PENNEY FINANCIAL, LLC — 13F Holdings & Portfolio
CIK 2049857 · latest 13F-HR filed 2026-04-22
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
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AUM
$260.6M
Long-equity book
Holdings
48
Distinct positions
Period
2026-03-31
Filed 2026-04-22
Q/Q Activity
+4 / −5 / ↑11 / ↓7
vs 2025-12-31
Firm Profile & Key People
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- SCHWAB STRATEGIC TR$1.0M +12.4%
- ISHARES TR$907.5K +7.7%
- FRANKLIN TEMPLETON ETF TR$786.6K +12.1%
- CAPITAL GRP FIXED INCM ETF T$533.2K +11.9%
- DIMENSIONAL ETF TRUST$396.9K +9.3%
Top Trims
- ISHARES TR-$1.1M -5.8%
- MICROSOFT CORP-$225.2K -24.6%
- APPLE INC-$160.1K -6.6%
- J P MORGAN EXCHANGE TRADED F-$59.0K -7.8%
- EQUINOR ASA-$33.6K -10.7%
New Positions
- FIREFLY AEROSPACE INC$648.9K
- J P MORGAN EXCHANGE TRADED F$404.9K
- VANGUARD INDEX FDS$232.9K
- ISHARES TR$207.0K
Exited Positions
- BROADCOM INC$346.1K
- ELI LILLY & CO$320.3K
- INSPERITY INC$270.1K
- VISA INC$226.2K
- JPMORGAN CHASE & CO.$212.0K
All Holdings
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | GOLDMAN SACHS ETF TR | GSLC | 381430503 | $59.8M | 22.93% | 477,721 | SH |
| 2 | VANGUARD INDEX FDS | VTI | 922908769 | $41.2M | 15.81% | 128,417 | SH |
| 3 | VANGUARD TAX-MANAGED FDS | VEA | 921943858 | $22.0M | 8.45% | 343,634 | SH |
| 4 | ISHARES TR | SGOV | 46436E718 | $17.4M | 6.66% | 172,506 | SH |
| 5 | ISHARES TR | IEFA | 46432F842 | $12.7M | 4.86% | 140,064 | SH |
| 6 | J P MORGAN EXCHANGE TRADED F | JPIE | 46641Q159 | $9.6M | 3.69% | 208,599 | SH |
| 7 | SCHWAB STRATEGIC TR | SCHD | 808524797 | $9.5M | 3.63% | 308,191 | SH |
| 8 | VANGUARD WHITEHALL FDS | VYM | 921946406 | $9.0M | 3.45% | 60,660 | SH |
| 9 | FRANKLIN TEMPLETON ETF TR | FLMI | 35473P868 | $7.3M | 2.79% | 293,015 | SH |
| 10 | VANGUARD MALVERN FDS | VCRB | 922020748 | $7.1M | 2.73% | 91,913 | SH |
| 11 | MORGAN STANLEY ETF TRUST | EVTR | 61774R841 | $7.1M | 2.71% | 139,022 | SH |
| 12 | VANGUARD INDEX FDS | VB | 922908751 | $6.4M | 2.45% | 24,416 | SH |
| 13 | J P MORGAN EXCHANGE TRADED F | JEPI | 46641Q332 | $5.6M | 2.17% | 99,620 | SH |
| 14 | CAPITAL GRP FIXED INCM ETF T | CGMU | 14020Y201 | $5.0M | 1.93% | 185,115 | SH |
| 15 | DIMENSIONAL ETF TRUST | DFNM | 25434V849 | $4.7M | 1.78% | 97,028 | SH |
| 16 | ISHARES TR | AGG | 464287226 | $4.5M | 1.72% | 45,254 | SH |
| 17 | J P MORGAN EXCHANGE TRADED F | HELO | 46654Q724 | $4.3M | 1.67% | 68,023 | SH |
| 18 | VANGUARD MUN BD FDS | VTEB | 922907746 | $3.9M | 1.49% | 78,066 | SH |
| 19 | VANGUARD STAR FDS | VXUS | 921909768 | $3.2M | 1.22% | 41,340 | SH |
| 20 | SCHWAB STRATEGIC TR | SCHB | 808524102 | $2.8M | 1.08% | 112,248 | SH |
| 21 | ISHARES TR | SUB | 464288158 | $2.6M | 1.00% | 24,446 | SH |
| 22 | APPLE INC | AAPL | 037833100 | $2.3M | 0.87% | 8,889 | SH |
| 23 | VANGUARD INDEX FDS | VOO | 922908363 | $1.3M | 0.50% | 2,162 | SH |
| 24 | CHEVRON CORPORATION | CVX | 166764100 | $899.7K | 0.35% | 4,349 | SH |
| 25 | ISHARES TR | IVV | 464287200 | $897.5K | 0.34% | 1,374 | SH |
| 26 | ISHARES TR | IWB | 464287622 | $848.6K | 0.33% | 2,380 | SH |
| 27 | CHENIERE ENERGY INC | LNG | 16411R208 | $773.2K | 0.30% | 2,725 | SH |
| 28 | ISHARES TR | ITOT | 464287150 | $747.2K | 0.29% | 5,246 | SH |
| 29 | J P MORGAN EXCHANGE TRADED F | JQUA | 46641Q761 | $695.6K | 0.27% | 11,343 | SH |
| 30 | AMAZON COM INC | AMZN | 023135106 | $695.0K | 0.27% | 3,337 | SH |
| 31 | MICROSOFT CORP | MSFT | 594918104 | $688.9K | 0.26% | 1,861 | SH |
| 32 | FIREFLY AEROSPACE INC | FLY | 31816X106 | $648.9K | 0.25% | 22,793 | SH |
| 33 | ISHARES TR | IWM | 464287655 | $546.3K | 0.21% | 2,203 | SH |
| 34 | J P MORGAN EXCHANGE TRADED F | JPST | 46641Q837 | $404.9K | 0.16% | 8,000 | SH |
| 35 | FEDEX CORP | FDX | 31428X106 | $360.1K | 0.14% | 1,011 | SH |
| 36 | GRANITE CONSTR INC | GVA | 387328107 | $317.3K | 0.12% | 2,647 | SH |
| 37 | VANGUARD BD INDEX FDS | BSV | 921937827 | $302.7K | 0.12% | 3,861 | SH |
| 38 | EXXON MOBIL CORP | XOM | 30231G102 | $287.9K | 0.11% | 1,697 | SH |
| 39 | EQUINOR ASA | EQNR | 29446M102 | $280.6K | 0.11% | 6,649 | SH |
| 40 | VANGUARD INDEX FDS | VUG | 922908736 | $265.1K | 0.10% | 607 | SH |
| 41 | SCHWAB STRATEGIC TR | SCHX | 808524201 | $251.7K | 0.10% | 9,816 | SH |
| 42 | ISHARES TR | IJH | 464287507 | $241.4K | 0.09% | 3,575 | SH |
| 43 | SPDR INDEX SHS FDS | XCNY | 78463X848 | $239.3K | 0.09% | 6,540 | SH |
| 44 | ALPHABET INC | GOOGL | 02079K305 | $238.4K | 0.09% | 829 | SH |
| 45 | VANGUARD INDEX FDS | VTV | 922908744 | $232.9K | 0.09% | 1,187 | SH |
| 46 | META PLATFORMS INC | META | 30303M102 | $228.3K | 0.09% | 399 | SH |
| 47 | BRITISH AMERN TOB PLC | BTI | 110448107 | $210.7K | 0.08% | 3,603 | SH |
| 48 | ISHARES TR | HDV | 46429B663 | $207.0K | 0.08% | 1,525 | SH |
Filing History
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-03-31 | 2026-04-22 | $260.6M | 48 | 0002049857-26-000003 |
| 2025-12-31 | 2026-01-21 | $259.1M | 49 | 0002049857-26-000001 |