HOWARD FINANCIAL SERVICES, LTD. — 13F Holdings & Portfolio

CIK 1768130 · latest 13F-HR filed 2026-04-07

HOWARD FINANCIAL SERVICES, LTD. manages $888.0M in 13F-reported U.S. long-equity assets across 223 reported positions as of its 2026-03-31 13F-HR filing. Its largest disclosed positions are QUAL (10.86%), SCHD (6.72%), VIG (4.86%). Quarter over quarter (versus its 2025-12-31 filing) the fund opened 29 new positions, exited 12, added to 98, and trimmed 51.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Loading holdings…
AUM

$888.0M

Long-equity book

Holdings

223

Distinct positions

Period

2026-03-31

Filed 2026-04-07

Q/Q Activity

+29 / −12 / ↑98 / ↓51

vs 2025-12-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • SCHWAB STRATEGIC TR$6.0M +11.3%
  • VANGUARD MALVERN FDS$3.8M +130.7%
  • FIRST TR EXCHANGE TRADED FD$2.8M +16.3%
  • SCHWAB STRATEGIC TR$2.6M +14.7%
  • J P MORGAN EXCHANGE TRADED F$2.3M +26.4%
Show all 98

Top Trims

  • SPDR SERIES TRUST-$2.9M -74.1%
  • SPDR SERIES TRUST-$2.7M -12.6%
  • MICROSOFT CORP-$1.6M -14.0%
  • SPDR S&P 500 ETF TR-$1.3M -7.8%
  • PACER FDS TR-$1.2M -13.4%
Show all 51

New Positions

  • UNITED STATES ANTIMONY CORP$2.2M
  • HUNTINGTON BANCSHARES INC$1.1M
  • NATIONAL BK HLDGS CORP$1.1M
  • VANGUARD INDEX FDS$821.6K
  • VANGUARD INDEX FDS$803.2K
Show all 29

Exited Positions

  • CADENCE BANK$1.1M
  • ASTRAZENECA PLC$389.8K
  • VANGUARD INDEX FDS$377.9K
  • AUTOMATIC DATA PROCESSING IN$235.7K
  • DISNEY WALT CO$225.3K
Show all 12
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 ISHARES TR QUAL 46432F339 $96.5M 10.86% 502,864 SH
2 SCHWAB STRATEGIC TR SCHD 808524797 $59.7M 6.72% 1,945,292 SH
3 VANGUARD SPECIALIZED FUNDS VIG 921908844 $43.1M 4.86% 200,635 SH
4 INVESCO EXCHANGE TRADED FD T RSP 46137V357 $36.9M 4.16% 192,311 SH
5 INVESCO EXCHANGE TRADED FD T SPGP 46137V431 $36.7M 4.13% 340,836 SH
6 INVESCO ACTIVELY MANAGED EXC GTO 46090A804 $36.0M 4.05% 768,519 SH
7 APPLE INC AAPL 037833100 $34.9M 3.93% 137,531 SH
8 HARTFORD FDS EXCHANGE TRADED HTRB 41653L305 $33.3M 3.75% 988,036 SH
9 WISDOMTREE TR DGRW 97717X669 $33.0M 3.71% 375,339 SH
10 PGIM ETF TR PAAA 69344A800 $32.4M 3.64% 779,785 SH
11 ISHARES TR IQLT 46434V456 $22.0M 2.48% 476,503 SH
12 SSGA ACTIVE ETF TR TOTL 78467V848 $21.3M 2.40% 536,169 SH
13 SCHWAB STRATEGIC TR SCHG 808524300 $20.8M 2.34% 712,988 SH
14 SCHWAB STRATEGIC TR FNDF 808524755 $20.3M 2.29% 414,982 SH
15 FIRST TR EXCHANGE TRADED FD RDVY 33738R506 $19.7M 2.22% 288,104 SH
16 VANECK ETF TRUST ANGL 92189F437 $19.2M 2.16% 669,176 SH
17 SPDR SERIES TRUST SJNK 78468R408 $18.6M 2.09% 744,257 SH
18 VANGUARD WHITEHALL FDS VIGI 921946810 $16.5M 1.86% 186,482 SH
19 SPDR S&P 500 ETF TR SPY 78462F103 $15.4M 1.74% 23,719 SH
20 NVIDIA CORPORATION NVDA 67066G104 $14.5M 1.64% 83,351 SH
21 WISDOMTREE TR XSOE 97717X578 $13.5M 1.52% 336,833 SH
22 J P MORGAN EXCHANGE TRADED F JPST 46641Q837 $11.2M 1.26% 220,612 SH
23 VANECK ETF TRUST MOAT 92189F643 $10.4M 1.17% 107,093 SH
24 INVESCO QQQ TR QQQ 46090E103 $10.1M 1.14% 17,471 SH
25 MICROSOFT CORP MSFT 594918104 $9.5M 1.07% 25,725 SH
26 PACER FDS TR CALF 69374H857 $8.1M 0.91% 180,235 SH
27 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $7.3M 0.82% 15,267 SH
28 AMAZON COM INC AMZN 023135106 $6.8M 0.77% 32,796 SH
29 VANGUARD MALVERN FDS VPLS 922020755 $6.7M 0.76% 86,428 SH
30 FIRST TR EXCH TRADED FD III FPE 33739E108 $6.3M 0.71% 353,732 SH
31 SABINE RTY TR SBR 785688102 $5.1M 0.57% 68,082 SH
32 ENTERPRISE PRODS PARTNERS L EPD 293792107 $5.1M 0.57% 133,768 SH
33 BROADCOM INC AVGO 11135F101 $5.0M 0.56% 16,161 SH
34 ISHARES TR IVV 464287200 $4.5M 0.51% 6,867 SH
35 ALPHABET INC GOOGL 02079K305 $4.3M 0.48% 14,800 SH
36 ENERGY TRANSFER L P ET 29273V100 $3.8M 0.43% 197,157 SH
37 VANGUARD INDEX FDS VTI 922908769 $3.5M 0.40% 11,051 SH
38 LATTICE STRATEGIES TR RODM 518416102 $3.5M 0.39% 88,204 SH
39 EXXON MOBIL CORP XOM 30231G102 $3.4M 0.38% 20,135 SH
40 CHIPOTLE MEXICAN GRILL INC CMG 169656105 $3.0M 0.34% 93,915 SH
41 SCHWAB STRATEGIC TR SCHE 808524706 $2.7M 0.30% 81,752 SH
42 MPLX LP MPLX 55336V100 $2.6M 0.29% 45,575 SH
43 FIRST TR EXCHNG TRADED FD VI FIXD 33740F805 $2.6M 0.29% 59,413 SH
44 SCHWAB STRATEGIC TR SCHF 808524805 $2.5M 0.28% 101,050 SH
45 PEPSICO INC PEP 713448108 $2.4M 0.27% 15,576 SH
46 UNITED STATES ANTIMONY CORP UAMY 911549103 $2.2M 0.24% 248,031 SH
47 ISHARES TR IGSB 464288646 $2.1M 0.24% 40,419 SH
48 JPMORGAN CHASE & CO. JPM 46625H100 $2.1M 0.24% 7,159 SH
49 TAIWAN SEMICONDUCTOR MFG LTD TSM 874039100 $2.1M 0.24% 6,221 SH
50 PALANTIR TECHNOLOGIES INC PLTR 69608A108 $2.0M 0.23% 13,805 SH
Filing History
Period Filed AUM Holdings Accession
2026-03-31 2026-04-07 $888.0M 223 0001768130-26-000002
2025-12-31 2026-01-12 $855.1M 205 0001768130-26-000001