGAR
2026-05-27 FAWWAD QURESHI Officer 6,177 $136.9K 2026-05-27 Morgan Stanley Smith Barney LLC … 10b5-1 EDGAR
2026-04-28 JOHN GALLAGHER Officer 431 $11.8K 2026-04-28 Morgan Stanley Smith Barney LLC … 10b5-1 EDGAR
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed.
ETF Holders
# ETF Provider Weight $ Exposure ETF AUM As Of
Fundamentals

Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.

Metrics
  • Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
  • Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
  • Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
  • Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
  • Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
  • YoY growth — compare to the same quarter a year earlier to remove seasonality.
  • Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
  • Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.

TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.

P/E Ratio43.5
P/B Ratio2.5
P/S Ratio0.7
EV/EBITDA23.6
TTM Revenue$1.5B
TTM Net Income$0.0B
TTM EPS$0.53
ROE5.7%
Debt/Equity0.26