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SUMMIT WEALTH & RETIREMENT PLANNING, INC. — 13F Holdings & Portfolio

CIK 1766995 · latest 13F-HR filed 2026-07-27

Backtest portfolio

SUMMIT WEALTH & RETIREMENT PLANNING, INC. manages $471.9M in 13F-reported U.S. long-equity assets across 113 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are SCHV (13.11%), MGC (12.59%), SCHG (10.91%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 8 new positions and exited 3; 69 existing positions rose in reported value and 18 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$471.9M

Long-equity book

Holdings
113

Distinct positions

Period
2026-06-30

Filed 2026-07-27

Q/Q Activity
+8 / −3 / ↑69 / ↓18

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
SCHV13.1% · +3%MGC12.6% · +1%SCHG10.9% · +0%SCHF6.9% · +2%GLTR5.0% · +1%SCHA4.7% · +3%DBMF4.1% · +4%SCHE3.9% · +2%BOXX3.8% · +5%IWD3.0% · -1%DISV2.3% · +12%SPY1.9% · -1%EFA1.9% · -4%IWM1.4% · -2%AAPL1.4% · -6%SCHB1.4% · -5%IWF1.1% · +300%EEM1.1% · -10%VBR1.0% · -3%GOOGL1.0% · 0%VOO1.0% · -9%MSFT0.9% · -0%VTV0.7% · -4%GEQ0.7% · newVB0.6% · +1%TSLA0.6% · -2%JPM0.6% · -1%GOOG0.5% · -2%AVGO0.5% · -1%AVDV0.5% · +18%AAUA0.5% · 0%VGIT0.5% · +9%AAEQ0.4% · 0%NVDA0.4% · -3%BRK.B0.4% · -0%VUG0.4% · +523%SYLD0.4% · +4%IEFA0.3% · -2%LLY0.3% · -16%AMZN0.2% · -2%ABBV0.2% · 0%AAUS0.2% · -36%AMD0.2% · 0%SCHD0.2% · +23%PANW0.2% · -0%BAC0.2% · -5%SSD0.2% · 0%VWO0.2% · +0%HD0.2% · -12%HDV0.2% · +560%XOM0.2% · -11%RTX0.1% · 0%VYM0.1% · 0%VTI0.1% · +4%STT0.1% · -3%ORLY0.1% · 0%CPRT0.1% · 0%CSCO0.1% · 0%VEA0.1% · -20%QQQ0.1% · -12%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 68%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Mar 9, 2026.

Assets Under Management
$978.1M
Discretionary
$704.7M
Employees
12
Accounts
1,018
Address
435 E SHORE DRIVE
SUITE 220
EAGLE, ID 83616
Phone
(925) 927-1900
Website
Mailing Address
2000 CROW CANYON PLACE SUITE 410, SAN RAMON, CA, 94583
Name Title / Status Ownership Type
CUCCHIARO, ROBERT, ANTHONY ControlPRESIDENT, SHAREHOLDER
since Sep 2012
75% or moreIndividual
McCloskey, Donald, Ryan ControlCHIEF COMPLIANCE OFFICER
since Mar 2019
Less than 5%Individual
Ownership & leadership changes · 4 filings with changes since Dec 27, 2016

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Mar 24, 2025 filing
  • No longer listedPORTER, HAROLD, KING · PRINCIPAL, CFO, SHAREHOLDER · 5–10% · control person · listed since Jan 2006
  • ChangedMcCloskey, Donald, Ryan · title CHIEF OPERATING OFFICER, CHIEF COMPLIANCE OFFICER → CHIEF COMPLIANCE OFFICER
Mar 15, 2024 filing
  • ChangedCUCCHIARO, ROBERT, ANTHONY · title PRESIDENT → PRESIDENT, SHAREHOLDER
  • ChangedMcCloskey, Donald, Ryan · title CHIEF OPERATING OFFICER & CHIEF COMPLIANCE OFFICER → CHIEF OPERATING OFFICER, CHIEF COMPLIANCE OFFICER
  • ChangedPORTER, HAROLD, KING · title PRINCIPAL/CFO → PRINCIPAL, CFO, SHAREHOLDER; ownership 10–25% → 5–10%
Mar 25, 2021 filing
  • ChangedCUCCHIARO, ROBERT, ANTHONY · ownership 50–75% → 75% or more
  • ChangedPORTER, HAROLD, KING · ownership 25–50% → 10–25%
Mar 27, 2019 filing
  • AddedMcCloskey, Donald, Ryan · CHIEF OPERATING OFFICER & CHIEF COMPLIANCE OFFICER · Less than 5% · control person
  • ChangedCUCCHIARO, ROBERT, ANTHONY · title PRESIDENT/CHIEF COMPLIANCE OFFICER → PRESIDENT
Dec 27, 2016 filing (earliest on record)
  • ListedCUCCHIARO, ROBERT, ANTHONY · PRESIDENT/CHIEF COMPLIANCE OFFICER · 50–75% · control person
  • ListedPORTER, HAROLD, KING · PRINCIPAL/CFO · 25–50% · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Top Adds (vs prior quarter)

Show all 69 →

Top Trims

Show all 18 →

New Positions

Show all 8 →

Exited Positions

Show all 3 →

SUMMIT WEALTH & RETIREMENT PLANNING, INC. Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 SCHWAB STRATEGIC TR SCHV 808524409 $61.9M 13.11% 1,777,034 SH
2 VANGUARD WORLD FD MGC 921910873 $59.4M 12.59% 217,223 SH
3 SCHWAB STRATEGIC TR SCHG 808524300 $51.5M 10.91% 1,522,032 SH
4 SCHWAB STRATEGIC TR SCHF 808524805 $32.6M 6.90% 1,175,965 SH
5 ABRDN PRECIOUS METALS BASKET GLTR 003263100 $23.4M 4.97% 129,390 SH
6 SCHWAB STRATEGIC TR SCHA 808524607 $22.2M 4.70% 614,388 SH
7 LITMAN GREGORY FDS TR DBMF 53700T827 $19.5M 4.14% 638,441 SH
8 SCHWAB STRATEGIC TR SCHE 808524706 $18.4M 3.90% 507,913 SH
9 EA SERIES TRUST BOXX 02072L565 $18.0M 3.81% 153,499 SH
10 ISHARES TR IWD 464287598 $14.2M 3.01% 58,572 SH
11 DIMENSIONAL ETF TRUST DISV 25434V781 $10.7M 2.26% 266,152 SH
12 STATE STR SPDR S&P 500 ETF T SPY 78462F103 $9.2M 1.94% 12,286 SH
13 ISHARES TR EFA 464287465 $8.9M 1.89% 86,031 SH
14 ISHARES TR IWM 464287655 $6.8M 1.43% 22,489 SH
15 APPLE INC AAPL 037833100 $6.6M 1.41% 22,956 SH
16 SCHWAB STRATEGIC TR SCHB 808524102 $6.6M 1.40% 227,501 SH
17 ISHARES TR IWF 464287614 $5.2M 1.10% 41,871 SH
18 ISHARES TR EEM 464287234 $5.2M 1.10% 75,857 SH
19 VANGUARD INDEX FDS VBR 922908611 $4.8M 1.02% 19,775 SH
20 ALPHABET INC GOOGL 02079K305 $4.8M 1.02% 13,430 SH
21 VANGUARD INDEX FDS VOO 922908363 $4.6M 0.97% 6,673 SH
22 MICROSOFT CORP MSFT 594918104 $4.3M 0.92% 11,583 SH
23 VANGUARD INDEX FDS VTV 922908744 $3.4M 0.72% 15,498 SH
24 EA SERIES TRUST GEQ 02072Q176 $3.2M 0.68% 62,800 SH
25 VANGUARD INDEX FDS VB 922908751 $3.0M 0.63% 9,754 SH
26 TESLA INC TSLA 88160R101 $2.8M 0.58% 6,560 SH
27 JPMORGAN CHASE & CO JPM 46625H100 $2.6M 0.56% 8,002 SH
28 ALPHABET INC GOOG 02079K107 $2.5M 0.53% 7,123 SH
29 BROADCOM INC AVGO 11135F101 $2.4M 0.50% 6,263 SH
30 AMERICAN CENTY ETF TR AVDV 025072802 $2.4M 0.50% 22,942 SH
31 EA SERIES TRUST AAUA 02072Q275 $2.3M 0.49% 40,458 SH
32 VANGUARD SCOTTSDALE FDS VGIT 92206C706 $2.1M 0.45% 36,003 SH
33 EA SERIES TRUST AAEQ 02072Q358 $2.1M 0.44% 39,418 SH
34 NVIDIA CORPORATION NVDA 67066G104 $2.1M 0.44% 10,432 SH
35 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $1.9M 0.41% 3,838 SH
36 VANGUARD INDEX FDS VUG 922908736 $1.9M 0.39% 21,590 SH
37 CAMBRIA ETF TR SYLD 132061201 $1.8M 0.38% 22,647 SH
38 ISHARES TR IEFA 46432F842 $1.4M 0.31% 14,942 SH
39 ELI LILLY & CO LLY 532457108 $1.3M 0.27% 1,060 SH
40 AMAZON COM INC AMZN 023135106 $961.7K 0.20% 4,035 SH
41 ABBVIE INC ABBV 00287Y109 $956.7K 0.20% 3,802 SH
42 EA SERIES TRUST AAUS 02072Q853 $926.3K 0.20% 15,504 SH
43 ADVANCED MICRO DEVICES INC AMD 007903107 $903.3K 0.19% 1,555 SH
44 SCHWAB STRATEGIC TR SCHD 808524797 $865.7K 0.18% 27,300 SH
45 PALO ALTO NETWORKS INC PANW 697435105 $862.8K 0.18% 2,530 SH
46 BANK OF AMER CORP BAC 060505104 $836.1K 0.18% 14,673 SH
47 SIMPSON MFG INC SSD 829073105 $807.5K 0.17% 3,857 SH
48 VANGUARD INTL EQUITY INDEX F VWO 922042858 $799.3K 0.17% 13,391 SH
49 HOME DEPOT INC HD 437076102 $792.5K 0.17% 2,247 SH
50 ISHARES TR HDV 46429B663 $763.7K 0.16% 27,861 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-27 $471.9M 113 0001766995-26-000004
2026-03-31 2026-05-11 $419.1M 108 0001766995-26-000003
2025-12-31 2026-02-02 $424.7M 112 0001766995-26-000001
2025-09-30 2025-11-04 $406.9M 106 0001766995-25-000008
Filer Information
Address
435 E SHORE DR
SUITE 220
EAGLE, ID 83616
Phone
(208) 514-0880
Filing Manager
SUMMIT WEALTH & RETIREMENT PLANNING, INC.
EAGLE, ID
Signatory
Donald Ryan McCloskey
Chief Compliance Officer