Top Institutional Investors

OLIO Financial Planning — 13F Holdings & Portfolio

CIK 1906766 · latest 13F-HR filed 2026-07-17

Backtest portfolio

OLIO Financial Planning manages $403.1M in 13F-reported U.S. long-equity assets across 68 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are VTV (18.36%), DFUS (18.23%), VEA (14.69%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 1 new position and exited 5; 41 existing positions rose in reported value and 12 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Loading holdings…
AUM
$403.1M

Long-equity book

Holdings
68

Distinct positions

Period
2026-06-30

Filed 2026-07-17

Q/Q Activity
+1 / −5 / ↑41 / ↓12

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
VTV18.4% · +3%DFUS18.2% · +2%VEA14.7% · +2%FBND12.2% · +6%VTI10.4% · -3%VOE5.0% · +3%DFAT4.1% · +2%VEU3.0% · -0%SCHD1.3% · +4%VTEB1.1% · -4%SPEM0.9% · +4%VBR0.8% · -1%AAPL0.7% · -7%SPSB0.7% · +14%ESGD0.6% · -3%VWO0.6% · -5%VXUS0.5% · -3%ESGU0.4% · +1%VOO0.4% · -9%VO0.3% · +280%SCHE0.3% · -8%EMXC0.3% · -6%JMST0.3% · +3%BRK.B0.2% · -1%ESGE0.2% · -11%SPTM0.2% · 0%AMZN0.2% · +1%NVDA0.2% · -12%QQQ0.2% · -4%SCHB0.2% · 0%JPM0.2% · 0%AMD0.2% · 0%AEG0.1% · 0%GLD0.1% · +0%ESML0.1% · -8%AMAT0.1% · 0%MUB0.1% · 0%BAH0.1% · 0%IVV0.1% · 0%ISRG0.1% · 0%MSFT0.1% · -5%GOOGL0.1% · +3%D0.1% · -0%CSL0.1% · 0%XLK0.1% · 0%ITOT0.1% · -8%SUSA0.1% · +4%RTX0.1% · 0%SPDW0.1% · 0%GOOG0.1% · -26%GOOD0.1% · 0%META0.1% · -8%RSPT0.1% · 0%SPY0.1% · 0%NSC0.1% · -42%SAIC0.1% · 0%COST0.1% · 0%XOM0.1% · -17%DFUV0.1% · +0%WMT0.1% · 0%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

3 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 88.3%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Mar 4, 2026.

Assets Under Management
$600.5M
Discretionary
$587.4M
Employees
14
Accounts
1,640
Address
1751 PINNACLE DRIVE
SUITE 600
MCLEAN, VA 22102-4007
Phone
(703) 459-9299
Website
Mailing Address
301 S. MAIN STREET SUITE 203, BLACKSBURG, VA, 24060-4626
Name Title / Status Ownership Type
MILLER, ANDREW, JOSEPH ControlFOUNDER/CHIEF EXECUTIVE OFFICER/CHIEF COMPLIANCE OFFICER/MANAGING MEMBER
since Nov 2015
75% or moreIndividual

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Top Adds (vs prior quarter)

Show all 41 →

Top Trims

Show all 12 →

New Positions

Show all 1 →

Exited Positions

Show all 5 →

OLIO Financial Planning Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 VANGUARD INDEX FDS VTV 922908744 $74.0M 18.36% 339,638 SH
2 DIMENSIONAL ETF TRUST DFUS 25434V401 $73.5M 18.23% 896,829 SH
3 VANGUARD TAX-MANAGED FDS VEA 921943858 $59.2M 14.69% 830,924 SH
4 FIDELITY MERRIMACK STR TR FBND 316188309 $49.3M 12.24% 1,084,423 SH
5 VANGUARD INDEX FDS VTI 922908769 $41.8M 10.36% 112,899 SH
6 VANGUARD INDEX FDS VOE 922908512 $20.3M 5.03% 102,577 SH
7 DIMENSIONAL ETF TRUST DFAT 25434V609 $16.3M 4.05% 233,804 SH
8 VANGUARD INTL EQUITY INDEX F VEU 922042775 $12.2M 3.02% 145,173 SH
9 SCHWAB STRATEGIC TR SCHD 808524797 $5.1M 1.27% 161,377 SH
10 VANGUARD MUN BD FDS VTEB 922907746 $4.3M 1.07% 85,515 SH
11 SPDR INDEX SHS FDS SPEM 78463X509 $3.6M 0.90% 70,419 SH
12 VANGUARD INDEX FDS VBR 922908611 $3.3M 0.81% 13,459 SH
13 APPLE INC AAPL 037833100 $3.0M 0.75% 10,420 SH
14 SPDR SERIES TRUST SPSB 78464A474 $2.7M 0.66% 89,293 SH
15 ISHARES TR ESGD 46435G516 $2.2M 0.56% 21,848 SH
16 VANGUARD INTL EQUITY INDEX F VWO 922042858 $2.2M 0.56% 37,510 SH
17 VANGUARD STAR FDS VXUS 921909768 $2.1M 0.52% 24,315 SH
18 ISHARES TR ESGU 46435G425 $1.7M 0.42% 10,384 SH
19 VANGUARD INDEX FDS VOO 922908363 $1.6M 0.39% 2,276 SH
20 VANGUARD INDEX FDS VO 922908629 $1.4M 0.35% 17,384 SH
21 SCHWAB STRATEGIC TR SCHE 808524706 $1.3M 0.32% 35,599 SH
22 ISHARES INC EMXC 46434G764 $1.1M 0.26% 10,430 SH
23 J P MORGAN EXCHANGE TRADED F JMST 46641Q654 $1.0M 0.26% 20,171 SH
24 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $946.2K 0.23% 1,891 SH
25 ISHARES INC ESGE 46434G863 $924.8K 0.23% 16,910 SH
26 SPDR SERIES TRUST SPTM 78464A805 $920.8K 0.23% 10,142 SH
27 AMAZON COM INC AMZN 023135106 $848.0K 0.21% 3,558 SH
28 NVIDIA CORPORATION NVDA 67066G104 $776.4K 0.19% 3,880 SH
29 INVESCO QQQ TR QQQ 46090E103 $768.1K 0.19% 1,043 SH
30 SCHWAB STRATEGIC TR SCHB 808524102 $717.6K 0.18% 24,779 SH
31 JPMORGAN CHASE & CO JPM 46625H100 $659.5K 0.16% 2,015 SH
32 ADVANCED MICRO DEVICES INC AMD 007903107 $649.5K 0.16% 1,118 SH
33 AEGON LTD AEG 0076CA104 $599.3K 0.15% 71,009 SH
34 SPDR GOLD TR GLD 78463V107 $596.8K 0.15% 1,620 SH
35 ISHARES TR ESML 46435U663 $573.3K 0.14% 10,251 SH
36 APPLIED MATLS INC AMAT 038222105 $560.3K 0.14% 775 SH
37 ISHARES TR MUB 464288414 $529.0K 0.13% 4,915 SH
38 BOOZ ALLEN HAMILTON HLDG COR BAH 099502106 $495.1K 0.12% 8,160 SH
39 ISHARES TR IVV 464287200 $486.7K 0.12% 650 SH
40 INTUITIVE SURGICAL INC ISRG 46120E602 $467.3K 0.12% 1,175 SH
41 MICROSOFT CORP MSFT 594918104 $453.1K 0.11% 1,215 SH
42 ALPHABET INC GOOGL 02079K305 $451.9K 0.11% 1,264 SH
43 DOMINION ENERGY INC D 25746U109 $447.0K 0.11% 6,545 SH
44 CARLISLE COS INC CSL 142339100 $433.8K 0.11% 1,196 SH
45 SELECT SECTOR SPDR TR XLK 81369Y803 $432.9K 0.11% 2,272 SH
46 ISHARES TR ITOT 464287150 $431.0K 0.11% 2,624 SH
47 ISHARES TR SUSA 464288802 $410.7K 0.10% 2,662 SH
48 RTX CORPORATION RTX 75513E101 $408.9K 0.10% 2,155 SH
49 SPDR INDEX SHS FDS SPDW 78463X889 $392.1K 0.10% 7,781 SH
50 ALPHABET INC GOOG 02079K107 $362.7K 0.09% 1,027 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-17 $403.1M 68 0001906766-26-000003
2026-03-31 2026-04-14 $361.0M 72 0001906766-26-000002
2025-12-31 2026-01-21 $356.5M 71 0001906766-26-000001
Filer Information
Address
1751 PINNACLE DRIVE
SUITE 600
MCLEAN, VA 22102
Phone
(540) 961-6706
Filing Manager
OLIO Financial Planning
MCLEAN, VA
Signatory
Andrew Miller
CEO