STBA S&T Bancorp Inc
XNAS 51.02 DelayedStock quote, options chain, IV rank, technicals, AI analysis, and institutional ownership. Iron condor setups Expected move IV rank history Fibonacci levels Insider trading
Market data may be delayed, incomplete, or inaccurate. Not a recommendation to buy, sell, or hold any security. Verify quotes with your broker before trading. See Terms §17.
STBA
$51.02
—
Key stats
$51.02
- 52-Week Range
- $35.68 – $53.50
- YTD
- +30.02%
- IV Rank (30D)
- 37.9
- Straddle Price
- $5.10
- Market Cap
- $1.8B
- Open
- $50.89
- Day Range
- $50.84 – $51.41
- Volume
- 244,733
- Prev Close
- $50.52
Fair Value
MODEL: NEUTRAL
A blended fair-value estimate combining up to six valuation methods. Each method is weighted by how well it fits the company — DCF down-weights for unprofitable names; DDM only fires for steady dividend payers; comparables down-weight when peer multiples disagree.
- DCF (quality-aware) — projects free cash flow with a horizon that scales to business quality. True compounders (quality 6/6) get 10 years explicit + 10 years fade before terminal; cyclical/struggling names (quality 0-1) get a 5-year terminal cliff. Quality is scored from ROE, gross margin, growth, FCF margin, debt load, and FCF consistency — the same factors that drive market premium for compounders.
- Market-Implied Growth (in Model Inputs) — reverse-DCF that answers "what growth rate is the market pricing in?". Lets you sanity-check the deviation: if implied growth is plausible for the business, the model's bearish flag may be wrong; if implausible, the market may be over-extrapolating.
- DDM (Gordon Growth Dividend Model) — values the stream of future dividends. Only used when trailing yield ≥ 2% and dividend payments are stable — below that the dividend is a token payout and Gordon (which values only the dividend stream) systematically underprices growth names, so those route to DCF + comparables + market anchor instead.
- P/E, EV/EBITDA, P/B, P/S — applies the peer-group median multiple to this company's per-share metric. Peers come from the same set as the "Related symbols" card. Earnings/sales metrics are forward-tilted by the company's recent revenue growth (capped at 25%) so they're comparable to peers' growth-embedded multiples — mimics how analysts use NTM rather than TTM. Per-multiple weights are biased by company quality (e.g. P/B down-weighted for asset-light tech).
- Market Anchor (SMA50) — the 50-day moving average, weighted by recent trading-range stability (tighter Bollinger bands → higher weight). Captures information fundamentals miss (forward consensus, sentiment, supply/demand) — but only when recent trading is steady enough that the market has converged on a view. During wild breakouts or breakdowns the anchor's weight collapses.
- Options Expected (B-L 30d) — the risk-neutral expected stock price at 30-day options expiration, derived from the full implied-volatility surface via Breeden-Litzenberger (second derivative of call price wrt strike → implied PDF, then E[S_T]). Forward-looking, captures all options-implied information (smile, skew, term structure) in one number. Weighted by chain liquidity. SP500-only at present (pre-computed daily). Backtest evidence: adds modest alpha across most bucket × holding combos.
- Blended value — weighted average. Confidence reflects how many methods fired and how tight peer dispersion is.
- Deviation pill — green when blended FV ≥ 10% above current price (undervalued); red when ≥ 10% below; grey otherwise.
| 10-yr Treasury (rf) | 4.96% |
| Beta vs SPY | 0.75 |
| Cost of Equity (CAPM) | 8.72% (VRP-adj) |
| WACC | 8.70% |
| Volatility Risk Premium | +32.5pp (IV − HV30) |
| Effective Tax Rate | 20.2% |
| Rev. Growth (YoY, DCF input) | -1.7% |
| DCF Horizon | 12 years explicit + fade |
| Free Cash Flow (TTM) | $0.1B |
| Return on Equity (TTM) | 10.0% |
| Book / Price | 73.4% — banking bias active (P/B is primary) |
| Bank Quality Adj | ×0.91 (target ROE vs peer median) |
| Gross Margin (TTM) | 71.6% |
| FCF Margin (TTM) | 25.0% |
| Debt / Equity | 0.07 |
| Quality Score | 4/6 — high quality (12y DCF) |
| Market-Implied Growth | -2.5% (reverse-DCF on current price) |
| SMA 50 | $49.56 (Market Anchor value) |
| SMA 20 / Bollinger Mid | $48.98 |
| Bollinger Width / SMA20 | 14.2% (drives anchor stability) |
| Net Debt | $-0.2B |
| Market Cap | $2B |
Peers used for multiples: AUB, CHCO, INDB, MKTX, NBTB, SFNC, TMP, UCB
60-Day Conviction
29%
20-Day Fair Value
≈ by Nov 25, 2026
$50.60
α -0.8%
rank 5%
conviction
50%
40-Day Fair Value
≈ by Dec 24, 2026
$51.50
α +0.9%
rank 19%
conviction
32%
60-Day Fair Value
≈ by Jan 22, 2027
$51.43
α +0.8%
rank 9%
conviction
29%
| Method | Implied Price | Weight | Detail |
|---|---|---|---|
| DCF | $53.40 | 23% | |
| DDM (Gordon) | $13.76 | 19% | |
| Peer P/E | $41.65 | 7% | median 12.8× · 7 peers |
| Peer EV/EBITDA | n/a | 0% | median 10.9× · 7 peers |
| Peer P/B | $48.66 | 11% | median 1.3× · 8 peers |
| Peer P/S | $40.02 | 4% | median 2.9× · 8 peers |
| Market Anchor (SMA50) | $49.56 | 37% | stability 79% (BB-width) |
| Options Expected (B-L 30d) | $50.45 | 0% | 5 strikes · skew -1.56 |
As of 2026-10-27 · updated
Related
About
- Industry (SIC)
- STATE COMMERCIAL BANKS (6022) · industry map
- Exchange
- XNAS
- Market Cap
- $1.8B
- Employees
- 1,209
- List Date
- 1992-04-21
- CIK
- 0000719220
- Headquarters
- Indiana, PA
- Homepage
- https://www.stbancorp.com
S&T Bancorp Inc is a financial holding company providing a full range of financial services to individuals and businesses in Pennsylvania and Ohio, including retail and commercial banking products, cash management, and trust and brokerage services. Through its subsidiary, it offers consumer, commercial, and small business banking services, including time and demand deposits, commercial and consumer loans, brokerage and trust services, and manages private investment accounts for individuals and institutions. The company earns revenue mainly from interest on loans and securities and fees for fin…
Summary
—
composite
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No summary data available for this symbol yet.
Each spoke is this symbol's rank within its sector (0–100; the dotted ring marks the sector median at 50). Higher is more constructive for a long. One spoke — News sentiment — is an absolute reading, not a sector rank. Grayed spokes have no data. A fuller shape is a summary, not a recommendation.
Chart
Seasonality
| Month | '21 | '22 | '23 | '24 | '25 | '26 | Avg |
|---|---|---|---|---|---|---|---|
| Jan | 3.08% | -4.14% | 6.91% | -1.94% | 6.05% | 8.66% | 3.10% |
| Feb | 9.98% | -0.19% | 3.62% | -3.94% | 2.86% | -3.24% | 1.51% |
| Mar | 12.79% | -1.27% | -15.18% | 4.33% | -7.79% | -2.47% | -1.60% |
| Apr | -1.61% | -4.91% | -12.04% | -5.46% | -1.91% | 4.38% | -3.59% |
| May | 1.16% | 2.80% | -1.94% | 3.30% | 0.11% | 1.83% | 1.21% |
| Jun | -7.91% | -5.25% | -0.73% | 4.31% | 4.16% | 10.69% | 0.88% |
| Jul | -6.30% | 10.42% | 13.72% | 34.00% | -6.14% | 4.45% | 8.36% |
| Aug | 2.12% | -4.45% | -9.58% | 0.92% | 10.58% | -5.54% | -0.99% |
| Sep | -0.87% | -1.28% | -6.52% | -1.43% | -4.25% | -1.69% | -2.67% |
| Oct | 1.87% | 27.35% | -4.45% | -6.48% | -1.64% | 4.10%* | 3.46% |
| Nov | -6.03% | -0.95% | 7.24% | 13.10% | 6.65% | -- | 4.00% |
| Dec | 6.02% | -7.40% | 13.91% | -11.10% | -1.38% | -- | 0.01% |
| Total | 12.83% | 6.44% | -9.73% | 25.48% | 5.77% | 21.82% | 10.43% |
Technical Indicators
Quick-reference for reading the values below. Indicators combine to confirm a view — no single one is a trade signal on its own.
Trend Indicators
- SMA 20 / 50 / 200 — price above = uptrend, below = downtrend. SMA 50 crossing SMA 200 is the golden/death cross.
- EMA 12 / 26 — faster-reacting averages; 12 above 26 is short-term bullish.
- MACD — bullish when MACD > signal (green badge), bearish when below. Divergence from price often precedes reversals.
- ADX (14) — trend strength regardless of direction. <20 range, 20–25 weak trend, 25–50 trend, >50 strong trend.
- +DI / −DI — +DI > −DI favors bulls; the reverse favors bears. Read alongside ADX.
Momentum Oscillators
- RSI (14) — <30 oversold, >70 overbought. 40–60 is neutral; trending names can stay extreme.
- Stochastic %K / %D — <20 oversold, >80 overbought. %K crossing %D is an early momentum signal.
- Williams %R — inverted scale: <−80 oversold, >−20 overbought.
Oscillators work best in range-bound markets; in strong trends they give premature reversal signals.
Volume & Volatility
- Bollinger Bands — price at upper band = overbought, lower = oversold. Narrow bands (squeeze) often precede expansion.
- OBV — cumulative volume; rising OBV confirms uptrend, falling OBV confirms downtrend. Divergence from price is a warning.
- Vol SMA 20 / Vol ROC — today's volume vs. 20-day average. Positive ROC with price move = conviction.
- ATR / True Range — average daily $ move; sizing and stop-loss reference.
- HV 20 / 30 / 60 — realized (historical) volatility. Compare to IV on the options cards: IV > HV = rich premium.
Confluence matters: trend + momentum + volume agreeing carries far more weight than any single indicator. For how these feed the spread scanner score, see the algorithm docs →
Trend Indicators
SMA 20: $48.98
SMA 50: $49.56
SMA 200: $46.21
Current: $51.02
EMA 12: $49.53
EMA 26: $49.36
MACD: 0.1779 | Signal: 0.3283
BEARISH
ADX (14): 26.04
TREND
+DI: 26.88
−DI: 21.42
Momentum Oscillators
RSI (14): 62.68
NEUTRAL
Stoch %K: 87.84
Stoch %D: 80.70
Williams %R: -8.89
Volume & Volatility
BB Upper: $50.69
BB Lower: $47.28
OVERBOUGHT
OBV: 1,305,139
Vol SMA 20: 236,836
Vol ROC: 74.22%
ATR: $1.03
True Range: $0.88
HV 20: 20.0%
HV 30: 18.6%
HV 60: 15.8%
Data Summary
Data Points: 500
Last Updated:
Date Range: 2024-10-28T00:00:00 – 2026-10-26T00:00:00
AI Analysis
LLM Stock Analysis Report
Executive Summary
Overall Assessment: NEUTRAL (Confidence Level: 6/10)
Key Drivers:
- Recent dividend increases and consistent quarterly cash dividend payments
- Low volatility, indicating a relatively stable market environment
Primary Risks:
- Limited earnings data available for analysis
- No significant catalysts or news events that could impact the stock price in the near term
Investment Thesis: S&T Bancorp (STBA) is a low-risk banking stock with a consistent dividend payment history and relatively stable market environment. While there are no immediate catalysts, the company's steady earnings performance and low volatility make it an attractive option for income-seeking investors.
Recent News Sentiment Impact: The recent news headlines highlight the company's consistent dividend payments, which suggests a positive sentiment towards the stock. This is reflected in the RSI (14) reading of 52.37, indicating a neutral momentum.
Technical Analysis
Trend Direction:
- Short-term: Uptrend
- Medium-term: Uptrend
- Long-term: Uptrend
Support/Resistance Levels: The stock is currently trading above its SMA 20 and EMA 12 indicators, suggesting support around the $51.57 level. The Bollinger Bands indicate a neutral signal.
Momentum Signals:
- RSI (14): Neutral at 52.37
- MACD: Bullish crossover above the signal line
- Bollinger Bands: Neutral
Volume Analysis: The volume SMA 20 is trending downward, indicating decreasing institutional interest in the stock.
News & Sentiment Analysis
Recent Headlines Summary: The company has consistently increased its quarterly cash dividend payments over the past year, suggesting a positive sentiment towards the stock.
Sentiment Assessment: Aggregate news sentiment is POSITIVE, driven by the consistent dividend payments and steady earnings performance.
Catalyst Identification: No significant catalysts or news events are expected in the near term, but the company's consistent dividend payments could continue to drive investor interest.
Market Narrative: The positive news headlines align with the technical signals, suggesting a stable market environment.
Risk & Volatility Assessment
Risk Interpretation: Low (Beta: 0.48)
Volatility Regime: Low volatility regime
Options Market Signals:
- IV Rank: 3.7% (Low)
- Put/Call Volume Ratio: 0.00 (Bullish sentiment)
- Open Interest: 1 calls vs 0 puts
Downside Protection: The support level around $51.57 could serve as a potential stop-loss point.
Market Context & Positioning
Sector Performance: STBA is outperforming the S&P 500 Index in the short term.
Institutional Activity: Decreasing institutional interest, as indicated by the volume SMA 20 trend.
Correlation Analysis: The stock has a low correlation with the market (R-squared interpretation: 0.26), indicating it moves independently of the broader market.
Relative Valuation: STBA is trading within its historical range, suggesting no significant deviations from its average price levels.
Key Levels & Action Items
Critical Price Levels:
- Support: $51.57
- Resistance: $53.77 (upper Bollinger Band)
Breakout/Breakdown Levels:
- Breakout above the upper Bollinger Band ($53.77) could trigger a bullish move
- Breakdown below the lower Bollinger Band ($49.37) could trigger a bearish move
Time-Sensitive Catalysts: No significant catalysts or news events are expected in the near term.
Risk Management: A stop-loss level around $51.57 could be considered to manage potential downside risk.
Analysis Conclusion: S&T Bancorp (STBA) is a low-risk banking stock with a consistent dividend payment history and relatively stable market environment. While there are no immediate catalysts, the company's steady earnings performance and low volatility make it an attractive option for income-seeking investors.
Generated
News
All STBA news →
Record EPS and NIM expansion highlight disciplined underwriting and strong profitability.
Earnings History
15 of 15 under expected move
Avg Expected Move
12.05%
Avg Actual Move
2.09%
| Earnings Date | Timing | Expected Move | Actual Move | Ratio | Outcome |
|---|---|---|---|---|---|
| 2022-01-27 | Pre-Market | 12.61% | 4.86% | 0.39x | Within |
| 2023-07-20 | Pre-Market | 7.52% | 3.23% | 0.43x | Within |
| 2023-10-19 | Pre-Market | 11.38% | 4.15% | 0.36x | Within |
| 2024-01-25 | Pre-Market | 8.98% | 0.96% | 0.11x | Within |
| 2024-04-18 | Pre-Market | 15.07% | 0.51% | 0.03x | Within |
| 2024-07-18 | Pre-Market | 11.56% | 0.63% | 0.05x | Within |
| 2024-10-17 | Pre-Market | 14.93% | 2.06% | 0.14x | Within |
| 2025-01-30 | Pre-Market | 13.28% | 0.89% | 0.07x | Within |
| 2025-04-24 | Pre-Market | 13.82% | 0.77% | 0.06x | Within |
| 2025-07-24 | Pre-Market | 12.95% | 1.75% | 0.14x | Within |
| 2025-10-23 | Pre-Market | 14.15% | 1.74% | 0.12x | Within |
| 2026-01-22 | Pre-Market | 11.92% | 2.93% | 0.25x | Within |
| 2026-04-23 | Pre-Market | 11.52% | 0.23% | 0.02x | Within |
| 2026-07-23 | Pre-Market | 10.28% | 2.78% | 0.27x | Within |
| 2026-10-22 | Pre-Market | 10.74% | 3.83% | 0.36x | Within |
Earnings calendar: this week’s reports with expected vs actual moves →
STBA Options Activity & IV Rank
STBA IV rank history, 52-week IV rank and IV percentile →
Volatility Metrics
Current IV: 31.2%
7-DTE IV: —
Expected Move: $5.10
7-DTE Move: $5.10
Days to Exp: 25 (2026-11-20)
Options Flow
Call Volume: 0
Put Volume: 2
P/C Volume: —
Call OI: 0
Put OI: 2
P/C OI: —
Total OI: 2
ATM Options Pricing
ATM Call: $2.60
ATM Put: $2.50
Call %: 5.1%
Put %: 4.9%
Chain Summary
Chain Volume: 3
Chain OI: 3
Last Updated: 10/26/2026
Spread Scanner GPU
Each spread is ranked by a composite score built in three stages. Full documentation →
Stage 1 — Base Score (GPU scanner)
score = P(profit) × (credit / spread_width)
P(profit) from short leg delta (1 − |delta|), penalised above 85%. Credit uses mid-price to handle illiquid chains fairly.
Stage 2 — Skew Adjustment (±25% cap)
RR and BF (30-delta) from the persisted per-symbol skew snapshot — wing strikes picked by real greeks.delta, not a moneyness proxy. Put skew boosts bull puts, penalises bear calls. High butterfly boosts iron condors. Calendars are skew-neutral.
Stage 3 — Technical Overlay (±50% cap, 5 groups)
Group 1 · Directional Bias (±0.25)
- RSI <40 bullish / >60 bearish
- MACD crossover + histogram trend
- Price vs SMA 50 & SMA 200
Group 2 · Momentum (±0.10)
- Stochastic %K <20 / >80
- Williams %R <−80 / >−20
Group 3 · Volatility (up to −0.25 / +0.15)
- Blended ATR + straddle expected-move penalty
- Bollinger Band signal (+ counter-trend penalty)
- BB width — vol contraction boost for ICs
Group 4 · IV Regime (±0.15)
- IV rank ≥ 75 → strong boost for credit spreads
- IV rank < 25 → penalty (selling cheap vol)
Group 5 · Liquidity (penalty up to −0.10)
- Min open interest across all legs
- OI < 100 → −0.10 · OI < 500 → −0.05
score = base_score × skew_multiplier × tech_multiplier
Both multipliers are shown per spread. Beta is informational only — ATR already captures realized vol. Full algorithm documentation →
Enter a ticker to scan for optimal spread opportunities.
Evaluates all bull put, bear call, iron condor, and calendar spread combinations using GPU-accelerated analysis.
Skew (Wing IV − ATM IV)
DTE:
Wing Δ:
Wing vs ATM
IV(put wing) − IV(ATM), in vol pointsHow much the OTM put trades above (or below) the at-the-money strike. Measures the height of the put-side tail relative to ATM — i.e. how expensive crash insurance is on this name.
- Positive (typical) — wing IV > ATM IV. Standard equity put skew: portfolios bid up crash protection, so OTM puts trade richer than ATM.
- Near zero or negative (unusual) — wing IV ≤ ATM IV. Flat or inverted put side. Common when there's no fear demand, in tightly mean-reverting names, or right after an earnings catalyst clears.
- Percentile vs own 3-yr history: high = wings rich (good time to sell wing premium); low = wings cheap (good time to buy protection).
- Not directional — high or low wings don't predict up or down moves. It's a price tag on tail insurance, not a forecast.
Risk Reversal
IV(call wing) − IV(put wing), equal delta on each sideWhich side of the smile is the market paying up for? Measures the tilt of the surface — call skew vs put skew at matched deltas.
- Negative (typical) — puts richer than calls. Standard equity behavior: hedging demand makes puts carry a premium. Most large-caps sit in the −1 to −5 vol-point range.
- Strongly negative (< −5 pts) — heavy downside hedging, elevated fear, or an upcoming catalyst (earnings, FDA, macro event). Worth flagging.
- Positive — calls richer than puts. Unusual for equities; signals bullish momentum, short-squeeze positioning, or takeover/M&A speculation.
- Near zero — symmetric surface. Market sees roughly equal up/down risk. Rare for large-caps; more common in commodities and FX.
Reading them together
Wing-vs-ATM tells you how expensive the tails are. Risk Reversal tells you which side is favored. Combined:
- High wing percentile + deeply negative RR → strong put bid; stress or major event priced in. Owning protection costs a premium; selling put premium is dangerous.
- Low wing percentile + near-zero RR → complacency; insurance cheap and balanced. Good environment to add cheap downside hedges.
- Positive RR + elevated wings → call-side fear-of-missing-out; common in squeeze setups. Upside calls expensive, downside puts not bid.
14 DTE / 10d
—
—
pts
EXTREME
as of Oct 26 · No data
30 DTE / 10d
—
—
pts
EXTREME
as of Oct 26 · ATM 38.1% / Wing —
Extreme reading.
Historically these have been contrarian — on the small set of observed earnings-day cases, large negative wing-vs-ATM gaps (calls pricing much richer than puts at the same delta) preceded sharp drops in the underlying within 1-12 days. Not financial advice and the dataset is small.
Percentile is the rank of today's reading within ~3 years of this symbol's own history. High percentile = wings are rich relative to history; not a directional signal. Skew is read off the chain in real time, not from CBOE SKEW.
Volatility Surface
Enter a ticker to render the implied volatility surface.
Volatility Smile
Enter a ticker to render the implied volatility smile.
IV Rank (7 DTE)
IV Rank (30 DTE)37.9MediumOct 26
Straddle Price (30 DTE)$5.10Oct 26
Beta Analysis
Risk Metrics
Beta: 0.2821
Alpha: 32.37%
Correlation: 0.1693
R-Squared: 2.9%
Stock Volatility: 21.2%
Market Volatility: 12.7%
Analysis Details
Benchmark: SPY
Data Points: 251
Period: 252 trading days
Data Points: 251
Period: 252 trading days
Interpretation:
Low volatility - stock moves less than market
Low volatility - stock moves less than market
Beta & Alpha Over Time
Notable investors who own STBA
3 of 37 tracked investors
| Investor | Value | Share of their portfolio | Rank | Q/Q shares | Source |
|---|---|---|---|---|---|
| Citadel Hedge fund Ken Griffin | $6.7M | #1867 of 6285 | +46.5% | 13F | |
| Millennium Management Hedge fund Izzy Englander | $930K | #2933 of 3716 | -76.2% | 13F | |
| Rockefeller Capital Management Family office Rockefeller family | $6K | #4186 of 4729 | +148.0% | 13F |
Hedge funds, activists, holding companies and family offices we track, from their latest 13F (quarter-end value) and Form 4 filings in the last 3 years. Family offices · all institutions
STBA Institutional Ownership (13F)
Latest filings — 2026-09-30
? 13F Guide
Diluted shares outstanding: 38,225,477 (as of 2026-03-31)
Institutional managers with $100M+ AUM file Form 13F-HR quarterly, due 45 days after quarter end. Holdings are reported gross at quarter-end market value — they are a snapshot, not a real-time position.
- Shares — long equity positions in this name, aggregated across share classes.
- Calls / Puts — notional value of long call / put exposure where this ticker is the underlying.
- % of Float — holder's reported shares divided by the latest diluted shares outstanding. Sums above 100% indicate large custodian / prime broker positions where the same shares are reported by multiple filers.
- Custodian badge — filers with more than 5,000 holdings are typically broker-dealers / custodians reporting customer-held shares, not active managers.
Each filer is counted once at its latest 13F-HR filing. New filings are ingested on a weekly cadence.
| # | Filer | Notional Value | % of Total | Period |
|---|
| # | Filer | Notional Value | % of Total | Period |
|---|
STBA Insider Trading (Form 4)
Latest: 2026-08-13Form 4 filings — insider beneficial-ownership changes by officers, directors, and 10%+ holders. Filed within 2 business days of transaction.
| Filed | Reporter | Role | Action | Shares | Avg Price | Net $ | Link |
|---|---|---|---|---|---|---|---|
| 2026-08-13 | William J Hieb | Director | Sell (S) | −17,289 | $51.31 | -$887.1K | EDGAR |
| 2026-07-31 | Susan A Nicholson | Executive Vice President | Mixed | +556 | $52.95 | $29.4K | EDGAR |
| 2026-06-03 | Susan A Nicholson | Executive Vice President | Award (A) | — | — | EDGAR | |
| 2026-06-03 | LaDawn D Yesho | Executive Vice President | Award (A) | — | — | EDGAR | |
| 2026-06-03 | Rachel Lynn Smydo | Executive Vice President | Award (A) | — | — | EDGAR | |
| 2026-06-03 | Melanie A Lazzari | Executive Vice President | Award (A) | — | — | EDGAR | |
| 2026-05-14 | William J Hieb | Director | Exer (M) | +1,290 | $44.03 | $56.8K | EDGAR |
| 2026-05-14 | Christina Anne Cassotis | Director | Exer (M) | +1,290 | $44.03 | $56.8K | EDGAR |
| 2026-05-14 | Stephanie Nycum Doliveira | Director | Exer (M) | +812 | $44.03 | $35.8K | EDGAR |
| 2026-05-14 | Bhaskar Ramachandran | Director | Exer (M) | +1,290 | $44.03 | $56.8K | EDGAR |
| 2026-05-14 | Michael J Donnelly | Director | Exer (M) | +1,290 | $44.03 | $56.8K | EDGAR |
| 2026-05-14 | Peter G Gurt | Director | Award (A) | — | — | EDGAR | |
| 2026-05-14 | Jeffrey D Grube | Director | Exer (M) | +1,290 | $44.03 | $56.8K | EDGAR |
| 2026-05-14 | Lewis W Adkins Jr | Director | Exer (M) | +1,290 | $44.03 | $56.8K | EDGAR |
| 2026-05-14 | Peter Richard Barsz | Director | Award (A) | — | — | EDGAR |
Codes: P = open-market purchase · S = open-market sale · A = grant/award · M = option exercise · F = tax withholding at vest · G = bona-fide gift · D = disposition to issuer · J = other (described in filing footnote — typically 401(k), trust, inheritance) · W = will/inheritance. Only P / S codes carry directional signal.
STBA Insider Holdings
20 insiders · @ $51.02
Officers, directors, and 10%+ owners who have filed a Form 4 in the past two years, ranked by current disclosed exposure (shares × today's price). Shares are direct + indirect (via trusts / LLCs / spouse). Excludes unvested RSU and option grants — those aren't beneficially owned until vest.
| # | Insider | Role | Shares | Disclosed Exposure | Lifetime OM Net | Filings | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Mark Kochvar | SR EXEC VICE PRESIDENT & CFO | 100,329 | $5.12M | -$259.5K | 34 | 2026-04-03 |
| 2 | David G Antolik | PRESIDENT | 81,475 | $4.16M | $85.0K | 38 | 2026-04-03 |
| 3 | Jeffrey D Grube | Director | 47,960 | $2.45M | $12.6K | 30 | 2026-05-14 |
| 4 | Michael J Donnelly | Director | 40,938 | $2.09M | $0 | 21 | 2026-05-14 |
| 5 | LaDawn D Yesho | Executive Vice President | 31,814 | $1.62M | $0 | 13 | 2026-06-03 |
| 6 | Frank J Palermo Jr | Director | 24,819 | $1.27M | -$198.2K | 19 | 2025-05-15 |
| 7 | William J Hieb | Director | 21,166 | $1.08M | -$1.72M | 13 | 2026-08-13 |
| 8 | Stephen A. Drahnak | Executive Vice President | 17,855 | $911.0K | $0 | 17 | 2026-04-03 |
| 9 | Christina Anne Cassotis | Director | 16,601 | $847.0K | $142.9K | 14 | 2026-05-14 |
| 10 | Melanie A Lazzari | Executive Vice President | 15,758 | $804.0K | $229 | 25 | 2026-06-03 |
Lifetime OM Net = signed sum of open-market buys (P) and sells (S) over their career; excludes grants, tax withholdings, and dispositions to issuer. A large negative number is normal for long-tenured executives — they've sold compensation grants over many years.
STBA Board & Officers
As of SEC filings through Aug 13, 2026Directors 10
- Jeffrey D Grube · on file since 2006
- Michael J Donnelly · on file since Apr 2007
- Christina Anne Cassotis · since Jun 19, 2017
- David G Antolik · listed since Apr 2019
- Lewis W Adkins Jr · since Jul 15, 2019
- Peter Richard Barsz · since Nov 30, 2019
- William J Hieb · since Nov 30, 2019
- Bhaskar Ramachandran · since Jan 24, 2024
- Peter G Gurt · since Jul 24, 2024
- Stephanie Nycum Doliveira · since Oct 29, 2025
Officers 8
- Mark Kochvar · Sr Exec Vice President & CFO · listed since Feb 2012
- Melanie A Lazzari · Executive Vice President · listed since Feb 2017
- David G Antolik · President · listed since Feb 2019
- LaDawn D Yesho · Executive Vice President · listed since Sep 2021
- Susan A Nicholson · Executive Vice President · since Mar 21, 2022
- Stephen A. Drahnak · Executive Vice President · listed since Mar 2022
- James Arvo Michie · Executive Vice President · since Jul 25, 2022
- Rachel Lynn Smydo · Executive Vice President · since Sep 19, 2022
Changes in the last 10 years (40)
| Apr 2, 2026 | The company announced the departure of Christopher J. McComish from the board in an SEC filing |
| Apr 2, 2026 | The company announced the departure of Christopher J. McComish as Chief Executive Officer in an SEC filing |
| Oct 29, 2025 | Stephanie Nycum Doliveira became a director |
| Sep 30, 2025 | Christine J Toretti reported in an SEC filing no longer being a director |
| May 15, 2025 | Frank J Palermo Jr reported in an SEC filing no longer being a director |
| Jul 24, 2024 | Peter G Gurt became a director |
| May 16, 2024 | Steven Jay Weingarten reported in an SEC filing no longer being a director |
| Jan 24, 2024 | Bhaskar Ramachandran became a director |
| Sep 29, 2022 | Charles Benner Carroll Jr reported in an SEC filing no longer being Executive Vice President |
| Sep 19, 2022 | Rachel Lynn Smydo became Executive Vice President |
| Sep 2, 2022 | George Basara reported in an SEC filing no longer being Executive Vice President |
| Jul 25, 2022 | James Arvo Michie became Executive Vice President |
| Jun 1, 2022 | Mary A Dornetto reported in an SEC filing no longer being Executive Vice President |
| Mar 31, 2022 | Stephen A. Drahnak first listed as Executive Vice President in an SEC filing |
| Mar 21, 2022 | Susan A Nicholson became Executive Vice President |
| Nov 1, 2021 | Brian Richard Dobis reported in an SEC filing no longer being Executive Vice President |
| Sep 21, 2021 | LaDawn D Yesho first listed as Executive Vice President in an SEC filing |
| Aug 23, 2021 | Christopher J. McComish became a director |
| Aug 23, 2021 | Christopher J. McComish became Chief Executive Officer |
| Jun 3, 2021 | Ernest J. Draganza reported in an SEC filing no longer being Sr Executive Vice President |
| Apr 5, 2021 | Todd D Brice reported in an SEC filing no longer being a director |
| Apr 5, 2021 | Todd D Brice reported in an SEC filing no longer being CEO & Director |
| Dec 21, 2020 | Charles Benner Carroll Jr became Executive Vice President |
| Dec 21, 2020 | Brian Richard Dobis became Executive Vice President |
| Aug 3, 2020 | David P Ruddock reported in an SEC filing no longer being Sr. Executive Vice President |
| Jun 2, 2020 | Rebecca A. Stapleton reported in an SEC filing no longer being Sr. Executive Vice President |
| May 20, 2020 | Frank W Jones reported in an SEC filing no longer being a director |
| May 18, 2020 | Mary A Dornetto became Executive Vice President |
| Apr 2, 2020 | Patrick J Haberfield reported in an SEC filing no longer being Sr. Executive Vice President |
| Nov 30, 2019 | William J Hieb became a director |
| Nov 30, 2019 | Peter Richard Barsz became a director |
| Jul 15, 2019 | Lewis W Adkins Jr became a director |
| Jun 10, 2019 | Thomas J Sposito II reported in an SEC filing no longer being Sr Executive Vice President |
| Apr 3, 2019 | David G Antolik first listed as a director in an SEC filing |
| Feb 12, 2019 | Todd D Brice listed as CEO & Director (previously President, CEO & Director) in SEC filings |
| Feb 12, 2019 | David G Antolik listed as President (previously Sr Executive Vice President) in SEC filings |
| Feb 14, 2018 | Patrick J Haberfield listed as Sr. Executive Vice President (previously Executive Vice President) in SEC filings |
| Jun 19, 2017 | Christina Anne Cassotis became a director |
| May 17, 2017 | Robert Edward Kane first listed as a director in an SEC filing |
| Feb 13, 2017 | Melanie A Lazzari listed as Executive Vice President (previously Senior Vice President) in SEC filings |
Not reported recently (7)
- Robert Edward Kane · Last reported as a director in an SEC filing dated Feb 14, 2022
- James Thomas Gibson · Last reported as a director in an SEC filing dated May 20, 2021
- Jerry Delmar Hostetter · Last reported as a director in an SEC filing dated Feb 12, 2021
- James C Miller · Last reported as a director in an SEC filing dated May 20, 2020
- David Krieger · Last reported as a director in an SEC filing dated Feb 12, 2019
- Charles G Urtin · Last reported as a director in an SEC filing dated May 17, 2017
- John J Delaney · Last reported as a director in an SEC filing dated Feb 13, 2017
Compiled from SEC filings by the company and its directors and officers. Dates are as stated in those filings. Where no filing says when someone left, we show the last filing that listed them.
STBA Proposed Insider Sales (Form 144)
Latest: 2026-08-10
? Form 144 Guide
Last 30d:
0 filings
· Last 90d:
1 filing
· $544K notice value
· 1 unique filer
What is Form 144? A notice of intent to sell restricted or control stock under Rule 144. Affiliates (officers, directors, 10%+ owners) and holders of restricted shares must file Form 144 when planning to sell more than 5,000 shares or $50,000 in any 3-month rolling window.
How it relates to Form 4: Form 144 is filed before the trade (up to 90 days in advance); Form 4 is filed within 2 business days after the trade executes. Not every Form 144 results in a sale — the filer may cancel or delay. Look for the corresponding Form 4 on the Insider Activity card to confirm a sale actually happened.
10b5-1 plans: Trades made under a pre-scheduled Rule 10b5-1 plan are not discretionary — they execute automatically on dates set months earlier, regardless of news. High 10b5-1 percentages mean less per-filing signal value, though cumulative selling volume still matters.
"Notice value": Aggregate market value the filer wrote into the Form 144 — i.e. the size of the planned sale, not necessarily the executed dollars. An amended notice (Form 144/A) replaces the original it amends, and cancelled notices are dropped, so neither is double-counted above. A filed value that is clearly inconsistent with the share count at the stock's price (a filer typo) shows as a dash and is left out of the totals.
Source & freshness: Sourced from public Form 144 filings. Refreshed daily; new filings typically appear here the morning after they are filed.
Top 90-day filers:
William J. Hieb (1, $544K)
| Filed | Filer | Role | Shares | Notice Value | Planned Sale | Broker | Plan | Link |
|---|---|---|---|---|---|---|---|---|
| 2026-08-10 | William J. Hieb | Director | 10,689 | $543.7K | 2026-08-11 | Fidelity Brokerage Services LLC | — | EDGAR |
| 2024-11-12 144/A | Palermo Frank J Jr | Director, Member of immediate family of any of the foregoing | 4,981 | $214.9K | 2024-11-13 | Fidelity Brokerage Services, LLC | — | EDGAR |
| 2024-06-06 | HIEB WILLIAM J | Director | 11,000 | $341.6K | 2024-06-06 | Fidelity Brokerage Services LLC | — | EDGAR |
Notice value is the aggregate market value the filer states they intend to sell — not a confirmed transaction. Compare to Insider Activity (Form 4) to see which planned sales actually executed. Market-wide feed: Planned sales (Form 144).
ETF Holders
102 ETFs hold STBA
25 shown · $583.52M total exposure · 0.10% AUM-weighted avg weight
| # | ETF | Provider | Weight | $ Exposure | ETF AUM | As Of |
|---|---|---|---|---|---|---|
| 1 | IJR iShares Core S&P Small-Cap ETF | iShares (BlackRock) | 0.10% | $106.7M | $104.0B | 2026-10-23 |
| 2 | VTI Vanguard Morningstar Total Stock Market ETF | Vanguard | 0.00% | $54.1M | — | 2026-09-30 |
| 3 | IWM iShares Russell 2000 ETF | iShares (BlackRock) | 0.06% | $45.0M | $74.6B | 2026-10-23 |
| 4 | SCHD Schwab U.S. Dividend Equity ETF | Nport | 0.04% | $40.2M | — | 2026-05-31 |
| 5 | VB Vanguard Morningstar Small-Cap ETF | Vanguard | 0.02% | $38.4M | — | 2026-09-30 |
| 6 | DFSV Dimensional US Small Cap Value ETF | Dimensional | 0.13% | $35.8M | — | 2026-10-23 |
| 7 | DFAT Dimensional US Targeted Value ETF | Dimensional | 0.09% | $26.6M | — | 2026-10-23 |
| 8 | AVUV Avantis U.S. Small Cap Value ETF | Avantis | 0.08% | $25.5M | $32.2B | 2026-10-23 |
| 9 | VBR Vanguard Morningstar Small-Cap Value ETF | Vanguard | 0.04% | $25.0M | — | 2026-09-30 |
| 10 | VXF Vanguard Extended Market ETF | Vanguard | 0.02% | $19.2M | — | 2026-09-30 |
| 11 | KRE State Street® SPDR® S&P® Regional Banking ETF | SPDR (State Street) | 0.44% | $17.6M | $4.0B | 2026-10-23 |
| 12 | IWN iShares Russell 2000 Value ETF | iShares (BlackRock) | 0.12% | $16.7M | $13.9B | 2026-10-23 |
| 13 | SPSM State Street® SPDR® Portfolio S&P 600™ Small Cap ETF | SPDR (State Street) | 0.10% | $16.2M | $15.8B | 2026-10-23 |
| 14 | DFAS Dimensional US Small Cap ETF | Dimensional | 0.05% | $15.7M | — | 2026-10-23 |
| 15 | IJS iShares S&P Small-Cap 600 Value ETF | iShares (BlackRock) | 0.20% | $15.1M | $7.7B | 2026-10-23 |
| 16 | XSMO Invesco S&P SmallCap Momentum ETF | Invesco | 0.40% | $11.0M | — | 2026-10-24 |
| 17 | SMDV ProShares S&P SmallCap 600 Dividend Aristocrats ETF | ProShares | 1.51% | $10.1M | — | 2026-10-26 |
| 18 | VTWO Vanguard Russell 2000 ETF | Vanguard | 0.06% | $10.0M | — | 2026-09-30 |
| 19 | SLYV State Street® SPDR® S&P 600™ Small Cap Value ETF | SPDR (State Street) | 0.19% | $9.3M | $4.8B | 2026-10-23 |
| 20 | BSVO EA Bridgeway Omni Small-Cap Value ETF | Nport | 0.36% | $8.5M | — | 2026-06-30 |
| 21 | SCHA Schwab U.S. Small-Cap ETF | Nport | 0.04% | $8.1M | — | 2026-05-31 |
| 22 | DFMC Dimensional US Micro Cap ETF | Dimensional | 0.11% | $8.1M | — | 2026-10-23 |
| 23 | DFAC Dimensional US Core Equity 2 ETF | Dimensional | 0.01% | $8.0M | — | 2026-10-23 |
| 24 | VYM Vanguard High Dividend Yield ETF | Vanguard | 0.01% | $6.7M | — | 2026-09-30 |
| 25 | VIOO Vanguard S&P Small-Cap 600 ETF | Vanguard | 0.10% | $6.0M | — | 2026-09-30 |
Fundamentals
Quarterly filings sourced from SEC 10-Q / 10-K reports. TTM tiles aggregate the most recent four quarters; bars show the last ~12 quarters oldest → newest.
Metrics
- Revenue — top-line sales. Look for consistent YoY growth; seasonal businesses need same-quarter comparisons (Q4 '24 vs Q4 '23).
- Net Income — bottom-line profit after all expenses. Can be volatile from one-time items; red bars = net loss.
- Diluted EPS — net income per share assuming options/converts are exercised. Direct input to the P/E ratio.
- Operating Cash Flow — cash generated from core operations, before capex and financing. Harder to manipulate than net income; growing OCF is a quality signal.
How to read the bars
- Sequential growth — quarter-over-quarter trend. Accelerating bars are a momentum signal.
- YoY growth — compare to the same quarter a year earlier to remove seasonality.
- Quality — OCF should roughly track Net Income over time. Large divergence (net income ≫ OCF) flags accruals risk.
- Margins — scan the bar ratios: Net Income / Revenue tells you margin trend without needing a separate chart.
TTM (trailing-twelve-month) smooths seasonality and is used for the P/E calculation. Filings appear 30–90 days after the period closes.
Trailing P/E
14.29
TTM Diluted EPS
$3.57
TTM Revenue
$573.21M
TTM Net Income
$135.90M
TTM Op. Cash Flow
$147.45M
Quarterly figures (12 quarters)
| Quarter | Period End | Revenue | Net Income | Diluted EPS | Op. Cash Flow |
|---|---|---|---|---|---|
| Q1 '26 | 2026-03-31 | $139.97M | $35.07M | $0.94 | $42.52M |
| Q4 '25 | 2025-12-31 | $145.44M | $33.97M | $0.89 | $35.88M |
| Q3 '25 | 2025-09-30 | $145.39M | $34.96M | $0.91 | $40.76M |
| Q2 '25 | 2025-06-30 | $142.41M | $31.90M | $0.83 | $28.28M |
| Q1 '25 | 2025-03-31 | $135.28M | $33.40M | $0.87 | $28.91M |
| Q4 '24 | 2024-12-31 | $138.95M | $33.06M | $0.86 | $45.69M |
| Q3 '24 | 2024-09-30 | $143.35M | $32.59M | $0.85 | $27.64M |
| Q2 '24 | 2024-06-30 | $142.07M | $34.37M | $0.89 | $53.67M |
| Q1 '24 | 2024-03-31 | $140.58M | $31.24M | $0.81 | $46.38M |
| Q4 '23 | 2023-12-31 | $144.77M | $37.05M | $0.96 | $30.88M |
| Q3 '23 | 2023-09-30 | $135.14M | $33.47M | $0.87 | $57.83M |
| Q2 '23 | 2023-06-30 | $131.52M | $34.47M | $0.89 | $38.79M |
Q1 2026 • period ending 2026-03-31 • filed 2026-05-08
Valuation
Ratios derived from TTM financials and the current market price, sampled daily. History chart shows how expensive the stock is today relative to its own recent past.
Price Multiples
- P/E — price / TTM earnings. Rough market rule: 10–15 value, 15–25 market, >30 growth/premium. Negative when earnings are negative.
- P/B — price / book value. Useful for financials and asset-heavy names; meaningless for asset-light software.
- P/S — price / TTM revenue. Useful when earnings are negative or noisy (early-stage growth).
- EV/EBITDA — capital-structure-neutral. <10 cheap, 10–15 reasonable, >20 rich. Good for comparing across leverage profiles.
- EV/Sales — like P/S but accounts for debt + cash. Compare within sector.
Profitability & Yields
- ROE — return on equity. >15% strong, >25% exceptional. Caution: high leverage inflates ROE.
- ROA — return on assets. Leverage-neutral; >5% solid, >10% exceptional.
- Div Yield — annual dividend / price. Compare to 10Y Treasury; sustained yield >6% often signals distress.
- FCF Yield — free cash flow / market cap. >5% is attractive; negative means burning cash.
Balance Sheet
- Debt/Equity — leverage. <1 conservative, >2 aggressive. Sector-dependent (utilities naturally high, tech low).
- Current Ratio — short-term liquidity. >1.5 comfortable, <1 raises short-term solvency flags.
Reading the history chart
- Compare current level to the 3-year band: near the high end = relatively expensive; near the low = relatively cheap.
- Multiples expanding while earnings are flat = sentiment-driven rally.
- Multiples compressing while earnings grow = value coming from fundamentals.
P/E
14.29
P/B
1.36
P/S
3.40
EV/EBITDA
10.05
EV/Sales
2.99
ROE
9.5%
ROA
1.4%
Div Yield
3.00%
FCF Yield
7.56%
Debt/Equity
0.07
Current Ratio
—
Market Cap
$1.95B
as of 2026-10-26
Short Interest & Float
Regulatory short-interest reports publish on a bi-weekly settlement cadence; short-volume is reported daily by the trade-reporting facilities. Float is derived from insider-ownership filings.
Metric definitions
- Short Interest — total shares currently sold short as of the settlement date. Lags real time by ~8 business days.
- SI % of Float — short interest / free float. The key crowding metric.
- Days to Cover — short interest / avg daily volume. How many full trading days it would take shorts to buy back. High DTC + catalyst = squeeze fuel.
- Short Vol Ratio — today's short-sale volume / total volume. Intraday selling pressure proxy (not the same as short interest).
- Free Float — shares available for public trading (total shares minus insider / restricted).
- Float % — free float / shares outstanding. <50% = tightly held, more prone to squeezes.
How to read the signals
- SI % of Float < 5% — typical, no particular signal.
- 5–15% — elevated; watch for catalysts (earnings, guidance, macro).
- 15–30% — heavily shorted; tight-float names in this range have produced notable squeezes historically.
- >30% — extreme; borrow is likely expensive and squeeze risk is material.
- Days to Cover > 5 combined with high SI% amplifies squeeze potential.
History chart
- Trend matters more than level. Rapidly rising short interest often precedes negative catalysts or heavy hedging.
- A sudden drop in SI after a rally may indicate a squeeze in progress.
Short interest is reported mid-month and end-of-month; short volume is daily.
Short Interest
2.41M
SI % of Float
6.95%
Days to Cover
6.56
Short Vol Ratio
68.6%
Free Float
34.67M
Float %
98.3%
Short interest 2026-09-30 • Short volume 2026-10-26 • Float 2026-08-24