FINANCIAL CONSULATE, INC — 13F Holdings & Portfolio

CIK 1624510 · latest 13F-HR filed 2026-04-21

FINANCIAL CONSULATE, INC manages $802.6M in 13F-reported U.S. long-equity assets across 1,402 reported positions as of its 2026-03-31 13F-HR filing. Its largest disclosed positions are SCHX (16.59%), DUHP (9.34%), MFDX (8.37%). Quarter over quarter (versus its 2025-12-31 filing) the fund opened 173 new positions, exited 110, added to 556, and trimmed 412.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM

$802.6M

Long-equity book

Holdings

1,402

Distinct positions

Period

2026-03-31

Filed 2026-04-21

Q/Q Activity

+173 / −110 / ↑556 / ↓412

vs 2025-12-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • PIMCO EQUITY SER$11.1M +256.9%
  • PGIM ETF TR$8.2M +72.0%
  • VANGUARD MALVERN FDS$7.7M +27.9%
  • DIMENSIONAL ETF TRUST$2.0M +5.3%
  • SPDR INDEX SHS FDS$1.6M +47.8%
Show all 556

Top Trims

  • SCHWAB STRATEGIC TR-$9.1M -41.8%
  • MCCORMICK & CO INC-$3.2M -25.9%
  • APPLE INC-$1.6M -7.6%
  • T ROWE PRICE ETF INC-$1.1M -6.5%
  • MICROSOFT CORP-$1.0M -25.6%
Show all 412

New Positions

  • ISHARES TR$36.3M
  • ISHARES TR$26.7M
  • SAREPTA THERAPEUTICS INC$920.3K
  • ASTRAZENECA PLC$172.2K
  • ISHARES TR$99.6K
Show all 173

Exited Positions

  • PENNYMAC CORP$954.6K
  • SUMMIT HOTEL PPTYS$595.0K
  • WEST PHARMACEUTICAL SVSC INC$279.0K
  • MARRIOTT VACATIONS WORLDWIDE$168.2K
  • ASTRAZENECA PLC$149.0K
Show all 110
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 SCHWAB STRATEGIC TR SCHX 808524201 $133.1M 16.59% 5,192,173 SH
2 DIMENSIONAL ETF TRUST DUHP 25434V831 $74.9M 9.34% 2,038,669 SH
3 PIMCO EQUITY SER MFDX 72202L371 $67.2M 8.37% 1,686,385 SH
4 SCHWAB STRATEGIC TR SCHF 808524805 $45.9M 5.72% 1,854,408 SH
5 DIMENSIONAL ETF TRUST DIHP 25434V765 $39.8M 4.96% 1,236,578 SH
6 ISHARES TR SHV 464288679 $36.3M 4.52% 328,716 SH
7 VANGUARD MALVERN FDS VTIP 922020805 $35.3M 4.39% 705,949 SH
8 DIMENSIONAL ETF TRUST DFAS 25434V500 $30.1M 3.75% 422,592 SH
9 SCHWAB STRATEGIC TR FNDB 808524789 $28.3M 3.52% 1,039,540 SH
10 ISHARES TR SHY 464287457 $26.7M 3.33% 323,277 SH
11 FRANKLIN TEMPLETON ETF TR FLQM 35473P884 $20.7M 2.57% 376,016 SH
12 APPLE INC AAPL 037833100 $19.6M 2.44% 77,287 SH
13 PGIM ETF TR PULS 69344A107 $19.6M 2.44% 395,811 SH
14 SCHWAB STRATEGIC TR FNDE 808524730 $17.4M 2.16% 453,683 SH
15 T ROWE PRICE ETF INC TCAF 87283Q867 $15.8M 1.97% 443,936 SH
16 PIMCO EQUITY SER MFDX 72202L363 $15.4M 1.92% 263,494 SH
17 SCHWAB STRATEGIC TR SCHD 808524797 $12.7M 1.58% 413,529 SH
18 SCHWAB STRATEGIC TR FNDF 808524755 $11.8M 1.47% 241,299 SH
19 MCCORMICK & CO INC MKC 579780206 $9.3M 1.15% 183,487 SH
20 SPDR INDEX SHS FDS GMF 78463X301 $9.2M 1.14% 67,381 SH
21 PATRICK INDS INC PATK 703343103 $5.8M 0.73% 52,645 SH
22 SPDR INDEX SHS FDS SPGM 78463X475 $5.1M 0.63% 67,103 SH
23 NVIDIA CORPORATION NVDA 67066G104 $4.8M 0.59% 27,348 SH
24 VANGUARD INDEX FDS VOO 922908363 $3.8M 0.48% 6,418 SH
25 10X GENOMICS INC TXG 88025U109 $3.3M 0.41% 156,457 SH
26 MICROSOFT CORP MSFT 594918104 $3.0M 0.37% 8,080 SH
27 SCHWAB STRATEGIC TR SCHB 808524102 $2.7M 0.33% 106,928 SH
28 PNC FINL SVCS GROUP INC PNC 693475105 $2.6M 0.32% 12,426 SH
29 DIMENSIONAL ETF TRUST DFAT 25434V609 $2.6M 0.32% 41,354 SH
30 ISHARES TR IVV 464287200 $2.6M 0.32% 3,950 SH
31 AMAZON COM INC AMZN 023135106 $2.4M 0.29% 11,340 SH
32 ALPHABET INC GOOG 02079K107 $2.2M 0.28% 7,774 SH
33 LOCKHEED MARTIN CORP LMT 539830109 $2.0M 0.25% 3,362 SH
34 ALPHABET INC GOOGL 02079K305 $1.8M 0.22% 6,155 SH
35 CATERPILLAR INC CAT 149123101 $1.6M 0.20% 2,257 SH
36 SCHWAB STRATEGIC TR SCHG 808524300 $1.5M 0.19% 53,093 SH
37 RTX CORPORATION RTX 75513E101 $1.4M 0.17% 7,257 SH
38 VANGUARD WORLD FD VGT 92204A702 $1.4M 0.17% 1,999 SH
39 EXXON MOBIL CORP XOM 30231G102 $1.3M 0.16% 7,743 SH
40 COSTCO WHOLESALE CORPORATION COST 22160K105 $1.2M 0.16% 1,250 SH
41 JPMORGAN CHASE & CO JPM 46625H100 $1.2M 0.15% 4,095 SH
42 MASTERCARD INCORPORATED MA 57636Q104 $1.1M 0.14% 2,294 SH
43 ELI LILLY & CO LLY 532457108 $1.1M 0.14% 1,245 SH
44 SPDR INDEX SHS FDS XCNY 78463X848 $1.1M 0.14% 29,613 SH
45 PROCTER & GAMBLE CO PG 742718109 $1.1M 0.13% 7,430 SH
46 SCHWAB CHARLES CORP SCHW 808513105 $1.1M 0.13% 11,221 SH
47 ISHARES TR ITOT 464287150 $1.0M 0.13% 7,293 SH
48 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $1.0M 0.13% 2,166 SH
49 TESLA INC TSLA 88160R101 $1.0M 0.13% 2,779 SH
50 CONSTELLATION ENERGY CORP CEG 21037T109 $991.8K 0.12% 3,552 SH
Filing History
Period Filed AUM Holdings Accession
2026-03-31 2026-04-21 $802.6M 1,402 0001624510-26-000003
2025-12-31 2026-01-22 $731.4M 1,339 0001624510-26-000001