PENNEY FINANCIAL, LLC — 13F Holdings & Portfolio
CIK 2049857 · latest 13F-HR filed 2026-07-22
PENNEY FINANCIAL, LLC manages $286.1M in 13F-reported U.S. long-equity assets across 53 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are DFUS (25.59%), VTI (15.79%), VEA (8.53%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 7 new positions, exited 2, added to 24, and trimmed 13.
AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.
12TH FLOOR
HOUSTON, TX 77024
$286.1M
Long-equity book
53
Distinct positions
2026-06-30
Filed 2026-07-22
+7 / −2 / ↑24 / ↓13
vs 2026-03-31
| Name | Title / Status | Ownership | Type |
|---|
Top Adds (vs prior quarter)
- VANGUARD MALVERN FDS$13.0M +182.2%
- VANGUARD INDEX FDS$4.0M +9.6%
- J P MORGAN EXCHANGE TRADED F$3.9M +952.2%
- VANGUARD TAX-MANAGED FDS$2.4M +10.8%
- CAPITAL GRP FIXED INCM ETF T$784.0K +15.6%
Top Trims
- GOLDMAN SACHS ETF TR-$59.0M -98.6%
- MORGAN STANLEY ETF TRUST-$6.6M -93.6%
- VANGUARD INDEX FDS-$6.1M -95.2%
- ISHARES TR-$4.3M -95.5%
- FRANKLIN TEMPLETON ETF TR-$4.1M -56.8%
New Positions
- DIMENSIONAL ETF TRUST$73.2M
- VANGUARD MUN BD FDS$8.7M
- DIMENSIONAL ETF TRUST$4.0M
- GOLDMAN SACHS ETF TR$1.1M
- VISA INC$221.3K
Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).
| # | Issuer | Symbol | CUSIP | Value | Weight | Shares | Type |
|---|---|---|---|---|---|---|---|
| 1 | DIMENSIONAL ETF TRUST | DFUS | 25434V401 | $73.2M | 25.59% | 893,449 | SH |
| 2 | VANGUARD INDEX FDS | VTI | 922908769 | $45.2M | 15.79% | 122,064 | SH |
| 3 | VANGUARD TAX-MANAGED FDS | VEA | 921943858 | $24.4M | 8.53% | 342,359 | SH |
| 4 | VANGUARD MALVERN FDS | VCRB | 922020748 | $20.1M | 7.02% | 259,865 | SH |
| 5 | ISHARES TR | SGOV | 46436E718 | $15.6M | 5.46% | 155,055 | SH |
| 6 | ISHARES TR | IEFA | 46432F842 | $12.8M | 4.48% | 132,569 | SH |
| 7 | J P MORGAN EXCHANGE TRADED F | JPIE | 46641Q159 | $9.8M | 3.41% | 211,958 | SH |
| 8 | VANGUARD WHITEHALL FDS | VYM | 921946406 | $9.5M | 3.33% | 60,279 | SH |
| 9 | SCHWAB STRATEGIC TR | SCHD | 808524797 | $9.3M | 3.25% | 293,595 | SH |
| 10 | VANGUARD MUN BD FDS | VCRM | 922907712 | $8.7M | 3.03% | 113,444 | SH |
| 11 | CAPITAL GRP FIXED INCM ETF T | CGMU | 14020Y201 | $5.8M | 2.03% | 211,497 | SH |
| 12 | J P MORGAN EXCHANGE TRADED F | JEPI | 46641Q332 | $5.7M | 1.98% | 100,261 | SH |
| 13 | J P MORGAN EXCHANGE TRADED F | JPST | 46641Q837 | $4.3M | 1.49% | 84,243 | SH |
| 14 | DIMENSIONAL ETF TRUST | DFSD | 25434V864 | $4.0M | 1.38% | 82,902 | SH |
| 15 | VANGUARD STAR FDS | VXUS | 921909768 | $3.6M | 1.27% | 42,475 | SH |
| 16 | J P MORGAN EXCHANGE TRADED F | HELO | 46654Q724 | $3.6M | 1.25% | 52,887 | SH |
| 17 | FRANKLIN TEMPLETON ETF TR | FLMI | 35473P868 | $3.1M | 1.10% | 124,597 | SH |
| 18 | SCHWAB STRATEGIC TR | SCHB | 808524102 | $3.0M | 1.04% | 102,649 | SH |
| 19 | APPLE INC | AAPL | 037833100 | $2.6M | 0.90% | 8,892 | SH |
| 20 | VANGUARD MUN BD FDS | VTEB | 922907746 | $2.4M | 0.85% | 47,994 | SH |
| 21 | DIMENSIONAL ETF TRUST | DFNM | 25434V849 | $1.7M | 0.60% | 35,448 | SH |
| 22 | VANGUARD INDEX FDS | VOO | 922908363 | $1.5M | 0.53% | 2,211 | SH |
| 23 | ISHARES TR | SUB | 464288158 | $1.3M | 0.47% | 12,607 | SH |
| 24 | GOLDMAN SACHS ETF TR | GPIX | 38149W622 | $1.1M | 0.38% | 19,656 | SH |
| 25 | ISHARES TR | IVV | 464287200 | $1.0M | 0.36% | 1,374 | SH |
| 26 | CHENIERE ENERGY INC | LNG | 16411R208 | $1.0M | 0.35% | 4,221 | SH |
| 27 | ISHARES TR | IWB | 464287622 | $974.6K | 0.34% | 2,380 | SH |
| 28 | ISHARES TR | ITOT | 464287150 | $861.8K | 0.30% | 5,246 | SH |
| 29 | GOLDMAN SACHS ETF TR | GSLC | 381430503 | $820.0K | 0.29% | 5,779 | SH |
| 30 | J P MORGAN EXCHANGE TRADED F | JQUA | 46641Q761 | $819.9K | 0.29% | 11,343 | SH |
| 31 | AMAZON COM INC | AMZN | 023135106 | $795.3K | 0.28% | 3,337 | SH |
| 32 | CHEVRON CORPORATION | CVX | 166764100 | $720.8K | 0.25% | 4,349 | SH |
| 33 | MICROSOFT CORP | MSFT | 594918104 | $694.2K | 0.24% | 1,861 | SH |
| 34 | FIREFLY AEROSPACE INC | FLY | 31816X106 | $670.1K | 0.23% | 22,793 | SH |
| 35 | ISHARES TR | IWM | 464287655 | $661.9K | 0.23% | 2,203 | SH |
| 36 | MORGAN STANLEY ETF TRUST | EVTR | 61774R841 | $454.8K | 0.16% | 8,969 | SH |
| 37 | GRANITE CONSTR INC | GVA | 387328107 | $316.2K | 0.11% | 2,000 | SH |
| 38 | VANGUARD INDEX FDS | VUG | 922908736 | $313.7K | 0.11% | 3,642 | SH |
| 39 | VANGUARD INDEX FDS | VB | 922908751 | $304.6K | 0.11% | 1,005 | SH |
| 40 | VANGUARD BD INDEX FDS | BSV | 921937827 | $298.4K | 0.10% | 3,830 | SH |
| 41 | ALPHABET INC | GOOGL | 02079K305 | $296.3K | 0.10% | 829 | SH |
| 42 | SCHWAB STRATEGIC TR | SCHX | 808524201 | $288.9K | 0.10% | 9,816 | SH |
| 43 | ISHARES TR | IJH | 464287507 | $275.7K | 0.10% | 3,575 | SH |
| 44 | SPDR INDEX SHS FDS | XCNY | 78463X848 | $266.0K | 0.09% | 6,540 | SH |
| 45 | VANGUARD INDEX FDS | VTV | 922908744 | $258.7K | 0.09% | 1,187 | SH |
| 46 | EXXON MOBIL CORP | XOM | 30231G102 | $232.0K | 0.08% | 1,697 | SH |
| 47 | META PLATFORMS INC | META | 30303M102 | $224.8K | 0.08% | 399 | SH |
| 48 | BRITISH AMERN TOB PLC | BTI | 110448107 | $222.5K | 0.08% | 3,603 | SH |
| 49 | VISA INC | V | 92826C839 | $221.3K | 0.08% | 645 | SH |
| 50 | CATERPILLAR INC | CAT | 149123101 | $214.7K | 0.08% | 202 | SH |
| Period | Filed | AUM | Holdings | Accession |
|---|---|---|---|---|
| 2026-06-30 | 2026-07-22 | $286.1M | 53 | 0002049857-26-000004 |
| 2026-03-31 | 2026-04-22 | $260.6M | 48 | 0002049857-26-000003 |
| 2025-12-31 | 2026-01-21 | $259.1M | 49 | 0002049857-26-000001 |