North Capital, Inc. — 13F Holdings & Portfolio
CIK 2065938 · latest 13F-HR filed 2026-10-16
North Capital, Inc. manages $140.1M in 13F-reported U.S. long-equity assets across 96 reported positions as of its 2026-09-30 13F-HR filing. Its largest disclosed positions are BIL (24.29%), DFAU (12.26%), SPCX (5.23%). Quarter over quarter (versus its 2026-06-30 filing) the fund opened 9 new positions and exited 15; 21 existing positions rose in reported value and 25 fell.
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
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AUM
$140.1M
Long-equity book
Holdings
96
Distinct positions
Period
2026-09-30
Filed 2026-10-16
Q/Q Activity
+9 / −15 / ↑21 / ↓25
vs 2026-06-30
Portfolio charts
Latest quarter's book, what changed, and how the portfolio has evolved across filings.
Portfolio map
Q3 26BIL24.3% · -1%DFAU12.3% · +2%SPCX5.2% · newDFAI4.8% · -6%DFAE4.2% · -1%AAPL3.9% · -8%SPY3.2% · +2%VGSH2.8% · +42%QQQ2.4% · +3%VGUS2.3% · +55%BRK.B1.7% · -2%GOOGL1.4% · -11%AMUB1.4% · 0%META1.3% · +1%VXUS1.3% · +0%MSFT1.3% · -6%AMZN1.2% · -10%GOOG1.1% · -5%JPM0.9% · -5%XLK0.8% · 0%VB0.8% · +0%AVUS0.7% · -10%AVGO0.7% · -6%NEAR0.6% · +21%RSP0.6% · +28%BRK.A0.6% · 0%VWO0.5% · +0%IWF0.5% · +4%SHY0.5% · +14%VZ0.5% · -0%GLD0.5% · -19%BNY0.4% · newCSCO0.4% · -3%VIG0.4% · 0%COWZ0.4% · +15%INTC0.4% · -15%V0.4% · -4%ETN0.4% · -3%EW0.4% · +10%ABBV0.4% · -6%HD0.4% · -3%IWM0.3% · +4%VTI0.3% · +0%VOE0.3% · +0%PM0.3% · +29%AMJB0.3% · +0%AXP0.3% · -18%RTX0.3% · -1%SHV0.3% · 0%MRK0.3% · -2%PG0.3% · -16%CAH0.3% · newICE0.3% · -1%JNJ0.3% · -2%FELV0.3% · +0%FLSW0.3% · 0%TT0.3% · -1%VBR0.3% · +0%CAT0.3% · -4%T0.3% · -1%
Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.
Sector mix
% of 13F valueSectors from each company's SIC code; funds and ETFs grouped separately.
Biggest buys and sells
Q2 26 → Q3 26Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.
13F assets and positions
4 quartersTotal reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.
Top positions over time
reported valueThe eight largest current positions, valued at each quarter end.
Concentration
top 10 = 65.4%Cumulative share of the portfolio held in the largest N positions.
Firm Profile & Key People
As of the firm’s regulatory filing dated May 5, 2026.
Assets Under Management
$365.8M
Discretionary
$343.0M
Employees
12
Accounts
550
Address
623 E FORT UNION BLVD.
SUITE 101
SALT LAKE CITY, UT 84047
SUITE 101
SALT LAKE CITY, UT 84047
Phone
888-625-7768 X1
| Name | Title / Status | Ownership | Type |
|---|---|---|---|
| BOWERS, PAUL, DONALD Control | MANAGING DIRECTOR since Nov 2018 | Less than 5% | Individual |
| DOWD, JAMES, PATRICK Control | PRESIDENT, CIO since Oct 2008 | Less than 5% | Individual |
| NORTH CAPITAL INVESTMENT TECHNOLOGY, INC. Control | OWNER since Sep 2019 | 75% or more | Domestic Entity |
| ANDERSON, JOSEPH, CARL | CHIEF COMPLIANCE OFFICER since Jun 2024 | Less than 5% | Individual |
| DOWD, JAMES, PATRICK Control Indirect owner via NORTH CAPITAL INVESTMENT TECHNOLOGY, INC. | CEO AND EQUITY OWNER since Jan 2014 | 25–50% | Individual |
| FRANKLIN RESOURCES, INC. Control Indirect owner via LEGG MASON INC. | SHAREHOLDER since Jul 2020 | 75% or more | Domestic Entity |
| FT FINTECH HOLDINGS LLC Control Indirect owner via NORTH CAPITAL INVESTMENT TECHNOLOGY, INC. | SHAREHOLDER - SERIES SEED, SERIES A, SERIES A-1 since Feb 2022 | 25–50% | Domestic Entity |
| LEGG MASON INC. Control Indirect owner via TEMPLETON WORLDWIDE, INC. | SHAREHOLDER since Jun 2021 | 75% or more | Domestic Entity |
| TEMPLETON INTERNATIONAL INC. Control Indirect owner via FT FINTECH HOLDINGS LLC | MEMBER since Aug 2017 | 75% or more | Domestic Entity |
| TEMPLETON WORLDWIDE, INC. Control Indirect owner via TEMPLETON INTERNATIONAL INC. | SHAREHOLDER since Sep 1992 | 75% or more | Domestic Entity |
Ownership & leadership changes · 9 filings with changes since Mar 28, 2012
From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.
Jun 14, 2024 filing
- No longer listedStecklein, Nicholas, Brian · DIRECTOR · Less than 5% · listed since Jul 2021
- AddedANDERSON, JOSEPH, CARL · CHIEF COMPLIANCE OFFICER · Less than 5%
- ChangedDOWD, JAMES, PATRICK · title PRESIDENT, CIO AND CHIEF COMPLIANCE OFFICER → PRESIDENT, CIO
Jan 25, 2024 filing
- AddedFRANKLIN RESOURCES, INC. · SHAREHOLDER · 75% or more · indirect via LEGG MASON INC. · control person
- AddedFT FINTECH HOLDINGS LLC · SHAREHOLDER - SERIES SEED, SERIES A, SERIES A-1 · 25–50% · indirect via NORTH CAPITAL INVESTMENT TECHNOLOGY, INC. · control person
- AddedLEGG MASON INC. · SHAREHOLDER · 75% or more · indirect via TEMPLETON WORLDWIDE, INC. · control person
- AddedTEMPLETON INTERNATIONAL INC. · MEMBER · 75% or more · indirect via FT FINTECH HOLDINGS LLC · control person
- AddedTEMPLETON WORLDWIDE, INC. · SHAREHOLDER · 75% or more · indirect via TEMPLETON INTERNATIONAL INC. · control person
Jun 5, 2023 filing
- No longer listedGARCIA, JUAN, ANTONIO · MANAGING DIRECTOR · Less than 5% · control person · listed since Oct 2016
Jul 22, 2021 filing
- No longer listedBASILE, BRIDGOT, SHARON · MANAGING DIRECTOR · Less than 5% · control person · listed since Mar 2019
- AddedStecklein, Nicholas, Brian · DIRECTOR · Less than 5%
Jun 29, 2020 filing
- No longer listedHARKINS, FRANCES, EVANS · MANAGING DIRECTOR · Less than 5% · control person · listed since Jun 2013
Nov 1, 2019 filing
- AddedDOWD, JAMES, PATRICK · CEO AND EQUITY OWNER · 25–50% · indirect via NORTH CAPITAL INVESTMENT TECHNOLOGY, INC. · control person
- AddedNORTH CAPITAL INVESTMENT TECHNOLOGY, INC. · OWNER · 75% or more · control person
- ChangedDOWD, JAMES, PATRICK · ownership 75% or more → Less than 5%
Mar 22, 2019 filing
- AddedBASILE, BRIDGOT, SHARON · MANAGING DIRECTOR · Less than 5% · control person
- AddedBOWERS, PAUL, DONALD · MANAGING DIRECTOR · Less than 5% · control person
Jul 6, 2017 filing
- No longer listedGOOS, CRAIG, KEITH · MANAGING DIRECTOR · 10–25% · control person · listed since Feb 2012
May 10, 2017 filing
- AddedGARCIA, JUAN, ANTONIO · MANAGING DIRECTOR · Less than 5% · control person
- AddedHARKINS, FRANCES, EVANS · MANAGING DIRECTOR · Less than 5% · control person
Mar 28, 2012 filing (earliest on record)
- ListedDOWD, JAMES, PATRICK · PRESIDENT, CIO AND CHIEF COMPLIANCE OFFICER · 75% or more · control person
- ListedGOOS, CRAIG, KEITH · MANAGING DIRECTOR · 10–25% · control person
Quarter-over-quarter changes
Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.
Top Adds (vs prior quarter)
- VANGUARD ULTRA-SHORTTREASURY ETF$1.2M +54.8%
- VANGUARD SCOTTSDALE FUNDS SHORT-TERM TREASURY ETF$1.1M +40.0%
- DIMENSIONAL ETF TRUST US CORE EQT MKT$930.1K +5.7%
- META PLATFORMS INC CLASS A COMMON STOCK$493.7K +36.8%
- MICROSOFT CORP$492.7K +37.3%
Top Trims
- DIMENSIONAL ETF TRUST INTL CORE EQT MK-$407.9K -5.7%
- INTEL CORP COM USD0.001-$339.6K -37.5%
- ALPHABET INC CAP STK CL A-$264.3K -11.8%
- ISHARES MSCI EAFE ETF-$192.3K -46.2%
- CATERPILLAR INC COM-$158.6K -30.4%
New Positions
- SPACE EXPL TECHNOLOGIES CORP CL A$7.3M
- CARDINAL HEALTH INC COM NPV$388.3K
- MARATHON PETROLEUM CORP COM USD0.01$348.7K
- OSCAR HEALTH INC CL A$319.3K
- VALERO ENERGY CORP COM$211.8K
Exited Positions
- DIMENSIONAL ETF TRUST US CORE EQUITY 2$648.9K
- WARNER BROS DISCOVERY INC COM SER A$384.8K
- DELL TECHNOLOGIES INC CL C$350.1K
- DIMENSIONAL ETF TRUST US TARGETED VLU$336.8K
- DIMENSIONAL ETF TRUST US SMALL CAP ETF$336.2K
North Capital, Inc. Holdings (2026-09-30)
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | SPDR SERIES TRUST STATE STREET BLOOMBERG 1-3 MONTH T-BILL ETF | BIL | 78468R663 | $34.0M | 24.29% | 371,727 | SH |
| 2 | DIMENSIONAL ETF TRUST US CORE EQT MKT | DFAU | 25434V104 | $17.2M | 12.26% | 321,724 | SH |
| 3 | SPACE EXPL TECHNOLOGIES CORP CL A | SPCX | 84615Q103 | $7.3M | 5.23% | 46,830 | SH |
| 4 | DIMENSIONAL ETF TRUST INTL CORE EQT MK | DFAI | 25434V203 | $6.7M | 4.81% | 162,556 | SH |
| 5 | DIMENSIONAL ETF TRUST EMGR CRE EQT MNG | DFAE | 25434V302 | $5.8M | 4.16% | 149,979 | SH |
| 6 | APPLE INC | AAPL | 037833100 | $5.4M | 3.88% | 15,918 | SH |
| 7 | STATE STREET SPDR S&P 500 ETF UNITS | SPY | 78462F103 | $4.5M | 3.24% | 5,832 | SH |
| 8 | VANGUARD SCOTTSDALE FUNDS SHORT-TERM TREASURY ETF | VGSH | 92206C102 | $3.9M | 2.77% | 67,425 | SH |
| 9 | INVESCO QQQ TR UNIT SER 1 | QQQ | 46090E103 | $3.4M | 2.39% | 4,511 | SH |
| 10 | VANGUARD ULTRA-SHORTTREASURY ETF | VGUS | 922040852 | $3.3M | 2.34% | 43,481 | SH |
| 11 | BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B | BRK.B | 084670702 | $2.4M | 1.69% | 4,542 | SH |
| 12 | ALPHABET INC CAP STK CL A | GOOGL | 02079K305 | $2.0M | 1.41% | 5,569 | SH |
| 13 | UBS ETRACS ALERIAN MLP INDEX ETN SERIES B | AMUB | 90274D374 | $1.9M | 1.37% | 87,219 | SH |
| 14 | META PLATFORMS INC CLASS A COMMON STOCK | META | 30303M102 | $1.8M | 1.31% | 2,408 | SH |
| 15 | VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND | VXUS | 921909768 | $1.8M | 1.31% | 21,657 | SH |
| 16 | MICROSOFT CORP | MSFT | 594918104 | $1.8M | 1.29% | 3,335 | SH |
| 17 | AMAZON.COM INC | AMZN | 023135106 | $1.7M | 1.21% | 6,564 | SH |
| 18 | ALPHABET INC CAP STK CL C | GOOG | 02079K107 | $1.5M | 1.06% | 4,249 | SH |
| 19 | JPMORGAN CHASE &CO. COM | JPM | 46625H100 | $1.3M | 0.89% | 3,779 | SH |
| 20 | SELECT SECTOR SPDR TRUST STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF | XLK | 81369Y803 | $1.1M | 0.80% | 5,704 | SH |
| 21 | VANGUARD INDEX FUNDS VANGUARD MORNINGSTAR SMALL-CAP ETF | VB | 922908751 | $1.1M | 0.77% | 3,751 | SH |
| 22 | AVANTIS US EQUITY ETF | AVUS | 025072885 | $1.0M | 0.74% | 7,904 | SH |
| 23 | BROADCOM INC COM | AVGO | 11135F101 | $971.7K | 0.69% | 2,719 | SH |
| 24 | ISHARES SHORT DURATION BOND ACTIVE ETF | NEAR | 46431W507 | $839.3K | 0.60% | 16,816 | SH |
| 25 | INVESCO EXCHANGE TRADED FD TR S&P500 EQL WGT | RSP | 46137V357 | $790.9K | 0.56% | 3,708 | SH |
| 26 | BERKSHIRE HATHAWAYCLASS A | BRK.A | 084670108 | $780.4K | 0.56% | 1 | SH |
| 27 | VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF | VWO | 922042858 | $763.8K | 0.55% | 12,799 | SH |
| 28 | ISHARES TR RUS 1000 GRW ETF | IWF | 464287614 | $739.3K | 0.53% | 5,816 | SH |
| 29 | ISHARES TRUST 1-3 YEAR TREASURY BOND ETF | SHY | 464287457 | $689.7K | 0.49% | 8,495 | SH |
| 30 | VERIZON COMMUNICATIONS INC | VZ | 92343V104 | $640.8K | 0.46% | 14,721 | SH |
| 31 | SPDR GOLD TR GOLD SHS | GLD | 78463V107 | $639.7K | 0.46% | 1,676 | SH |
| 32 | BANK OF NEW YORK MELLON CORP COM USD0.01 | BNY | 064058100 | $590.4K | 0.42% | 4,186 | SH |
| 33 | CISCO SYSTEMS INC | CSCO | 17275R102 | $583.5K | 0.42% | 5,070 | SH |
| 34 | VANGUARD SPECIALIZED FUNDS DIV APP ETF | VIG | 921908844 | $581.1K | 0.41% | 2,424 | SH |
| 35 | PACER FDS TR US CASH COWS 100 | COWZ | 69374H881 | $565.5K | 0.40% | 8,185 | SH |
| 36 | INTEL CORP COM USD0.001 | INTC | 458140100 | $565.4K | 0.40% | 5,499 | SH |
| 37 | VISA INC | V | 92826C839 | $508.5K | 0.36% | 1,284 | SH |
| 38 | EATON CORPORATION PLC | ETN | G29183103 | $505.8K | 0.36% | 1,181 | SH |
| 39 | EDWARDS LIFESCIENCES CORP | EW | 28176E108 | $497.7K | 0.36% | 5,837 | SH |
| 40 | ABBVIE INC COM USD0.01 | ABBV | 00287Y109 | $496.9K | 0.35% | 1,811 | SH |
| 41 | HOME DEPOT INC | HD | 437076102 | $495.9K | 0.35% | 1,687 | SH |
| 42 | ISHARES RUSSELL 2000 ETF | IWM | 464287655 | $486.0K | 0.35% | 1,756 | SH |
| 43 | VANGUARD INDEX FUNDS VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF | VTI | 922908769 | $474.9K | 0.34% | 1,245 | SH |
| 44 | VANGUARD INDEX FUNDS VANGUARD MORNINGSTAR MID-CAP VALUE ETF | VOE | 922908512 | $461.6K | 0.33% | 2,263 | SH |
| 45 | PHILIP MORRIS INTERNATIONAL INC COM NPV | PM | 718172109 | $457.4K | 0.33% | 2,295 | SH |
| 46 | JPMORGAN CHASE FINL CO LLC ALERIAN MLP INDEX ETN BASED ON VWAP LEVEL INDEX & CPN | AMJB | 48133Q309 | $439.5K | 0.31% | 12,590 | SH |
| 47 | AMERICAN EXPRESS CO COM | AXP | 025816109 | $436.0K | 0.31% | 1,407 | SH |
| 48 | RTX CORPORATION COM | RTX | 75513E101 | $430.5K | 0.31% | 2,352 | SH |
| 49 | ISHARES TRUST ISHARES 0-1 YEAR TREASURY BOND ETF | SHV | 464288679 | $428.7K | 0.31% | 3,891 | SH |
| 50 | MERCK &CO. INC COM | MRK | 58933Y105 | $412.2K | 0.29% | 2,903 | SH |
Filing History
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-09-30 | 2026-10-16 | $140.1M | 96 | 0002065938-26-000006 |
| 2026-06-30 | 2026-07-14 | $132.4M | 102 | 0002065938-26-000004 |
| 2026-03-31 | 2026-04-30 | $118.1M | 93 | 0002065938-26-000003 |
| 2025-12-31 | 2026-02-18 | $116.0M | 89 | 0002065938-26-000002 |
Filer Information
Address
623 EAST FORT UNION BLVD, SUITE 101SALT LAKE CITY, UT 84047
Phone
(415) 315-9916
Filing Manager
North Capital, Inc.
SALT LAKE CITY, UT
Signatory
Joseph Anderson
Chief Compliance Officer