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Bernard Wealth Management Corp. — 13F Holdings & Portfolio

CIK 2056313 · latest 13F-HR filed 2026-08-21

Backtest portfolio

Bernard Wealth Management Corp. manages $271.3M in 13F-reported U.S. long-equity assets across 325 reported positions as of its 2026-06-30 13F-HR filing. Its largest disclosed positions are NVDA (14.92%), SCHX (14.36%), AAPL (8.90%). Quarter over quarter (versus its 2026-03-31 filing) the fund opened 20 new positions and exited 55; 169 existing positions rose in reported value and 70 fell.

AUM is the long-equity portion reported on Form 13F-HR. Excludes short positions, cash, foreign holdings, and non-13F assets. For informational purposes only — not investment advice.

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AUM
$271.3M

Long-equity book

Holdings
325

Distinct positions

Period
2026-06-30

Filed 2026-08-21

Q/Q Activity
+20 / −55 / ↑169 / ↓70

vs 2026-03-31

Portfolio charts

Latest quarter's book, what changed, and how the portfolio has evolved across filings.

Portfolio map

Q2 26
NVDA14.9% · -4%SCHX14.4% · +2%AAPL8.9% · -2%SCHM4.2% · +1%LLY4.0% · -3%DGRO3.7% · +3%EMXC3.6% · +2%SCHA3.0% · +1%GOOGL2.8% · -7%MSFT2.7% · -1%IEFA2.6% · +4%CAT2.4% · -3%AMZN2.3% · -7%CORP1.8% · +9%BRK.B1.7% · -2%PANW1.6% · -2%JPM1.5% · -4%IYG1.5% · -5%V1.4% · -2%CRWD1.4% · -3%QQQ1.4% · -1%GEV1.3% · newWMT1.0% · +1%DTM0.9% · -0%SPY0.9% · -3%MU0.9% · +212%SCHD0.8% · 0%DTE0.7% · +4%IWM0.7% · -1%IJH0.5% · -1%XOM0.5% · 0%COST0.5% · -2%XLK0.4% · 0%PJAN0.4% · -3%AMD0.3% · -18%ABBV0.3% · 0%GOOG0.3% · 0%BRK.A0.3% · -50%SSO0.3% · 0%XLI0.3% · 0%RDDT0.2% · -5%AJAN0.2% · -2%HD0.2% · -48%LOW0.2% · -46%BE0.2% · -5%HON0.2% · -50%HONA0.2% · newEQX0.2% · 0%AMAT0.1% · -7%TSLA0.1% · -0%GD0.1% · 0%SCHW0.1% · -20%ABT0.1% · -1%COF0.1% · 0%FR0.1% · +0%RSP0.1% · 0%IVV0.1% · -4%SPSM0.1% · 0%ETN0.1% · 0%MA0.1% · 0%

Box size = position value; colour = change in share count vs the prior quarter (green added, red trimmed, blue new). Rows split across managers or share classes are combined. Click a box for the stock.

Sector mix

% of 13F value

Sectors from each company's SIC code; funds and ETFs grouped separately.

Biggest buys and sells

Q1 26 → Q2 26

Estimated from the change in shares held × the quarter-end price, so price moves alone don't count as buying. New and exited positions are included.

13F assets and positions

4 quarters

Total reported 13F value (bars) and number of positions (line) each quarter. Value changes include market moves.

Top positions over time

reported value

The eight largest current positions, valued at each quarter end.

Concentration

top 10 = 62.2%

Cumulative share of the portfolio held in the largest N positions.

Firm Profile & Key People

As of the firm’s regulatory filing dated Jul 23, 2026.

Assets Under Management
$314.2M
Discretionary
$293.1M
Employees
4
Accounts
848
Address
360 N. MAIN ST.
SUITE 430
ROYAL OAK, MI 48067
Phone
(248) 556-2900
Website
Name Title / Status Ownership Type
BERNARD, KENNETH, MARK ControlPRESIDENT
since Oct 2011
75% or moreIndividual
BERNARD, KENNETH, MARK ControlCHIEF COMPLIANCE OFFICER
since Dec 2011
75% or moreIndividual
Niedermeier, Andrew, Paul ControlCHIEF INVESTMENT OFFICER
since Jan 2023
10–25%Individual
HARLESS, DEANNA, JOYCEDIRECTOR OF FINANCIAL PLANNING
since Mar 2023
Less than 5%Individual
Ownership & leadership changes · 2 filings with changes since Jun 25, 2020

From the firm’s regulatory filings, newest first. Dates are filing dates: a filing that no longer lists someone does not say when they left.

Mar 21, 2025 filing
  • AddedHARLESS, DEANNA, JOYCE · DIRECTOR OF FINANCIAL PLANNING · Less than 5%
Mar 30, 2023 filing
  • AddedNiedermeier, Andrew, Paul · CHIEF INVESTMENT OFFICER · 10–25% · control person
Jun 25, 2020 filing (earliest on record)
  • ListedBERNARD, KENNETH, MARK · CHIEF COMPLIANCE OFFICER / PRESIDENT · 75% or more · control person

Quarter-over-quarter changes

Changes in reported position value vs the prior 13F, so price moves count too, not just shares bought or sold.

Bernard Wealth Management Corp. Holdings (2026-06-30)

Rows tagged Call or Put are options positions, not stock. Per SEC Form 13F-HR, Value shows the notional value of the underlying (shares covered × underlying price), not the option premium. Shares is the number of underlying shares covered (divide by 100 for contract count).

# Issuer Symbol CUSIP Value Weight Shares Type
1 NVIDIA CORPORATION NVDA 67066G104 $40.5M 14.92% 202,231 SH
2 SCHWAB STRATEGIC TR SCHX 808524201 $39.0M 14.36% 1,323,557 SH
3 APPLE INC AAPL 037833100 $24.1M 8.90% 83,448 SH
4 SCHWAB STRATEGIC TR SCHM 808524508 $11.5M 4.25% 312,545 SH
5 ELI LILLY & CO LLY 532457108 $10.8M 3.98% 9,000 SH
6 ISHARES TR DGRO 46434V621 $10.0M 3.69% 131,993 SH
7 ISHARES INC EMXC 46434G764 $9.8M 3.63% 96,180 SH
8 SCHWAB STRATEGIC TR SCHA 808524607 $8.0M 2.95% 221,529 SH
9 ALPHABET INC GOOGL 02079K305 $7.7M 2.83% 21,512 SH
10 MICROSOFT CORP MSFT 594918104 $7.3M 2.71% 19,674 SH
11 ISHARES TR IEFA 46432F842 $7.0M 2.57% 72,162 SH
12 CATERPILLAR INC CAT 149123101 $6.4M 2.37% 6,033 SH
13 AMAZON COM INC AMZN 023135106 $6.1M 2.25% 25,621 SH
14 PIMCO ETF TR CORP 72201R817 $4.9M 1.79% 50,079 SH
15 BERKSHIRE HATHAWAY INC DEL BRK.B 084670702 $4.7M 1.73% 9,389 SH
16 PALO ALTO NETWORKS INC PANW 697435105 $4.2M 1.56% 12,376 SH
17 JPMORGAN CHASE & CO JPM 46625H100 $4.0M 1.48% 12,270 SH
18 ISHARES TR IYG 464287770 $4.0M 1.47% 43,980 SH
19 VISA INC V 92826C839 $3.7M 1.37% 10,841 SH
20 CROWDSTRIKE HLDGS INC CRWD 22788C105 $3.7M 1.37% 4,860 SH
21 INVESCO QQQ TR QQQ 46090E103 $3.7M 1.36% 5,005 SH
22 GE VERNOVA INC GEV 36828A101 $3.4M 1.27% 2,935 SH
23 WALMART INC WMT 931142103 $2.8M 1.03% 24,603 SH
24 DT MIDSTREAM INC DTM 23345M107 $2.6M 0.95% 17,569 SH
25 STATE STR SPDR S&P 500 ETF T SPY 78462F103 $2.4M 0.90% 3,263 SH
26 MICRON TECHNOLOGY INC MU 595112103 $2.3M 0.87% 2,033 SH
27 SCHWAB STRATEGIC TR SCHD 808524797 $2.2M 0.81% 69,081 SH
28 DTE ENERGY CO DTE 233331107 $1.8M 0.68% 12,073 SH
29 ISHARES TR IWM 464287655 $1.8M 0.65% 5,881 SH
30 ISHARES TR IJH 464287507 $1.4M 0.52% 18,136 SH
31 EXXON MOBIL CORP XOM 30231G102 $1.3M 0.49% 9,810 SH
32 COSTCO WHOLESALE CORPORATION COST 22160K105 $1.2M 0.46% 1,335 SH
33 SELECT SECTOR SPDR TR XLK 81369Y803 $1.1M 0.39% 5,546 SH
34 INNOVATOR ETFS TRUST PJAN 45782C508 $1.0M 0.37% 20,246 SH
35 ADVANCED MICRO DEVICES INC AMD 007903107 $926.0K 0.34% 1,594 SH
36 ABBVIE INC ABBV 00287Y109 $869.7K 0.32% 3,456 SH
37 ALPHABET INC GOOG 02079K107 $793.6K 0.29% 2,246 SH
38 BERKSHIRE HATHAWAY INC DEL BRK.A 084670108 $748.9K 0.28% 1 SH
39 PROSHARES TR SSO 74347R107 $717.7K 0.26% 10,652 SH
40 SELECT SECTOR SPDR TR XLI 81369Y704 $686.3K 0.25% 3,705 SH
41 REDDIT INC RDDT 75734B100 $673.5K 0.25% 3,880 SH
42 INNOVATOR ETFS TRUST AJAN 45783Y418 $638.8K 0.24% 22,509 SH
43 HOME DEPOT INC HD 437076102 $574.0K 0.21% 1,628 SH
44 LOWES COS INC LOW 548661107 $538.8K 0.20% 2,443 SH
45 BLOOM ENERGY CORP BE 093712107 $538.5K 0.20% 1,779 SH
46 HONEYWELL INTL INC HON 438516205 $533.4K 0.20% 2,383 SH
47 HONEYWELL AEROSPACE INC HONA 43849R105 $526.6K 0.19% 2,382 SH
48 EQUINOX GOLD CORP EQX 29446Y502 $471.1K 0.17% 48,464 SH
49 APPLIED MATLS INC AMAT 038222105 $407.0K 0.15% 563 SH
50 TESLA INC TSLA 88160R101 $402.9K 0.15% 958 SH
Filing History
Period Filed AUM Holdings Accession
2026-06-30 2026-08-21 $271.3M 325 0002056313-26-000004
2026-03-31 2026-05-15 $234.4M 360 0002056313-26-000003
2025-12-31 2026-01-15 $246.5M 356 0002056313-26-000001
2025-09-30 2025-10-14 $239.4M 342 0002056313-25-000007
Filer Information
Address
360 N MAIN STREET
SUITE 430
ROYAL OAK, MI 48067
Phone
(248) 556-2900
Filing Manager
Bernard Wealth Management Corp.
ROYAL OAK, MI
Signatory
Andrew Niedermeier
CIO