RF&L WEALTH MANAGEMENT, LLC — 13F Holdings & Portfolio
CIK 1965915 · latest 13F-HR filed 2026-07-22
RF&L WEALTH MANAGEMENT, LLC manages $147.8M in 13F-reported U.S. long-equity assets across 50 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are DFAT (13.67%), DFAC (8.49%), DFUS (8.08%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 2 new positions, exited 4, added to 37, and trimmed 4.
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
SUITE 205
ACTON, MA 01720
$147.8M
Long-equity book
50
Distinct positions
2026-06-30
Filed 2026-07-22
+2 / −4 / ↑37 / ↓4
vs 2026-03-31
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- DIMENSIONAL ETF TRUST$2.1M +11.6%
- DIMENSIONAL ETF TRUST$1.6M +15.4%
- DIMENSIONAL ETF TRUST$1.5M +14.0%
- DIMENSIONAL ETF TRUST$1.2M +11.9%
- DIMENSIONAL ETF TRUST$1.0M +15.9%
Top Trims
- ABBOTT LABORATORIES-$113.3K -11.6%
- CHEVRON CORPORATION-$72.4K -19.9%
- SPDR SERIES TRUST-$53.2K -17.9%
- COSTCO WHOLESALE CORPORATION-$52.7K -6.1%
Exited Positions
- FIDELITY COVINGTON TRUST$438.6K
- VANGUARD WORLD FD$423.5K
- DBX ETF TR$279.7K
- FIRST TR EXCHANGE-TRADED FD$258.2K
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | DIMENSIONAL ETF TRUST | DFAT | 25434V609 | $20.2M | 13.67% | 288,960 | SH |
| 2 | DIMENSIONAL ETF TRUST | DFAC | 25434V708 | $12.5M | 8.49% | 282,692 | SH |
| 3 | DIMENSIONAL ETF TRUST | DFUS | 25434V401 | $11.9M | 8.08% | 145,653 | SH |
| 4 | DIMENSIONAL ETF TRUST | DFUV | 25434V724 | $10.9M | 7.37% | 198,014 | SH |
| 5 | VANGUARD BD INDEX FDS | BSV | 921937827 | $9.7M | 6.55% | 124,199 | SH |
| 6 | DIMENSIONAL ETF TRUST | DFAS | 25434V500 | $7.5M | 5.07% | 91,061 | SH |
| 7 | DIMENSIONAL ETF TRUST | DFIV | 25434V807 | $6.9M | 4.64% | 126,816 | SH |
| 8 | VANGUARD INDEX FDS | VOO | 922908363 | $6.3M | 4.29% | 9,222 | SH |
| 9 | VANGUARD INDEX FDS | VTI | 922908769 | $5.3M | 3.61% | 14,427 | SH |
| 10 | VANGUARD INDEX FDS | VBR | 922908611 | $5.2M | 3.49% | 21,211 | SH |
| 11 | SCHWAB STRATEGIC TR | FNDC | 808524748 | $5.1M | 3.47% | 105,517 | SH |
| 12 | ISHARES TR | ITOT | 464287150 | $4.9M | 3.34% | 30,006 | SH |
| 13 | ISHARES INC | IEMG | 46434G103 | $4.3M | 2.89% | 51,614 | SH |
| 14 | ELI LILLY & CO | LLY | 532457108 | $3.9M | 2.65% | 3,269 | SH |
| 15 | ISHARES TR | IDEV | 46435G326 | $2.8M | 1.87% | 31,106 | SH |
| 16 | ISHARES TR | IWD | 464287598 | $2.3M | 1.55% | 9,455 | SH |
| 17 | SCHWAB STRATEGIC TR | FNDF | 808524755 | $2.2M | 1.51% | 42,205 | SH |
| 18 | NVIDIA CORPORATION | NVDA | 67066G104 | $2.2M | 1.48% | 10,910 | SH |
| 19 | ABBVIE INC | ABBV | 00287Y109 | $2.1M | 1.44% | 8,470 | SH |
| 20 | DIMENSIONAL ETF TRUST | DFAX | 25434V880 | $1.6M | 1.05% | 42,216 | SH |
| 21 | APPLE INC | AAPL | 037833100 | $1.5M | 1.00% | 5,105 | SH |
| 22 | DIMENSIONAL ETF TRUST | DISV | 25434V781 | $1.4M | 0.92% | 33,735 | SH |
| 23 | EA SERIES TRUST | BSVO | 02072L532 | $1.2M | 0.83% | 41,776 | SH |
| 24 | ISHARES TR | IWM | 464287655 | $1.2M | 0.79% | 3,901 | SH |
| 25 | VANGUARD INTL EQUITY INDEX F | VWO | 922042858 | $1.1M | 0.76% | 18,859 | SH |
| 26 | DIMENSIONAL ETF TRUST | DFEM | 25434V732 | $1.1M | 0.75% | 27,447 | SH |
| 27 | ISHARES TR | IJR | 464287804 | $1.1M | 0.73% | 7,240 | SH |
| 28 | VANGUARD INDEX FDS | VTV | 922908744 | $1.1M | 0.72% | 4,863 | SH |
| 29 | ISHARES TR | IWN | 464287630 | $1.0M | 0.70% | 4,690 | SH |
| 30 | ABBOTT LABORATORIES | ABT | 002824100 | $861.4K | 0.58% | 9,494 | SH |
| 31 | COSTCO WHOLESALE CORPORATION | COST | 22160K105 | $809.2K | 0.55% | 865 | SH |
| 32 | ISHARES TR | SCZ | 464288273 | $761.0K | 0.51% | 9,250 | SH |
| 33 | SPDR INDEX SHS FDS | SPDW | 78463X889 | $628.5K | 0.43% | 12,473 | SH |
| 34 | GLOBE LIFE INC | GL | 37959E102 | $609.9K | 0.41% | 3,413 | SH |
| 35 | SCHWAB STRATEGIC TR | SCHX | 808524201 | $588.6K | 0.40% | 20,001 | SH |
| 36 | BERKSHIRE HATHAWAY INC DEL | BRK.B | 084670702 | $556.4K | 0.38% | 1,112 | SH |
| 37 | SOUTHERN CO | SO | 842587107 | $464.3K | 0.31% | 4,852 | SH |
| 38 | AMAZON COM INC | AMZN | 023135106 | $437.8K | 0.30% | 1,837 | SH |
| 39 | STATE STR SPDR S&P 500 ETF T | SPY | 78462F103 | $423.4K | 0.29% | 567 | SH |
| 40 | MICROSOFT CORP | MSFT | 594918104 | $405.6K | 0.27% | 1,087 | SH |
| 41 | ALPHABET INC | GOOGL | 02079K305 | $363.2K | 0.25% | 1,016 | SH |
| 42 | VANGUARD WORLD FD | MGK | 921910816 | $358.2K | 0.24% | 4,075 | SH |
| 43 | JPMORGAN CHASE & CO | JPM | 46625H100 | $307.2K | 0.21% | 938 | SH |
| 44 | CHEVRON CORPORATION | CVX | 166764100 | $291.7K | 0.20% | 1,760 | SH |
| 45 | OMEGA HEALTHCARE INVS INC | OHI | 681936100 | $287.2K | 0.19% | 6,024 | SH |
| 46 | VANGUARD BD INDEX FDS | BIV | 921937819 | $258.9K | 0.18% | 3,375 | SH |
| 47 | SPDR SERIES TRUST | BIL | 78468R663 | $244.2K | 0.17% | 2,665 | SH |
| 48 | VANGUARD INDEX FDS | VUG | 922908736 | $230.0K | 0.16% | 2,670 | SH |
| 49 | TESLA INC | TSLA | 88160R101 | $229.2K | 0.16% | 545 | SH |
| 50 | VANGUARD INTL EQUITY INDEX F | VEU | 922042775 | $209.4K | 0.14% | 2,500 | SH |
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-06-30 | 2026-07-22 | $147.8M | 50 | 0001965915-26-000003 |
| 2026-03-31 | 2026-04-14 | $133.6M | 52 | 0001965915-26-000002 |
| 2025-12-31 | 2026-01-09 | $178.4M | 62 | 0001965915-26-000001 |