SUMMIT WEALTH & RETIREMENT PLANNING, INC. — 13F Holdings & Portfolio
CIK 1766995 · latest 13F-HR filed 2026-02-02
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
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AUM
$424.7M
Long-equity book
Holdings
112
Distinct positions
Period
2025-12-31
Filed 2026-02-02
Q/Q Activity
+6 / −0 / ↑30 / ↓15
vs 2025-09-30
Firm Profile & Key People
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- ABRDN PRECIOUS METALS BASKET$3.9M +15.4%
- SCHWAB STRATEGIC TR$2.3M +6.8%
- EA SERIES TRUST$1.0M +6.5%
- ALPHABET INC$972.6K +29.8%
- ALPHABET INC$532.2K +30.7%
Top Trims
- ISHARES TR-$423.1K -8.3%
- MICROSOFT CORP-$324.8K -5.7%
- HOME DEPOT INC-$169.6K -15.1%
- COPART INC-$138.8K -12.9%
- ORACLE CORP-$127.7K -30.6%
New Positions
- EA SERIES TRUST$1.9M
- BROWN FORMAN CORP$370.0K
- VANGUARD SCOTTSDALE FDS$266.4K
- CATERPILLAR INC$244.6K
- TORONTO DOMINION BK ONT$232.2K
All Holdings
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | VANGUARD WORLD FD | MGC | 921910873 | $53.8M | 12.67% | 214,254 | SH |
| 2 | SCHWAB STRATEGIC TR | SCHV | 808524409 | $50.6M | 11.90% | 1,707,367 | SH |
| 3 | SCHWAB STRATEGIC TR | SCHG | 808524300 | $49.9M | 11.74% | 1,528,494 | SH |
| 4 | SCHWAB STRATEGIC TR | SCHF | 808524805 | $35.6M | 8.38% | 1,481,053 | SH |
| 5 | ABRDN PRECIOUS METALS BASKET | GLTR | 003263100 | $28.9M | 6.80% | 140,485 | SH |
| 6 | LITMAN GREGORY FDS TR | DBMF | 53700T827 | $16.8M | 3.96% | 599,282 | SH |
| 7 | EA SERIES TRUST | BOXX | 02072L565 | $16.7M | 3.94% | 145,348 | SH |
| 8 | SCHWAB STRATEGIC TR | SCHA | 808524607 | $16.5M | 3.89% | 580,460 | SH |
| 9 | SCHWAB STRATEGIC TR | SCHE | 808524706 | $16.3M | 3.85% | 499,044 | SH |
| 10 | ISHARES TR | IWD | 464287598 | $12.5M | 2.95% | 59,508 | SH |
| 11 | ISHARES TR | EFA | 464287465 | $9.4M | 2.21% | 97,867 | SH |
| 12 | SPDR S&P 500 ETF TR | SPY | 78462F103 | $8.4M | 1.97% | 12,280 | SH |
| 13 | APPLE INC | AAPL | 037833100 | $6.7M | 1.58% | 24,675 | SH |
| 14 | SCHWAB STRATEGIC TR | SCHB | 808524102 | $6.3M | 1.49% | 240,675 | SH |
| 15 | ISHARES TR | IWM | 464287655 | $5.8M | 1.36% | 23,384 | SH |
| 16 | MICROSOFT CORP | MSFT | 594918104 | $5.4M | 1.26% | 11,074 | SH |
| 17 | ISHARES TR | IWF | 464287614 | $5.0M | 1.18% | 10,566 | SH |
| 18 | VANGUARD INDEX FDS | VOO | 922908363 | $4.8M | 1.12% | 7,589 | SH |
| 19 | ISHARES TR | EEM | 464287234 | $4.7M | 1.10% | 85,462 | SH |
| 20 | VANGUARD INDEX FDS | VBR | 922908611 | $4.3M | 1.01% | 20,214 | SH |
| 21 | ALPHABET INC | GOOGL | 02079K305 | $4.2M | 1.00% | 13,517 | SH |
| 22 | TESLA INC | TSLA | 88160R101 | $3.1M | 0.72% | 6,807 | SH |
| 23 | VANGUARD INDEX FDS | VTV | 922908744 | $2.8M | 0.65% | 14,501 | SH |
| 24 | JPMORGAN CHASE & CO. | JPM | 46625H100 | $2.6M | 0.61% | 8,077 | SH |
| 25 | VANGUARD INDEX FDS | VB | 922908751 | $2.3M | 0.55% | 8,994 | SH |
| 26 | ALPHABET INC | GOOG | 02079K107 | $2.3M | 0.53% | 7,219 | SH |
| 27 | BROADCOM INC | AVGO | 11135F101 | $2.2M | 0.52% | 6,364 | SH |
| 28 | NVIDIA CORPORATION | NVDA | 67066G104 | $2.1M | 0.50% | 11,294 | SH |
| 29 | VANGUARD SCOTTSDALE FDS | VGIT | 92206C706 | $1.9M | 0.46% | 32,480 | SH |
| 30 | EA SERIES TRUST | AAEQ | 02072Q358 | $1.9M | 0.46% | 39,418 | SH |
| 31 | BERKSHIRE HATHAWAY INC DEL | BRK.B | 084670702 | $1.9M | 0.45% | 3,833 | SH |
| 32 | VANGUARD INDEX FDS | VUG | 922908736 | $1.6M | 0.39% | 3,361 | SH |
| 33 | ISHARES TR | IEFA | 46432F842 | $1.5M | 0.36% | 17,086 | SH |
| 34 | CAMBRIA ETF TR | SYLD | 132061201 | $1.5M | 0.34% | 20,860 | SH |
| 35 | EA SERIES TRUST | AAUS | 02072Q853 | $1.3M | 0.32% | 24,284 | SH |
| 36 | ELI LILLY & CO | LLY | 532457108 | $1.1M | 0.26% | 1,022 | SH |
| 37 | AMAZON COM INC | AMZN | 023135106 | $1.0M | 0.25% | 4,524 | SH |
| 38 | HOME DEPOT INC | HD | 437076102 | $955.3K | 0.22% | 2,776 | SH |
| 39 | COPART INC | CPRT | 217204106 | $933.6K | 0.22% | 23,848 | SH |
| 40 | BANK AMERICA CORP | BAC | 060505104 | $841.1K | 0.20% | 15,292 | SH |
| 41 | ABBVIE INC | ABBV | 00287Y109 | $794.9K | 0.19% | 3,479 | SH |
| 42 | EXXON MOBIL CORP | XOM | 30231G102 | $763.5K | 0.18% | 6,344 | SH |
| 43 | SCHWAB STRATEGIC TR | SCHD | 808524797 | $750.0K | 0.18% | 27,341 | SH |
| 44 | VANGUARD TAX-MANAGED FDS | VEA | 921943858 | $695.2K | 0.16% | 11,129 | SH |
| 45 | RTX CORPORATION | RTX | 75513E101 | $681.5K | 0.16% | 3,716 | SH |
| 46 | OREILLY AUTOMOTIVE INC | ORLY | 67103H107 | $675.9K | 0.16% | 7,410 | SH |
| 47 | INVESCO QQQ TR | QQQ | 46090E103 | $674.2K | 0.16% | 1,098 | SH |
| 48 | VANGUARD WHITEHALL FDS | VYM | 921946406 | $671.7K | 0.16% | 4,680 | SH |
| 49 | MASTERCARD INCORPORATED | MA | 57636Q104 | $645.7K | 0.15% | 1,131 | SH |
| 50 | VANGUARD INDEX FDS | VTI | 922908769 | $640.0K | 0.15% | 1,909 | SH |
Filing History
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2025-12-31 | 2026-02-02 | $424.7M | 112 | 0001766995-26-000001 |
| 2025-09-30 | 2025-11-04 | $406.9M | 106 | 0001766995-25-000008 |