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Bare Financial Services, Inc — 13F Holdings & Portfolio

CIK 2009426 · latest 13F-HR filed 2026-07-27

Backtest portfolio

Bare Financial Services, Inc manages $435.9M in 13F-reported U.S. long-equity assets across 3,039 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are IVV (10.81%), VTV (9.02%), AVUV (9.02%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 223 new positions and exited 169; 1,193 existing positions rose in reported value and 255 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$435.9M

Long-equity book

Holdings
3,039

Distinct positions

Period
2026-06-30

Filed 2026-07-27

Q/Q Activity
+223 / −169 / ↑1193 / ↓255

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
IVV10.8% · +1%VTV9.0% · +3%AVUV9.0% · +1%IEFA8.6% · +2%BND8.4% · +8%WWJD4.7% · +2%PYLD4.5% · +11%IBD4.3% · +3%ELCV3.4% · +3%EMXC3.4% · -2%CLCG3.1% · +4%VONG3.0% · +3%TPSC3.0% · +4%TPLC2.5% · +2%VOT2.4% · +4%BIBL2.2% · -3%MUB1.7% · +9%SCHD1.1% · +54%IWN1.1% · 0%CGXU1.1% · 0%IWO1.0% · 0%SOVF1.0% · +4%IVE0.9% · 0%VTI0.8% · -9%CGBL0.4% · 0%AAPL0.4% · +10%TPHD0.4% · -0%IWM0.4% · -1%CGDG0.4% · 0%VCSH0.3% · +7%ISMD0.3% · -0%VGT0.2% · +680%NVDA0.2% · +28%CGMU0.2% · 0%GOOGL0.2% · +24%IVW0.2% · -2%VHT0.2% · -0%FULT0.1% · +2%PNC0.1% · +0%MSFT0.1% · +28%AVDE0.1% · newGLD0.1% · -16%AMAT0.1% · +17%MPB0.1% · 0%AMD0.1% · +9%XLK0.1% · 0%AVGO0.1% · +54%STBA0.1% · +2%VBR0.0% · 0%MU0.0% · +35%AMZN0.0% · +1%INTC0.0% · +18%CEG0.0% · -48%TSLA0.0% · +43%QQQ0.0% · 0%CGSD0.0% · 0%CGCP0.0% · 0%SBCF0.0% · +4%JPM0.0% · +27%BRK.B0.0% · +40%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 66.2%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Jul 17, 2026.

Assets Under Management
$662.3M
Discretionary
$640.8M
Employees
19
Accounts
2,815
Address
835 HOUSTON RUN DRIVE
SUITE 260
GAP, PA 17527
Phone
(717) 407-5200
Website
Name Title / Status Ownership Type
BARE, RONALD, DEAN ControlCEO
since Oct 2023
50–75%Individual
BURKHOLDER, CURTIS, MARK ControlCHIEF COMPLIANCE OFFICER
since Oct 2023
10–25%Individual
KING, CLAIR, LAMAR ControlPARTNER
since Jan 2025
10–25%Individual
KURTZ, RYAN, MATTHEW ControlPARTNER
since Jan 2025
10–25%Individual
Ownership & leadership changes · 4 filings with changes since Aug 25, 2023

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Mar 19, 2025 filing
  • AddedKING, CLAIR, LAMAR · PARTNER · 10–25% · control person
  • AddedKURTZ, RYAN, MATTHEW · PARTNER · 10–25% · control person
  • ChangedBARE, RONALD, DEAN · title CO-FOUNDER → CEO; ownership 75% or more → 50–75%
  • ChangedBURKHOLDER, CURTIS, MARK · title CO-FOUNDER AND CHIEF COMPLIANCE OFFICER → CHIEF COMPLIANCE OFFICER
Oct 12, 2023 filing
  • No longer listedBWAS HOLDINGS LLC · HOLDING COMPANY · 75% or more · control person · listed since Aug 2023
  • No longer listedTonnemacher, Sean · CHIEF EXECUTIVE OFFICER · Less than 5% · control person · listed since Sep 2023
  • No longer listedYASTE, TAELIM, HARRISON · CHIEF COMPLIANCE OFFICER · Less than 5% · control person · listed since Aug 2023
  • AddedBARE, RONALD, DEAN · CO-FOUNDER · 75% or more · control person
  • Listed againBURKHOLDER, CURTIS, MARK · CO-FOUNDER AND CHIEF COMPLIANCE OFFICER · 10–25% · control person
Sep 28, 2023 filing
  • No longer listedBARE, RONALD, DEAN · MANAGING MEMBER · 75% or more · indirect via BWAS HOLDINGS LLC · control person · listed since Aug 2023
  • No longer listedBURKHOLDER, CURTIS, MARK · CHIEF EXECUTIVE OFFICER · Less than 5% · control person · listed since Sep 2023
  • No longer listedBURKHOLDER, CURTIS, MARK · MANAGING MEMBER · General partner, trustee or manager · indirect via BWAS HOLDINGS LLC · control person · listed since Aug 2023
  • AddedTonnemacher, Sean · CHIEF EXECUTIVE OFFICER · Less than 5% · control person
  • ChangedYASTE, TAELIM, HARRISON · now a control person
Sep 7, 2023 filing
  • AddedBARE, RONALD, DEAN · MANAGING MEMBER · 75% or more · indirect via BWAS HOLDINGS LLC · control person
  • AddedBURKHOLDER, CURTIS, MARK · CHIEF EXECUTIVE OFFICER · Less than 5% · control person
  • AddedBURKHOLDER, CURTIS, MARK · MANAGING MEMBER · General partner, trustee or manager · indirect via BWAS HOLDINGS LLC · control person
Aug 25, 2023 filing (earliest on record)
  • ListedBWAS HOLDINGS LLC · HOLDING COMPANY · 75% or more · control person
  • ListedYASTE, TAELIM, HARRISON · CHIEF COMPLIANCE OFFICER · Less than 5%

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Bare Financial Services, Inc Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 ISHARES CORE S&P 500 ETF IVV 464287200 $47.1M 10.81% 62,917 SH
2 VANGUARD VALUE ETF VTV 922908744 $39.3M 9.02% 180,434 SH
3 AVANTIS U.S. SMALL CAP VALUE ETF AVUV 025072877 $39.3M 9.02% 315,023 SH
4 ISHARES CORE MSCI EAFE ETF IEFA 46432F842 $37.4M 8.58% 387,397 SH
5 VANGUARD TOTAL BOND MARKET ETF BND 921937835 $36.6M 8.39% 498,411 SH
6 INSPIRE INTERNATIONAL ETF WWJD 66538H419 $20.3M 4.67% 533,340 SH
7 PIMCO MULTISECTOR BOND ACTIVE EXCHANGE-TRADED FUND PYLD 72201R585 $19.6M 4.51% 740,647 SH
8 INSPIRE CORPORATE BOND ETF IBD 66538H633 $18.9M 4.34% 795,094 SH
9 EVENTIDE HIGH DIVIDEND ETF ELCV 86280R811 $14.9M 3.42% 452,904 SH
10 ISHARES MSCI EMERGING MARKETS EX CHINA ETF EMXC 46434G764 $14.9M 3.41% 145,341 SH
11 CROSSMARK LARGE CAP GROWTH ETF CLCG 22767F103 $13.5M 3.10% 466,901 SH
12 VANGUARD RUSSELL 1000 GROWTH ETF VONG 92206C680 $13.3M 3.04% 103,701 SH
13 TIMOTHY PLAN US SMALL CAP CORE ETF TPSC 887432342 $13.0M 2.99% 271,703 SH
14 TIMOTHY PLAN US LARGE/MID CAP CORE ETF TPLC 887432359 $10.8M 2.49% 215,243 SH
15 VANGUARD MID-CAP GROWTH ETF VOT 922908538 $10.5M 2.40% 34,210 SH
16 INSPIRE 100 ETF BIBL 66538H534 $9.6M 2.19% 165,056 SH
17 ISHARES NATIONAL MUNI BOND ETF MUB 464288414 $7.5M 1.73% 70,033 SH
18 SCHWAB US DIVIDEND EQUITY ETF SCHD 808524797 $4.9M 1.12% 154,602 SH
19 ISHARES RUSSELL 2000 VALUE ETF IWN 464287630 $4.7M 1.08% 21,335 SH
20 CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF CGXU 14019W109 $4.6M 1.04% 131,500 SH
21 ISHARES RUSSELL 2000 GROWTH ETF IWO 464287648 $4.5M 1.03% 11,420 SH
22 Sovereigns Capital Flourish Fund SOVF 210322202 $4.5M 1.03% 150,990 SH
23 ISHARES S&P 500 VALUE ETF IVE 464287408 $4.1M 0.93% 17,853 SH
24 VANGUARD TOTAL STOCK MARKET ETF VTI 922908769 $3.4M 0.78% 9,241 SH
25 CAPITAL GROUP CORE BALANCED ETF CGBL 14021D107 $1.9M 0.44% 51,052 SH
26 TIMOTHY PLAN HIGH DIVIDEND STOCK ETF TPHD 887432326 $1.7M 0.38% 39,535 SH
27 ISHARES RUSSELL 2000 ETF IWM 464287655 $1.7M 0.38% 5,498 SH
28 CAPITAL GROUP DIVIDEND GROWERS ETF CGDG 14021L109 $1.6M 0.36% 41,782 SH
29 APPLE INC COM AAPL 037833100 $1.5M 0.35% 5,247 SH
30 VANGUARD SHORT-TERM CORPORATE BOND ETF VCSH 92206C409 $1.4M 0.33% 18,256 SH
31 INSPIRE SMALL/MID CAP ETF ISMD 66538H641 $1.4M 0.32% 27,551 SH
32 VANGUARD INFORMATION TECHNOLOGY ETF VGT 92204A702 $937.2K 0.22% 7,841 SH
33 CAPITAL GROUP MUNICIPAL INCOME ETF CGMU 14020Y201 $828.2K 0.19% 30,150 SH
34 ISHARES S&P 500 GROWTH ETF IVW 464287309 $795.6K 0.18% 5,785 SH
35 VANGUARD HEALTH CARE ETF VHT 92204A504 $773.0K 0.18% 2,585 SH
36 ALPHABET INC CAP STK CL A GOOGL 02079K305 $573.6K 0.13% 1,605 SH
37 NVIDIA CORPORATION COM NVDA 67066G104 $547.8K 0.13% 2,738 SH
38 FULTON FINL CORP PA COM FULT 360271100 $440.7K 0.10% 18,219 SH
39 PNC FINL SVCS GROUP INC COM PNC 693475105 $433.1K 0.10% 1,759 SH
40 AVANTIS INTERNATIONAL EQUITY ETF AVDE 025072703 $316.7K 0.07% 3,551 SH
41 SPDR Gold Shares ETF GLD 78463V107 $282.9K 0.06% 768 SH
42 MICROSOFT CORP COM MSFT 594918104 $277.3K 0.06% 743 SH
43 MID PENN BANCORP INC COM MPB 59540G107 $250.5K 0.06% 7,189 SH
44 STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF XLK 81369Y803 $220.2K 0.05% 1,156 SH
45 S & T BANCORP INC COM STBA 783859101 $216.5K 0.05% 4,412 SH
46 VANGUARD SMALL CAP VALUE ETF VBR 922908611 $212.1K 0.05% 873 SH
47 APPLE INC COM AAPL 037833100 $205.7K 0.05% 711 SH
48 NVIDIA CORPORATION COM NVDA 67066G104 $194.7K 0.04% 973 SH
49 APPLIED MATLS INC COM AMAT 038222105 $190.9K 0.04% 264 SH
50 CONSTELLATION ENERGY CORP COM CEG 21037T109 $185.9K 0.04% 749 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-27 $435.9M 3,039 0002009426-26-000005
2026-03-31 2026-05-14 $378.3M 2,857 0002009426-26-000004
2025-12-31 2026-02-06 $359.5M 2,076 0002009426-26-000001
2025-09-30 2025-11-12 $334.8M 1,955 0002009426-25-000005
Filer Information
Address
835 HOUSTON RUN DRIVE
SUITE 260
GAP, PA 17527
Phone
(717) 407-5200
Filing Manager
Bare Financial Services, Inc
GAP, PA
Signatory
Curtis Burkholder
Chief Compliance Officer