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FINANCIAL CONSULATE, INC — 13F Holdings & Portfolio

CIK 1624510 · latest 13F-HR filed 2026-07-23

Backtest portfolio

FINANCIAL CONSULATE, INC manages $898.5M in 13F-reported U.S. long-equity assets across 1,449 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are SCHX (17.25%), DUHP (9.80%), MFDX (7.90%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 135 new positions, exited 88, added to 782, and trimmed 338.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

Filer Information
Address
11019 MCCORMICK ROAD
SUITE 200
HUNT VALLEY, MD 21031
Phone
(410) 823-7283
Filing Manager
FINANCIAL CONSULATE, INC
HUNT VALLEY, MD
Signatory
Michael McCarthy
CEO, President, and CCO
Loading holdings…
AUM

$898.5M

Long-equity book

Holdings

1,449

Distinct positions

Period

2026-06-30

Filed 2026-07-23

Q/Q Activity

+135 / −88 / ↑782 / ↓338

vs 2026-03-31

Firm Profile & Key People
Name Title / Status Ownership Type

Top Adds (vs prior quarter)

  • SCHWAB STRATEGIC TR$21.9M +16.4%
  • DIMENSIONAL ETF TRUST$13.1M +17.5%
  • SCHWAB STRATEGIC TR$7.4M +16.1%
  • DIMENSIONAL ETF TRUST$5.6M +18.6%
  • DIMENSIONAL ETF TRUST$4.6M +11.5%
Show all 782 →

Top Trims

  • SPDR INDEX SHS FDS-$2.9M -56.2%
  • PATRICK INDS INC-$1.1M -19.2%
  • LOCKHEED MARTIN CORP-$319.5K -15.7%
  • EXXON MOBIL CORP-$260.2K -19.8%
  • AT&T INC-$155.5K -30.8%
Show all 338 →

New Positions

  • VANGUARD INTL EQUITY INDEX F$268.1K
  • HONEYWELL INTL INC$182.7K
  • HONEYWELL AEROSPACE INC$179.5K
  • ISHARES TR$111.2K
  • ISHARES TR$81.5K
Show all 135 →

Exited Positions

  • HONEYWELL INTL INC$364.5K
  • POWER SOLUTIONS INTL INC$91.6K
  • SYNOPSYS INC$72.2K
  • MANHATTAN ASSOCIATES INC$66.3K
  • BIO-TECHNE CORP$61.4K
Show all 88 →
All Holdings

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 SCHWAB STRATEGIC TR SCHX 808524201 $155.0M 17.25% 5,266,972 SH
2 DIMENSIONAL ETF TRUST DUHP 25434V831 $88.0M 9.80% 2,109,650 SH
3 PIMCO EQUITY SER MFDX 72202L371 $71.0M 7.90% 1,704,901 SH
4 SCHWAB STRATEGIC TR SCHF 808524805 $53.3M 5.93% 1,923,183 SH
5 DIMENSIONAL ETF TRUST DIHP 25434V765 $44.4M 4.94% 1,301,772 SH
6 ISHARES TR SHV 464288679 $38.4M 4.27% 347,758 SH
7 VANGUARD MALVERN FDS VTIP 922020805 $37.1M 4.13% 738,693 SH
8 DIMENSIONAL ETF TRUST DFAS 25434V500 $35.7M 3.97% 433,095 SH
9 SCHWAB STRATEGIC TR FNDB 808524789 $32.8M 3.66% 1,078,457 SH
10 ISHARES TR SHY 464287457 $27.0M 3.00% 328,601 SH
11 APPLE INC AAPL 037833100 $22.0M 2.45% 76,017 SH
12 FRANKLIN TEMPLETON ETF TR FLQM 35473P884 $22.0M 2.44% 379,294 SH
13 PGIM ETF TR PULS 69344A107 $21.2M 2.36% 427,177 SH
14 SCHWAB STRATEGIC TR FNDE 808524730 $18.8M 2.09% 473,791 SH
15 T ROWE PRICE EXCHANGE-TRADED TCAF 87283Q867 $18.8M 2.09% 456,246 SH
16 PIMCO EQUITY SER MFDX 72202L363 $18.5M 2.06% 276,018 SH
17 SCHWAB STRATEGIC TR SCHD 808524797 $13.5M 1.51% 426,828 SH
18 SCHWAB STRATEGIC TR FNDF 808524755 $13.1M 1.46% 247,859 SH
19 SPDR INDEX SHS FDS GMF 78463X301 $10.5M 1.17% 67,180 SH
20 MCCORMICK & CO INC MKC 579780206 $9.1M 1.01% 180,036 SH
21 NVIDIA CORPORATION NVDA 67066G104 $5.8M 0.64% 28,859 SH
22 10X GENOMICS INC TXG 88025U109 $4.8M 0.54% 126,356 SH
23 PATRICK INDS INC PATK 703343103 $4.7M 0.53% 52,645 SH
24 VANGUARD INDEX FDS VOO 922908363 $4.4M 0.49% 6,394 SH
25 SCHWAB STRATEGIC TR SCHB 808524102 $3.3M 0.37% 114,378 SH
26 DIMENSIONAL ETF TRUST DFAT 25434V609 $3.1M 0.34% 44,061 SH
27 PNC FINL SVCS GROUP INC PNC 693475105 $3.0M 0.34% 12,368 SH
28 MICROSOFT CORP MSFT 594918104 $3.0M 0.33% 8,020 SH
29 ISHARES TR IVV 464287200 $2.9M 0.33% 3,932 SH
30 ALPHABET INC GOOG 02079K107 $2.7M 0.30% 7,752 SH
31 AMAZON COM INC AMZN 023135106 $2.7M 0.30% 11,413 SH
32 ALPHABET INC GOOGL 02079K305 $2.6M 0.29% 7,259 SH
33 CATERPILLAR INC CAT 149123101 $2.5M 0.28% 2,335 SH
34 SPDR INDEX SHS FDS SPGM 78463X475 $2.2M 0.25% 25,972 SH
35 VANGUARD WORLD FD VGT 92204A702 $2.0M 0.22% 16,492 SH
36 SCHWAB STRATEGIC TR SCHG 808524300 $1.8M 0.20% 53,128 SH
37 LOCKHEED MARTIN CORP LMT 539830109 $1.7M 0.19% 3,362 SH
38 ELI LILLY & CO LLY 532457108 $1.5M 0.16% 1,232 SH
39 RTX CORPORATION RTX 75513E101 $1.4M 0.15% 7,339 SH
40 JPMORGAN CHASE & CO JPM 46625H100 $1.3M 0.15% 4,063 SH
41 TESLA INC TSLA 88160R101 $1.3M 0.14% 3,077 SH
42 MICRON TECHNOLOGY INC MU 595112103 $1.2M 0.13% 1,045 SH
43 SPDR INDEX SHS FDS XCNY 78463X848 $1.2M 0.13% 29,657 SH
44 ISHARES TR ITOT 464287150 $1.2M 0.13% 7,290 SH
45 HEWLETT PACKARD ENTERPRISE C HPE 42824C109 $1.2M 0.13% 26,328 SH
46 COSTCO WHOLESALE CORPORATION COST 22160K105 $1.2M 0.13% 1,238 SH
47 MASTERCARD INCORPORATED MA 57636Q104 $1.2M 0.13% 2,249 SH
48 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $1.1M 0.12% 2,216 SH
49 PROCTER & GAMBLE CO PG 742718109 $1.1M 0.12% 7,365 SH
50 UNITED PARCEL SVCS INC UPS 911312106 $1.1M 0.12% 9,898 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-07-23 $898.5M 1,449 0001624510-26-000004
2026-03-31 2026-04-21 $802.6M 1,402 0001624510-26-000003
2025-12-31 2026-01-22 $731.4M 1,339 0001624510-26-000001