RF&L WEALTH MANAGEMENT, LLC — 13F Holdings & Portfolio
CIK 1965915 · latest 13F-HR filed 2026-04-14
RF&L WEALTH MANAGEMENT, LLC manages $133.6M in 13F-reported U.S. long-equity assets across 52 reported positions as of its 2026-03-31 13F-HR filing. Its largest disclosed positions are DFAT (13.55%), DFAC (8.24%), DFUS (7.74%). Quarter over quarter (versus its 2025-12-31 filing) the fund opened 0 new positions, exited 10, added to 6, and trimmed 19.
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
$133.6M
Long-equity book
52
Distinct positions
2026-03-31
Filed 2026-04-14
+0 / −10 / ↑6 / ↓19
vs 2025-12-31
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- EA SERIES TRUST$203.4K +22.6%
- SCHWAB STRATEGIC TR$128.5K +6.5%
- DIMENSIONAL ETF TRUST$95.6K +7.7%
- ISHARES TR$52.0K +5.9%
- SOUTHERN CO$45.2K +10.7%
Top Trims
- APPLE INC-$6.4M -84.2%
- AMAZON COM INC-$5.6M -93.6%
- MICROSOFT CORP-$4.6M -91.9%
- NVIDIA CORPORATION-$2.8M -59.6%
- COSTCO WHOLESALE CORPORATION-$2.5M -74.1%
Exited Positions
- META PLATFORMS INC$5.5M
- WALMART INC$3.3M
- CROWDSTRIKE HLDGS INC$2.1M
- UNITEDHEALTH GROUP INC$1.7M
- COCA COLA CO$1.2M
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | DIMENSIONAL ETF TRUST | DFAT | 25434V609 | $18.1M | 13.55% | 289,809 | SH |
| 2 | DIMENSIONAL ETF TRUST | DFAC | 25434V708 | $11.0M | 8.24% | 283,137 | SH |
| 3 | DIMENSIONAL ETF TRUST | DFUS | 25434V401 | $10.3M | 7.74% | 145,850 | SH |
| 4 | DIMENSIONAL ETF TRUST | DFUV | 25434V724 | $9.7M | 7.29% | 200,932 | SH |
| 5 | VANGUARD BD INDEX FDS | BSV | 921937827 | $9.1M | 6.80% | 115,903 | SH |
| 6 | DIMENSIONAL ETF TRUST | DFIV | 25434V807 | $6.8M | 5.06% | 128,164 | SH |
| 7 | DIMENSIONAL ETF TRUST | DFAS | 25434V500 | $6.5M | 4.84% | 90,962 | SH |
| 8 | VANGUARD INDEX FDS | VOO | 922908363 | $5.3M | 3.99% | 8,919 | SH |
| 9 | SCHWAB STRATEGIC TR | FNDC | 808524748 | $4.9M | 3.69% | 106,308 | SH |
| 10 | VANGUARD INDEX FDS | VTI | 922908769 | $4.8M | 3.61% | 15,017 | SH |
| 11 | VANGUARD INDEX FDS | VBR | 922908611 | $4.7M | 3.50% | 21,491 | SH |
| 12 | ISHARES TR | ITOT | 464287150 | $4.1M | 3.08% | 28,892 | SH |
| 13 | ISHARES INC | IEMG | 46434G103 | $3.6M | 2.72% | 52,072 | SH |
| 14 | ELI LILLY & CO | LLY | 532457108 | $3.1M | 2.32% | 3,369 | SH |
| 15 | ISHARES TR | IDEV | 46435G326 | $2.6M | 1.95% | 31,107 | SH |
| 16 | SCHWAB STRATEGIC TR | FNDF | 808524755 | $2.1M | 1.57% | 42,979 | SH |
| 17 | ISHARES TR | IWD | 464287598 | $2.0M | 1.52% | 9,477 | SH |
| 18 | NVIDIA CORPORATION | NVDA | 67066G104 | $1.9M | 1.42% | 10,910 | SH |
| 19 | ABBVIE INC | ABBV | 00287Y109 | $1.9M | 1.42% | 8,720 | SH |
| 20 | DIMENSIONAL ETF TRUST | DFAX | 25434V880 | $1.4M | 1.08% | 42,331 | SH |
| 21 | DIMENSIONAL ETF TRUST | DISV | 25434V781 | $1.3M | 1.01% | 34,070 | SH |
| 22 | APPLE INC | AAPL | 037833100 | $1.2M | 0.90% | 4,735 | SH |
| 23 | EA SERIES TRUST | BSVO | 02072L532 | $1.1M | 0.83% | 43,506 | SH |
| 24 | VANGUARD INTL EQUITY INDEX F | VWO | 922042858 | $1.1M | 0.79% | 19,578 | SH |
| 25 | ISHARES TR | IWM | 464287655 | $987.2K | 0.74% | 3,981 | SH |
| 26 | DIMENSIONAL ETF TRUST | DFEM | 25434V732 | $986.1K | 0.74% | 28,540 | SH |
| 27 | ABBOTT LABORATORIES | ABT | 002824100 | $974.7K | 0.73% | 9,494 | SH |
| 28 | VANGUARD INDEX FDS | VTV | 922908744 | $972.8K | 0.73% | 4,958 | SH |
| 29 | ISHARES TR | IJR | 464287804 | $931.0K | 0.70% | 7,489 | SH |
| 30 | ISHARES TR | IWN | 464287630 | $889.2K | 0.67% | 4,690 | SH |
| 31 | COSTCO WHOLESALE CORPORATION | COST | 22160K105 | $861.9K | 0.65% | 865 | SH |
| 32 | ISHARES TR | SCZ | 464288273 | $725.2K | 0.54% | 9,248 | SH |
| 33 | SPDR INDEX SHS FDS | SPDW | 78463X889 | $582.2K | 0.44% | 12,753 | SH |
| 34 | BERKSHIRE HATHAWAY INC DEL | BRK.B | 084670702 | $542.5K | 0.41% | 1,132 | SH |
| 35 | SCHWAB STRATEGIC TR | SCHX | 808524201 | $512.8K | 0.38% | 20,001 | SH |
| 36 | GLOBE LIFE INC | GL | 37959E102 | $504.7K | 0.38% | 3,626 | SH |
| 37 | SOUTHERN CO | SO | 842587107 | $468.3K | 0.35% | 4,852 | SH |
| 38 | FIDELITY COVINGTON TRUST | FTEC | 316092808 | $438.6K | 0.33% | 2,108 | SH |
| 39 | VANGUARD WORLD FD | MGV | 921910840 | $423.5K | 0.32% | 2,922 | SH |
| 40 | MICROSOFT CORP | MSFT | 594918104 | $408.0K | 0.31% | 1,102 | SH |
| 41 | STATE STR SPDR S&P 500 ETF T | SPY | 78462F103 | $394.8K | 0.30% | 607 | SH |
| 42 | AMAZON COM INC | AMZN | 023135106 | $382.6K | 0.29% | 1,837 | SH |
| 43 | CHEVRON CORPORATION | CVX | 166764100 | $364.1K | 0.27% | 1,760 | SH |
| 44 | VANGUARD WORLD FD | MGK | 921910816 | $314.2K | 0.24% | 855 | SH |
| 45 | SPDR SERIES TRUST | BIL | 78468R663 | $297.4K | 0.22% | 3,245 | SH |
| 46 | ALPHABET INC | GOOGL | 02079K305 | $292.2K | 0.22% | 1,016 | SH |
| 47 | JPMORGAN CHASE & CO | JPM | 46625H100 | $287.5K | 0.22% | 977 | SH |
| 48 | DBX ETF TR | SNPE | 233051143 | $279.7K | 0.21% | 4,697 | SH |
| 49 | OMEGA HEALTHCARE INVS INC | OHI | 681936100 | $264.0K | 0.20% | 6,024 | SH |
| 50 | FIRST TR EXCHANGE-TRADED FD | FXL | 33734X176 | $258.2K | 0.19% | 1,625 | SH |
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-03-31 | 2026-04-14 | $133.6M | 52 | 0001965915-26-000002 |
| 2025-12-31 | 2026-01-09 | $178.4M | 62 | 0001965915-26-000001 |