RETIREMENT INCOME SOLUTIONS, INC — 13F Holdings & Portfolio
CIK 1730386 · latest 13F-HR filed 2026-05-04
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
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AUM
$585.1M
Long-equity book
Holdings
173
Distinct positions
Period
2026-03-31
Filed 2026-05-04
Q/Q Activity
+13 / −10 / ↑37 / ↓49
vs 2025-12-31
Firm Profile & Key People
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- PIMCO ETF TR$2.0M +6.2%
- J P MORGAN EXCHANGE TRADED F$1.0M +216.7%
- AMERICAN CENTY ETF TR$1.0M +25.7%
- WORLD GOLD TR$803.1K +7.2%
- DIMENSIONAL ETF TRUST$751.3K +20.6%
Top Trims
- STATE STR SPDR S&P 500 ETF T-$2.6M -5.4%
- ISHARES TR-$2.3M -11.4%
- ISHARES TR-$2.1M -5.6%
- MICROSOFT CORP-$773.0K -24.8%
- SPDR SERIES TRUST-$739.0K -7.6%
New Positions
- FIDELITY MERRIMACK STR TR$489.2K
- VANGUARD BD INDEX FDS$375.1K
- NEXTERA ENERGY INC$338.9K
- GRANITESHARES GOLD TR$251.2K
- ISHARES SILVER TR$246.3K
Exited Positions
- STRYKER CORPORATION$279.1K
- THERMO FISHER SCIENTIFIC INC$236.4K
- PALO ALTO NETWORKS INC$226.6K
- CAPITAL ONE FINL CORP$222.7K
- ADVANCED MICRO DEVICES INC$214.2K
All Holdings
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | SPDR SERIES TRUST | SPYM | 78464A854 | $142.3M | 24.33% | 1,859,482 | SH |
| 2 | STATE STR SPDR S&P 500 ETF T | SPY | 78462F103 | $45.4M | 7.76% | 69,780 | SH |
| 3 | SPDR SERIES TRUST | SPMD | 78464A847 | $42.5M | 7.26% | 717,188 | SH |
| 4 | J P MORGAN EXCHANGE TRADED F | JPST | 46641Q837 | $36.4M | 6.22% | 719,459 | SH |
| 5 | ISHARES TR | IVV | 464287200 | $36.0M | 6.15% | 55,070 | SH |
| 6 | PIMCO ETF TR | MINT | 72201R833 | $34.9M | 5.97% | 347,406 | SH |
| 7 | ISHARES TR | IWF | 464287614 | $17.9M | 3.06% | 41,989 | SH |
| 8 | ISHARES TR | IJH | 464287507 | $15.8M | 2.71% | 234,434 | SH |
| 9 | WORLD GOLD TR | GLDM | 98149E303 | $12.0M | 2.06% | 129,822 | SH |
| 10 | SPDR SERIES TRUST | SPYX | 78468R796 | $9.0M | 1.54% | 169,450 | SH |
| 11 | ISHARES TR | ESGU | 46435G425 | $7.7M | 1.32% | 54,534 | SH |
| 12 | INVESCO QQQ TR | QQQ | 46090E103 | $7.7M | 1.31% | 13,302 | SH |
| 13 | J P MORGAN EXCHANGE TRADED F | JMUB | 46641Q647 | $7.1M | 1.21% | 141,486 | SH |
| 14 | INVESCO EXCHANGE TRADED FD T | RSP | 46137V357 | $7.1M | 1.21% | 36,798 | SH |
| 15 | ISHARES TR | IWD | 464287598 | $6.9M | 1.18% | 32,403 | SH |
| 16 | STATE STR SPDR S&P MIDCAP 40 | MDY | 78467Y107 | $6.3M | 1.08% | 10,228 | SH |
| 17 | ISHARES TR | IWB | 464287622 | $6.2M | 1.05% | 17,255 | SH |
| 18 | FIDELITY COVINGTON TRUST | FESM | 31609A206 | $5.7M | 0.97% | 150,039 | SH |
| 19 | ISHARES TR | ACWI | 464288257 | $5.6M | 0.96% | 40,588 | SH |
| 20 | APPLE INC | AAPL | 037833100 | $5.1M | 0.88% | 20,218 | SH |
| 21 | AMERICAN CENTY ETF TR | AVDE | 025072703 | $4.9M | 0.84% | 57,749 | SH |
| 22 | DIMENSIONAL ETF TRUST | DFAE | 25434V302 | $4.4M | 0.75% | 130,010 | SH |
| 23 | VANGUARD INDEX FDS | VO | 922908629 | $4.0M | 0.69% | 13,985 | SH |
| 24 | AMAZON COM INC | AMZN | 023135106 | $3.4M | 0.59% | 16,469 | SH |
| 25 | SPDR SERIES TRUST | SPYG | 78464A409 | $3.3M | 0.57% | 33,803 | SH |
| 26 | ISHARES TR | EFA | 464287465 | $3.2M | 0.55% | 33,414 | SH |
| 27 | BERKSHIRE HATHAWAY INC DEL | BRK.B | 084670702 | $3.1M | 0.53% | 6,492 | SH |
| 28 | SELECT SECTOR SPDR TR | XLK | 81369Y803 | $3.1M | 0.53% | 23,178 | SH |
| 29 | ISHARES TR | IVW | 464287309 | $3.0M | 0.51% | 26,284 | SH |
| 30 | VANGUARD INDEX FDS | VOO | 922908363 | $2.8M | 0.48% | 4,652 | SH |
| 31 | ALPHABET INC | GOOGL | 02079K305 | $2.5M | 0.42% | 8,584 | SH |
| 32 | VANGUARD INDEX FDS | VUG | 922908736 | $2.4M | 0.41% | 5,521 | SH |
| 33 | SPDR SERIES TRUST | SPYV | 78464A508 | $2.4M | 0.41% | 42,034 | SH |
| 34 | MICROSOFT CORP | MSFT | 594918104 | $2.3M | 0.40% | 6,336 | SH |
| 35 | ISHARES TR | IWR | 464287499 | $2.3M | 0.39% | 23,684 | SH |
| 36 | VANGUARD INDEX FDS | VTI | 922908769 | $2.3M | 0.39% | 7,032 | SH |
| 37 | ISHARES TR | IVE | 464287408 | $2.1M | 0.36% | 9,879 | SH |
| 38 | ALPHABET INC | GOOG | 02079K107 | $2.0M | 0.33% | 6,828 | SH |
| 39 | INNOVATOR ETFS TRUST | POCT | 45782C797 | $1.9M | 0.33% | 45,195 | SH |
| 40 | SCHWAB STRATEGIC TR | SCHG | 808524300 | $1.8M | 0.31% | 62,838 | SH |
| 41 | ELI LILLY & CO | LLY | 532457108 | $1.7M | 0.30% | 1,884 | SH |
| 42 | NVIDIA CORPORATION | NVDA | 67066G104 | $1.7M | 0.29% | 9,871 | SH |
| 43 | INNOVATOR ETFS TRUST | PNOV | 45782C573 | $1.6M | 0.28% | 39,639 | SH |
| 44 | VANECK ETF TRUST | SMH | 92189F676 | $1.6M | 0.27% | 4,181 | SH |
| 45 | SPDR GOLD TR | GLD | 78463V107 | $1.6M | 0.27% | 3,698 | SH |
| 46 | VANGUARD INTL EQUITY INDEX F | VEU | 922042775 | $1.6M | 0.27% | 20,926 | SH |
| 47 | SELECT SECTOR SPDR TR | XLE | 81369Y506 | $1.5M | 0.26% | 25,251 | SH |
| 48 | J P MORGAN EXCHANGE TRADED F | JBND | 46654Q716 | $1.5M | 0.26% | 28,371 | SH |
| 49 | INNOVATOR ETFS TRUST | PDEC | 45782C540 | $1.3M | 0.22% | 29,708 | SH |
| 50 | ISHARES TR | EEM | 464287234 | $1.3M | 0.22% | 22,207 | SH |
Filing History
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-03-31 | 2026-05-04 | $585.1M | 173 | 0001730386-26-000003 |
| 2025-12-31 | 2026-01-27 | $589.6M | 170 | 0001730386-26-000002 |