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Rinkey Investments — 13F Holdings & Portfolio

CIK 1730774 · latest 13F-HR filed 2026-07-20

Backtest portfolio

Rinkey Investments manages $424.8M in 13F-reported U.S. long-equity assets across 128 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are TFLO (11.46%), SPTM (7.77%), SPDW (7.59%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 12 new positions and exited 9; 67 existing positions rose in reported value and 21 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Loading holdings…
AUM
$424.8M

Long-equity book

Holdings
128

Distinct positions

Period
2026-06-30

Filed 2026-07-20

Q/Q Activity
+12 / −9 / ↑67 / ↓21

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
TFLO11.5% · +21%SPTM7.8% · -0%SPDW7.6% · -2%VEA5.5% · +6%BNDX5.4% · -1%VTV5.4% · +9%BND4.0% · +13%CMF3.6% · +3%VTI3.5% · +3%MUB2.9% · +4%VUG2.5% · +549%VB2.4% · +5%VGLT1.9% · +2%SPTS1.9% · -32%IEI1.7% · -41%VWO1.6% · +7%SPEM1.5% · -0%SCHV1.4% · 0%IVV1.4% · 0%AAPL1.3% · -2%SPAB1.3% · -1%SCHA1.2% · -0%IEFA1.1% · 0%BRK.B1.0% · 0%EMB0.9% · -2%QQQ0.9% · +8%MSFT0.7% · +7%IWD0.7% · -8%PGR0.6% · 0%VGT0.6% · +700%FBND0.5% · -0%AMZN0.5% · -0%VGSH0.5% · +68%SCHG0.5% · +1%COST0.5% · -3%SPIB0.5% · +7%NVDA0.5% · -0%VCIT0.4% · +30%SPIP0.4% · -1%BN0.4% · -5%VWOB0.4% · -2%VTIP0.3% · -2%XOM0.3% · -11%VOO0.3% · +1%TMUS0.3% · -35%GOOGL0.3% · -20%TRV0.3% · 0%IBM0.2% · 0%SOXX0.2% · +2%RTX0.2% · -10%GOOG0.2% · -1%TSLA0.2% · +71%VBK0.2% · 0%AGG0.2% · +0%SYK0.2% · 0%IVW0.2% · +2%ORCL0.2% · -28%SUB0.2% · 0%VO0.2% · +300%VGIT0.2% · new

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 57.3%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated May 19, 2026.

Assets Under Management
$471.1M
Discretionary
$459.8M
Employees
14
Accounts
1,246
Address
11622 EL CAMINO REAL
SUITE 100
SAN DIEGO, CA 92130
Phone
(858) 246-6855
Website
Name Title / Status Ownership Type
RINKEY, MATTHEW, SETH ControlPRESIDENT/CHIEF COMPLIANCE OFFICER
since Feb 2009
75% or moreIndividual

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Top Adds (vs prior quarter)

Show all 67 →

Top Trims

Show all 21 →

New Positions

Show all 12 →

Exited Positions

Show all 9 →

Rinkey Investments Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 ISHARES TR TFLO 46434V860 $48.7M 11.46% 961,211 SH
2 SPDR SERIES TRUST SPTM 78464A805 $33.0M 7.77% 363,352 SH
3 SPDR INDEX SHS FDS SPDW 78463X889 $32.2M 7.59% 639,738 SH
4 VANGUARD TAX-MANAGED FDS VEA 921943858 $23.5M 5.54% 330,467 SH
5 VANGUARD CHARLOTTE FDS BNDX 92203J407 $23.1M 5.44% 477,491 SH
6 VANGUARD INDEX FDS VTV 922908744 $23.0M 5.43% 105,750 SH
7 VANGUARD BD INDEX FDS BND 921937835 $17.1M 4.03% 233,157 SH
8 ISHARES TR CMF 464288356 $15.4M 3.62% 266,511 SH
9 VANGUARD INDEX FDS VTI 922908769 $14.8M 3.48% 39,953 SH
10 ISHARES TR MUB 464288414 $12.4M 2.93% 115,606 SH
11 VANGUARD INDEX FDS VUG 922908736 $10.6M 2.50% 123,408 SH
12 VANGUARD INDEX FDS VB 922908751 $10.1M 2.38% 33,327 SH
13 VANGUARD SCOTTSDALE FDS VGLT 92206C847 $8.2M 1.94% 149,291 SH
14 SPDR SERIES TRUST SPTS 78468R101 $8.1M 1.90% 278,526 SH
15 ISHARES TR IEI 464288661 $7.0M 1.65% 59,819 SH
16 VANGUARD INTL EQUITY INDEX F VWO 922042858 $6.9M 1.62% 115,190 SH
17 SPDR INDEX SHS FDS SPEM 78463X509 $6.2M 1.46% 119,924 SH
18 SCHWAB STRATEGIC TR SCHV 808524409 $6.1M 1.44% 175,707 SH
19 ISHARES TR IVV 464287200 $5.9M 1.38% 7,831 SH
20 APPLE INC AAPL 037833100 $5.7M 1.34% 19,648 SH
21 SPDR SERIES TRUST SPAB 78464A649 $5.4M 1.27% 210,919 SH
22 SCHWAB STRATEGIC TR SCHA 808524607 $5.2M 1.23% 144,667 SH
23 ISHARES TR IEFA 46432F842 $4.9M 1.15% 50,387 SH
24 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $4.1M 0.97% 8,274 SH
25 ISHARES TR EMB 464288281 $3.9M 0.93% 40,795 SH
26 INVESCO QQQ TR QQQ 46090E103 $3.9M 0.91% 5,254 SH
27 MICROSOFT CORP MSFT 594918104 $3.1M 0.74% 8,439 SH
28 ISHARES TR IWD 464287598 $2.8M 0.67% 11,658 SH
29 PROGRESSIVE CORP PGR 743315103 $2.4M 0.57% 11,073 SH
30 VANGUARD WORLD FD VGT 92204A702 $2.4M 0.56% 19,935 SH
31 FIDELITY MERRIMACK STR TR FBND 316188309 $2.1M 0.49% 46,065 SH
32 AMAZON COM INC AMZN 023135106 $2.1M 0.49% 8,787 SH
33 VANGUARD SCOTTSDALE FDS VGSH 92206C102 $2.1M 0.49% 35,656 SH
34 SCHWAB STRATEGIC TR SCHG 808524300 $2.1M 0.48% 60,688 SH
35 COSTCO WHOLESALE CORPORATION COST 22160K105 $2.0M 0.48% 2,185 SH
36 SPDR SERIES TRUST SPIB 78464A375 $2.0M 0.48% 60,896 SH
37 NVIDIA CORPORATION NVDA 67066G104 $2.0M 0.48% 10,108 SH
38 VANGUARD SCOTTSDALE FDS VCIT 92206C870 $1.9M 0.44% 22,798 SH
39 SPDR SERIES TRUST SPIP 78464A656 $1.8M 0.43% 71,130 SH
40 BROOKFIELD CORP BN 11271J107 $1.8M 0.43% 42,547 SH
41 VANGUARD WHITEHALL FDS VWOB 921946885 $1.5M 0.35% 22,253 SH
42 VANGUARD MALVERN FDS VTIP 922020805 $1.5M 0.34% 29,006 SH
43 EXXON MOBIL CORP XOM 30231G102 $1.4M 0.34% 10,480 SH
44 VANGUARD INDEX FDS VOO 922908363 $1.2M 0.29% 1,803 SH
45 T-MOBILE US INC TMUS 872590104 $1.2M 0.29% 7,228 SH
46 ALPHABET INC GOOGL 02079K305 $1.2M 0.28% 3,382 SH
47 TRAVELERS COMPANIES INC TRV 89417E109 $1.1M 0.26% 3,368 SH
48 INTERNATIONAL BUSINESS MACHS IBM 459200101 $1.0M 0.25% 3,703 SH
49 ISHARES TR SOXX 464287523 $1.0M 0.24% 1,610 SH
50 RTX CORPORATION RTX 75513E101 $1.0M 0.24% 5,415 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-20 $424.8M 128 0001172661-26-002676
2026-03-31 2026-05-11 $391.0M 125 0001172661-26-001645
2025-12-31 2026-02-04 $393.8M 129 0001172661-26-000467
2025-09-30 2025-11-14 $376.9M 126 0001172661-25-004914
Filer Information
Address
11622 EL CAMINO REAL
SUITE 100
SAN DIEGO, CA 92130
Phone
(858) 246-6855
Filing Manager
Rinkey Investments
San Diego, CA
Signatory
Matthew Rinkey
President